Navy Federal Credit Union

Navy Federal Credit Union proudly serves members across Mississippi, delivering trusted financial solutions tailored to military members, veterans, and their families statewide. With a strong commitment to the community, Navy Federal offers a full range of convenient services designed to support your financial goals wherever you are in MS.
Members enjoy easy access to ATM and cash withdrawal services, basic drive-thru banking for deposits and withdrawals, plus robust online and mobile banking platforms that make managing money effortless. Whether you're looking for competitive auto loans or vehicle financing options, Navy Federal makes driving your dream car affordable with flexible terms. Homebuyers benefit from low mortgage rates and refinancing opportunities crafted to fit Mississippi lifestyles.
Personal banking is straightforward with checking and savings accounts built for everyday convenience, while credit cards offer rewarding perks tailored to your needs. For entrepreneurs and businesses, Navy Federal provides merchant services and business loans designed to fuel growth locally. Personal loans and debt consolidation options help members regain control of their finances.
By joining Navy Federal Credit Union in Mississippi, you’re not only accessing top-tier financial products—you’re also becoming part of a supportive community dedicated to your success every step of the way.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to navy-federal-credit-union, where our mission is clear: to provide community-focused, member-first financial services that empower individuals and families across . Under the leadership of our dedicated CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., we strive to foster a welcoming environment for all our members. We pride ourselves on offering modern conveniences that cater to your lifestyle, including electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). At navy-federal-credit-union, we are committed to ensuring that your financial journey is as seamless and rewarding as possible. For more information about our services or to get in touch, please visit us at https://www.navyfederal.org/ or reach out via fax at .

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances is a journey filled with both opportunities and challenges. That's why we offer a comprehensive range of financial services designed to support you in every aspect of your life, whether you're just starting out or planning for the future. From everyday personal banking solutions like checking and savings accounts to more significant investments such as mortgage loans and auto financing, our offerings are crafted to meet the diverse needs of our members across Mississippi. Imagine purchasing your dream home with confidence, knowing you have access to competitive mortgage rates and expert guidance throughout the process. Our personal loans can also assist with unexpected expenses or help consolidate debt, making it easier for you to regain control over your finances.
For those running businesses or looking to start one, our business banking solutions provide essential tools like merchant services and business loans tailored to help you thrive in today’s competitive landscape. We believe that banking should be as accessible and flexible as possible, which is why our online and mobile banking platforms allow you to manage your accounts on the go. With features like mobile payments, e-statements, person-to-person payment options, and electronic signatures, handling your finances has never been easier. Whether you're paying bills from the comfort of your home or sending money to a friend instantly through our mobile app, Navy Federal Credit Union ensures that managing your money fits seamlessly into your daily routine. We're here to empower you with the resources you need, making financial wellness not just a goal but an achievable reality.

Why Choose Us

At Navy Federal Credit Union in MS, we believe that joining a financial institution should be a simple and welcoming experience. Becoming a member is easy! With just a few clicks, you can open an account and start enjoying the benefits of personalized service tailored to your unique financial needs. Not sure if you qualify? Take a moment to review our membership eligibility at this link. Our core values of trust, community engagement, and financial reliability guide everything we do, ensuring that our members receive not only exceptional service but also a sense of belonging. We pride ourselves on being more than just a bank; we are part of your community, dedicated to helping you achieve your financial goals with confidence. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. For additional assurance, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience the difference!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

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