Navy Federal Credit Union Garner NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, where our commitment to serving our members runs deep. Located at 21 Eagle Wing Way, Garner, NC 27529, we have proudly supported our community since 1947. With over 14 million members and a robust asset base of over $180 billion, we are dedicated to providing you with the financial services that matter most. At Navy Federal, we believe in building lasting relationships with our members. Our team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to ensure that your banking experience is seamless and tailored to your needs. We offer a range of services, including personal banking, auto loans, mortgages, credit cards, and business banking solutions. Our financial strength speaks volumes: we currently hold total deposits of $2.32 billion and a net worth of over $21 billion. Whether you need a loan our total loans amount to approximately 8.38 million or simply want to explore saving options, we have you covered. While members can visit us at our Garner branch for all their banking needs, official correspondence should be sent to the same address: 21 Eagle Wing Way, Garner, NC 27529. If you have any questions or need assistance, feel free to reach out at 888-842-6328. Join us today and experience the difference at Navy Federal Credit Union! We look forward to helping you achieve your financial goals.

Branch History & Mission

Community Engagement

Navy Federal takes pride in being more than just a bank; we're a part of the Garner community. We partner with local organizations and participate in various outreach initiatives aimed at improving lives and supporting those in need. Our focus on giving back helps strengthen ties within the community and creates opportunities for everyone. With convenient operating hours Monday & Friday from 9 AM to 5:30 PM, Tuesday through Thursday until 7 PM, and Saturday from 9 AM to 11 AM we're here when you need us most. Plus, enjoy easy access to an ATM right on-site!

Join Us Today

We invite you to become a part of the Navy Federal family. Experience firsthand how we can help you achieve your financial dreams while being supported by a dedicated team who truly cares about your well-being. Visit us at 21 Eagle Wing Way or call us at 888-842-6328 to learn more about membership options or any services we offer. Together, let's build a brighter financial future!

Mission Statement

At Navy Federal Credit Union, our mission is simple yet powerful: we aim to serve our members by providing affordable financial solutions tailored to their needs. Whether you are looking for checking accounts, auto loans, or mortgage options, we strive to offer personalized service that makes a real difference. We believe that financial education is key to success; hence we actively engage in community outreach programs that empower individuals with knowledge about budgeting, saving, and investing. We understand that every member's journey is unique, which is why we are dedicated to creating a welcoming environment where you can find resources and support that fit your individual needs. Our team is committed to helping you navigate your financial future confidently.

Our Journey

From humble beginnings, Navy Federal has evolved into one of the largest credit unions in the nation. Originally founded to serve military personnel and their families, we've expanded our reach while maintaining our core mission: to provide excellent financial services with a personal touch. Over the years, we've embraced innovation while ensuring that our members receive the best possible support. With advancements like online banking and mobile applications, we've made managing finances easier than ever. Our location in Garner is designed with your convenience in mind. While you can visit us at 21 Eagle Wing Way, for any official correspondence, please send it to our mailing address, which is the same as our branch address.

Branch Location & Accessibility

A Friendly Call-to-Action

Ready to experience excellent service? Feel free to call us at 888-842-6328 or drop by our branch today! We look forward to helping you achieve your financial goals with personalized service tailored just for you.

Comprehensive Banking Services

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable staff is ready to help. We also provide credit cards with rewards, business banking services, and online banking options for your convenience. Plus, our ATM is available for quick cash withdrawals and balance checks. While members can visit us at 21 Eagle Wing Way, official correspondence should be sent to the same address since it serves as both our physical and mailing location.

Easy Access and Parking

At Navy Federal Credit Union, we prioritize convenience. Our branch features ample parking spaces to ensure you can visit us without any hassle. We also strive to accommodate everyone with accessible features that meet ADA standards, including ramps and designated parking areas.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours to suit your schedule. You can stop by our lobby on Mondays and Fridays from 9 AM to 5:30 PM, or visit us on Tuesdays through Thursdays from 9 AM to 7 PM. If you need to drop in on Saturday, we're here for you from 9 AM until 11 AM.

Member Eligibility

Welcome to the Navy Federal Credit Union family! Becoming a member is like joining a supportive community where you can access a range of financial services designed just for you. To become a part of our branch at 21 Eagle Wing Way, Garner, NC 27529, you'll need to meet certain eligibility criteria. Generally, if you're affiliated with the military or Department of Defense, or if you have a family member who is, you're already in! This makes it easy for many individuals to join our community. For a detailed look at all eligibility options, feel free to check out our website at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is simple and straightforward. You can start your journey towards membership by visiting this link. If you have any questions or need assistance along the way, don't hesitate to give us a call at 888-842-6328. We're here to help you every step of the way as you take advantage of all the benefits that come with being part of the Navy Federal Credit Union community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business smoothly with payment options that fit your needs. Our merchant services allow you to accept payments easily, manage transactions efficiently, and provide excellent service to your customers. With tools designed for everyday use, you can focus more on growing your business and less on managing the details. Visit us at 21 Eagle Wing Way Garner Nc 27529 in Garner, NC, or call us at (888) 842-6328 to discover how our business banking services can support your goals!

Comprehensive List Of Services

Connect With Us

We invite you to explore all that Navy Federal Credit Union has to offer. To learn more about our services or to speak with one of our friendly team members, call us at 888-842-6328. We're here to assist you from Monday through Saturday during our lobby hours. Your financial journey starts here! Whether you're saving for a big purchase or planning for retirement, let us be your trusted partner every step of the way. Visit us today at our Garner location or check out our website at navyfcu.org for more information!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, and transfer funds easily. Our ATM & cash withdrawal services are also available for those who prefer traditional banking methods. You'll find basic ATM access at our branch for quick withdrawals and balance checks.

Credit Cards with Benefits

Our credit cards with rewards not only give you purchasing power but also offer cash back and points for every dollar spent. It's a great way to earn while you shop!

Personal Banking Made Easy

Our personal banking options are designed to fit various lifestyles. If you need a safe place for your money, consider opening a checking or savings account with us. Our accounts come with competitive rates and features that help you manage your finances effectively. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car without breaking the bank. When it comes to homeownership, we offer mortgage loans and refinancing opportunities that can help you buy your first home or lower your current mortgage payments. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services provide flexible solutions tailored just for you.

Supporting Local Businesses

For local entrepreneurs, we provide business banking services, including merchant services and business loans that can help take your venture to the next level. We understand how important it is to have access to funding and support as you grow your business.

Digital & Online Banking

Convenient Payment Options

Need to send money quickly? Our person-to-person transfer service makes sending money to friends and family a breeze. Plus, if you're out shopping, take advantage of our mobile payments feature to make transactions fast and hassle-free. At Navy Federal Credit Union, we're committed to providing accessible and user-friendly banking solutions that fit seamlessly into your lifestyle. Explore our digital offerings today and experience the ease of managing your finances like never before!

Easy Access Anytime

With our 24/7 online banking services available at https://www.navyfederal.org/, managing your finances has never been easier. Whether you want to check your balance, transfer funds, or pay bills, you can do it all with just a few clicks. Plus, our mobile application ensures that your bank is always within reach, making banking on-the-go simple and efficient.

Secure Transactions

Your security is our top priority. Our electronic signature authorization feature allows you to sign documents safely online, removing the need for physical paperwork while keeping your information secure. You can rest easy knowing that every transaction is protected.

Stay Updated with E-Statements

Gone are the days of waiting for paper statements in the mail. With e-statements available at Navy Federal Credit Union, you can access your financial statements anytime, anywhere. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste.

Financial Strength

A Strong Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 21 Eagle Wing Way Garner Nc 27529 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we can assist you every step of the way. Plus, if you're considering refinancing your current auto loan, ask us about our refinancing options that may lower your monthly payments.

Business Loans

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand your operations or invest in new projects. We're committed to supporting local businesses and helping them thrive in today's economy. At Navy Federal Credit Union, we pride ourselves on being more than just a financial institution; we are your partner in achieving financial success. If you have questions about eligibility or how to apply for any of these loans, feel free to reach out at (888) 842-6328 or visit us during our lobby hours: M & F from 9:00 AM - 5:30 PM; T - Th from 9:00 AM - 7:00 PM; and Saturday from 9:00 AM - 11:00 AM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Credit Lines and Unsecured Loans

For those looking for flexibility, we also offer total credit lines amounting to $62,780,210,296, giving you access to funds when you need them most. Additionally, our unsecured credit card loans are available with a total of $30,452,498,817 helping members manage their finances effectively. With flexible terms and competitive rates, these options can help ease financial pressure while building your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make, and our experienced team is here to guide you through the process with clarity and support.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers every time they search for a loan. By partnering only with reputable lenders, LendMesh guarantees that the information presented is both accurate and reliable.

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are genuine and reflect current market conditions. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can focus solely on finding the best rates without worrying about hidden agendas. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. With just a few clicks, you can view various options that suit your financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of our platform and its commitment to user satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*