Navy Federal Credit Union Indian Head MD: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 4124 W Patton Rd Ste 101, Indian Head, MD 20640. Established in 1947, our credit union has grown into a vital part of the community, serving over 14 million members with a commitment to exceptional service and member satisfaction. We take pride in our strong financial foundation, boasting total assets of over $180.8 billion, total deposits of $2.32 billion, and a net worth of $21.49 billion. At Navy Federal, we understand that every member's financial journey is unique. Whether you need personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, we are here to support you every step of the way. With a dedicated team of over 24,500 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our focus is on delivering tailored solutions that meet your needs. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to P.O. Box 190, Indian Head, MD 20640 if needed. You can also reach us at 888-842-6328 for any inquiries or assistance. Our commitment extends beyond just banking; we aim to positively impact the communities we serve through various initiatives and support programs. Explore our wide range of services today by visiting our website at Navy Federal Credit Union. We invite you to join our thriving community where your financial goals become our mission!

Branch History & Mission

The Navy Federal Credit Union has proudly served the community in Indian Head, MD since it first opened its doors in 1947. Over the years, this branch has grown into a vital financial resource for its members, reflecting a strong commitment to local families and businesses. Today, with a total membership of over 14 million and total assets exceeding $180 billion, Navy Federal stands as a testament to trust, reliability, and community support. Located at 4124 W Patton Rd Ste 101, Indian Head, MD 20640, our branch is easily accessible for members and offers services designed to meet their financial needs. Just a stone's throw away from local landmarks and surrounded by the welcoming charm of Indian Head, we are dedicated to being more than just a bank; we aim to be an integral part of the community. At Navy Federal Credit Union, our mission is clear: we strive to provide our members with exceptional service while promoting financial well-being. We offer a range of personal banking options including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our goal is not just to help our members manage their finances but also to empower them with the tools they need for a secure future. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 190, Indian Head, MD 20640. We understand that convenience matters; that's why we offer ATM services right on-site for easy access to cash withdrawals and balance checks. Though we do not have drive-thru banking available at this location, our lobby hours Monday through Friday from 8:30 AM to 4:00 PM are designed to fit your schedule. Our dedication extends beyond just banking. Through various community outreach initiatives and partnerships with local organizations, we actively seek ways to give back and support those around us. Whether it's participating in local events or providing educational resources about financial literacy, Navy Federal is committed to making a positive impact. As we continue to innovate and embrace digital advancements such as mobile banking and online account management, our focus remains on providing personalized service that meets the needs of every member. We believe that by putting our members first, we can help them achieve their financial goals. Join us at Navy Federal Credit Union in Indian Head and discover how we can work together towards your financial success. With our supportive environment and comprehensive range of services, you'll find that being a part of our credit union family opens doors you didn't know existed. Experience the difference today!

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union, conveniently located at 4124 W Patton Rd Ste 101 in Indian Head, MD. Our branch is nestled in a friendly community and easily accessible for all your banking needs. Whether you're a long-time member or considering joining us, we make it simple to visit and enjoy our services. While members can visit us at our physical address, please note that official correspondence should be sent to P.O. Box 190, Indian Head, MD 20640. This way, you can ensure your important documents reach us without delay. Our branch is near notable landmarks such as the Indian Head Pavilion and just a short drive from the scenic Potomac River, making it a familiar stop for locals. You'll find ample parking available right outside our entrance, which is designed with accessibility in mind, featuring ADA-compliant ramps for easy access. We strive to provide welcoming service during our operating hours from Monday to Friday, from 8:30 AM to 4:00 PM. Our friendly staff is here to assist you with everything from personal banking needs like checking and savings accounts to auto loans and credit cards that offer rewards. For added convenience, we offer ATM services right on-site, allowing you quick access to cash and account information whenever you need it. Please note that while we don't have drive-thru banking available at this location, we're dedicated to making your visit as smooth as possible. At Navy Federal Credit Union, we're more than just a bank; we're a part of your community. We invite you to come by and explore how we can help you achieve your financial goals. If you have any questions or need assistance before your visit, feel free to give us a call at 888-842-6328. We look forward to seeing you soon!

Member Eligibility

At Navy Federal Credit Union, we believe that joining our community is about more than just opening an account it's about finding a supportive network that truly cares about your financial well-being. To become a member, you'll find that the process is welcoming and straightforward. If you live or work in the areas we serve, or if you have a family member who is already a member, you're likely eligible to join us. We invite everyone to take part in our offerings, which include a range of financial services designed with your needs in mind. Ready to get started? You can learn more about the specific eligibility criteria by visiting us at https://www.navyfederal.org/membership/eligibility .html . When you're ready to open your account, simply head over to https://mymembership.navyfederal.org/#/milestones , or give us a call at (888) 842-6328. Our friendly team at our branch located at 4124 W Patton Rd Ste 101 Indian Head Md 20640 is here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly without worrying about payment processing. Our merchant services offer easy solutions that allow you to focus on what you do best serving your customers. From credit card processing to online payments, we provide tools that streamline transactions, making it easier for you to manage cash flow and enhance customer satisfaction. Join us at Navy Federal Credit Union, located at 4124 W Patton Rd Ste 101 Indian Head Md 20640 in Indian Head, MD, and let's work together to turn your business goals into reality. Reach out today at (888) 842-6328!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help you grow your venture.

Connect With Us!

Ready to explore how we can support your financial goals? Call us at 888-842-6328 or visit us in person at our branch in Indian Head. Let Navy Federal Credit Union be your partner in achieving financial success!

Convenient Digital Access

In today's busy world, convenience is key. That's why Navy Federal offers online and mobile banking solutions that let you manage your accounts anytime, anywhere. Need cash? Our ATM services ensure easy access for withdrawals and balance checks when you're on the go.

Flexible Loan Options

For those unexpected expenses or projects you've been planning, our personal loans and debt consolidation services provide flexible solutions that help you regain control over your finances. We understand that life can throw curveballs, and we're here to help you manage them effectively.

Home Financing Made Easy

When it comes to buying a home, we know how important it is to have reliable mortgage options. That's why we offer mortgage loans and refinancing solutions that cater to both first-time homebuyers and seasoned homeowners alike. With our guidance, you can take confident steps toward owning your home.

Personal Banking Solutions

Managing your finances can be overwhelming, but with our personal banking options, it doesn't have to be. At Navy Federal Credit Union, you can open checking and savings accounts tailored to your lifestyle. Our competitive rates and low fees make it easy to save money while you build a secure financial future. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are designed to get you behind the wheel without breaking the bank. Imagine driving off in your dream car with a loan that fits comfortably within your budget!

Rewards on Your Purchases

Our credit cards come with rewards that make everyday spending more rewarding! Whether you're using them for groceries or travel expenses, you'll earn points that can lead to fantastic perks. It's like getting paid for spending!

Digital & Online Banking

E-Statements and Mobile Application

Stay organized and eco-friendly with e-statements. They allow you to view your financial statements online, helping you keep track of your spending while reducing paper clutter. And for those who prefer banking on the move, our mobile application makes it simple to manage your accounts from your smartphone. With the app, you can deposit checks, pay bills, and even make person-to-person transfers effortlessly.

Secure Transactions and Real-Time Management

Your security is our top priority. Our digital banking services include robust encryption measures that protect your information as you manage your finances. With 24/7 online banking services, you have complete control over your money whenever you need it. You can also take advantage of mobile payments to make quick purchases without needing cash or cards. At Navy Federal Credit Union, we strive to provide an accessible and user-friendly experience for all our members. Our goal is to empower you with tools that enhance how you manage your finances while ensuring peace of mind with every transaction. Experience the future of banking today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving your needs effectively. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,023,510 in used auto loans and a total of $131,920,000,000 in loans and leases available. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 4124 W Patton Rd Ste 101 Indian Head Md 20640 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry. We have already issued $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans, helping many members get on the road with ease. Whether you're eyeing a brand-new model or a reliable used car, our financing options make it straightforward.

Business Loans

For business owners, we also provide outstanding commercial loans totaling $227,844,936, offering the capital needed to grow and expand your business operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that fit your budget.

Refinancing Options

If you're considering refinancing your existing loans, we are here to guide you through the process and help find solutions tailored to your situation. Our team is committed to making refinancing as smooth as possible. For more information about eligibility for our loan products or to start your application today, feel free to contact us at (888) 842-6328. You can also visit our website for additional details: Navy Federal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navy Federal Credit Union, we are dedicated to supporting our members' financial journeys with personalized services and expert advice.

Unsecured Credit Card Loans

Managing finances can be challenging, but our unsecured credit card loans offer flexibility and convenience. With a total of $30,452,498,817 in loans, we help our members navigate their financial landscape effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best available options for you. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions tailored to your financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value and reliability of using LendMesh as your go-to comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans