Navy Federal Credit Union

In the historic and vibrant community of Annapolis, Navy Federal Credit Union at 101 Wilson Rd is your trusted financial partner, dedicated to serving military members, veterans, and their families. Open Monday through Friday from 7:30 a.m. to 3:30 p.m., this branch offers convenient ATM services for quick cash withdrawals and balance checks, making everyday banking effortless.
Renowned for providing some of the best auto loans in Annapolis, Navy Federal makes financing your next vehicle simple with competitive rates and flexible terms tailored to fit your budget. Homebuyers will also appreciate access to low mortgage rates and refinancing options designed to help make homeownership more attainable in the area. Alongside these standout lending solutions, enjoy comprehensive personal banking services including checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking options like merchant services and loans.
Visit Navy Federal Credit Union at 101 Wilson Rd or call 888-842-6328 today to experience friendly local service. Discover how our signature auto loans and mortgage offerings can help you drive your financial goals forward in Annapolis!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 101 Wilson Rd, Annapolis, MD 21402. Established in 1947, we have proudly served our members for over 75 years, fostering a community built on trust and commitment. With a total membership of 14,045,179, we take pride in being a part of our members' financial journeys. At Navy Federal, we understand that navigating your finances can be daunting. That's why we offer personalized services that cater to your unique needs from checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $180.81 billion and total deposits amounting to $2,321,600,484, our financial strength speaks for itself. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of 24,560 employees is here to provide exceptional service every step of the way. Whether you need assistance with personal banking or business loans, we are committed to helping you achieve your financial goals. While members can visit us at our branch address for in-person support, official correspondence should be sent to our mailing address: 101 Wilson Road, Annapolis, MD 21402. We invite you to reach out at 888-842-6328 or explore more about our services online at navyfcu.org. Join us today and experience the difference that comes with being a member of Navy Federal Credit Union where your financial success is our top priority!

Branch History & Mission

Welcome to the inspiring journey of Navy Federal Credit Union, located in the heart of Annapolis, MD at 101 Wilson Rd. Since opening our doors in 1947, we have been dedicated to serving our members and supporting the community with a vision rooted in trust and commitment. Today, we proudly serve over 14 million members and manage total assets of more than $180 billion. Over the decades, our branch has evolved significantly. Initially established to provide financial services to those who serve our nation, we have expanded our reach while maintaining a strong focus on member satisfaction and community engagement. Our growth is not just measured by numbers; it reflects our unwavering dedication to helping families achieve their financial goals. At Navy Federal, we believe that everyone deserves access to affordable financial services. Our mission is simple yet powerful: to enhance the lives of our members by providing personalized solutions that cater to their unique needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we are here to support you every step of the way. While members can visit us at 101 Wilson Rd, official correspondence should be sent to 101 Wilson Road, Annapolis, MD 21402. Our branch features convenient operating hours from Monday to Friday, 7:30 AM to 3:30 PM, ensuring that you can always find a time that works for you. Our commitment extends beyond traditional banking. We offer accessible digital services like online banking and mobile payments, allowing you to manage your finances anytime, anywhere. With an ATM available on-site and no drive-thru service, we strive for convenience while ensuring all facilities are ADA compliant for everyone's accessibility. Community outreach is at the core of what we do. We actively partner with local organizations and participate in initiatives aimed at improving the lives of those around us. Whether through educational programs or charitable events, Navy Federal is dedicated to making a positive impact in Annapolis and beyond. We invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For more information or to become a member today, visit our website at Navy Federal Credit Union or call us at 888-842-6328.

Branch Location & Accessibility

Accessibility and Features

At Navy Federal Credit Union, we prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring everyone can enjoy a comfortable banking experience. Ample parking is available right outside, making it simple to stop by for your banking needs. While you can visit us at this address for all your financial transactions, please note that official correspondence should be directed to our mailing address at 101 Wilson Road, Annapolis, MD 21402.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 7:30 AM to 3:30 PM. Whether you need help with checking and savings accounts or are interested in auto loans and credit cards with rewards, our friendly team is ready to assist you.

Services Offered

Though we don't have a drive-thru service at this location, we do provide an ATM on-site for quick cash withdrawals and balance checks. From personal banking services like mortgages and personal loans to business banking solutions such as merchant services and business loans, we cater to a wide range of financial needs. If you have questions or would like more information about our services, feel free to call us at 888-842-6328. We're excited to serve you at Navy Federal Credit Union and look forward to helping you achieve your financial goals!

Member Eligibility

Joining the community at Navy Federal Credit Union is an exciting opportunity to access a wide range of financial services tailored just for you. To become a member, you'll need to meet some simple eligibility criteria. Generally, if you're affiliated with the military, a family member of someone who is, or even an employee of the Department of Defense, you can easily qualify. But don't worry if you're unsure; you can find all the details on our membership requirements by visiting https://www.navyfederal.org/membership/eligibility.html. Becoming part of our family not only gives you access to competitive rates and personalized service but also connects you with a supportive network that genuinely cares about your financial well-being. Ready to take the next step? Opening an account at Navy Federal Credit Union is straightforward and welcoming. Whether you're looking to save, borrow, or manage your money more effectively, we're here to help you along the way. If you'd like more information on how to start this process, feel free to check out our account opening details at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328. We can't wait to welcome you through our doors at 101 Wilson Rd Annapolis Md 21402!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine being able to accept payments seamlessly at your store or online. Our merchant services simplify this process, allowing you to focus on what you do best running your business. With easy setup and reliable support, you can enhance customer satisfaction while managing transactions efficiently. Located at 101 Wilson Rd Annapolis Md 21402 in Annapolis, MD, we invite you to explore how our services can help turn your vision into reality. Reach out today at (888) 842-6328!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easier than ever to drive off in the car of your dreams. With competitive rates and flexible terms, you can secure the financing you need without breaking the bank.

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. These tools are designed to support local entrepreneurs in managing their finances while growing their businesses.

Convenient Access Features

We understand that convenience is key in today's fast-paced world. That's why we provide various access features such as ATM services, where you can easily make cash withdrawals or check balances at any time. Our branch also offers digital banking solutions like online account management and mobile payments, allowing you to conduct transactions seamlessly from anywhere. We invite you to explore all these fantastic services at Navy Federal Credit Union in Annapolis. For more information or assistance, please call us at 888-842-6328 or visit us online at Navy Federal. Join us today and experience a credit union that truly puts its members first!

Home Financing Options

When it comes to home ownership, our mortgage loans and refinancing services are here to help you navigate the path to finding your perfect home. Whether you're a first-time buyer or looking to refinance an existing mortgage, we provide expert guidance every step of the way.

Personal Banking Solutions

For those seeking reliable banking options, our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine effortlessly managing your day-to-day finances with user-friendly online and mobile banking platforms. You can check your balance, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can sometimes present unexpected expenses or challenges. Our personal loans and debt consolidation options offer financial relief when you need it most. With straightforward terms and competitive rates, consolidating debt or funding personal projects has never been easier.

Rewarding Credit Card Options

Enhance your spending power with our credit cards that offer rewards. Whether you're making everyday purchases or planning a special trip, earning points can add up quickly, giving you more value for your money.

Digital & Online Banking

Convenient Online Banking

With 24/7 online banking available at https://www.navyfederal.org/, you can access your accounts whenever you need to. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away. Plus, our electronic signature authorization makes signing documents quick and hassle-free, so you can complete transactions without the need for physical paperwork.

Go Green with E-Statements

Say goodbye to paper clutter! We offer e-statements that allow you to view your account statements online securely. You can easily track your spending and keep your records organized without the environmental footprint of paper statements.

Mobile Banking at Your Fingertips

Our mobile application puts banking right in your pocket. With mobile payments enabled, making purchases or sending money is easier than ever. You can also use person-to-person transfers to send money to friends and family instantly no more waiting for checks to clear!

Security You Can Trust

At Navy Federal Credit Union, we prioritize your security. Our digital banking services come with robust security measures to ensure that your personal information stays safe while you manage your finances online. With our digital banking options, managing your money has never been more accessible or convenient. Join us at Navy Federal Credit Union and experience how easy banking can be!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,127,735,547, reinforcing our capability to support your needs now and into the future. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 101 Wilson Rd Annapolis Md 21402 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Navy Federal Credit Union, we understand that life is full of opportunities, and sometimes you need a little financial help to seize them. Whether you're looking to buy a car, purchase a home, or manage your finances better, we have a range of loan products designed to meet your needs. With over 8,384,529 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular if you're thinking about hitting the road in a new vehicle, our offerings include $14,784,600,315 in new vehicle loans and $17,423,226,266 in used vehicle loans. We pride ourselves on providing some of the lowest rates in the industry, making it easier for you to get behind the wheel. If homeownership is on your mind, our mortgage options could be exactly what you need. Our Junior Lien 1-4 Family Residential Properties loans total $6,343,248,096, simplifying the buying or refinancing process for you. For those who prefer flexibility, we also offer unsecured credit card loans with a total of $30,452,498,817 available. This allows members to manage their finances effectively without worrying about collateral. If you're a business owner, our outstanding commercial loans totaling $227,844,936 can provide the capital necessary for growth and expansion. In addition to these offerings, we encourage you to explore refinancing options if you're looking to lower your payments or change your loan terms. Visit us at 101 Wilson Rd Annapolis Md 21402, Annapolis, MD, or give us a call at (888) 842-6328 for more details on how we can assist you with your financial needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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