Navy Federal Credit Union Annapolis MD: Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 693 Kinkaid Rd, Annapolis, MD 21402. Established in 1947, we are proud to serve over 14 million members, offering a range of services designed to meet your financial needs. Our commitment to our community is reflected in our impressive total assets of $180,806,000,000 and total deposits reaching $2,321,600,484. At Navy Federal, we understand that every member's journey is unique. That's why we provide personalized solutions including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. With a strong focus on member satisfaction and community impact, we aim to empower you at every financial step you take. Our leadership team is dedicated to ensuring that your experience with us is nothing short of exceptional. Under the guidance of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team of 24,560 employees works diligently to support your financial goals. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 693 Kinkaid Rd, Annapolis, MD 21402-1022. We invite you to explore how Navy Federal can make a difference in your financial life. For more information or assistance, feel free to call us at 888-842-6328 or visit our website at navyfcu.org. Join us today and experience the Navy Federal difference!

Branch History & Mission

At Navy Federal Credit Union, our story began in 1947, with a commitment to serving those who serve. Located at 693 Kinkaid Rd, Annapolis, MD 21402, we have grown from a small group of dedicated members into one of the largest credit unions in the nation, boasting a total membership of over 14 million. Our mission is clear: to provide exceptional financial services while supporting our community and the military families we serve. We aim to empower our members by offering a range of products that include personal banking options, auto loans, mortgages, and credit cards with rewards. These services are designed to help our members achieve their financial goals and improve their lives. As we evolved over the years, we've stayed true to our roots while embracing advancements that make banking easier for everyone. Our digital offerings ensure that members can manage their finances anytime and anywhere with features like online banking, mobile payments, and e-statements. We're proud to be ADA compliant, ensuring accessibility for all our members. Our commitment extends beyond financial services. We actively engage with our local community through various outreach programs and partnerships that support education, health initiatives, and veteran affairs. We believe in giving back to the community that supports us. While members can visit us at 693 Kinkaid Rd, official correspondence should be sent to 693 Kinkaid Rd, Annapolis, MD 21402-1022 if different from the branch address. You can reach us easily at 888-842-6328 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. As we continue to grow now managing assets totaling over $180 billion we invite you to join us on this journey. Experience firsthand the benefits of being part of Navy Federal Credit Union. Together, we can achieve great things!

Branch Location & Accessibility

Convenient Access

You can find us just a short drive from popular landmarks such as the historic Annapolis City Dock and the United States Naval Academy. Our location offers ample parking for your convenience, and we ensure that our facilities are accessible to everyone, including those with mobility challenges. While members can visit us at 693 Kinkaid Rd, official correspondence should be sent to our mailing address at 693 Kinkaid Rd, Annapolis, MD 21402-1022.

Join Us Today!

We believe in building lasting relationships with our members. If you're interested in exploring what we can offer or have any questions about our services, don't hesitate to give us a call or drop by! We look forward to welcoming you into the Navy Federal family!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We are open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 2 PM. We invite you to stop by during these hours to discuss your financial goals with our friendly staff.

Services Offered

At Navy Federal Credit Union, we offer a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. Although we don't have a drive-thru service at this location, our team is ready and eager to assist you inside the branch or over the phone at 888-842-6328.

Member Eligibility

Joining the Navy Federal Credit Union community is like becoming part of a family that genuinely cares about your financial well-being. If you're looking to become a member, you'll be glad to know that eligibility is open to various individuals, including active and retired military members, their families, and Department of Defense employees. It's a welcoming space where your needs are prioritized, whether you're seeking personal banking services or planning for future goals. For those interested in specific details about membership requirements, I encourage you to check out our eligibility page at Navy Federal Membership Eligibility. Opening an account with us is a simple and straightforward process. You can start your journey by visiting our account opening section at Account Opening Details. If you have any questions or need assistance along the way, feel free to give us a call at (888) 842-6328. We're here to help you every step of the way as you join us at Navy Federal Credit Union, located at 693 Kinkaid Rd Annapolis Md 21402.

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine being able to accept payments easily from your customers, no matter where they are. Our merchant services provide practical solutions that simplify transactions and enhance customer satisfaction. From mobile payment options to secure processing systems, we make it easier for you to focus on what you do best running your business. Located at 693 Kinkaid Rd Annapolis Md 21402 in Annapolis, MD, we invite you to visit us or call (888) 842-6328 to learn how our business banking and commercial services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we recognize that every dollar counts. Our business banking services, including merchant services and business loans, are crafted to help you grow your enterprise efficiently. We're committed to supporting local businesses as they thrive in their communities.

Credit Options Tailored for You

Credit is an important part of your financial journey. With our credit cards featuring rewards, you can earn points on purchases while building your credit score. Whether you're shopping for essentials or treating yourself, these rewards add extra value to your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, pay bills, and transfer funds anytime no need to visit a branch during business hours! Our ATM services also provide easy access to cash withdrawals and balance checks whenever you need them. At Navy Federal Credit Union, we believe that managing your finances should be straightforward and hassle-free. Our team is here to assist you with any questions or needs you may have. If you're ready to explore how our services can support your financial goals, don't hesitate to reach out! Call us at (888) 842-6328 or visit us online at our website today!

Personal Banking Solutions

Navigating personal finance can be overwhelming, but at Navy Federal Credit Union, we offer various options to help you along the way. Our checking and savings accounts provide you with tools for everyday banking. If you're looking to purchase a new car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those considering homeownership, our mortgage loans and refinancing services are here to guide you through the process. We understand that life can throw unexpected challenges your way, which is why our personal loans and debt consolidation solutions help manage expenses effectively.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services allow you to check your balance, transfer money, and pay bills anytime, anywhere. With the option for electronic signature authorization, you can complete transactions securely without the hassle of paperwork. Plus, e-statements are available so you can keep track of your finances without cluttering your mailbox. For those who love using their smartphones, our mobile application offers all these features right at your fingertips. You can make mobile payments easily and enjoy person-to-person transfers to send money to friends or family in just a few taps.

Safe and Accessible Banking

Security is our top priority. Our online banking system employs advanced security measures to protect your personal information while providing a seamless experience. With real-time account management, you'll always know where your money is and how it's being used. At Navy Federal Credit Union, we aim to empower you with tools that enhance your financial life while ensuring ease of use. Embrace the convenience of digital banking today!

Financial Strength

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey smoothly.

Growing Member Base

Total Share Accounts stand at an impressive 30,809,321, showing a strong and growing member base that trusts us with their finances. This reflects the confidence that countless individuals place in Navy Federal Credit Union as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 693 Kinkaid Rd Annapolis Md 21402 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans available for those looking to invest in vehicles or other personal needs.

Member Savings Secured

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our current situation: while our net income stands at $0, this allows us to allocate resources effectively to maintain low fees and competitive loan products tailored for our members' needs.

Our Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or secure better terms.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We believe in supporting local businesses as they contribute to the community's prosperity. At Navy Federal Credit Union, we're dedicated to offering competitive rates and transparent terms across all our loan products. If you're considering refinancing or want more information about eligibility options, feel free to reach out to us at (888) 842-6328 or visit our website for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We strive to guide you through the mortgage process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards can be an excellent tool for everyday purchases and building your credit.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are viewing fair and transparent offers. Every listed loan originates from legitimate financial institutions, ensuring that users receive verified data that reflects current market conditions.