Navy Federal Credit Union Odenton MD: Low Mortgage Rates & Auto Loans

Introduction

At Navy Federal Credit Union, we take pride in serving our community with dedication and integrity. Located at 1179 Annapolis Rd, Odenton, MD 21113, our branch has been a trusted partner for financial needs since it opened its doors in 1947. With a robust membership of over 14 million individuals, we are committed to providing top-notch financial services tailored to your unique goals. Our members enjoy the security of knowing they belong to a credit union with total assets exceeding $180.8 billion and total deposits around $2.3 billion. As part of our mission to support you, we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. While members can visit us at our branch, official correspondence should be sent to the same address: 1179 Annapolis Rd, Odenton, MD 21113. Whether you're looking to save for the future or need assistance with loans like our total loans exceeding 8.4 million our dedicated team is here to help you navigate your financial journey. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to foster a welcoming environment where members feel valued and supported. Our experienced staff of 24,560 employees works hard every day to ensure that your banking experience is smooth and efficient. With features like online banking and mobile payments, managing your finances has never been easier. If you have any questions or need assistance, please don't hesitate to reach out at 888-842-6328. Join us at Navy Federal Credit Union today and discover how we can help you achieve your financial dreams! For more information, visit our website at navyfcu.org.

Branch History & Mission

Call to Action

Join us today and become part of the Navy Federal family! Experience firsthand how we prioritize your financial wellness while giving back to the community that supports us all. For any inquiries or assistance, feel free to reach out at 888-842-6328. We look forward to serving you!

Growth and Commitment

Since opening in 1947, we've seen significant growth our total assets have reached an impressive $180 billion. This growth allows us to offer more resources and better rates for our members. We also understand the importance of accessibility; that's why our branch features an ATM for quick cash access and a drive-thru service for added convenience. While members can visit us at 1179 Annapolis Rd, official correspondence should be sent to 1179 Annapolis Rd, Odenton, MD 21113 if different from the branch address. We aim to make your banking experience as smooth as possible by providing modern digital services like online banking and mobile payments.

Our Mission

At Navy Federal Credit Union, our mission is simple yet impactful: to provide our members with exceptional financial services while fostering a strong sense of community. We are dedicated to helping our members achieve their financial goals through personalized banking solutions, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our focus on community extends beyond just banking. We actively participate in local events and outreach programs designed to strengthen ties with the communities we serve. We believe that by supporting local initiatives and partnerships, we can make a meaningful difference in the lives of our members.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union located at 1179 Annapolis Rd, Odenton, MD 21113! Our branch is designed with your convenience in mind, making it easy for you to access all your banking needs right in the heart of Odenton. Whether you're a long-time member or new to our community, we are here to serve you. Nestled near local landmarks like the Odenton Town Center and just a short drive from major highways, our branch is easy to find. Ample parking is available for those who prefer to visit us in person. Plus, our facility is ADA compliant, ensuring accessibility for everyone. For your convenience, we offer both lobby and drive-thru services. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. If you need quick banking solutions on the go, our drive-thru is open during the same hours. We also have an ATM on-site for easy cash withdrawals and balance checks. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same address: 1179 Annapolis Rd, Odenton, MD 21113. At Navy Federal Credit Union, we pride ourselves on offering a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit card rewards. Our friendly staff is always ready to assist you with any questions or transactions. Don't hesitate to reach out! You can give us a call at 888-842-6328 if you need more information or have any inquiries. We look forward to welcoming you into our branch soon!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a family where your financial well-being is our priority. If you're wondering whether you can be part of this supportive community, the good news is that eligibility is open to a wide range of individuals. Generally, you may qualify if you are an active duty or retired member of the military, a family member of someone who is, or even a Department of Defense civilian employee. We encourage anyone interested to explore the full details of our eligibility criteria at https://www.navyfederal.org/membership/eligibility .html . Joining is simple and welcoming! Once you know you're eligible, opening an account with us is just a few clicks away check out how easy it is by visiting https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance, feel free to give us a call at (888) 842-6328. We're excited to help you take this important step towards securing your financial future at our branch located at 1179 Annapolis Rd Odenton Md 21113!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline transactions for your business. Picture this: accepting payments easily and efficiently, giving your customers a hassle-free experience while boosting your sales. Our services include payment processing solutions tailored to fit the needs of any enterprise. Located at 1179 Annapolis Rd Odenton Md 21113 in Odenton, MD, we're here to help you grow. Connect with us at (888) 842-6328 and discover how our business banking solutions can empower your success!

Comprehensive List Of Services

A Blend of Traditional and Modern Services

We understand that some members prefer face-to-face interactions. Our branch offers basic drive-thru banking for deposits and withdrawals, allowing for quick transactions without leaving your vehicle. If you prefer using an ATM for simple tasks like balance checks or cash withdrawals, we've got you covered there too. To learn more about how Navy Federal Credit Union can assist you with your financial needs or to discuss any specific service in detail, feel free to reach out at (888) 842-6328. We're excited to partner with you on your financial journey!

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Odenton Md. With our Online & Mobile Banking, accessing your accounts on-the-go has never been simpler. You can easily check balances, transfer money, and pay bills right from your smartphone or computer. Plus, our ATM services provide quick access to cash whenever you need it.

Financial Assistance When You Need It

Life can be unpredictable, which is why having options like Personal Loans & Debt Consolidation is crucial for many of our members. These loans can help you consolidate existing debt into one manageable payment or provide funds for unexpected expenses. And if you're someone who appreciates rewards, don't forget about our Credit Cards with Rewards, designed to give back as you spend.

Personal Banking Solutions

Managing your everyday finances has never been easier with our Personal Banking options. We offer various checking and savings accounts designed to fit different lifestyles and financial goals. If you're considering buying a car, our Auto Loans & Vehicle Financing services provide competitive rates that can make your dream vehicle more accessible. For those looking to purchase a home, our Mortgage Loans & Refinancing solutions offer guidance and flexibility throughout the process.

Supporting Local Businesses

For entrepreneurs and small business owners, our Business Banking services include both Merchant Services and Business Loans tailored to help you grow. Whether you need assistance with processing payments or funding for expansion, we're here to support your journey.

Digital & Online Banking

Key Features

Our online banking services at https://www.navyfederal.org/ provide you with 24/7 access to your accounts. You can check balances, view transaction history, and transfer funds all from the comfort of your home or on-the-go. Whether you're using your laptop or mobile device, managing your finances has never been easier. For those who prefer to handle their banking through their smartphones, our mobile application is available for download. This app not only allows you to perform all the standard banking tasks but also offers features like mobile payments. Imagine paying for coffee or shopping just by tapping your phone it's that simple!

Security and Convenience

Your security is our priority. At Navy Federal Credit Union, we offer electronic signature authorization for transactions, ensuring that your information remains protected. Plus, with e-statements available, you can go paperless while keeping track of your financial activity securely. Need to send money to a friend? Our person-to-person transfer feature makes it effortless and quick. Just a few taps, and the money is on its way! In today's fast-paced world, having real-time access to your accounts is essential. With our comprehensive digital banking tools, you have everything you need right at your fingertips. We invite you to explore these services and take charge of your financial future today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health, ensuring that your hard-earned money is in safe hands. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1179 Annapolis Rd Odenton Md 21113 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We know how important it is to have reliable funding as you pursue your business goals. At Navy Federal Credit Union, we're dedicated to helping you navigate your financial journey with confidence. If you're interested in any of our loan products or want more information about eligibility, feel free to reach out at (888) 842-6328 or visit us at 1179 Annapolis Rd Odenton Md 21113 in Odenton, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how we can assist you in achieving your financial aspirations!

Credit Card and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit seamlessly into your everyday spending. For those looking for personal financing solutions, we have options that cater to various needs, whether it's debt consolidation or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We also provide various refinancing options to help you secure lower rates or access equity from your home.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you receive fair and transparent offers, reflecting current market conditions.

Benefits of Using LendMesh

Using LendMesh comes with several advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly represent the market. - Real-Time Rate Comparisons: You can access up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans