Navy Federal Credit Union Richmond Hill GA: Affordable Auto Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union at 3490 Us Highway 17, Richmond Hill, GA 31324! Since our establishment in 1947, we have been dedicated to serving our members with the utmost care and commitment. With over 14 million members and a strong financial foundation boasting total assets of $180.81 billion, we pride ourselves on being a trusted partner in your financial journey. At Navy Federal, we understand that community matters. Our dedicated team of 24,560 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., works tirelessly to ensure you receive personalized services tailored to your unique needs. Whether you're looking for a new auto loan, a savings account, or business banking solutions, we've got you covered. Our branch is not just a place for transactions; it's where relationships are built and dreams take shape. We currently hold total deposits of $2.32 billion and offer an impressive range of services, including personal banking, auto loans, mortgages, and credit cards with rewards. Plus, with our robust online and mobile banking options, managing your finances has never been easier. While members can visit us at our Richmond Hill location, official correspondence should be sent to 3490 US HIGHWAY 17, RICHMOND HILL, GA 31324. If you have any questions or need assistance, don't hesitate to reach out to us at 888-842-6328. Join us as we continue making a positive impact in our community! Visit us today or check out our website at navyfcu.org for more information on how we can assist you in achieving your financial goals. Your journey starts here!

Branch History & Mission

Community Focus

We understand that being part of a community means more than just banking; it means engaging with local events and fostering relationships that strengthen us all. As part of our community engagement efforts, we actively participate in local programs aimed at improving financial literacy among residents.

Join Us

With ATM availability at our branch for added convenience, we invite you to experience all that Navy Federal Credit Union has to offer. Whether you're looking for your first account or need assistance with complex financial needs, we're here for you every step of the way. Join us today and become part of a legacy built on trust, support, and shared success. Visit our website or call us at 888-842-6328 to learn more about membership eligibility or how we can assist you in achieving your financial goals!

Our Journey

From our humble beginnings, Navy Federal has grown tremendously. With a mission to provide exceptional financial services to military families and their communities, we have dedicated ourselves to offering competitive rates on loans and savings while maintaining a focus on personalized customer service. Our total assets now stand at an impressive $180.8 billion, showcasing our commitment to stability and growth for our members. As we evolved, so did our offerings. We now provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our team is always ready to assist you with your banking needs whether you prefer traditional banking methods or the convenience of online and mobile banking options.

Our Mission

At Navy Federal Credit Union, our mission extends beyond just providing financial products; it's about making a positive impact in the lives of our members and the community. We strive to empower individuals through education and resources that help them make informed financial decisions. Our commitment also includes outreach initiatives that support local organizations and events that align with our values. While members can visit us at 3490 Us Highway 17, official correspondence should be sent to 3490 US HIGHWAY 17, RICHMOND HILL, GA 31324 if different from the branch address. Our doors are open during convenient hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility at our branch. Our facility is designed to be welcoming for everyone, including those with mobility challenges. With ADA-compliant features and ramps, we ensure that all members can navigate our space comfortably.

Nearby Landmarks

Our Richmond Hill location is close to local favorites like the picturesque J.F. Gregory Park, making it easy to incorporate a visit to us into your day. With plenty of parking available, you won't have to worry about finding a spot when you arrive.

Operating Hours

We're open during convenient hours to fit your schedule! Visit us Monday through Friday from 9 AM to 5 PM, and don't forget that we're also here for you on Saturdays from 9 AM to 1 PM. If you have questions or need assistance outside of these hours, feel free to give us a call at 888-842-6328.

Services Offered

At Navy Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the convenience of ATM services right here at our branch! While you can visit us at our main address for all your banking needs, please note that any official correspondence should be sent to the same address: 3490 US Highway 17, Richmond Hill, GA 31324. We invite you to stop by our Richmond Hill branch today! Our friendly team is ready to assist you with any questions or services you may need. Come see how we can support your financial journey!

Member Eligibility

At Navy Federal Credit Union, we believe that joining our community is about more than just banking; it's about becoming part of a supportive family that cares about your financial well-being. If you're looking to become a member, we welcome individuals who meet certain criteria, including military personnel and their families, as well as members of the Department of Defense. We strive to make the process as straightforward as possible, ensuring that everyone has the opportunity to access our services. You can find all the specific eligibility details on our website at https://www.navyfederal.org/membership/eligibility.html, where you'll see just how easy it is to join us. Once you determine your eligibility, opening an account is a breeze! Simply visit us online or give us a call at (888) 842-6328 for guidance on the next steps. We're here to help you every step of the way. Experience the benefits of membership at Navy Federal Credit Union from competitive loan rates to personalized service and take control of your financial future today! For more information on how to get started, feel free to check out our account opening details at https://mymembership.navyfederal.org/#/milestones.

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: your customers can pay easily through various methods, enhancing their shopping experience while boosting your sales. Our goal is to equip you with tools that streamline operations so you can focus on what you do best running your business. Located conveniently at 3490 Us Highway 17 Richmond Hill Ga 31324, Richmond Hill, GA, we're here to partner with you every step of the way. Reach out at (888) 842-6328 and discover how we can help your business flourish!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options offer competitive rates that can help you get behind the wheel without breaking the bank. We'll guide you through the process, ensuring that you find a loan that suits your budget and lifestyle.

Business Banking Services

For our business members, we offer merchant services and business loans tailored to help grow your venture. From handling daily transactions to securing funding for expansion, we're here to support your entrepreneurial journey.

Convenient Digital Banking Features

With online and mobile banking, accessing your accounts has never been easier. You can check balances, pay bills, transfer funds, and even send money directly to friends or family all at your convenience! Plus, our ATM services ensure that cash withdrawals are always just a few taps away. At Navy Federal Credit Union, our commitment is not just about providing services; it's about building relationships with our members in Richmond Hill and beyond. If you're ready to explore how we can assist you with any of these offerings or have questions about opening an account, feel free to reach out at 888-842-6328. We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

Looking for a way to earn rewards on everyday purchases? Our credit cards come with great benefits that let you earn points for travel, shopping, and more. It's an easy way to make your spending work for you!

Home Financing Options

When it comes to finding the perfect place to call home, our mortgage loans and refinancing options are designed with you in mind. Whether you're buying your first home or looking to refinance an existing mortgage, our team is ready to assist you in navigating these important decisions.

Personal Banking Solutions

Our personal banking services are designed to make managing your finances simple and efficient. With checking and savings accounts, you can easily keep track of your money while enjoying features like online banking and mobile payments. Imagine checking your balance or transferring funds right from your phone it's that easy!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the support you need. We'll work with you to create a loan package that fits comfortably within your financial plan.

Digital & Online Banking

Key Services

Our online banking offers a variety of features to help you stay on top of your finances. Need to check your balance or transfer funds? You can do it all with 24/7 online banking services. Plus, our mobile application makes it easy to bank on the go, whether you're waiting in line or relaxing at home.

Security and Ease of Use

Security is a top priority for us. We offer electronic signature authorization, allowing you to sign documents securely without the hassle of paper forms. Want to go green? Sign up for e-statements and receive your account statements electronically no more cluttered mailboxes! You can also enjoy the freedom of mobile payments, which let you make purchases quickly and securely from your smartphone. And if you need to send money to a friend or family member, our person-to-person transfer feature makes it simple and convenient. With these tools at your fingertips, managing your money has never been easier. Experience the accessibility and real-time account management that our digital banking services provide. Join us at Navy Federal Credit Union today and take control of your finances with confidence!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Trust

Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 3490 Us Highway 17 Richmond Hill Ga 31324 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Reinvesting for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192 trillion in total loans and leases and $1,023,510 in used auto loans.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, our flexible financing options can make it easier for you to get behind the wheel.

Business Loans

For business owners looking to expand or improve their operations, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and thrive. We understand that running a business comes with its own set of challenges and opportunities; therefore, we're committed to offering solutions that support your success. Our branch is located at 3490 Us Highway 17 Richmond Hill Ga 31324, where our dedicated staff is ready to assist you with any questions regarding our loan offerings or eligibility criteria. Feel free to call us at 888-842-6328 during our lobby hours from Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your lending options or want more information about how we can help meet your financial needs, don't hesitate to reach out!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide competitive rates and terms tailored to fit your budget and lifestyle. If you're considering refinancing your existing mortgage or exploring eligibility options for purchasing a new home, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases while keeping your budget in check.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. With a focus on accuracy, LendMesh provides a reliable platform for users to explore their loan options.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that you can make decisions based solely on the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*