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Personal Loans
Vehicle Loans
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Introduction
At Navy Federal Credit Union, we believe in building strong financial futures for our members right here in Saint Marys, GA. Established in 1947, our branch at 1195 Charlie Smith Sr Hwy has been a trusted partner for the community, offering personalized banking solutions that cater to your unique needs. With over 14 million members and total assets exceeding $180 billion, we are committed to ensuring that you have the resources you need to achieve your financial goals. Our friendly team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is dedicated to providing excellent service and support. We're proud to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. In fact, we currently manage over $2.3 billion in deposits and have approved more than 8 million loans for our members. While members can visit us at our branch location, official correspondence should be sent to the same address: 1195 Charlie Smith Sr Hwy, Saint Marys, GA 31558. Our dedicated staff of 24,560 employees is ready to assist you during our convenient hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We invite you to discover how Navy Federal can empower your financial journey. Whether you're looking to save for a new car or planning for your future home, we're here for you every step of the way. Don't hesitate to reach out at 888-842-6328 or explore our website at navyfcu.org to learn more about what we can do for you. Your financial success is just around the corner!
Branch History & Mission
Community Engagement
Navy Federal believes in giving back. We actively participate in community outreach efforts that include partnerships with local organizations aimed at improving financial literacy and supporting military families. By engaging with our community, we strive to make a positive impact beyond just banking. As we look ahead, we invite you to join our growing family at Navy Federal Credit Union. Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community that truly cares about its members. For more information or assistance, feel free to reach out at 888-842-6328 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Join us today and discover the benefits of membership!
Our Mission
Our mission is straightforward: to empower our members to achieve their financial goals while fostering a strong sense of community. We offer a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are committed not only to providing excellent financial products but also to supporting local initiatives that uplift our community. In addition to traditional banking services, we embrace technology to enhance your experience. Our online and mobile banking platforms allow you to manage your finances conveniently from anywhere. We are proud to offer ADA-compliant facilities and services tailored to meet everyone's needs.
Branch Location & Accessibility
Welcome to the Navy Federal Credit Union, located at 1195 Charlie Smith Sr Hwy in beautiful Saint Marys, GA! This branch serves as a convenient hub for all your banking needs in Camden County. Whether you're stopping by for a quick transaction or looking to explore our range of financial services, you'll find our location is easy to access and welcoming. If you need to send us official correspondence, please note that our mailing address is also 1195 Charlie Smith Sr Hwy, Saint Marys, GA 31558. This makes it simple for you to reach out to us, ensuring all your communications are directed correctly. Our branch is situated near popular local landmarks, making it easy to find. We have ample parking available for our members, and our facility is fully ADA compliant, with ramps and accessible entrances to make your visit comfortable. We are here to serve you with a variety of banking options. Our lobby hours are from 9 AM to 5 PM on weekdays and 9 AM to 1 PM on Saturdays. If you're in a hurry, take advantage of our drive-thru banking service during the same hours. We also offer ATM services around the clock for your convenience. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to help. Plus, we provide online and mobile banking services so you can manage your finances anytime, anywhere. Don't hesitate to reach out! Call us at 888-842-6328 if you have any questions or need assistance. We look forward to welcoming you at the Navy Federal Credit Union!
Member Eligibility
At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a supportive community where their financial needs are prioritized. Joining us is easy and welcoming if you live, work, or attend school in the areas we serve, you're likely eligible to become a member! We welcome individuals from various backgrounds and experiences, ensuring that our community is as diverse as it is inclusive. To find out more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.navyfederal.org/membership/eligibility.html. Once you see that you qualify, opening an account is a breeze! You can get started by visiting us in person at 1195 Charlie Smith Sr Hwy Saint Marys Ga 31558, or for added convenience, you can explore online options through our account opening portal at https://mymembership.navyfederal.org/#/milestones. If you have any questions along the way, don't hesitate to reach out at (888) 842-6328. We're excited to help you take this important step towards achieving your financial goals with us!
Business Banking & Commercial Services
Merchant Services That Make Sense
Imagine running your business smoothly with reliable payment solutions. Our merchant services help you accept payments easily, whether online or in-store, making transactions simple for both you and your customers. This convenience not only enhances customer satisfaction but also allows you to focus on what really matters growing your business. Visit us at 1195 Charlie Smith Sr Hwy Saint Marys Ga 31558 in Saint Marys, GA, or call us at (888) 842-6328 to explore how we can help your business reach its full potential.
Tailored Financing Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
Need cash? With our ATM access and drive-thru services available at convenient hours, withdrawing cash or making simple transactions is quick and hassle-free. At Navy Federal Credit Union, located at 1195 Charlie Smith Sr Hwy Saint Marys Ga 31558, we're committed to serving our members' financial needs with warmth and expertise. If you're ready to explore any of these services further or have questions about how we can assist you better, don't hesitate to reach out! Call us at (888) 842-6328 today or visit us during lobby hours from 9 AM to 5 PM Monday through Friday and 9 AM to 1 PM on Saturday. Your financial journey starts here!
Auto Loans & Vehicle Financing
Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself cruising down the road in your dream vehicle, knowing you've secured a great deal with the help of Navy Federal Credit Union. We're here to help you find the right loan that fits your budget and lifestyle.
Business Banking
For entrepreneurs and small business owners in Saint Marys, we offer comprehensive business banking solutions including merchant services and business loans. Running a business comes with its own set of challenges, but with the support of Navy Federal Credit Union, you can focus on growth while we handle the banking side.
Credit Cards with Rewards
With our credit cards featuring rewards programs, every purchase can earn you points towards exciting rewards. Whether it's for travel, dining, or shopping, using our card can turn everyday expenses into benefits. Picture collecting points that lead to memorable experiences!
Mortgage Loans & Refinancing
Homeownership is an important milestone, and at Navy Federal Credit Union, we offer mortgage loans to help you achieve that dream. Whether you're a first-time buyer or looking to refinance an existing mortgage, our knowledgeable staff will assist you through the process. We'll work together to find a solution that makes homeownership attainable for you.
Online & Mobile Banking
We know convenience matters in today's fast-paced world. That's why we provide robust online and mobile banking services. From transferring funds to paying bills on-the-go, managing your finances has never been easier. Just think about how easy it is to check your balance or deposit checks from the comfort of your home or while out and about!
Personal Banking
Whether you're looking to open a new checking or savings account, or you need assistance with managing your finances, our personal banking services are designed to make your life easier. With options for both basic and interest-earning accounts, you can choose what best suits your lifestyle. Imagine having a dedicated space for your savings goals and everyday expenses our checking and savings accounts make that possible.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way. That's why our personal loans are available for various needs from medical bills to home repairs. Additionally, if debt has become overwhelming, consider our debt consolidation options. Imagine simplifying your finances by combining multiple payments into one manageable monthly installment.
Digital & Online Banking
Always Accessible
With 24/7 online banking services, you can access your accounts whenever it suits you best. Whether it's early morning or late at night, we're here for you. Our platform is user-friendly, ensuring that even those who aren't tech-savvy can navigate their finances with ease. At Navy Federal Credit Union, we prioritize your security while providing these convenient features. Your peace of mind is important to us, and we strive to make sure that managing your finances online is both safe and straightforward. Join us today and discover how easy banking can be!
Key Services Available
Our online banking platform offers a variety of features tailored to meet your needs. You can enjoy the benefits of e-statements, which provide a secure and eco-friendly way to keep track of your account statements. Plus, with electronic signature authorization, signing documents has never been easier or faster no need for paper or in-person visits! Managing your money is simple with our mobile application. Whether you're checking your balance, making transfers, or paying bills, everything is at your fingertips. And if you're on the go, our mobile payments feature allows you to make purchases quickly and securely using just your phone. For those times when you need to send money to family or friends, our person-to-person transfer service makes it hassle-free. You can send money instantly without the need for cash or checks.
Financial Strength
A Solid Foundation
With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Building Trust Together
Total Share Accounts at 30,809,321 show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547 ensure that we have the capacity to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1195 Charlie Smith Sr Hwy Saint Marys Ga 31558 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Investing in Your Future
With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, supporting members' financial goals across various sectors.
Member-Centric Savings
Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our financial performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees who are always ready to serve you with a knowledgeable, committed team.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have flexible financing options tailored just for you.
Business Financing
For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or operational expenses, we're here to support your business ambitions. If you're interested in refinancing options or would like to check your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (888) 842-6328 or visit us at our branch located at 1195 Charlie Smith Sr Hwy Saint Marys Ga 31558 in Saint Marys, GA. Explore how our loan offerings can help you take the next step towards achieving your financial dreams today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We also provide guidance through every step of the mortgage process, ensuring you feel confident in your decision.
Unsecured Credit Cards
We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that can add value to your everyday purchases.
Loan Aggregator
How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the information they receive. - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make well-informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of using a reliable tool for navigating the often-complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.