Navy Federal Credit Union

In Fayetteville, NC, Navy Federal Credit Union at 1800 Skibo Rd is a trusted financial partner dedicated to serving military members, veterans, and their families with personalized banking solutions. Open Monday and Friday from 9:00 a.m. to 5:30 p.m., Tuesday through Thursday until 5:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this branch offers convenient lobby access alongside an on-site ATM for quick cash withdrawals and balance checks.
Renowned for its competitive auto loans, Navy Federal makes vehicle financing straightforward with flexible terms tailored to your budget and lifestyle. Homebuyers in Fayetteville also benefit from low mortgage rates and refinancing options designed to make owning a home more attainable. Beyond lending, enjoy comprehensive personal banking services including checking and savings accounts crafted for everyday convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans.
Visit Navy Federal Credit Union at 1800 Skibo Rd or call 888-842-6328 today to experience friendly local service. Discover how our standout auto loans and mortgage offerings can help you confidently accelerate your financial goals right here in Fayetteville!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, we believe that strong communities are built on trust and support. Located at 1800 Skibo Rd, Fayetteville, NC 28303, our branch has been serving members since 1947. With a rich history and a commitment to excellence, we proudly cater to over 14 million members who rely on us for their financial needs. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we have the resources and expertise to help you succeed. Our total assets amount to an impressive $180.81 billion, reflecting our stability and dedication to serving our community effectively. In addition, our total deposits stand at $2.32 billion, showcasing the trust our members place in us. While members can visit us at our branch location, official correspondence should be sent to the same address: 1800 Skibo Rd, Fayetteville, NC 28303. You can reach us by phone at 888-842-6328 during our convenient operating hours Monday and Friday from 9:00 AM to 5:30 PM, Tuesday through Thursday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we prioritize member satisfaction above all else. With a robust net worth of $21.49 billion and cash in hand totaling $2.19 billion, we have the financial strength necessary to meet your needs today and into the future. We invite you to experience the Navy Federal difference firsthand. Whether you're stopping by for a quick transaction or seeking advice on your financial journey, we're here for you every step of the way. Visit us soon or check out our website at navyfcu.org for more information about our services!

Branch History & Mission

Our Journey

As we evolved over the decades, our mission has remained steadfast: to provide exceptional financial services while fostering a sense of belonging among our members. We understand that financial stability is crucial for individuals and families alike, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. While our primary focus is on offering these essential services, we've also embraced digital advancements to enhance member experiences. With online banking, mobile applications, and ATM access available for easy transactions, we are committed to making banking convenient and accessible for everyone.

Our Mission

At Navy Federal Credit Union, our mission is clear: We strive to serve those who serve. This means not only providing robust financial products but also supporting our community through various outreach initiatives. From scholarships for students pursuing higher education to partnerships with local organizations that promote financial literacy, we believe in giving back. While you can visit us at our branch located on Skibo Rd in Fayetteville, official correspondence should be directed to our mailing address at 1800 Skibo Rd, Fayetteville, NC 28303. Our friendly staff is ready to assist you during our operating hours Monday and Friday from 9 AM to 5:30 PM; Tuesday through Thursday from 9 AM to 5 PM; and Saturday from 9 AM to 1 PM. We invite you to experience the benefits of membership with Navy Federal Credit Union. Join us today and become part of a community dedicated not just to your financial success but also to enriching lives around us. For more information or assistance, please reach out at (888) 842-6328 or visit our website at Navy Federal Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

Visiting us is a breeze! Our branch offers ample parking, making it easy for you to stop by. Whether you're coming in for personal banking services or just need to withdraw cash from our ATM, we aim to make your experience smooth and hassle-free. Plus, our location is fully ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Our lobby is open Monday and Friday from 9:00 AM to 5:30 PM, Tuesday through Thursday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. We're here when you need us!

Services at Your Fingertips

At the Navy Federal Credit Union branch on Skibo Rd, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our friendly staff is always ready to assist you with whatever you need whether it's opening an account or discussing loan options. While members can visit us at 1800 Skibo Rd for all their banking needs, official correspondence should be sent to the same address. If you have questions or need assistance before visiting, feel free to call us at 888-842-6328. We invite you to come in and discover how Navy Federal Credit Union can help you achieve your financial goals!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like stepping into a close-knit community where your financial well-being is the priority. If you're wondering if you qualify, let me assure you that many people are eligible! Whether you're active duty, a veteran, or a family member of someone who has served in the military, you can join us at our welcoming branch located at 1800 Skibo Rd Fayetteville Nc 28303. We also extend membership to Department of Defense employees and certain other groups. For full details on eligibility, check out this helpful resource: Eligibility Information. Joining is simple and rewarding. At Navy Federal Credit Union, we pride ourselves on offering personalized service and a range of products designed to help you thrive financially. You can open an account easily online by visiting Account Opening or by calling us at (888) 842-6328 if you have any questions. We can't wait for you to join our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a bustling café or retail store where transactions flow smoothly. Our merchant services make accepting payments easy and efficient, allowing you to focus on serving your customers instead of worrying about payment processing. From credit card acceptance to online payment solutions, we provide the tools you need to enhance customer satisfaction and boost sales. Located at 1800 Skibo Rd Fayetteville Nc 28303 in Fayetteville, NC, we're dedicated to helping local businesses thrive. Reach out today at (888) 842-6328 to discover how our business banking services can fuel your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We offer convenient access through ATMs for cash withdrawals and balance checks right when you need them. At Navy Federal Credit Union in Fayetteville, NC, we are dedicated to offering comprehensive financial services tailored to meet your unique needs. Have questions or ready to start? Contact us at 888-842-6328, or visit us in person we're here for you!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle you want. We offer competitive rates and flexible terms that can fit any budget. Plus, our team is ready to guide you through the process, helping you find the loan that best suits your needs whether it's for a brand-new car or a reliable used vehicle.

Business Banking

For small business owners, our business banking services include merchant services and business loans designed to help your venture thrive. Whether you're starting a new business or expanding an existing one, we're here to support you every step of the way.

Credit Cards with Rewards

Make everyday purchases more rewarding with our credit cards featuring rewards programs. Imagine earning points on groceries or gas points that can be redeemed for cash back, travel rewards, or gift cards! It's an easy way to maximize your spending power while enjoying benefits tailored just for you.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide expert advice and attractive rates. Picture yourself settling into a cozy home with manageable monthly payments our mortgage specialists are here to make that vision a reality.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. Our online and mobile banking features allow you to manage your finances anytime, anywhere. From checking balances to transferring funds, everything is just a tap away.

Personal Banking

Our personal banking services are tailored to help you manage your finances effectively. Whether you're looking to open a checking or savings account, our options are straightforward and user-friendly. Imagine easily monitoring your spending while saving for that dream vacation, all through our robust online and mobile banking platforms. With features like e-statements and mobile payments, managing your accounts has never been easier.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and when it does, our personal loans can provide the support you need. If you're juggling multiple debts, consider our debt consolidation options to simplify your finances. We'll work with you to create a plan that fits your situation and helps you regain control over your financial life.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.navyfederal.org/, you can manage your accounts from the comfort of your home or on the go. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services give you the flexibility to bank whenever it suits you. Our mobile application enhances this experience even further. You can access all your accounts at your fingertips and enjoy features like mobile payments, which make purchasing quick and straightforward. Want to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease no more fumbling with cash or checks.

Security and Convenience

At Navy Federal Credit Union, security is a top priority. We offer electronic signature authorization for added protection when signing documents digitally. Plus, our e-statements allow you to receive your account statements electronically, reducing paper waste while ensuring you have instant access to important financial information. We pride ourselves on providing user-friendly tools that help you stay in control of your finances. The design of our digital services focuses on making banking straightforward for everyone, so you can focus on what matters most without worrying about complex processes. Experience the convenience of modern banking with Navy Federal Credit Union today! Whether you're at home or out and about, managing your finances has never been easier or more secure.

Financial Strength

A Growing Community

We have built a strong member base with 30,809,321 total share accounts. This trust from our community is vital for us as it drives our mission to provide the best possible banking experience for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1800 Skibo Rd Fayetteville Nc 28303 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Operational Excellence

Our $0 indicates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our ability to provide financing reflects our strength as a credit union dedicated to serving its community.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our team is here to guide you through the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, our business loan options are tailored to support your success. At Navy Federal Credit Union, we are dedicated to serving our community with transparency and integrity. If you're considering refinancing or want to know about eligibility options for any of our loan products, please visit our website or contact us directly for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way as you navigate your borrowing options!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We aim to help you find the best solution for your housing needs.

Unsecured Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while providing you with easy access to funds when needed.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers tailored to your needs. Each lender listed is verified, giving you confidence in the accuracy of the information presented.

Key Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our focus is solely on providing unbiased results. - Real-Time Rate Comparisons: You can access up-to-date loan rates from multiple institutions, making it easier to find the best option for your financial situation. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of our service. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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