Navy Federal Credit Union

Nestled near Fort Meade, the Navy Federal Credit Union branch at 4471 Redwood Rd B in Fort Meade, MD, warmly welcomes military members, veterans, and their families to a community-centered financial hub. Open Monday through Friday from 8:30 a.m. to 4:00 p.m., this location offers convenient ATM services for quick cash withdrawals and balance checks, making everyday banking simple and accessible.
Known for its standout auto loans, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms tailored to fit your budget—helping you get on the road with confidence. Homebuyers can also take advantage of low mortgage rates and refinancing options designed to make owning a home near Fort Meade more attainable. Beyond lending, enjoy personal banking solutions including checking and savings accounts built for daily convenience, credit cards loaded with rewarding perks, plus business banking services such as merchant solutions and business loans.
Visit Navy Federal Credit Union at 4471 Redwood Rd B or call 888-842-6328 today to experience friendly local service. Discover how our trusted auto loans and mortgage offerings can help you drive your financial goals forward right here in Fort Meade!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 4471 Redwood Rd B, Fort Meade, MD 20755. Established in 1947, we have been dedicated to serving our community with unwavering commitment and care. With over 14 million members and a strong financial foundation boasting total assets of $180.81 billion, we take pride in offering personalized banking solutions that meet the unique needs of each member. At Navy Federal, we understand that financial well-being is about more than just numbers. Our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., works tirelessly to provide exceptional service and support to our members. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. While you can visit us directly at our branch, if you need to send official correspondence, please use our mailing address: 4471 Redwood Rd # B, Fort Meade, MD 20755. We're proud to hold a net worth of $21.49 billion and manage total deposits of $2.32 billion, ensuring that your funds are safe and secure. As a member-focused credit union, we strive to empower you with the financial tools necessary for success. With services like online banking and mobile payments available at your fingertips, managing your finances has never been easier. We invite you to connect with us today! Give us a call at 888-842-6328 or explore our website at navyfcu.org to learn more about how we can assist you on your financial journey. Your future starts here let's build it together!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking; we actively engage in community support initiatives that uplift those around us. From financial education workshops to charity events, we strive to make a positive impact locally. Our ATM availability ensures that you can access your funds easily while maintaining security. As we look towards the future, we remain dedicated to improving our services while adhering to ADA compliance standards so everyone can enjoy equal access. With no drive-thru service currently available at this location and no shared service center present, we focus on providing personalized assistance within our lobby.

Join Us!

If you're looking for a credit union that values its members and community alike, Navy Federal Credit Union is here for you. Join us today and experience the benefits of membership firsthand! For more information or assistance, feel free to call us at 888-842-6328 or visit our website at Navy Federal. Let's grow together!

Our Evolution

From our humble beginnings, Navy Federal has evolved significantly. We started as a service for military personnel and their families, and today we continue that legacy by providing exceptional financial services tailored to meet the needs of our diverse membership. Our branch is located at 4471 Redwood Rd B, Fort Meade, MD 20755, easily accessible for those in the area. We invite you to visit us during our lobby hours from Monday through Friday, 8:30 AM to 4:00 PM. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 4471 Redwood Rd # B, Fort Meade, MD 20755.

Our Mission

At Navy Federal Credit Union, our mission is clear: to serve our members and their families with respect and dedication. We aim not just to provide financial products like checking and savings accounts, auto loans, mortgages, and credit cards but also to foster a sense of community through outreach initiatives and partnerships that make a real difference. We believe in being there for our members every step of the way whether it's offering personal loans for unexpected expenses or providing business banking solutions that help local enterprises thrive. Digital advancements like online banking and mobile payments ensure that members have convenient access to their finances anytime, anywhere.

Branch Location & Accessibility

Accessibility Features

At Navy Federal, we prioritize accessibility for all our members. Our branch is designed to accommodate everyone with features like ADA-compliant ramps and ample parking space. We want your experience with us to be as comfortable as possible.

Get in Touch!

If you have any questions or need assistance, feel free to call us at 888-842-6328. We're here to help! We invite you to stop by and see how Navy Federal Credit Union can support your financial goals. Whether you're opening a new account or exploring loan options, we're excited to welcome you into our community.

Operating Hours and Services

Our lobby hours are set to fit your schedule: we're open Monday through Friday from 8:30 AM to 4:00 PM. During these hours, our friendly staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards that come with great rewards. For those on the go, we offer ATM services at our branch for quick cash withdrawals and balance checks. While we currently do not have drive-thru banking available, our ATM provides a convenient alternative for your banking needs without stepping inside.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a warm, welcoming family dedicated to supporting your financial journey. If you're wondering whether you qualify, it's quite simple! Membership is available to individuals who have served in the military, those who are part of the Department of Defense, or their immediate family members. Additionally, certain other groups may also be eligible. To ensure you meet the criteria, feel free to explore the details at https://www.navyfederal.org/membership/eligibility.html. Joining us is just a step away! You can start the process by visiting our account opening page at https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (888) 842-6328. We're here to help you every step of the way as you take this exciting step toward membership at Navy Federal Credit Union, located conveniently at 4471 Redwood Rd B Fort Meade Md 20755. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline your operations. Imagine being able to accept payments easily and securely from customers both online and in-store. Our solutions not only simplify transactions but also enhance customer satisfaction, allowing you to focus on what you do best running your business. Located at 4471 Redwood Rd B Fort Meade Md 20755 in Fort Meade, MD, we're here to support your journey every step of the way. For personalized assistance or to learn more about how our business banking services can benefit you, don't hesitate to reach out at (888) 842-6328.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, our Business Banking services include essential tools like Merchant Services & Business Loans. Starting or growing a business is no small feat; let us assist you with financial resources designed specifically for business success.

Convenient Access

In addition to these great services, we provide easy access through our ATM & Cash Withdrawal Services, ensuring that you can manage your money when you need it most. Our basic ATM access allows you to make withdrawals and check balances quickly and conveniently. At Navy Federal Credit Union in Fort Meade, MD, we strive to create an inclusive community where all members feel valued and supported in their financial journeys. Our team is available at 888-842-6328 during lobby hours from Monday to Friday (8:30 AM - 4:00 PM) to answer any questions and help you get started. We invite you to explore how our comprehensive suite of services can benefit you today! Visit us online at Navy Federal or come by our branch we're excited to help you achieve your financial goals!

Credit Cards

Our Credit Cards with Rewards offer not just purchasing power but also benefits that can enhance your spending experience. Imagine earning points for every purchase that can be redeemed for travel, merchandise, or cash back!

Home Financing

When it comes to homeownership, we understand that securing a mortgage is a significant step. Our Mortgage Loans & Refinancing services are designed to simplify the process for you. Whether you're buying your first home or refinancing an existing mortgage, we guide you through each phase with personalized advice and support.

Personal Banking

We offer various Personal Banking solutions that make managing your finances easy and convenient. Our Checking & Savings Accounts are designed with your everyday needs in mind. Imagine being able to track your spending and savings through our user-friendly Online & Mobile Banking platforms. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go.

Personal Loans

For those unexpected expenses or projects you've been considering, our Personal Loans & Debt Consolidation services can help ease financial burdens. Whether it's funding a vacation, home improvement, or consolidating debts into one manageable payment, we've got you covered.

Vehicle Financing

If you're in the market for a new car or need assistance with financing your current vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself behind the wheel of your dream car while enjoying manageable monthly payments. We also help you navigate through various financing plans to find what works best for your budget.

Digital & Online Banking

Explore Our Services

With our online banking platform, available at https://www.navyfederal.org/, you can access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. We also provide e-statements, so you can keep track of your financial activities without the clutter of paper statements. And if you prefer signing documents electronically, our electronic signature authorization feature makes it easy to handle paperwork from the comfort of your home.

Mobile Banking Made Easy

For those on the go, our mobile application is a game-changer. You can manage your accounts right from your smartphone, including making person-to-person transfers effortlessly. Plus, with our mobile payments feature, paying for purchases has never been simpler just tap and go!

Safety First

We prioritize your security with robust measures in place to protect your information while you bank online or via mobile. Our user-friendly interface ensures that even if you're not tech-savvy, navigating through your finances is straightforward and stress-free. In short, at Navy Federal Credit Union, we're dedicated to providing tools that empower you to take control of your financial life anytime and anywhere. Experience the convenience of modern banking today!

Financial Strength

Growing Membership Base

Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. As your trusted partner in banking at 4471 Redwood Rd B Fort Meade Md 20755, we encourage you to reach out if you have any questions or need assistance. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is here for you. Visit us at 4471 Redwood Rd B Fort Meade Md 20755 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we currently have no non-member deposits, this focus allows us to allocate resources effectively to benefit you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which positions us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking for more than just auto and home financing, we have various other loan products available, including personal loans and credit lines. If you're considering refinancing any existing loans, our team is here to discuss eligibility options and help you navigate through potential savings. Our dedicated staff at Navy Federal Credit Union is ready to assist you with any questions about our loan offerings. Feel free to reach out by calling us at (888) 842-6328 or visiting us at our branch located at 4471 Redwood Rd B Fort Meade Md 20755. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter where you are on your financial journey, let us help you find the right loan that suits your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, our competitive rates and flexible terms make it easy to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide personalized assistance throughout the process, ensuring you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with various benefits to help you make purchases while keeping your finances under control.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are viewing fair and transparent offers tailored to their needs.

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