Navy Federal Credit Union

In the thriving Atlanta community, Navy Federal Credit Union at 2980 Cobb Pkwy SE is proud to serve military members, veterans, and their families with trusted financial solutions tailored to your unique needs. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays from 9:00 a.m. to 2:00 p.m., this branch offers convenient ATM access for quick cash withdrawals and balance checks—making everyday banking easy and accessible.
Known for providing some of the best auto loans in Atlanta, Navy Federal helps you finance your next vehicle with competitive rates and flexible terms designed to fit your budget. Homebuyers will also appreciate low mortgage rates and refinancing options that make owning a home more attainable in the area. Beyond lending, enjoy comprehensive personal banking services including checking and savings accounts crafted for daily convenience, credit cards packed with rewarding perks, business banking solutions such as merchant services and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 2980 Cobb Pkwy SE or call 888-842-6328 today to experience local service and discover how our signature auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union at 2980 Cobb Pkwy Se, Atlanta, GA 30339! Here at our Vinings branch, established in 1947, we are proud to serve a vibrant community of over 14 million members. Our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is committed to providing personalized financial services that empower you to achieve your goals. With total assets exceeding $180 billion and robust deposits of $2.32 billion, we take pride in being a trusted partner for all your banking needs. Whether you're looking for auto loans, mortgages, or personal banking solutions, our experienced staff is ready to assist you. We understand the importance of accessibility, which is why we offer online and mobile banking options alongside traditional services. While members can visit us at 2980 Cobb Pkwy Se, official correspondence should be sent to our mailing address: 2980 Cobb Pkwy SE, Ste 100, Atlanta, GA 30339-3158. With a total cash reserve of $2.19 billion and an impressive net worth of $21.49 billion, we ensure that your financial health is our top priority. At Navy Federal Credit Union, we believe in the power of community. We strive not just to meet your financial needs but to exceed them by fostering lasting relationships built on trust and reliability. Join us today and experience the difference that comes from being part of a credit union that truly cares. Ready to take the next step? Call us at 888-842-6328 or visit our website here for more information. We look forward to serving you!

Branch History & Mission

A Commitment to Service

At Navy Federal, we understand that convenience matters. That's why we offer ATM availability at our branch for easy access to your funds. While we do not have drive-thru banking at this location, our lobby is open during convenient hours Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 2:00 PM to assist you with all your banking needs. While members can visit us at 2980 Cobb Pkwy SE, official correspondence should be sent to 2980 Cobb Pkwy SE, Ste 100, Atlanta, GA 30339-3158 if different from the branch address.

Join Us

We invite you to become part of our growing family at Navy Federal Credit Union. Experience firsthand how we prioritize your financial well-being while giving back to the community around us. With a range of services designed with you in mind and a mission rooted in support and empowerment, there has never been a better time to join us. Visit us today or reach out at 888-842-6328 for more information about membership benefits and services available just for you!

Our Journey

From the very beginning, Navy Federal Credit Union has dedicated itself to empowering its members with personalized financial services. Over the decades, we've expanded our offerings to include everything from checking and savings accounts to auto loans and mortgage refinancing. As of today, our total assets amount to an impressive $180.8 billion, illustrating our strong commitment to member growth and financial security. Our mission extends beyond just banking; we strive to be a pillar of support within our community. We believe in making a positive impact by fostering financial literacy and offering resources tailored to the unique needs of our members. This dedication is reflected in our continuous outreach efforts, ensuring that we stand beside our members through every financial milestone.

Branch Location & Accessibility

Convenient Access and Amenities

At Navy Federal, we prioritize your convenience. Our branch features ample parking for both members and visitors. With ADA-compliant facilities, everyone can access our services with ease. While our drive-thru service is not available, we do offer an ATM on-site for quick cash withdrawals and balance inquiries.

Operating Hours That Work for You

We understand that life can get busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 9 AM to 5 PM, or drop by on Saturday between 9 AM and 2 PM. Our friendly staff is ready to assist you with all your banking needs during these times.

Services Tailored to Your Needs

Navy Federal Credit Union provides a range of services designed to fit your financial lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the benefits of online and mobile banking for added convenience. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to our mailing address: 2980 Cobb Pkwy SE, Ste 100, Atlanta, GA 30339-3158. We invite you to come by or give us a call at 888-842-6328. Let us help you navigate your financial journey today!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a family that truly cares about your financial well-being. If you live, work, or worship in certain communities, or if you have a family member who is already a member, you're likely eligible to join us! Our doors are open to those who want to benefit from our personalized services and competitive rates. Membership gives you access to a wide range of financial products designed with your needs in mind, from checking accounts and auto loans to credit cards and mortgages. The process is simple and straightforward just visit us at 2980 Cobb Pkwy Se Atlanta Ga 30339, give us a call at (888) 842-6328, or check out the detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility.html. Ready to take the next step? You can find all the information you need for opening an account at https://mymembership.navyfederal.org/#/milestones. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a payment processing solution that fits seamlessly into your operations. Our merchant services allow you to accept payments easily, whether online or in-store. This means less hassle for you and a smoother experience for your customers. Located at 2980 Cobb Pkwy Se Atlanta Ga 30339, Atlanta, GA 30339, we're here to support your journey with personalized service tailored just for you. Reach us at (888) 842-6328 or visit us online at https://www.navyfederal.org/ to learn more about how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Whether you're eyeing a new car or looking to refinance your current vehicle, our auto loans offer competitive rates that can help make your dream ride a reality. Picture driving off the lot in a new car with financing designed just for you. We work hard to ensure our loan process is straightforward, giving you peace of mind as you make this important purchase.

Business Banking

For those running a business, our business banking services include merchant services and business loans tailored to support your growth. Whether you're just starting out or looking to expand, we're committed to helping your business succeed.

Convenient Access

In addition to our comprehensive services, we pride ourselves on accessibility. With an ATM on-site and cash withdrawal services available, accessing your funds is simple and quick. You can also take advantage of online and mobile banking features anytime from anywhere. If you're ready to experience all that Navy Federal Credit Union has to offer or have any questions about our services, don't hesitate to reach out! Call us at 888-842-6328 or visit us at our branch in Atlanta today. Your financial future starts now!

Credit Cards with Rewards

Looking for a credit card that offers more than just a line of credit? Our credit cards with rewards give you points for every dollar spent points that can be redeemed for travel, merchandise, or cash back. It's like earning while you spend!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans provide flexible options for first-time buyers and seasoned homeowners alike. If you're considering refinancing, we can help you explore ways to lower your monthly payments or cash out some equity for home improvements. The journey to owning your own home starts here!

Personal Banking

Managing your day-to-day finances should be easy and stress-free. With our personal banking services, you can open checking and savings accounts that fit your lifestyle. Imagine having access to online banking that allows you to check balances, transfer funds, and pay bills all in one place no matter where you are. Plus, with mobile banking features like mobile payments and person-to-person transfers, managing your money has never been more convenient.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for an emergency expense or consolidating debt into one manageable payment, we're here to help you find solutions that work for your budget.

Digital & Online Banking

Accessibility and Security

Rest assured that your information is protected with top-notch security measures in place. Our online banking services provide peace of mind while you manage your accounts in real time. With features like two-factor authentication and encrypted transactions, you can trust that your financial data remains safe. In short, at Navy Federal Credit Union, we strive to provide accessible and user-friendly digital banking options so that you can focus on what matters most achieving your financial goals without unnecessary stress. Explore all these features today by visiting us online!

Key Features

One standout feature is the ability to sign documents electronically. With Yes, there's no need to print, sign, and scan simply sign your documents online for a quicker, hassle-free experience. Plus, we offer e-statements through Yes, allowing you to receive your account statements securely via email instead of traditional mail. This not only keeps your information safe but also helps reduce paper waste. For members on the go, our mobile application provides the ultimate flexibility. You can make mobile payments with ease thanks to our Yes feature, giving you the power to pay for purchases directly from your phone. And if you ever need to send money quickly to a friend or family member, our person-to-person transfers make it simple with just a few taps.

Financial Strength

Growing Member Base

Total Share Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2980 Cobb Pkwy Se Atlanta Ga 30339 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well; with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, we support members' financial goals across various sectors.

Strong Net Worth

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms and competitive rates make it easier than ever to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We offer various mortgage products designed to fit different budgets and lifestyles. Our team is here to guide you through the process and help you find the best option for your situation.

Other Loan Products

In addition to auto and mortgage loans, we provide various personal loans for debt consolidation and other needs. Business owners can benefit from our outstanding commercial loans totaling $227,844,936, providing the capital needed to grow and expand operations. If you're considering refinancing any existing loans or exploring eligibility options for new products, our friendly staff is ready to assist you. We believe that everyone deserves access to affordable financing solutions. For more information about our loan offerings or to discuss your specific needs with one of our representatives, feel free to contact us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take your next financial step!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans available, we help members manage their finances effectively. These cards come with competitive interest rates and can be an excellent tool for both everyday purchases and building credit.

Loan Aggregator

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