Navy Federal Credit Union

In the vibrant community of McDonough, Navy Federal Credit Union at 1835 Jonesboro Rd is proud to serve military members, veterans, and their families with personalized financial solutions designed to fit your lifestyle. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 1:00 p.m., this welcoming branch offers convenient lobby access along with an on-site ATM for quick cash withdrawals and balance checks.
Known for offering some of the best auto loans in McDonough, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms tailored to your needs. Homebuyers will also appreciate low mortgage rates and refinancing options that help make homeownership more attainable. Beyond lending, enjoy comprehensive personal banking services including checking and savings accounts built for everyday convenience, credit cards loaded with rewarding perks, business banking solutions like merchant services and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 1835 Jonesboro Rd or call 888-842-6328 today to experience friendly local service and discover how our signature auto loans and mortgage offerings can support your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner since 1947! Located at 1835 Jonesboro Rd, McDonough, GA 30253, we are dedicated to serving our community with reliable banking solutions tailored to meet your needs. With over 14 million members and more than $180 billion in total assets, we pride ourselves on being a cornerstone of financial stability and support in the McDonough area. At Navy Federal, we understand that every member is unique. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our goal is to help you achieve your financial aspirations while providing a safe and welcoming environment for all your banking needs. While you can visit us at our branch location, official correspondence should be sent to the same address: 1835 Jonesboro Rd, McDonough, GA 30253. Under the leadership of our CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team of over 24,500 employees is committed to ensuring that you receive exceptional service every time you interact with us. We strive to build lasting relationships based on trust and transparency. With a net worth of over $21 billion and total deposits exceeding $2.3 billion, we are well-equipped to support your financial journey. Plus, with our robust online and mobile banking services available, managing your finances has never been easier! If you have questions or need assistance, don't hesitate to reach out! Call us at 888-842-6328 or visit our website at navyfcu.org for more information about how we can help you today. Join us in fostering a strong community through responsible banking together, we can achieve great things!

Branch History & Mission

Community Engagement

Our commitment to community outreach sets us apart. We actively participate in local events and partner with organizations that make a difference in people's lives. By investing in programs that uplift our community, we strive to create a positive impact beyond just banking. While members can visit us at 1835 Jonesboro Rd, official correspondence should be sent to the same address for convenience. For those who wish to speak with us directly, feel free to call us at 888-842-6328 during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We invite you to join Navy Federal Credit Union today! Experience firsthand how being part of our family can benefit your financial future while contributing positively to the community around us. Together, let's build a stronger tomorrow!

Our Mission

At Navy Federal Credit Union, our mission is clear: we aim to empower our members by providing them with reliable financial solutions while supporting the community we cherish. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Our focus extends beyond just transactions; we strive to build lasting relationships with each member. We understand that financial wellness is essential for both individuals and families. That's why we prioritize customer support through various channels including online and mobile banking options, ensuring that our services are accessible anytime and anywhere. With features such as e-statements and mobile payments, we embrace digital advancements while maintaining a personal touch.

Branch Location & Accessibility

Accessibility and Features

Whether you're driving through or walking in, our branch is designed with accessibility in mind. Parking is available nearby, ensuring that you can quickly get in and out. We take pride in being ADA compliant, featuring ramps and other accommodations for all our members.

Get in Touch

Have questions or want to know more? Feel free to call us at 888-842-6328! We invite you to come by and experience how easy banking can be with Navy Federal Credit Union. Your financial journey starts here let us help you achieve your goals today!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to suit your schedule. Our lobby is open from 9 AM to 5 PM Monday through Friday, and we welcome you on Saturdays from 9 AM to 1 PM. Whether you're looking to open an account, apply for a loan, or just ask a question, our dedicated staff is ready to assist you during these hours.

Services Offered

At Navy Federal Credit Union, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also enjoy the convenience of online and mobile banking services perfect for managing your finances on the go! Plus, with ATM access available right here at the branch, withdrawing cash has never been easier. While members can visit us at 1835 Jonesboro Rd for all their banking needs, official correspondence should be sent to the same address: 1835 Jonesboro Rd, McDonough, GA 30253.

Member Eligibility

At Navy Federal Credit Union, we believe that joining our community is a step towards a brighter financial future. Becoming a member is easy and welcoming for everyone who qualifies. If you live, work, or worship in the area around 1835 Jonesboro Rd Mcdonough Ga 30253, you're likely eligible to join us! We also extend membership to family members of current members, so you can share the benefits with your loved ones. To get more detailed information about eligibility, please check out our resource at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is straightforward and designed to help you feel right at home. Whether you're looking for checking accounts, savings options, or loans tailored just for you, we've got it all. Feel free to reach out at (888) 842-6328 if you have any questions or want to start your membership journey today. We can't wait to welcome you into the Navy Federal Credit Union family!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having the right tools is essential. Our merchant services make it easy for businesses like yours to accept payments and manage transactions efficiently. Imagine serving more customers and simplifying your cash flow all while knowing you have a trusted partner by your side. Visit us at 1835 Jonesboro Rd Mcdonough Ga 30253, Mcdonough, GA, or call us at (888) 842-6328 to discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer tailored solutions including Merchant Services & Business Loans. This means whether you're just starting out or looking to expand, we have the resources and expertise to assist in your business growth.

Connect With Us Today!

At Navy Federal Credit Union, we're committed to ensuring that all members have access to the tools they need for financial success. We invite you to visit us at our branch in Mcdonough or give us a call at 888-842-6328 if you have questions about any of our services or need assistance opening an account. Join us today and experience how easy banking can be! For more information about eligibility and opening an account, please visit our website.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds between accounts, and even pay bills without stepping foot in the branch. With features like ATM & Cash Withdrawal Services, accessing cash is straightforward and easy; just find an ATM nearby! We also understand the importance of being able to access your accounts on-the-go. That's why basic ATM access includes not just withdrawals but also balance checks making it even simpler for you to keep track of your finances.

Financial Assistance When You Need It

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation services. Whether it's for home repairs or consolidating credit card debt into one manageable payment, we're here to help lighten the load. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, Navy Federal Credit Union offers personal banking solutions that make managing your finances easier. Imagine having the ability to set up automatic transfers from your checking account to your savings account, helping you save effortlessly for future goals like a vacation or a new car. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates and flexible terms, making it simpler for you to drive away in the car you want. If buying a home is on your agenda, explore our Mortgage Loans & Refinancing services which provide various mortgage products that fit different lifestyles and budgets.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services available at https://www.navyfederal.org/, accessing your accounts has never been simpler. You can check your balance, transfer funds, and pay bills all from the comfort of your home or while out and about. Plus, with electronic signature authorization available, you can complete important transactions without the hassle of paperwork.

Go Green with E-Statements

Say goodbye to cluttered mailboxes! We offer e-statements that allow you to view your account statements digitally. This not only helps you stay organized but also promotes a more sustainable way to manage your finances.

Security You Can Trust

We prioritize the security of your information. Our online banking platform uses advanced encryption technology to protect your data so that you can bank with peace of mind. With all these features at Navy Federal Credit Union, you have real-time access to manage your accounts whenever and wherever you need it. Embrace the convenience of modern banking today!

Stay in Control with Mobile Features

Our mobile application makes banking even more accessible. From making person-to-person transfers to utilizing mobile payments, you can handle all your banking needs right from your smartphone. It's banking that fits into your lifestyle quick, easy, and secure.

Financial Strength

A Growing Community

Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. This community reflects the confidence our members have placed in us over the years. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1835 Jonesboro Rd Mcdonough Ga 30253 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals with $1,023,510 in used auto loans and a total of $83,845,529 in loans and leases across various sectors.

Efficient Operations

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Savings Security

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible financing options and competitive rates to make purchasing your next vehicle as easy as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We recognize the unique challenges that businesses face and strive to support our local entrepreneurs with accessible financing solutions. If you're interested in refinancing any existing loans or exploring eligibility options, our team is here to assist you every step of the way. Feel free to reach out to us at (888) 842-6328 or visit us at 1835 Jonesboro Rd Mcdonough Ga 30253 in Mcdonough, GA for more information about how we can help you secure the financing you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and take that important step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We are committed to guiding you through the process, ensuring that you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with features designed to enhance your financial flexibility while providing rewards to suit your spending habits.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that you receive fair and transparent offers every time you use the platform.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the information you receive is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can feel confident that all loan options presented are based solely on their terms and rates. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. By seeing current offers side by side, you can quickly determine which loans meet your criteria. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in delivering valuable insights for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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