Navy Federal Credit Union Raleigh NC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 7870 Alexander Promenade Pl, Raleigh, NC 27617. Established in 1947, we have proudly served our members for over 75 years, growing alongside the community and providing essential banking services tailored to your needs. With a robust membership of over 14 million, we are committed to helping you achieve your financial goals. At Navy Federal, we understand that each member's journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our total assets exceed $180.8 billion, ensuring that we have the resources to support you every step of the way. Your safety and convenience are paramount to us. We maintain a cash reserve of approximately $2.2 billion to ensure that your funds are secure and accessible whenever you need them. Our dedicated team of over 24,500 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to assist you with personalized service and expert advice. While members can visit us at our Raleigh branch for in-person assistance, official correspondence should be sent to our mailing address: 7870 Alexander Promenade Pl, Raleigh, NC 27617. We invite you to explore our website at navyfcu.org or call us at 888-842-6328 to learn more about how we can help you navigate your financial journey. Join us today and experience the difference of being a member of Navy Federal Credit Union!

Branch History & Mission

Commitment to Community

We believe in giving back to the communities we serve. Through partnerships with local organizations and participation in outreach efforts, we work diligently to enhance the quality of life in Raleigh. Whether it's hosting financial literacy workshops or supporting local events, we are dedicated to making a positive impact. With amenities such as ATM availability for easy access and a commitment to ADA compliance, we ensure that everyone can benefit from our services. Our drive-thru service may not be available at this location; however, we are constantly looking for ways to improve member experience. As you consider joining us at Navy Federal Credit Union, know that you will be part of an organization that values your needs and supports your aspirations. Explore the benefits of membership today by visiting our website or giving us a call at 888-842-6328. Join us in building a brighter financial future together!

Our Journey

From humble beginnings to becoming a cornerstone of financial support in Raleigh, our journey reflects our dedication to providing quality service. Over the years, we have adapted to meet the changing needs of our members, all while maintaining a focus on community engagement and support. We understand that financial success is about more than just numbers; it's about empowering individuals and families to achieve their dreams. Our branch opened its doors with the mission of serving those who serve our country. This mission continues today as we provide essential services such as personal banking, auto loans, mortgages, and credit cards with rewards. We also emphasize accessibility through initiatives like online banking and mobile payments, ensuring that financial management is convenient for everyone.

Our Mission

At Navy Federal Credit Union, we are guided by a mission to put our members first. We strive not only to offer competitive financial products but also to foster a sense of community among those we serve. Our mission statement emphasizes providing comprehensive financial services while supporting local initiatives that enrich the lives of our members. While members can visit us at 7870 Alexander Promenade Pl, official correspondence should be sent to 7870 Alexander Promenade Pl, Ste 125, Raleigh, NC 27617 if needed. Our operating hours are designed for your convenience: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at 888-842-6328! We're always happy to assist you with any inquiries you may have. So why wait? Stop by the Navy Federal Credit Union branch today; we look forward to serving you!

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking, auto loans, or credit card services, our friendly staff is here to help during these hours.

Services Offered

At Navy Federal Credit Union, we provide a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our convenient ATM access for cash withdrawals and balance inquiries. Although we don't have drive-thru service available at this branch, our ATM is fully operational for quick transactions. If you prefer online banking, enjoy the ease of managing your finances from the comfort of your home or on the go with our mobile banking app.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member means joining a family dedicated to helping each other thrive. If you're wondering how to join us, the good news is that eligibility is open to various individuals, including active and retired military members, their families, and certain Department of Defense civilians. This welcoming approach ensures that a broad community can benefit from our services and support. We pride ourselves on providing not just financial products, but also the knowledge and tools you need to achieve your goals. To take the next step towards membership at Navy Federal Credit Union, simply visit us at our location in 7870 Alexander Promenade Pl Raleigh Nc 27617 or give us a call at (888) 842-6328. You can find more detailed eligibility requirements by checking out this resource: https://www.navyfederal.org/membership/eligibility .html . Once you've confirmed your eligibility, opening an account is straightforward just follow the easy process outlined here: https://mymembership.navyfederal.org/#/milestones . We look forward to welcoming you into our vibrant community!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business smoothly without worrying about payment processing. Our merchant services allow you to accept payments easily and securely, whether online or in-store. This means more time for you to focus on what matters most: serving your customers and growing your brand. Located at 7870 Alexander Promenade Pl Raleigh Nc 27617, Raleigh, NC, we're here to assist you every step of the way. Contact us today at (888) 842-6328 to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans make financing straightforward and affordable. You can easily apply for a loan tailored to your needs, whether you're buying a brand-new vehicle or refinancing an existing loan. We strive to provide competitive rates that help you get on the road without breaking the bank.

Business Banking Services

If you're a business owner, our business banking services are designed with you in mind. From merchant services that simplify payment processing to business loans that fuel growth, we're committed to supporting local entrepreneurs in Raleigh.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to check balances, pay bills, transfer money between accounts, and even send money to friends with just a few taps on your smartphone. With ATM access available at our branch as well as other locations, withdrawing cash has never been easier. With all these services available at Navy Federal Credit Union, located at 7870 Alexander Promenade Pl Raleigh Nc 27617 in Raleigh, NC, there's no need to look elsewhere for your financial needs. If you have questions or need assistance with any of our offerings, feel free to give us a call at (888) 842-6328. Ready to take control of your finances? Visit us today or check out our website at Brier Creek Pkwy Raleigh Nc to learn more about how we can assist you!

Credit Cards with Rewards

We also offer credit cards that not only help build your credit history but also reward you for your purchases. Imagine earning points or cash back just by using your card for everyday expenses it's like getting paid for shopping!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their current mortgage, our mortgage loans offer flexible terms and competitive rates. Picture yourself settling into a cozy new home or reducing your monthly payments through refinancing our dedicated team is here to guide you every step of the way.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine being able to manage your day-to-day spending while also saving for future goals all in one place. Our checking accounts come with user-friendly online and mobile banking features, allowing you to access your funds anytime and anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans can provide quick relief. Whether you're dealing with medical bills or planning a big purchase, we're here to help. Plus, if you're juggling multiple debts, consider our debt consolidation options that allow you to combine them into one manageable payment.

Digital & Online Banking

Key Features of Our Digital Services

With our online banking platform, you can easily check your balance, transfer funds, and pay bills with just a few clicks. Enjoy the peace of mind that comes with knowing your financial information is protected by top-notch security measures. Our system uses electronic signature authorization (Yes) for secure transactions, ensuring that your privacy is always safeguarded. Stay organized with e-statements available at your fingertips (Yes). No more cluttered mailboxes; simply access your statements digitally whenever you need them. This feature not only saves time but also helps you keep track of your spending habits efficiently.

Mobile Banking Made Easy

Our mobile application (Yes) puts banking right in your pocket. You can make mobile payments (Yes) to friends or businesses quickly and securely. Plus, our person-to-person transfers (Yes) allow you to send money to anyone instantly no cash required! Whether it's checking an account balance, making payments, or transferring money, everything is streamlined for ease of use. And if you ever need assistance, our 24/7 online banking services (Yes) ensure help is always just a click away. In today's fast-paced world, convenience is key. With the digital banking options at Navy Federal Credit Union, managing your finances has never been easier or more secure. Explore all our offerings today and take control of your financial future!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing a strong and reliable banking experience, we ensure that your finances are in safe hands. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency is reflected in our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 7870 Alexander Promenade Pl Raleigh Nc 27617 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your monthly payments or save on interest.

Credit Lines and Unsecured Loans

For those who need flexibility in managing expenses, we offer credit lines totaling $62,780,210,296. Additionally, our unsecured credit card loans total $30,452,498,817, allowing members to handle everyday purchases while managing their finances effectively. At Navy Federal Credit Union in Raleigh NC, our commitment is to help you navigate your financial journey with ease and confidence. For inquiries or more information about our loan offerings and eligibility options, feel free to reach out at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple and straightforward. We pride ourselves on guiding you through every step of the mortgage process.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans