Navy Federal Credit Union Laurel MD: Low Mortgage Rates & Auto Loans

Introduction

At Navy Federal Credit Union, we understand that financial decisions can shape your future. Located at 14700 Baltimore Ave, Laurel, MD 20707, our branch has been serving members since 1947 with a commitment to trust and community. With a robust membership of over 14 million, we take pride in offering personalized financial solutions that cater to your unique needs. As of today, our total assets stand impressively at $180.8 billion, with total deposits reaching $2.3 billion and a net worth of $21.5 billion. This financial strength allows us to provide a wide range of services, including auto loans, mortgages, and credit cards with rewards ensuring you have the resources you need when it matters most. Under the leadership of our CEO, Dietrich Kuhlmann, and Board President Edward Cochrane Jr., we are dedicated to making banking accessible and rewarding for everyone in our community. Whether you're looking to open a checking account or secure a loan, our team is here to support you every step of the way. While members can visit us at the address above for in-person services, official correspondence should be sent to the same address as well. We invite you to explore how we can help you achieve your financial goals. Don't hesitate to reach out at 888-842-6328 or visit our website at navyfcu.org for more information. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

At Navy Federal Credit Union, our journey began in 1947, rooted in a commitment to serve those who serve our country. Since our establishment, we have grown from a small organization into one of the largest credit unions in the nation, proudly supporting over 14 million members. Our branch located at 14700 Baltimore Ave, Laurel, MD 20707, stands as a testament to our enduring legacy and dedication to the community. From the very start, our mission has been clear: to provide financial services that empower our members while fostering strong community ties. We aim to deliver exceptional value through competitive products like checking accounts, auto loans, mortgage loans, and credit cards with rewards. Our focus goes beyond just banking; we are committed to enhancing the financial well-being of our members and their families. Over the years, we've reached several milestones that reflect our growth and commitment. Today, we hold assets totaling over $180 billion and continue to expand our offerings to better serve you. We also prioritize accessibility with digital advancements such as online and mobile banking options. Our branch is ADA compliant, ensuring everyone can access our services comfortably. Our mission extends into the community as well. We believe in giving back through various outreach programs and partnerships that enrich lives in Laurel and surrounding areas. By supporting local initiatives and charities, we strive to make a positive impact where it matters most. While members can visit us at our Laurel branch for personalized service during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM official correspondence should be sent to the same address for convenience. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Navy Federal Credit Union. Together, let's build a brighter financial future for you and your community! For more information or to become a member today, please visit Navy Federal's website. If you have any questions or need assistance, feel free to call us at (888) 842-6328.

Branch Location & Accessibility

Convenient Access and Features

At our Laurel branch, you'll find ample parking that makes your visit stress-free. We take pride in providing accessible services for all our members, including ADA-compliant features to ensure everyone can easily navigate our space. Our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Need assistance? Give us a call at 888-842-6328 during these hours, and our friendly team will be happy to help!

Services Tailored for You

While we currently do not offer ATM or drive-thru services at this location, our dedicated staff is ready to assist you with a wide range of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and more. We're committed to helping you manage your finances effectively. If you need to send official correspondence, please note that while you can visit us at 14700 Baltimore Ave, official mail should be sent to the same address. We invite you to stop by our Laurel branch and discover how Navy Federal Credit Union can support your financial journey. Your satisfaction is our priority!

Member Eligibility

At Navy Federal Credit Union, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and rewarding! If you're part of the military, a family member of someone who is, or even a Department of Defense civilian employee, you're already eligible to join us. We also extend our arms to those who live or work in certain areas, including our local community here at 14700 Baltimore Ave Laurel Md 20707. The process is designed to be straightforward; all you need to do is visit our website for more detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility .html . Once you've confirmed your eligibility, opening an account is just as easy! You can get started right away by checking out the account opening details online at https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance, feel free to reach out to us at (888) 842-6328. Join us at Navy Federal Credit Union and discover the many benefits we offer our members!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify transactions and enhance customer experience. Imagine being able to accept payments seamlessly whether your customers are shopping online or at your brick-and-mortar location. Our services are tailored to meet the unique needs of businesses like yours, allowing you to focus on what you do best running your business. Located at 14700 Baltimore Ave Laurel Md 20707 in Laurel, MD, we're here to partner with you every step of the way. Contact us today at (888) 842-6328 to learn how our business banking services can help you reach your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. With our straightforward application process, you can get pre-approved in no time. Picture driving away in that new car you've been eyeing, knowing that you secured a great deal with assistance from our team.

Business Banking Services

For entrepreneurs and small business owners, we have dedicated Business Banking services that include merchant services and business loans. If you're looking to expand your operations or need support managing cash flow, we're ready to partner with you.

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. Our robust Online & Mobile Banking platform allows members to manage their accounts from anywhere. You can check balances, deposit checks via mobile app, and even withdraw cash without needing an ATM by using our mobile payment options. If you have any questions or want to learn more about how we can assist you with these services, don't hesitate to reach out at 888-842-6328. We invite you to experience the difference at Navy Federal Credit Union where personalized service meets comprehensive banking solutions tailored just for you!

Mortgage Loans & Refinancing

If homeownership is on your radar, we offer comprehensive Mortgage Loans & Refinancing options tailored to fit your budget. Whether you're buying your first home or refinancing an existing mortgage for better rates, our experts guide you every step of the way. This could be the chance to turn your dream of owning a home into reality.

Personal Banking Solutions

For those managing day-to-day expenses, our Personal Banking services include checking and savings accounts that make it simple to keep track of your finances. Imagine having a checking account that offers no monthly fees and easy access through online and mobile banking. You can transfer funds, pay bills, and even send money to friends with just a few taps on your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our Personal Loans & Debt Consolidation services can help ease those burdens. Whether it's funding a family vacation or consolidating debt into one manageable payment, we provide solutions that work for you.

Rewarding Credit Cards

Our Credit Cards with Rewards program offers cashback and other perks for everyday purchases. Imagine earning rewards just for using your card at places you already shop! It's a great way to save while spending wisely.

Digital & Online Banking

Key Features

Your financial security is our top priority. That's why we provide electronic signature authorization for secure transactions and e-statements to keep your information safe while being environmentally friendly. You'll receive regular updates about your account without needing to sift through paper statements. For those who prefer mobile banking, our mobile application is available for download, making it easier than ever to manage your finances from your smartphone. You can even enjoy mobile payments, allowing you to make purchases quickly and securely right from your device. Need to send money to friends or family? Our person-to-person transfers feature lets you do just that in a few simple taps. Whether it's splitting a bill or sending a gift, transferring funds has never been easier. At Navy Federal Credit Union, we're committed to providing you with the tools you need for effective real-time account management. With our digital banking services, you can take charge of your financial life with confidence and ease. Join us today and experience the freedom of banking on your terms!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your trust by maintaining strong financial health and providing you with the best possible services. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 14700 Baltimore Ave Laurel Md 20707 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Offerings

For those who might need extra funding for business ventures, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We also have various credit lines available for personal use, ensuring you have access to funds when you need them most. If you're considering refinancing any existing loans or want to explore eligibility options for our products, don't hesitate to reach out! Our knowledgeable staff at Navy Federal Credit Union, located at 14700 Baltimore Ave Laurel Md 20707, Laurel, MD, is here to help you navigate through these choices and find the perfect fit for your financial situation. Feel free to contact us at (888) 842-6328 if you have any questions or need assistance with your loan application. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take control of your financial future today with the right loan from Navy Federal Credit Union!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options tailored to both new and used vehicles, ensuring you can find a plan that fits your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that allow you to earn while you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether it's your first home or you're looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By pulling data from trusted sources, LendMesh guarantees that users receive accurate and up-to-date information about available loan options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can trust the information presented to them without worrying about hidden fees or misleading claims. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. Users can rest assured that they are seeing a fair comparison of loans without any influence from advertising money. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature helps users understand current market conditions and make well-informed choices when selecting a loan. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the positive impact LendMesh has had on consumers navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans