Navy Federal Credit Union Annapolis MD: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial success since 1947. Nestled in the heart of Annapolis, MD, at 825 Bestgate Rd, we pride ourselves on serving our community with dedication and care. With a robust membership of over 14 million, we are committed to providing personalized banking solutions tailored to meet your unique needs. At Navy Federal, we understand the importance of stability and support in your financial journey. With total assets amounting to an impressive $180.81 billion, we stand strong as a reliable institution ready to help you achieve your goals. Our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., works tirelessly to ensure that our members receive the best possible service. Our offerings include a wide range of services, from personal banking and auto loans to business banking solutions. We currently manage total loans and leases worth 8,384,529, reflecting our commitment to supporting our members with their financial aspirations. Additionally, our total deposits reach $2.32 billion, showcasing the trust our members place in us. While you can visit us at our branch in Annapolis, official correspondence should be directed to the same address: 825 Bestgate Rd, Annapolis, MD 21401. If you have any questions or need assistance, don't hesitate to give us a call at 888-842-6328. Join us today and discover how Navy Federal Credit Union can empower you on your financial journey! Explore more about our services on our website: Navy Federal Credit Union.

Branch History & Mission

A Legacy of Service

Since opening our doors, we have focused on empowering our members through a variety of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. Each milestone in our history reflects our dedication to member satisfaction and community support. We understand that financial literacy is essential for success, which is why we offer resources and guidance to help our members make informed decisions about their finances.

Commitment to Accessibility

We strive for accessibility at every level. Our branch features both ATM availability and drive-thru banking services for your convenience. Additionally, we are committed to digital advancements that enhance your banking experience, including online banking and mobile payments.

Community Engagement

Beyond financial services, we actively engage in community outreach efforts. From partnering with local organizations to hosting educational workshops, we are dedicated to making a positive impact in Annapolis and surrounding areas. As you consider joining us at Navy Federal Credit Union, remember that you will not just gain access to top-tier financial products but also become part of a community that cares deeply about its members. Experience the benefits today by visiting us or calling 888-842-6328. Together, let's build a brighter financial future!

Our Mission

Our mission is clear: We aim to be the trusted partner for all your financial needs while fostering a sense of community among military families and beyond. At Navy Federal, we believe in putting people before profits. This means prioritizing your financial well-being and supporting local initiatives that uplift our communities. While members can visit us at 825 Bestgate Rd, official correspondence should be sent to 825 Bestgate Rd, Annapolis, MD 21401 if needed.

Branch Location & Accessibility

Convenient Access

Located near popular landmarks such as Westfield Annapolis Mall and the scenic Broadneck Park, our branch is not just about great banking but also about convenience. We have ample parking available so you can easily stop by without any hassle. Plus, our facility is fully ADA compliant, ensuring everyone can access our services comfortably. While members can visit us at 825 Bestgate Rd for all their financial needs, any official correspondence should be sent to the same address.

Get in Touch

If you have questions or need assistance with anything at all, feel free to give us a call at 888-842-6328. We're excited to help you reach your financial goals! Visit us today at Navy Federal Credit Union in Annapolis where your banking experience matters.

Operating Hours

We understand that life gets busy, so we offer flexible hours tailored to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. Need service on a Saturday? We're here from 9:00 AM to 2:00 PM! If you prefer drive-thru banking, enjoy the same operating hours for your convenience.

Services Available

At Navy Federal Credit Union, we pride ourselves on offering a wide range of services. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Need cash? Our ATM is readily available for withdrawals and balance checks whenever you need it. And for those quick transactions, our drive-thru service ensures you can complete basic deposits and withdrawals without leaving your car.

Member Eligibility

At Navy Federal Credit Union, becoming a member is like joining a warm, welcoming family that truly cares about your financial well-being. If you're ready to enjoy the benefits of membership, you'll be pleased to know that eligibility is open to various groups, including active duty military members, veterans, Department of Defense employees, and their families. This inclusiveness means that many people can take advantage of our personalized services and community-focused approach. To find out if you qualify, you can check the specific criteria on our website at https://www.navyfederal.org/membership/eligibility.html. Once you confirm your eligibility, opening an account with us is straightforward and convenient. You can easily start the process online by visiting https://mymembership.navyfederal.org/#/milestones, or feel free to call us at (888) 842-6328 if you have any questions or need assistance. We're here to help you every step of the way! Our branch is located at 825 Bestgate Rd Annapolis Md 21401, and we can't wait to welcome you into our community.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly from customers no matter where they are. Our merchant services do just that! Whether you're a retail shop or an online store, we provide tools that simplify payment processing, making it easier for you to focus on what you do best running your business. Visit us at 825 Bestgate Rd Annapolis Md 21401 in Annapolis, MD, or call us at (888) 842-6328 to discover how our business banking and commercial services can help your venture flourish. Your success is our priority!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle of your choice. Picture yourself cruising down the road, knowing that you secured a great rate that fits your budget. We also offer refinancing options if you're looking to lower your monthly payments on an existing loan.

Business Banking Support

For our entrepreneurial members, we offer comprehensive business banking services including merchant services and business loans tailored to help grow your enterprise. We understand the challenges of running a business and are committed to supporting you with financial products designed specifically for small businesses.

Convenient Access Anytime, Anywhere

With an ATM available right at our branch and access to cash withdrawal services, managing your cash flow has never been easier. Whether you're making deposits, withdrawals, or simple transactions through our basic drive-thru service, we've designed everything for maximum convenience. At Navy Federal Credit Union in Annapolis, MD, we strive to be more than just a bank; we're a partner in your financial journey. For more information about any of these services or how we can assist you further, please call us at 888-842-6328 or visit us today! Let's work together towards a brighter financial future!

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that let you earn points for every purchase! Use them wisely, and watch as those points add up for cash back or travel benefits. It's like getting paid for spending!

Home Financing Made Simple

When it comes to purchasing a home or refinancing your current mortgage, our team is here to guide you every step of the way. With competitive rates on mortgage loans, we aim to make the home-buying process smooth and stress-free. Our expert advice ensures that you're making informed decisions that suit your unique situation.

Personal Banking Solutions

Whether you're looking to manage your day-to-day finances or save for future dreams, we've got you covered. Our checking and savings accounts are designed to help you build and manage your wealth effectively. Imagine easily accessing your funds anytime through our online and mobile banking platforms. You can transfer money, check balances, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for home repairs or medical bills, we provide flexible solutions to help you get back on track. If you have multiple debts weighing you down, consider our debt consolidation options that can simplify payments and potentially reduce interest rates.

Digital & Online Banking

Key Services for Your Convenience

With 24/7 online banking services, you have the power to check balances, transfer funds, and pay bills whenever it suits you. Plus, our mobile application makes it even easier to manage your money right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps. We also prioritize security, which is why we offer electronic signature authorization for your peace of mind. You can sign important documents safely without having to visit a branch in person. Additionally, e-statements are available so you can keep track of your transactions without the hassle of paper clutter.

Stay Connected with Mobile Payments

In today's fast-paced world, mobile payments are essential. With our mobile payments feature, you can make purchases directly from your phone no wallet required! This not only speeds up transactions but also keeps your financial information secure. Managing your finances has never been easier or more accessible. With the tools provided by Navy Federal Credit Union, you have everything you need to take control of your banking experience right at your fingertips. Experience the convenience and security of our digital banking services today!

Financial Strength

Commitment to Growth and Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to better serve our members. Our lending capacity supports your financial goals across various sectors with $1,319,200,000 in total loans and leases, including $1,023,510 in used auto loans. This illustrates our dedication to helping you achieve your aspirations whether it's buying a car or securing funds for other needs.

Member Trust and Engagement

We have built a trusted relationship with our members as shown by the impressive number of 30,809,321 total share accounts. This growing member base is a testament to the trust placed in us by individuals like you who rely on Navy Federal Credit Union for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 825 Bestgate Rd Annapolis Md 21401 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our operations reflect efficiency with a net income of $0, allowing us to sustain competitive loan rates while continuously improving our services for you. We're proud to employ 23,925 full-time employees and 635 part-time employees, ensuring that our branches are staffed with knowledgeable professionals ready to assist you.

Secure Savings Options

Your savings are secure with us. We have $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, providing you with stable and rewarding financial growth opportunities. Unlike traditional banks that may focus on profits over people, we prioritize our members. Although we currently have no non-member deposits $0 in total non-member deposits this allows us to concentrate our resources on delivering better loan rates and exclusive perks just for you.

Strong Financial Foundation

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is backed by our net worth ratio of 1181, demonstrating a solid capital foundation. This means we can continue providing loans and competitive savings rates without interruptions even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have flexible options to suit your budget. Refinancing options are also available if you want to lower your monthly payments or reduce interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. We are committed to supporting local entrepreneurs with financing solutions that cater specifically to business needs. At Navy Federal Credit Union, we strive to make the borrowing process as straightforward as possible. Our team is here to guide you through every step of your loan journey, from application to approval. If you're unsure about eligibility or need assistance navigating our offerings, don't hesitate to reach out at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 825 Bestgate Rd Annapolis Md 21401, Annapolis, MD, and let's explore how we can help you achieve your financial dreams!

Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, you can enjoy flexible terms and rewards that fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We believe that owning a home should be accessible for everyone, which is why we offer competitive rates and terms to help you find the right mortgage solution.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

LendMesh stands out in several key ways: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed choices tailored to their unique situations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*