Navy Federal Credit Union Capitol Heights MD: Affordable Auto Loans & Personal Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of Capitol Heights, MD! Located at 9201 Alaking Ct, Capitol Heights, MD 20743, our branch has been serving our members since 1947. With a commitment to providing exceptional service and a wide range of financial products, we proudly support over 14 million members nationwide. At Navy Federal, we understand that your financial journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our total assets stand at an impressive $180.81 billion, demonstrating our stability and ability to meet your needs effectively. With $2.32 billion in total deposits and a net worth of $21.49 billion, we are well-equipped to offer competitive rates and personalized services that help you reach your financial goals. We also manage over 8.38 million loans and leases, ensuring that our members have access to the funds they need when they need them. Our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to ensure you receive the best service possible. With a workforce of 24,560 employees, we are ready to assist you with everything from basic transactions at our drive-thru service to more complex financial planning. While members can visit us at our branch address, official correspondence should be sent to the same location: 9201 Alaking Ct, Capitol Heights, MD 20743. We invite you to explore all that Navy Federal has to offer. For any inquiries or assistance, feel free to call us at 888-842-6328 or visit our website at navyfcu.org. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Navy Federal Credit Union has a proud history rooted in serving our members since 1947. Located at 9201 Alaking Ct in the vibrant community of Capitol Heights, MD, our branch has been a pillar of support for countless individuals and families over the years. With a commitment to providing exceptional financial services, we have grown alongside our members and adapted to meet their evolving needs. From our humble beginnings, we have expanded significantly and now proudly serve over 14 million members nationwide. Our total assets have reached an impressive $180.8 billion, reflecting our strong financial foundation and dedication to fostering member trust. Our mission is clear: to help our members achieve their financial goals while providing the highest level of service possible. At Navy Federal, we are not just about transactions; we are about building relationships within the community. Our team is dedicated to supporting local initiatives and outreach programs that uplift those around us. We strive to create an inclusive environment where everyone feels valued and empowered. While members can visit us at our branch address, official correspondence should be sent to 9201 Alaking Ct, Capitol Heights, MD 20743 if needed. We understand that convenience is key, which is why we offer services like ATM availability and drive-thru banking for easy access to your accounts. Our operating hours cater to busy schedules: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Whether you prefer banking online or in-person, we provide various options such as online banking and mobile payments, ensuring you can manage your finances whenever and wherever you choose. We invite you to join Navy Federal Credit Union and experience the benefits of membership firsthand. Together, let's build a brighter financial future for you and your family! If you have any questions or need assistance, don't hesitate to call us at 888-842-6328. Welcome to the Navy Federal family!

Branch Location & Accessibility

Easy Access and Parking

Parking at our branch is hassle-free, with ample space available for members. We understand that accessibility matters, which is why our facilities comply with ADA standards, ensuring everyone can navigate our space comfortably. If you're using public transportation, you'll find that our branch is conveniently accessible via local bus routes.

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. If you prefer drive-thru service, we offer the same hours for your ease. Feel free to drop by during these times our friendly staff is always ready to help!

Services at Your Fingertips

At Navy Federal Credit Union, we offer a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. You can also take advantage of our ATM services for cash withdrawals and balance checks right here at the branch. If you have any questions or would like more information about our offerings, don't hesitate to give us a call at 888-842-6328. Our team is eager to assist you! We invite you to visit us soon and experience all that Navy Federal Credit Union has to offer.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you live, work, worship, or attend school in the area, you're already on your way to joining our community! We welcome individuals from various backgrounds and professions, making it easy for you to take part in the benefits of credit union membership. By choosing us, you'll enjoy competitive rates on loans and savings accounts, personalized service, and access to a range of financial products tailored just for you. Ready to start your journey? You can learn more about the specific eligibility criteria by visiting our website at https://www.navyfederal.org/membership/eligibility .html . If you're set to open an account, the process is simple and accessible just check out the details at https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance along the way, feel free to reach out to us at (888) 842-6328. Join us at Navy Federal Credit Union located at 9201 Alaking Ct Capitol Heights Md 20743, and let's build a brighter financial future together!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having a reliable partner to handle your payment processing while you focus on what you do best running your business. Our merchant services provide essential tools to streamline transactions, whether you're in retail or service. You can accept payments easily, manage sales data, and enhance customer satisfaction all of which are vital for growing your bottom line. Located conveniently at 9201 Alaking Ct Capitol Heights Md 20743, Capitol Heights, MD, we're dedicated to helping businesses thrive. Reach out today at (888) 842-6328 to explore how we can assist you in reaching your financial goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also have convenient ATM services, allowing you easy access to cash whenever needed. With locations near you and additional features like balance checks at ATMs, managing your money has never been simpler.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options can help make that dream a reality. Picture yourself driving off in a new car without the stress of high-interest rates. We work with you to find a financing solution that fits your budget and needs.

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have solutions tailored to help your business thrive.

Credit Cards with Rewards

Make everyday spending rewarding with our credit cards that offer rewards. Picture earning points every time you shop, which can be redeemed for travel, merchandise, or cash back. It's an easy way to make your purchases work harder for you.

Drive-Thru Banking

For those who prefer face-to-face interaction but want the ease of quick transactions, our basic drive-thru banking offers deposits, withdrawals, and simple transactions without having to leave your car. At Navy Federal Credit Union in Capitol Heights, we strive to create an inclusive environment where all members feel valued and supported in their financial journeys. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out at 888-842-6328 or visit us at our branch! Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make. Our team will guide you through the process, ensuring you find the right mortgage product tailored just for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer anytime and anywhere.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine being able to easily manage your money while earning interest on your savings. Our accounts are designed to help you reach your financial goals, whether you're saving for a vacation or planning for retirement.

Personal Loans & Debt Consolidation

Need extra cash? Our personal loans can provide quick access to funds for emergencies or big purchases. If you're feeling overwhelmed by debt, consider our debt consolidation options which can simplify your payments into one manageable monthly bill.

Digital & Online Banking

At Navy Federal Credit Union, we understand that convenience and security are essential in today's busy world. That's why we offer a comprehensive range of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, our secure online banking platform is available 24/7, allowing you to access your accounts whenever you need to. With our online banking services, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your own device. For more details about what we offer, visit us at https://www.navyfederal.org/ . You can also take advantage of our electronic signature authorization feature, which allows you to sign documents securely without needing to visit a branch. If you prefer paperless options, we provide e-statements that give you a clear view of your transactions while helping the environment. Plus, if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature as well. You can make purchases directly from your smartphone, making it simple and quick to pay for things on the go. For those who need extra flexibility in managing their finances, our mobile application offers a user-friendly experience where you can conduct person-to-person transfers with ease. This means sending money to friends or family is just a few taps away! We prioritize security in everything we do. Rest assured that your personal information is protected with advanced security measures. With these tools at your fingertips, managing your finances has never been more accessible or straightforward. Join us at Navy Federal Credit Union and experience how our digital and online banking services can simplify your life!

Financial Strength

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 9201 Alaking Ct Capitol Heights Md 20743 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Although our current net income is $0, this reflects our commitment to reinvesting back into the credit union rather than distributing profits elsewhere. This strategy enables us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Solid Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're interested in purchasing a brand-new vehicle or a reliable used one.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored financing solutions that cater to your specific needs. We also offer refinancing options for those looking to consolidate existing debt or lower their monthly payments. If you're interested in eligibility options or want to explore which loan products are right for you, feel free to reach out! For any questions or to start your application process, contact us at (888) 842-6328 or visit us at 9201 Alaking Ct Capitol Heights Md 20743 in Capitol Heights, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We can assist you in navigating the home-buying process while offering competitive rates and personalized service.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, but our unsecured credit card loans can help. With a total of $30,452,498,817 in loans, we provide flexible terms that allow you to manage your finances effectively without the worry of collateral.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans