Navy Federal Credit Union Accokeek MD: Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Navy Federal Credit Union in Accokeek, MD, where your financial well-being is our top priority! Located at 7001 Berry Rd, Accokeek, MD 20607, we have been proudly serving our community since 1947. With a membership base exceeding 14 million, we offer personalized banking solutions that cater to your unique needs. At Navy Federal, our commitment goes beyond just banking. We understand that trust is essential in every financial relationship. That's why we've built a strong foundation of reliability and care. As of now, our total assets stand at an impressive $180.81 billion, with total deposits reaching $2.32 billion. These figures reflect our ability to support you with robust services while ensuring your hard-earned money is safe and sound. Our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to assist you through various services including personal banking, auto loans, mortgages, and much more. Whether you're looking for a new vehicle or need help managing your finances, we're ready to provide the guidance you need. While members can visit us at 7001 Berry Rd, official correspondence should be sent to the same address as our mailing address remains unchanged. You can reach us at 888-842-6328 during our lobby hours from Monday to Friday, 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 2:00 PM. Join us today to experience the Navy Federal difference! Visit us online at Navy Federal Credit Union or stop by our branch to see how we can help you achieve your financial goals. Your journey toward a brighter financial future starts here!

Branch History & Mission

Community Connections

At Navy Federal Credit Union, partnerships with local organizations are vital to our mission. We actively engage in community outreach efforts that support education, financial literacy programs, and veteran assistance initiatives. These collaborations reflect our commitment to making a difference in the lives of those around us. We invite you to join us at Navy Federal Credit Union in Accokeek. Experience firsthand the benefits of membership and discover how we can assist you in reaching your financial goals. Call us at 888-842-6328 or visit our website at Navy Federal for more information on how you can become part of our community-focused family today!

Our Evolution

From our humble beginnings, we've evolved significantly to meet the changing needs of our members. The commitment to serve those who serve our country active duty military personnel, veterans, and their families has always been at the heart of what we do. Over the decades, we have introduced various services such as auto loans, mortgages, credit cards with rewards, and business banking solutions. As technology advanced, so did we; today, our members enjoy online and mobile banking options that provide convenience and accessibility. While members can visit us at our physical location in Accokeek, official correspondence should be sent to 7001 Berry Road, Accokeek, MD 20607. Our branch is equipped with an ATM and offers drive-thru banking services for quick transactions.

Our Mission

The mission of Navy Federal Credit Union is clear: we strive to provide outstanding financial services while fostering a sense of community support among our members. We believe that financial well-being goes beyond just transactions; it's about empowering individuals and families to achieve their goals. With a focus on member satisfaction and community outreach initiatives, we aim to make a positive impact both locally and nationally. As part of our dedication to providing excellent service, we ensure compliance with ADA standards so that all members can access our facilities easily. Our operating hours are designed to accommodate your schedule: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 2:00 PM.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union branch at 7001 Berry Rd, Accokeek, MD 20607! Our location is designed with your convenience in mind, making it easy for you to access all the financial services you need. Whether you're stopping by for personal banking, loans, or simply to get some quick cash from our ATM, we're here to help. Situated near local favorites and essential services, our branch is easily reachable. With ample parking available, visiting us is hassle-free. Plus, we've ensured that our facilities are accessible to everyone, featuring ADA-compliant ramps and spacious interiors. If you prefer a drive-thru option for quick transactions like deposits or withdrawals, you'll be pleased to know that we offer this service too. Our drive-thru operates during the same hours as our lobby Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 2:00 PM making it simple for you to fit banking into your busy schedule. While members can visit us at our physical location, official correspondence should be sent to the same address: 7001 Berry Road, Accokeek, MD 20607. If you have any questions or need assistance, don't hesitate to give us a call at 888-842-6328. We look forward to welcoming you at Navy Federal Credit Union in Accokeek! Come see how we can serve your banking needs today.

Member Eligibility

Welcome to the community at Navy Federal Credit Union! Becoming a member is easy and open to many. If you live, work, or worship in our area, or if you're related to someone who does, you can join us! This means that whether you're a local resident or connected through family ties, you have the opportunity to enjoy all the benefits we offer, from personalized banking solutions to financial education resources. At Navy Federal Credit Union, we pride ourselves on providing a supportive environment where you can thrive financially. To get started, simply visit us at 7001 Berry Rd Accokeek Md 20607, or give us a call at (888) 842-6328 for more information. For detailed eligibility criteria and updates, check out our resource page at https://www.navyfederal.org/membership/eligibility.html. Once you're ready, you can open your account easily by following the steps outlined at https://mymembership.navyfederal.org/#/milestones. We can't wait to welcome you as a member!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine having a reliable way to accept payments from customers, whether they're using cards or mobile payments. This not only enhances customer satisfaction but also streamlines your cash flow, allowing you more time to focus on what matters most growing your business. Visit us at 7001 Berry Rd Accokeek Md 20607 or call us at (888) 842-6328 to learn how we can support your business goals today!

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash? Our branch includes an ATM for quick withdrawals and balance checks. Plus, our basic drive-thru banking service allows for simple transactions like deposits and withdrawals without leaving your vehicle. At Navy Federal Credit Union in Accokeek, MD, we strive to create a welcoming environment where all members can find the financial services they need under one roof. With friendly staff ready to assist you and an array of services designed with you in mind, banking has never been easier. Ready to take control of your finances? Call us today at 888-842-6328, or visit our website at Navy Federal Credit Union for more information on how we can support you!

Business Banking Services

If you're an entrepreneur or run a small business, our business banking services include merchant services and business loans that cater specifically to your needs. We understand the unique challenges faced by small businesses and aim to provide resources that help them thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, our digital tools make banking easy.

Credit Cards with Rewards

For everyday purchases, consider our credit cards with rewards. These cards not only provide convenience but also allow you to earn points for things you already buy turning spending into savings!

Flexible Personal Loans

Need a little extra cash? Our personal loans and debt consolidation solutions are perfect for those unexpected expenses or for consolidating higher-interest debts into one manageable payment. With flexible terms and competitive rates, we can help ease your financial stress.

Home Financing Options

Buying a home is one of life's biggest milestones. Our mortgage loans and refinancing services are here to guide you through the process, offering various options that suit your financial situation. You can rely on us to provide support from pre-approval all the way to closing, ensuring that you feel confident in your investment.

Personal Banking Solutions

Managing your money should be simple and straightforward. That's why we offer checking and savings accounts that make it easy to save for what matters most, whether that's a vacation or a rainy day fund. For those looking to finance a new vehicle, our auto loans and vehicle financing options are designed with competitive rates to help you drive away in your dream car without breaking the bank.

Digital & Online Banking

Easy Access with Online Banking

With our 24/7 online banking services available at https://www.navyfederal.org/, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Whether you're at work or relaxing on the weekend, your finances are just a click away.

Mobile Banking Made Simple

Our mobile application puts the power of banking right in your pocket. You can enjoy features like mobile payments, allowing you to make purchases quickly and securely using your smartphone. Plus, you can send money to friends or family with our person-to-person transfer option no cash needed!

Sign Documents Electronically

Need to sign documents? With our electronic signature authorization feature, you can sign important forms from anywhere without needing to print anything out. It's fast and environmentally friendly. At Navy Federal Credit Union, we prioritize your security while ensuring our online services remain user-friendly. Manage your accounts in real-time with confidence knowing that we take every precaution to keep your information safe. Explore all our digital offerings today and see how we can help simplify your banking experience!

Stay Organized with E-Statements

Keeping track of your financial activity is easy with e-statements. Sign up for electronic statements to receive monthly updates right in your email. This way, you'll always have access to important information without the clutter of paper.

Financial Strength

Growing Member Base

Total Share Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) stand at $1,127,735,547. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 7001 Berry Rd Accokeek Md 20607 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our commitment to efficiency is reflected in our operations. Currently showing a net income of $0, we aim to optimize our resources continuously while maintaining the quality of service you expect. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible terms and competitive rates designed just for you.

Business Solutions

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. We're committed to supporting local entrepreneurs with financing solutions that fit their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide guidance throughout the process, ensuring you find a plan that fits your budget and lifestyle.

Refinancing Options

If you're looking to save money on existing loans or credit lines, we also offer refinancing options that can lower your monthly payments and reduce your overall interest costs. Explore how our competitive rates can benefit you. With a focus on community and member satisfaction, we're dedicated to providing personalized service at our branch located at 7001 Berry Rd Accokeek Md 20607. If you have questions or need assistance, feel free to reach out at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and see how we can help you reach your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our unsecured credit card loans are here to help. We offer flexible terms on these loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Enjoy the convenience of having funds available when you need them without having to secure them against any assets.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that you can rely on for making informed decisions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and select the best fit for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback showcases how effective the platform is at delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.