Navy Federal Credit Union

Navy Federal Credit Union serves Missouri with a strong commitment to supporting military members, veterans, and their families statewide. As a trusted financial partner in MO, Navy Federal offers a wide range of services designed to simplify your banking and help you achieve your financial goals. Members enjoy convenient ATM and cash withdrawal services, including basic ATM access for quick withdrawals and balance checks throughout the state.
Whether you're looking to finance a vehicle with competitive auto loans or explore mortgage loans and refinancing options tailored for Missouri residents, Navy Federal provides flexible terms that fit your lifestyle. Personal banking needs are covered with checking and savings accounts designed for everyday convenience, alongside credit cards that reward you for your spending. For business owners in Missouri, Navy Federal extends merchant services and business loans to help grow your enterprise.
Embracing digital convenience, online and mobile banking make managing finances effortless from anywhere in Missouri. Plus, personal loans and debt consolidation options offer valuable support for managing expenses smartly.
Beyond banking, Navy Federal actively contributes to Missouri’s communities through programs that promote financial education and well-being. Membership here means joining a supportive network dedicated to empowering you financially throughout the Show-Me State.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, we are committed to fostering a community-focused, member-first environment that prioritizes the financial well-being of our members across MO. Under the leadership of our dedicated CEO, Dietrich Kuhlmann, and Board President Edward Cochrane Jr., we strive to provide exceptional service tailored to the unique needs of our members. We understand that convenience is key in today's fast-paced world, which is why we offer a range of modern services including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. Our goal is to empower you with the tools you need to manage your finances effectively and confidently. To learn more about how we can support you on your financial journey, visit us at https://www.navyfederal.org/ or reach out via fax at nan.

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances is a vital part of everyday life, and we're here to support you every step of the way across Missouri. Our personal banking services are designed with you in mind, whether you're opening a checking or savings account to manage daily expenses or looking for ways to save for future goals. With our online banking platform and mobile application, accessing your accounts is easier than ever. You can check balances, transfer funds, and even make person-to-person payments right from your smartphone—ensuring that your money is always at your fingertips.
When it comes to making significant financial decisions like buying a home or purchasing a vehicle, our loan and credit options provide the flexibility you need. From competitive mortgage loans and refinancing solutions to auto loans and personal loans for debt consolidation, we cater to a wide range of borrowing needs. Plus, our e-statements and electronic signature options streamline the process, allowing you to manage paperwork efficiently from anywhere. For business owners, our business banking support includes merchant services and business loans tailored to help your enterprise thrive. At Navy Federal Credit Union, we are committed to making banking accessible and convenient so that you can focus on what truly matters in life.

Why Choose Us

At Navy Federal Credit Union in MO, we believe that banking should be accessible and straightforward for everyone. Becoming a member is not only easy but also a step towards joining a community that values trust, personalized service, and financial reliability. You can quickly review your membership eligibility at this link, ensuring you’re part of a family dedicated to supporting your financial journey. Our commitment to community engagement means that when you choose us, you're choosing an institution that prioritizes the needs of its members above all else. With our user-friendly mobile application and online banking services, managing your finances has never been more convenient. Whether you're looking for auto loans, personal loans, or even mortgage refinancing, we provide tailored solutions designed with you in mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience the difference!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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