Navy Federal Credit Union Gaithersburg MD: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial services located at 104 Ellington Blvd, Gaithersburg, MD 20878. Since our establishment in 1947, we have proudly served our community and our members, helping them achieve their financial goals with personalized solutions. With over 14 million members and assets totaling an impressive $180.8 billion, we are committed to providing the highest level of service and support. At Navy Federal, we understand that financial decisions can be challenging. That's why we offer a range of products tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our dedicated team of 24,560 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to ensure you receive the guidance and assistance you deserve. With total deposits amounting to $2.32 billion and a net worth of $21.49 billion, you can trust that your finances are in safe hands. We also maintain a robust cash reserve of $2.19 billion, allowing us to support our members effectively while promoting financial stability. Whether you're looking for help with a personal loan or interested in business banking services, we've got you covered! While members can visit us at our branch, any official correspondence should be sent to the same address: 104 Ellington Boulevard, Gaithersburg, MD 20878. Feel free to reach out at 888-842-6328 or explore our services online at navyfcu.org. We invite you to become part of our thriving community and experience the Navy Federal difference today!

Branch History & Mission

Navy Federal Credit Union has a rich history of serving the financial needs of its members since it first opened its doors in 1947. Located at 104 Ellington Blvd, Gaithersburg, MD 20878, this branch has become an integral part of the community. Over the years, it has grown significantly, now boasting a total membership of over 14 million and total assets amounting to $180.8 billion. From its humble beginnings, Navy Federal was established to provide financial services specifically for military personnel and their families. This commitment to serving those who serve our country remains at the heart of our mission today. We strive to offer exceptional personal banking options that include checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our goal is to empower our members through sound financial practices while supporting their dreams and aspirations. As we look back on our journey, there are many milestones worth noting. Our headquarters in Vienna, VA continues to guide our mission and values as we expand our reach across various states. The Gaithersburg branch plays a crucial role in this growth by providing tailored services that meet the unique needs of our community. At Navy Federal Credit Union, we are not just about numbers; we believe in making a real difference in people's lives. Our mission is clear: to put members first by delivering high-quality service while also giving back to the communities we serve through partnerships and outreach programs. Whether it's through local sponsorships or charitable donations, we are dedicated to supporting initiatives that enhance the well-being of those around us. While members can visit us at 104 Ellington Blvd for in-person assistance, official correspondence should be sent to our mailing address at 104 Ellington Boulevard, Gaithersburg, MD 20878 if different. We are proud to offer convenient operating hours from Monday to Friday from 10:00 AM to 6:30 PM and Saturday from 9:00 AM to 4:00 PM. In addition to traditional banking services, we embrace digital advancements that make managing finances easier for everyone. With features like online banking and mobile payments available, we ensure that all members have access to their accounts anytime they need it. Join us at Navy Federal Credit Union today and experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization dedicated to your success! For more information or assistance, feel free to call us at 888-842-6328.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union, your trusted partner in financial services located at 104 Ellington Blvd in Gaithersburg, MD. Our branch is conveniently situated near local favorites like the Washingtonian Center and the Rio Washingtonian, making it easy for you to drop by during your day-to-day activities. We understand that accessibility is important for our members, so our branch features ADA-compliant entrances and ample parking to ensure a smooth visit. Whether you're stopping in for a quick banking transaction or need assistance with a loan, our friendly staff is ready to help. Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 10:00 AM to 6:30 PM and even offer Saturday hours from 9:00 AM to 4:00 PM. If you have questions or need assistance outside these hours, don't hesitate to call us at 888-842-6328. For added convenience, we have an ATM available for quick cash withdrawals and balance checks. While we currently do not offer drive-thru banking, our team is dedicated to providing efficient service inside the branch. If you need to send official correspondence, please use our mailing address: 104 Ellington Boulevard, Gaithersburg, MD 20878. We invite you to visit us at Navy Federal Credit Union today! Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services including merchant services and business loans, we're here to support all your financial needs. Come see how we can assist you on your financial journey!

Member Eligibility

At Navy Federal Credit Union, we believe that joining our credit union is not just about banking; it's about becoming part of a welcoming community that supports your financial journey. To become a member, you'll need to meet some simple eligibility requirements. If you're an active duty or retired military member, a family member of someone who serves, or even a Department of Defense civilian employee, you're already on the right track! For more detailed information on who can join, check out our eligibility page at https://www.navyfederal.org/membership/eligibility .html . Opening an account with us is straightforward and designed to be accessible for everyone. You can start the process online or give us a call at (888) 842-6328 for assistance. We're here to guide you every step of the way as you unlock the many benefits of membership at Navy Federal Credit Union located at 104 Ellington Blvd Gaithersburg Md 20878. Whether it's lower loan rates, personalized service, or access to special programs, we're excited to help you thrive financially!

Business Banking & Commercial Services

Business Loan Options

Imagine a local café that started with just a few tables and now serves hundreds of customers daily. With our commercial loan options, this dream can become a reality for you too. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Our merchant services are tailored to meet the demands of modern business operations. Imagine having a reliable payment processing system that makes transactions smooth for both you and your customers. This means faster checkouts, improved cash flow, and the ability to accept payments anytime, anywhere. Located at 104 Ellington Blvd Gaithersburg Md 20878 in Gaithersburg, MD, we're here to provide the financial tools you need to thrive. Connect with us today at (888) 842-6328 or visit our website at Navy Federal Credit Union to learn more about how we can help your business succeed!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills easily. Plus, our ATM services provide easy cash withdrawal options whenever you need them.

Connect with Us

Visit us at 104 Ellington Blvd Gaithersburg Md 20878 in Gaithersburg, MD or give us a call at (888) 842-6328 to learn more about how our services can help improve your financial well-being. Whether you're just starting out or are well on your way in life's journey, we're here to support you every step of the way. Ready to take control of your finances? Join us today at Gaithersburg Md where your financial goals become achievable realities!

Empowering Your Financial Journey

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help ease financial stress by providing the funds you need when you need them most. Additionally, our credit cards with rewards allow you to earn benefits on your everyday purchases, making each transaction more rewarding.

Personal Banking Made Easy

We offer a variety of personal banking options designed to make your life simpler. Open a checking or savings account with us and enjoy easy access to your money anytime you need it. If you're in the market for a new vehicle, consider our auto loans and vehicle financing solutions that can help turn your dream into reality without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing options provide competitive rates and flexible terms.

Supporting Local Businesses

For local entrepreneurs, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth and success. We believe that strong businesses build strong communities.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents digitally, speeding up processes like loan applications or account changes without the hassle of printing or mailing paperwork. Plus, with e-statements available, you can view your account statements electronically saving trees and keeping your information organized in one place. For those who love convenience, our mobile application brings banking right to your fingertips. You can easily make person-to-person transfers with friends or family using our secure platform, ensuring that sharing expenses is quick and straightforward. If you're out shopping or dining, take advantage of our mobile payments feature that allows you to make transactions straight from your smartphone. All these features are backed by robust security measures to keep your personal information safe. We prioritize your privacy and ensure that every transaction is protected. In a world where time is precious, Navy Federal Credit Union makes it easier than ever to manage your money efficiently and securely. Experience all these benefits today by visiting us online!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 104 Ellington Blvd Gaithersburg Md 20878 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry. We have already issued over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans to help members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we've got you covered.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, ensuring you can find a solution that fits your needs.

Other Lending Options

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $227,844,936. We are dedicated to supporting our local businesses and fostering economic development in our community. Our range of services also includes options for refinancing existing loans and exploring eligibility for various lending programs. Feel free to reach out to us at 888-842-6328 for personalized assistance and more information about how we can help meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navy Federal Credit Union in Gaithersburg, MD, we're here to support you with every step of your financial journey.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind while keeping your spending within budget.

Loan Aggregator

Benefits of Using LendMesh

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans