Navy Federal Credit Union

In the vibrant Cherry Hill community, Navy Federal Credit Union at 2100 Route 38 is your trusted financial partner dedicated to serving military members, veterans, and their families with personalized care. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays until 4:00 p.m., this branch offers a welcoming lobby and convenient ATM services for quick cash withdrawals and balance checks.
Renowned for some of the best auto loans in Cherry Hill, Navy Federal makes financing your next vehicle simple with competitive rates and flexible terms tailored to your lifestyle. Homebuyers also enjoy access to low mortgage rates and refinancing options designed to make owning a home more attainable. Beyond lending, members benefit from personal banking solutions including checking and savings accounts built for everyday convenience, credit cards loaded with rewarding perks, plus business banking services such as merchant solutions and business loans.
Visit Navy Federal Credit Union at 2100 Route 38 or call 888-842-6328 today to experience friendly local service. Discover how our standout auto loans and mortgage offerings can help you confidently navigate your financial future right here in Cherry Hill!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, we believe in building strong relationships with our members, rooted in trust and community support. Located at 2100 Route 38, Cherry Hill, NJ 08002, our branch has been serving the needs of our members since 1947. As one of the largest credit unions in the nation, we proudly serve over 14 million members, helping them achieve their financial goals with personalized services and expert guidance. With a solid foundation of assets totaling over $180.8 billion and total deposits amounting to $2.32 billion, we stand as a beacon of financial stability. Our commitment to our members is reflected in our diverse offerings, including personal banking, auto loans, and mortgages. We have processed 8,384,529 loans and leases, ensuring that you have access to the funds you need for life's big moments. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create a welcoming environment where your financial well-being is our top priority. Our dedicated team of over 24,500 employees works tirelessly to provide exceptional service and support. While you can visit us at our Cherry Hill branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 2100 Route 38, Cherry Hill, NJ 8002. Ready to take control of your financial future? Give us a call at 888-842-6328 or explore more about our services on our website at Navy Federal Credit Union. Join us today and experience the benefits of being part of a community-focused credit union!

Branch History & Mission

Join Us

As we continue this journey together with our community in Cherry Hill and beyond, we invite you to be part of something special. Experience the benefits of membership at Navy Federal Credit Union where your needs come first. Whether you're looking for reliable banking options or seeking support for your financial goals, we're here for you every step of the way. For more information or assistance, feel free to call us at 888-842-6328 or visit us online at Navy Federal Credit Union. Together, let's build a brighter financial future!

Our Journey

The story of Navy Federal Credit Union is one of dedication and growth. Founded to support military personnel and their families, we have expanded our reach while staying true to our roots. Our journey reflects our commitment to serving those who serve our country. From humble beginnings, we have evolved into a comprehensive financial institution offering a wide range of products and services designed to meet the unique needs of our members. As we look back at our history, it's clear that our focus has always been on community support and member satisfaction. With accessible operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM we strive to make banking convenient for everyone. While you can visit us at our Cherry Hill location, any official correspondence should be sent to the same address: 2100 Route 38, Cherry Hill, NJ 08002.

Our Mission

At Navy Federal Credit Union, our mission is simple yet powerful: to serve our members by providing them with the tools and resources they need for financial success. We believe in empowering individuals and families through personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We are not just about transactions; we are about building relationships within our community. Our commitment extends beyond financial services as we actively engage in outreach efforts that support local initiatives and programs aimed at improving the lives of those around us. In addition to traditional banking methods, we embrace technology that enhances member experience while ensuring accessibility for everyone. Features like online banking and mobile payments allow members to manage their finances seamlessly from anywhere.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union, your friendly financial partner located at 2100 Route 38 in Cherry Hill, NJ. Our branch is conveniently situated near well-known landmarks, making it easy for you to find us while you're out and about. Whether you're popping in after a visit to the nearby shopping centers or just passing through the area, we are here to serve your banking needs. At our Cherry Hill branch, you can expect a warm welcome from our dedicated team. We offer convenient parking right outside the entrance, ensuring that your visit is hassle-free. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant ramps to accommodate all members of our community. Our lobby hours are set to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. With these hours, we aim to make it easy for you to stop by whenever it suits you best. For those who prefer self-service options, we also have an ATM available on-site for quick cash withdrawals and balance checks. While we do not currently offer drive-thru banking, our friendly staff is ready to assist you inside the branch with all your personal banking needs, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. If you need to send us any official correspondence, please note that our mailing address is the same as our branch address: 2100 Route 38, Cherry Hill, NJ 8002. Feel free to give us a call at 888-842-6328 if you have any questions or need assistance. We look forward to welcoming you at Navy Federal Credit Union in Cherry Hill!

Member Eligibility

At Navy Federal Credit Union, we believe in creating a welcoming community where everyone can thrive. Becoming a member is a straightforward process designed to be inclusive and supportive. If you live, work, or worship in the area, or have family members who are already part of our credit union, you're likely eligible to join us! We're proud to offer various services that cater to your financial needs, from checking accounts to auto loans and more. For complete details on eligibility requirements, feel free to check out our resource at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is just as easy! You can start your membership journey by visiting our online portal at https://mymembership.navyfederal.org/#/milestones, or you can give us a call at (888) 842-6328 if you have any questions. Our team is here to guide you every step of the way, ensuring that you feel right at home in our 2100 Route 38 Cherry Hill Nj 08002 location. Join us today and experience the benefits of being part of a community-focused credit union!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Managing transactions efficiently is crucial for any business. Our merchant services simplify payment processing, enabling you to focus on what you do best running your business. Picture this: your customers can pay quickly and easily, whether they are using credit cards or mobile payments. This not only enhances customer satisfaction but also boosts your sales. Located at 2100 Route 38 Cherry Hill Nj 08002, Cherry Hill, NJ, we are here to partner with you on your journey to success. Call us today at (888) 842-6328 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, which include merchant services and business loans, are designed to support your growth. We know how important it is for businesses to have reliable financial backing, so we're here to provide personalized assistance.

Convenient Access

Accessing your money should never be a hassle. At Navy Federal Credit Union, we provide easy-to-use ATM and cash withdrawal services. Our ATMs allow for basic functions like withdrawals and balance checks whenever you need them. We also emphasize digital convenience through features like mobile payments and person-to-person transfers. With just a few taps on your smartphone or clicks on your computer, managing your finances becomes effortless. For any inquiries or further information about our services, don't hesitate to reach out! You can contact us at (888) 842-6328 or visit us in person at our Cherry Hill location. Join us today at Navy Federal Credit Union, where we prioritize your financial wellness by offering comprehensive services tailored just for you!

Financial Empowerment

Managing debt can be challenging, but with our personal loans and debt consolidation services, you can take control of your financial future. We work with you to create a plan that suits your needs while offering flexible repayment options. Our range of credit cards with rewards allows members to earn benefits on everyday purchases. Whether you're planning a trip or making routine transactions, our rewards program adds value to your spending.

Personal Banking Solutions

We understand that managing your personal finances is essential. That's why we offer various personal banking options, including checking and savings accounts that fit your lifestyle. You can easily access your funds through our online and mobile banking platforms, making it simple to check balances or transfer money on the go. For those considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that help you get behind the wheel sooner. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process, ensuring you find the right fit for your budget.

Digital & Online Banking

Key Features

Our online banking services include everything you need for hassle-free account management. You can view balances, pay bills, and transfer funds with just a few clicks. If you prefer using your smartphone, our mobile application is available for download, putting banking at your fingertips whenever you need it. For those who value convenience, we offer electronic signature authorization, allowing you to sign documents quickly without the need for printing or mailing. Plus, with e-statements available, you can easily manage your accounts and keep track of your finances without the clutter of paper statements.

Safe & Secure Transactions

When it comes to security, we've got you covered. Our platform uses advanced security measures to protect your personal information. You can also enjoy peace of mind knowing that person-to-person transfers are quick and secure, making it easy to send money to friends and family. Whether you're making mobile payments or checking your balance late at night, our 24/7 online banking services ensure that help is always just a click away. At Navy Federal Credit Union, we're committed to providing a user-friendly experience that makes managing your money not just easy but enjoyable. Explore all our digital banking features today at https://www.navyfederal.org/ and see how we can help simplify your financial journey!

Financial Strength

Commitment to Member Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

We currently serve 30,809,321 members through total share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $1,127,735,547, indicating funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2100 Route 38 Cherry Hill Nj 08002 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our efforts also reflect in our operations with a net income of $0, which highlights our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 23,925 full-time employees and 635 part-time employees ready to assist you with knowledgeable service.

Reinvesting in Our Future

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Solid Financial Foundations

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to auto and mortgage loans, we provide various other financing solutions tailored to fit your needs. If you're interested in business financing, our outstanding commercial loans totaling $227,844,936 provide the capital needed for growth and expansion. If you're considering refinancing any current loans, we have options available that might lower your payments or help you pay off your debt faster. To learn more about eligibility for our loan products, feel free to reach out at (888) 842-6328 or visit us at our branch located at 2100 Route 38 Cherry Hill Nj 08002, Cherry Hill, NJ. We are committed to providing personalized service and support throughout your borrowing journey. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, contact us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your purchase as affordable as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards, making them an excellent choice for everyday purchases or emergencies.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. By working closely with legitimate financial institutions, LendMesh guarantees verified data in every comparison.

Key Benefits of Using LendMesh

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