Navy Federal Credit Union

In the welcoming community of Winter Park, Navy Federal Credit Union at 1755 State Road 436 is proud to support military members, veterans, and their families with trusted financial services tailored to your needs. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this full-service branch features both lobby and drive-thru banking, along with convenient ATM access for quick cash withdrawals and balance checks—making everyday banking simple and accessible.
Known for offering some of the best auto loans in Winter Park, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms designed to fit your lifestyle. Homebuyers will also appreciate low mortgage rates and refinancing options that pave the way to affordable homeownership. Beyond lending, enjoy personal banking solutions including checking and savings accounts crafted for daily convenience, credit cards loaded with rewarding perks, business banking services such as merchant solutions and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 1755 State Road 436 or call 888-842-6328 today to experience friendly local service and discover how our signature auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 1755 State Road 436, Winter Park, FL 32792. Since opening our doors in 1947, we have been dedicated to serving our members with a commitment to reliability and community support. With over 14 million members and total assets exceeding $180.8 billion, we pride ourselves on offering a range of services tailored to meet your unique needs. At Navy Federal, we believe in the power of community. Our team of 24,560 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to provide personalized service that helps you achieve your financial goals. From checking and savings accounts to auto loans and credit cards with rewards, we aim to make banking easy and accessible. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1755 State Road 436, Winter Park, FL 32792. With total deposits of $2.32 billion and a net worth of over $21.49 billion, we have the strength and stability you can rely on. Whether you're looking for a new home loan or need assistance with personal finances, our team is ready to help you every step of the way. Feel free to give us a call at 888-842-6328 or explore our services online at navyfcu.org. We look forward to welcoming you into our community!

Branch History & Mission

Our Journey

From our founding years, Navy Federal Credit Union has focused on supporting military families and their communities. Over the decades, we have expanded our reach and evolved our services, ensuring that we meet the ever-changing needs of our members. As we celebrate more than seven decades of service, we reflect on key milestones that have shaped our identity: the introduction of digital banking options, enhanced member services, and initiatives aimed at community support. Our commitment to accessibility is evident with features like ADA compliance for all facilities. We offer convenient operating hours Monday through Friday from 9 AM to 5:30 PM and Saturdays from 9 AM to 2 PM making it easier for you to manage your financial needs. Plus, with both ATM availability and drive-thru banking options, we're here for you whenever you need us.

Our Mission

At Navy Federal Credit Union, our mission goes beyond simply offering financial products; we strive to empower our members through education and personalized support. We believe in building strong relationships within our community by providing tailored solutions that help individuals achieve their financial goals. Whether you're looking for checking accounts, auto loans, or business banking services, we're committed to helping you navigate your financial journey with confidence. We are also dedicated to giving back. Our outreach programs focus on supporting local initiatives and partnerships that enrich the lives of those in Winter Park and beyond. By investing in education and community development, we aim to uplift everyone around us. While members can visit us at 1755 State Road 436, official correspondence should be sent to 1755 State Road 436, Winter Park, FL 32792. As you consider your financial future, we invite you to join Navy Federal Credit Union today. Experience firsthand how we can help you thrive financially while making a positive impact in your community. For more information or assistance with membership, feel free to call us at 888-842-6328 or visit our website at Navy Federal Credit Union. Together, let's build a stronger future!

Branch Location & Accessibility

Convenient Access

At Navy Federal Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking to ensure everyone can easily visit us. If you're on the go, take advantage of our drive-thru banking service, available Monday through Saturday. Whether you need to make a deposit or withdraw cash, our drive-thru is quick and efficient.

Operating Hours

We understand that life can be busy, so we've structured our operating hours to fit your schedule. Our lobby hours are Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. You can also access our drive-thru during these same hours for added convenience.

Services Offered

At our Winter Park branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you achieve your financial goals. Plus, with ATM availability on-site, you can enjoy easy cash access whenever you need it. While members can visit us at 1755 State Road 436, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to give us a call at 888-842-6328.

Visit Us Today!

We invite you to come by and see how Navy Federal Credit Union can support your financial journey. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Visit us today in Winter Park we can't wait to meet you!

Member Eligibility

Joining the family at Navy Federal Credit Union is a wonderful step towards better financial health and community support. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. You can qualify if you're an active duty or retired member of the military, a family member of someone who is, or even if you live or work in certain areas serviced by us. This means many people can join and enjoy our services! To get all the specific details about eligibility, please check out this resource: https://www.navyfederal.org/membership/eligibility.html. Once you confirm your eligibility, opening an account is easy! You can begin the process online through our account opening portal found here: https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, feel free to reach out to us at (888) 842-6328. We're excited to welcome you to Navy Federal Credit Union, located at 1755 State Road 436 Winter Park Fl 32792, where we are dedicated to helping our members thrive financially while being part of a caring community.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment solutions is crucial. Our merchant services help you accept payments seamlessly, whether it's through card transactions or mobile payments. Picture this: a busy Saturday at your store where customers quickly check out using their phones or cards while you focus on providing excellent service. Explore how Navy Federal Credit Union can empower your business at our convenient location: 1755 State Road 436 Winter Park Fl 32792, Winter Park, FL. Reach out at (888) 842-6328 to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer dedicated Business Banking solutions including merchant services and business loans that help fuel growth and stability.

Credit Card Benefits

Our Credit Cards with Rewards are perfect for those who enjoy earning while they spend. Whether you use it for everyday purchases or special occasions, the rewards can add up quickly.

Easy Access and Convenience

Accessibility is key in today's fast-paced world. Our Online & Mobile Banking features allow you to manage your accounts at your fingertips. Need cash? Use one of our ATMs for quick withdrawals or balance checks. Our drive-thru banking makes it easy to conduct simple transactions without leaving your vehicle perfect for those on the go!

Final Thoughts

No matter what financial journey you're on, Navy Federal Credit Union is here to support you every step of the way with comprehensive services that put you first. If you're ready to take charge of your financial future or have any questions about our offerings, don't hesitate to call us at 888-842-6328 or visit us in person. Let's work together toward achieving your goals!

Financing Options

When it comes to making big purchases like a car or home, our Auto Loans & Vehicle Financing provide flexible terms that can make owning your dream vehicle a reality. If you're considering buying a home, our Mortgage Loans & Refinancing services are crafted to guide you through the process smoothly. You can even consolidate existing debts with our Personal Loans, offering relief from high-interest rates and simplifying payments.

Personal Banking Solutions

For individuals looking to streamline their finances, our Personal Banking options include checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds with online and mobile banking check your balance, transfer money, or pay bills anytime, anywhere!

Digital & Online Banking

At Navy Federal Credit Union, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances simple and secure. With 24/7 access to your accounts, you can bank on your schedule, whether you're at home or on the go. Our online banking platform, accessible at https://www.navyfederal.org/, allows you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy to do so quickly and securely. Plus, with our mobile application, you can manage your finances directly from your smartphone perfect for busy lifestyles! Security is a top priority at Navy Federal Credit Union. We offer electronic signature authorization, ensuring that your transactions are safe and verified. You can also opt for e-statements, which not only help you stay organized but also add an extra layer of protection by reducing paper clutter. And if you're interested in making payments even easier, our mobile payments feature allows you to use your phone for transactions, offering convenience wherever you are. Whether you're grabbing coffee or shopping for groceries, paying with your device has never been simpler. With all these features designed for accessibility and ease-of-use, managing your finances has never felt more effortless. Join us at Navy Federal Credit Union today and discover how our digital banking services can transform the way you handle money!

Financial Strength

Commitment to Member Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,023,510 in used auto loans and an impressive $131,920,000 in total loans and leases.

Growing Membership Base

With a total of 30,809,321 share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $1,127,735,547, reinforcing our commitment to meeting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1755 State Road 436 Winter Park Fl 32792 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or adjust their loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your operations. We understand that having access to funds can make all the difference in running a successful business.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, allowing you to take that important step toward owning your dream home.

Total Credit Lines

Additionally, we have $62,780,210,296 available in total credit lines to assist with various financial needs. Our dedicated staff at Navy Federal Credit Union is committed to providing personalized service and financial education. For any inquiries or assistance with your loan application process, feel free to reach us at 888-842-6328. For more information about eligibility requirements and our full range of services including personal banking and online tools for easy management of your accounts, visit us online at Navy Federal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with competitive rates and no annual fees.

Loan Aggregator

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