Navy Federal Credit Union Frederick MD: Affordable Auto Loans & Personal Banking

Introduction

Welcome to Navy Federal Credit Union, where your financial well-being is our top priority! Located at 7820 Wormans Mill Rd Ste T, Frederick, MD 21701, our branch has been proudly serving the community since 1947. With a robust membership of over 14 million and total assets exceeding $180 billion, we are dedicated to providing our members with exceptional banking services tailored to their needs. At Navy Federal, we understand that each member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, vehicle financing options, or even mortgage loans, we have you covered. Our commitment to excellence is reflected in our substantial financial resources, including total deposits of $2.32 billion and a net worth of $21.49 billion. We believe in supporting our members beyond just transactions; we strive to create lasting relationships rooted in trust and reliability. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team of over 24,000 employees is here to assist you every step of the way. While members can visit us at our Frederick branch, official correspondence should be sent to the same address: 7820 Wormans Mill Rd Ste T, Frederick, MD 21701. For inquiries or assistance, feel free to give us a call at 888-842-6328. Join us today and experience the difference that comes with being a part of Navy Federal Credit Union your partner in achieving financial success! To learn more about our services or become a member, visit us online at Navy Federal Credit Union.

Branch History & Mission

Navy Federal Credit Union has a rich history that began in 1947, when it first opened its doors to serve the financial needs of military members and their families. Located at 7820 Wormans Mill Rd Ste T, Frederick, MD 21701, our branch is proud to be part of this legacy, connecting with the local community and offering valuable services tailored to support both personal and business financial journeys. Over the years, Navy Federal has grown significantly, now boasting a total membership of over 14 million. This growth reflects our commitment to providing exceptional service and building lasting relationships with our members. With total assets reaching an impressive $180.81 billion, we continue to thrive as a reliable financial partner. Our mission is simple yet impactful: to empower our members by providing them with accessible financial solutions while fostering a sense of community. We believe in supporting not just our members' financial goals but also the communities we serve. This includes various outreach efforts and partnerships aimed at enhancing local initiatives and providing resources that benefit everyone. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 7820 Wormans Mill Rd Ste T, Frederick, MD 21701. Our operating hours are convenient Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM making it easy for you to find time for your banking needs. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also offer modern conveniences such as online banking and mobile payments. Our commitment to accessibility is evident; we ensure our services comply with ADA standards so that all members can comfortably engage with us. At Navy Federal Credit Union, we understand that financial wellness goes beyond transactions; it's about being part of something greater. We invite you to join us on this journey. Experience the benefits of membership today and discover how we can help you achieve your financial goals while making a positive impact in your community. For more information or to open an account, visit us online at Navy Federal Credit Union or call us at 888-842-6328.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Navy Federal Credit Union! Stop by today and let our dedicated team assist you with your financial goals. If you can't make it in person, feel free to give us a call we're always here to help!

Nearby Landmarks and Accessibility

Our branch is conveniently situated in Frederick County, making it accessible for members throughout the region. If you're looking for something fun to do nearby, consider visiting the beautiful Baker Park or exploring the Historic District of downtown Frederick. We have ample parking available so you can easily find a spot when you visit us. We take pride in ensuring our facilities are accessible to everyone. The branch features ADA-compliant entrances and ramps, providing easy access for all members and visitors.

Operating Hours and Services

At Navy Federal Credit Union, we know how busy life can get. That's why we offer flexible lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. You can reach us by phone at 888-842-6328 if you need assistance or have questions about our services. Whether you're interested in personal banking options like checking and savings accounts, auto loans, mortgage loans, or even credit cards with rewards our friendly team is here to help guide you through every step. Plus, we offer convenient ATM services right at our location, allowing you quick access to cash whenever you need it.

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a close-knit community where your financial well-being is the top priority. If you're interested in being part of our family, you'll be glad to know that eligibility is open to various groups. Generally, individuals who are active duty or retired military members, their families, and certain Department of Defense civilian employees can join. But it doesn't stop there! We also welcome members from specific organizations and communities. To get all the details on who can join us, check out our eligibility criteria at https://www.navyfederal.org/membership/eligibility .html . Opening an account with Navy Federal Credit Union is straightforward and welcoming. You can start your journey toward membership by visiting us online for more information on how to open an account at https://mymembership.navyfederal.org/#/milestones . Should you have any questions or need assistance, feel free to give us a call at (888) 842-6328. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we provide merchant services designed to simplify transactions for your business. Imagine having a reliable payment processing solution that allows you to accept payments easily, whether you're at a storefront or on the go. Our services help you streamline operations so you can focus on what really matters growing your business. Visit us at 7820 Wormans Mill Rd Ste T Frederick Md 21701 in Frederick, MD or call us at (888) 842-6328 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our branch provides ATM and cash withdrawal services, ensuring you have access to your funds when needed. Enjoy basic ATM access for withdrawals and balance checks without any hassle. No matter what financial service you're seeking, Navy Federal Credit Union is here to support you every step of the way. If you're ready to learn more or have questions about any of our offerings, don't hesitate to reach out at (888) 842-6328 or visit us at our branch in Frederick, MD. Join us today and experience the difference!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates that make it easier than ever to drive off in the vehicle you desire. We understand that buying a car is a significant commitment, so we work with you to find the best financing solution that fits your budget.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. We know how challenging running a business can be, which is why we provide tools and support to help your venture thrive.

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards with rewards offer benefits that enhance your spending experience while helping you earn points on everyday purchases. From travel rewards to cash back, there's something for everyone.

Mortgage Loans & Refinancing

If homeownership is your goal, our mortgage loans and refinancing options can help make it a reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is ready to guide you through each step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Navy Federal Credit Union, we prioritize our online and mobile banking features. With easy access to your accounts anytime, anywhere, managing your finances has never been simpler.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking options include checking and savings accounts that help you keep track of your money with ease. Imagine having a checking account that not only simplifies transactions but also offers features like mobile banking and online access. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go with our user-friendly mobile app.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services are designed to help you tackle those financial hurdles without stress. By consolidating high-interest debts into one manageable payment, you can simplify your finances and save money over time.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to manage your money right from your smartphone. Need to make a quick payment? Our mobile payments option lets you do that instantly. If you want to share some cash with a friend or family member, our person-to-person transfers make it simple and fast. For those who prefer going paperless, we offer e-statements, providing a secure way to view your account statements online. This not only helps the environment but also keeps your information organized and accessible. And if you're looking for a secure way to sign documents, our electronic signature authorization ensures that everything is done safely and efficiently.

Security You Can Trust

We prioritize your safety when banking online. Our systems use advanced technology to protect your personal information, so you can have peace of mind while managing your accounts. With easy navigation and user-friendly design, using our digital services is straightforward for everyone. In short, Navy Federal Credit Union makes it easy for you to stay on top of your finances without sacrificing security or convenience. Experience the freedom of digital banking today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths with you, which demonstrate our commitment to providing reliable services and peace of mind. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,319,200,000 in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 7820 Wormans Mill Rd Ste T Frederick Md 21701 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We believe in making car ownership accessible and affordable for everyone.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand that every business has unique needs, and our solutions are designed to fit those requirements. At Navy Federal Credit Union, we are committed to serving our community. For more information about our loan offerings or eligibility options, feel free to reach out at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

Managing finances can be tricky at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option gives you the freedom to handle unexpected expenses or make purchases without the burden of collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for all users. Every loan comparison reflects current market conditions, allowing individuals to see what they can realistically expect.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans