Navy Federal Credit Union Bethesda MD: Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial success located at 8901 Wisconsin Ave, Bethesda, MD 20889. With a rich history dating back to 1947, we have proudly served our members for over 75 years, fostering a community built on trust and commitment. As of now, we are honored to support 14,045,179 members, reflecting our dedication to helping individuals and families achieve their financial goals. At Navy Federal, we understand the importance of your hard-earned money. That's why we manage total assets exceeding $180.8 billion, ensuring that your finances are secure with us. Our total deposits stand at an impressive $2,321,600,484, demonstrating the confidence our members place in us. With a net worth of $21,492,783,754, we remain strong and stable in the ever-changing financial landscape. Our team of nearly 24,560 employees is here to provide personalized service tailored to your unique needs. Under the guidance of our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., we aim to offer a wide range of services from personal banking and auto loans to business banking solutions all designed with you in mind. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 8960 Brown Dr, Bethesda, MD 20889. Whether you're looking for assistance with loans or simply need advice on managing your finances better, we're just a phone call away at 888-842-6328. Join us today and experience a credit union that truly cares about its members' well-being. Visit our website at navyfcu.org for more information or stop by our branch we're excited to help you reach your financial dreams!

Branch History & Mission

At Navy Federal Credit Union, our journey began in 1947, rooted in a commitment to serve those who serve our nation. Located at 8901 Wisconsin Ave, Bethesda, MD 20889, we have grown from a small credit union into one of the largest financial institutions dedicated to military families and their communities. Over the years, we have proudly welcomed over 14 million members, standing strong with total assets of over $180 billion. Our mission is clear: to provide our members with exceptional financial services while fostering a sense of community and support. We believe that every member deserves access to affordable banking solutions that empower them to achieve their financial goals. From personal banking services like checking and savings accounts to auto loans, mortgages, and business banking solutions, we are here to help you navigate your financial journey. While members can visit us at our branch location in Bethesda, official correspondence should be sent to 8960 Brown Dr, Bethesda, MD 20889. Our branch operates with convenience in mind; lobby hours are Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM. With ATM availability on-site, we ensure you have access to your funds when you need them. Navy Federal is not just about banking; it's about building relationships. We actively engage in community outreach initiatives and partnerships that strengthen our local area. By supporting local events and providing resources for financial literacy, we strive to make a positive impact beyond our branches. As we continue to innovate with digital advancements like online and mobile banking services, we remain committed to meeting the needs of our members both now and in the future. Our ADA-compliant facilities ensure that everyone feels welcome and valued. Join us at Navy Federal Credit Union and experience the difference of being part of a community-focused organization that truly cares. Whether you're looking for a loan or simply want guidance on managing your finances better, our dedicated team is here for you every step of the way. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call-to-Action

We encourage you to stop by our branch at 8901 Wisconsin Ave or give us a call at 888-842-6328 if you have any questions or need assistance. At Navy Federal Credit Union, we're dedicated to providing exceptional service and support to all our members!

Nearby Landmarks & Accessibility

Our branch is conveniently situated near popular landmarks that make finding us a breeze. If you're coming from the bustling downtown area or nearby shopping centers, you'll appreciate how easy it is to stop by for your banking needs. We also ensure that our branch is fully accessible with ADA-compliant features and ramps for those who may require assistance.

Parking and Operating Hours

We offer ample parking space to make your visit as hassle-free as possible. You can park easily and access our lobby without any stress. Speaking of which, we invite you to visit us during our welcoming hours: Monday through Friday from 10 AM to 5 PM, and on Saturday from 9 AM to 2 PM. Our friendly staff is ready to assist you during these times.

Services Offered

At Navy Federal Credit Union, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability on-site, you can withdraw cash or check balances anytime during operating hours.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of something special. Joining our community is straightforward and welcoming! To become a member, you generally need to meet specific eligibility criteria, which often includes being affiliated with the military, Department of Defense personnel, or certain family members of current members. This means that if you're connected to those groups, you're likely eligible for membership! It's a great opportunity to access a wide range of financial services tailored just for you. For complete details on eligibility requirements, feel free to visit our resource page at https://www.navyfederal.org/membership/eligibility .html . Opening an account with us is just as simple. You can start the process online by visiting https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 for any questions you may have. We're here to help you every step of the way! Don't hesitate to reach out; becoming part of the Navy Federal Credit Union family could be one of the best financial decisions you'll make!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the tools to streamline your transactions and enhance customer experiences. Our merchant services offer just that. Whether you're processing payments or managing cash flow, we provide reliable solutions that fit your needs. Enjoy efficient payment processing that allows you to focus on what truly matters growing your business. Connect with us today at (888) 842-6328 or visit us at Navy Federal Credit Union to discover how our business banking and commercial services can empower your success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options offer competitive rates that make it easier for you to get behind the wheel of your dream car. Picture yourself driving off the lot with confidence, knowing that you've made a smart financial choice with favorable loan terms.

Business Banking

For our members who are entrepreneurs or small business owners, we provide comprehensive business banking services including merchant services and business loans. We understand that running a business comes with its challenges, so we're here to support your growth every step of the way.

Credit Cards with Rewards

Our credit cards come packed with rewards that fit your lifestyle whether it's cash back on everyday purchases or travel points for your next adventure. Imagine earning while you spend, making each transaction more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. At Navy Federal Credit Union, we prioritize digital banking features such as mobile payments and person-to-person transfers so that managing your finances is hassle-free. Whether it's withdrawing cash from an ATM or checking balances on the go, we've made it simple for you. We encourage you to explore all these great services offered at our Bethesda branch by calling us at 888-842-6328 or visiting us online at Navy Federal Credit Union. Our team is eager to help you achieve your financial goals!

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll ever make. Our mortgage loans provide flexible solutions tailored to your situation. If you already own a home but want to lower your monthly payments, consider our refinancing options that can save you money over time.

Personal Banking

Our personal banking services include checking and savings accounts that cater to various lifestyles and preferences. Imagine having the flexibility to manage your money easily, whether you're saving for a vacation or just keeping your daily expenses in check. With our user-friendly online and mobile banking options, you can access your accounts anytime and anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services designed to help you regain control over your finances. Whether it's for home repairs or consolidating high-interest debts into one manageable payment, we're here to assist.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. If you're on the go, our mobile application makes it even easier to manage your money right from your smartphone. Plus, with our mobile payments feature, you can make purchases quickly and securely without needing cash or cards. Worried about paperwork? Say goodbye to clutter! We offer e-statements for quick and easy access to your account statements whenever you need them. You can also authorize electronic signatures for transactions, making it simpler and faster to handle important documents. Need to send money to a friend or family member? Our person-to-person transfer option allows you to send funds directly from your account in just moments. It's a hassle-free way to share expenses or lend support without any extra fees.

Security and Support

Your security is our top priority. All transactions are protected with robust encryption, ensuring that your financial information remains safe. Our customer support team is here for you if you have any questions or need assistance navigating our digital services. With all these features at your fingertips, managing your finances has never been easier or more secure than with Navy Federal Credit Union's digital banking solutions. Experience the convenience of modern banking today!

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases. Additionally, we have $1,023,510 in used auto loans, ready to help you get behind the wheel of your next vehicle.

Member Savings and Investments

Your savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 8901 Wisconsin Ave Bethesda Md 20889 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We make it easy for you to find the perfect loan terms that fit your budget. Plus, if you're considering refinancing your current auto loan, our team is here to help guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to deliver financing solutions that empower growth and success. At Navy Federal Credit Union, we are dedicated to making banking easier for our members. If you're interested in any of our loan products or want more information about eligibility options, don't hesitate to reach out! You can contact us at (888) 842-6328, visit us at 8901 Wisconsin Ave Bethesda Md 20889, Bethesda, MD, or check out our website at https://www.navyfederal.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Personal Loans

For those who need flexible funding options, our credit lines are available with a total of $62,780,210,296 to support various financial needs. Additionally, we also offer unsecured credit card loans totaling $30,452,498,817, which provide members with an efficient way to manage everyday expenses while enjoying flexible repayment terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide personalized assistance so you can navigate the mortgage landscape with confidence. Whether you're purchasing your first home or looking to refinance an existing mortgage, we've got solutions tailored for you.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans