Navy Federal Credit Union

In the heart of Tampa’s bustling Dale Mabry corridor, Navy Federal Credit Union at 4530 S Dale Mabry Hwy warmly welcomes military members, veterans, and their families to a community-focused banking experience. Open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m., this branch offers convenient lobby services along with an on-site ATM for quick cash withdrawals and balance checks—making everyday banking straightforward and accessible.
Renowned for providing some of the best auto loans in Tampa, Navy Federal helps you drive away with competitive rates and flexible financing tailored to your budget. Homebuyers will also appreciate low mortgage rates and refinancing options designed to make owning a home more attainable in this vibrant city. Beyond lending, this full-service branch offers personal banking solutions including checking and savings accounts built for daily convenience, credit cards loaded with rewarding perks, business banking services such as merchant solutions and loans, plus personal loans perfect for debt consolidation.
Visit Navy Federal Credit Union at 4530 S Dale Mabry Hwy or call 888-842-6328 today to experience personalized guidance and explore how our signature auto loans and mortgage offerings can help you achieve your financial dreams!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union! Located at 4530 S Dale Mabry Hwy, Tampa, FL 33611, our branch has been proudly serving the community since 1947. As a trusted financial partner for over 140 years, we are dedicated to providing exceptional service and support to our members. At Navy Federal, we believe in the power of community and the importance of building lasting relationships. With a total membership of 14,045,179, we are not just a credit union; we are a family that grows together. Our commitment is reflected in our robust financial health, boasting total assets of an impressive $180,806,000,000 and total deposits reaching $2,321,600,484. Our team is led by passionate leaders like CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., who prioritize member satisfaction and community engagement. We have a dedicated workforce of 24,560 employees, all focused on ensuring you receive the best possible experience with us. Whether you're looking for personal banking services like checking accounts or auto loans, or business solutions such as merchant services and loans, we've got you covered. Our goal is to empower you with the tools you need to achieve your financial dreams. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 4530 S Dale Mabry Hwy, Tampa, FL 33611. If you have questions or need assistance, don't hesitate to reach out at 888-842-6328. Join us today at Navy Federal Credit Union where your financial goals become reality! Visit our website at navyfcu.org for more information or to start your membership journey.

Branch History & Mission

Our Mission

Our mission goes beyond just providing banking services; we strive to enhance the lives of our members and support the communities we serve. We believe in fostering strong relationships built on trust and transparency. We offer a wide range of services including personal banking, auto loans, mortgages, business banking, and online and mobile banking options that empower our members to manage their finances efficiently. We are deeply committed to community outreach and partner with local organizations to give back through various initiatives. Whether it's sponsoring local events or supporting military families in need, we aim to make a positive impact in Tampa and beyond. If you wish to connect with us for any inquiries or assistance, feel free to reach out at 888-842-6328. While members can visit us at 4530 S Dale Mabry Hwy, official correspondence should be sent to the same address as our mailing address for convenience. Join us today at Navy Federal Credit Union and experience firsthand how we can help you achieve your financial aspirations while being part of a caring community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call Us or Visit Today!

If you have any questions or need assistance before visiting us in person, feel free to call us at 888-842-6328. We're excited to meet you and help you navigate all your personal banking needs! While members can visit us at 4530 S Dale Mabry Hwy, official correspondence should be sent to the same address. We look forward to welcoming you at the Navy Federal Credit Union!

Convenient Access and Amenities

Our branch is designed with accessibility in mind. We offer ample parking right outside for your convenience, and our building is ADA compliant, featuring ramps and accessible entrances to ensure all members can easily access our services. For those who prefer cash transactions, we have ATMs available on-site, so you can withdraw funds or check your balance anytime during our operating hours.

Operating Hours That Fit Your Schedule

We know that life can be hectic, which is why we strive to accommodate your busy schedule. Our lobby hours are as follows: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, our friendly staff is ready to assist you during these times.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member means joining a community that supports you every step of the way. To become part of our family, you'll need to meet some simple eligibility requirements. If you're affiliated with the military, a veteran, or a family member of someone who is, you're already on the right track! Additionally, residents of certain areas can also qualify. We warmly invite you to check out the detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility.html to see if you're eligible for membership. Opening an account with us is straightforward and welcoming. You can visit us at our branch located at 4530 S Dale Mabry Hwy Tampa Fl 33611 or start the process online by visiting https://mymembership.navyfederal.org/#/milestones. Our team is here to help you through each step, so feel free to reach out with any questions at (888) 842-6328. Join us today and experience the benefits of being part of Navy Federal Credit Union!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services designed to streamline your operations. Imagine having the ability to process payments easily while managing your cash flow efficiently. Our merchant services allow you to accept various payment methods, giving your customers flexibility and enhancing their shopping experience. Located at 4530 S Dale Mabry Hwy Tampa Fl 33611 in Tampa, FL, we're here to partner with you on this exciting journey. Connect with us today at (888) 842-6328 and explore how our business banking services can empower your company's growth!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have robust offerings too! Our business banking services, including merchant services and business loans, ensure that your business has the support it needs to thrive in today's competitive environment.

Call Us Today!

If you have any questions or need assistance with any of our services, don't hesitate to reach out! You can call us at 888-842-6328 during our lobby hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. At Navy Federal Credit Union in Tampa, we're here to help you achieve your financial goals every step of the way!

Credit Options

Our credit cards with rewards are designed for everyday spending, allowing you to earn points on purchases that can be redeemed for exciting rewards. Whether it's cash back or travel perks, we aim to enhance your purchasing power while saving you money in the long run.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking options. You can easily manage your accounts from anywhere using our user-friendly app or website pay bills, transfer funds, or check your balance with just a few taps on your smartphone. Additionally, our branch features an ATM for quick cash withdrawals and balance checks whenever you need them. With the option for basic ATM access available across various locations, managing your finances has never been more accessible.

Personal Banking Solutions

For those managing personal finances, our checking and savings accounts offer flexibility and ease. Imagine having access to your money whenever you need it, with competitive interest rates helping your savings grow. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options make it simple and affordable to hit the road in style. When it's time to buy a home or refinance your existing mortgage, we provide a variety of mortgage loans that can fit different budgets and preferences. We understand that life can bring unexpected expenses, which is why our personal loans and debt consolidation services can help relieve financial stress by providing quick access to funds when needed.

Digital & Online Banking

Key Services

Our online banking system allows you to check balances, pay bills, and transfer money seamlessly. You can enjoy the convenience of 24/7 online banking services, giving you control over your finances whenever you need it. Plus, with e-statements available, you can easily keep track of your financial activities without the clutter of paper statements. For those who prefer using their smartphones, our mobile application is ready to help you manage your accounts right from your pocket. You can make mobile payments quickly and securely, ensuring that paying for purchases is just a tap away. And if you need to send money to friends or family, our person-to-person transfers feature makes it simple and fast.

Security and Convenience

Your security is our top priority. We utilize advanced technology for electronic signature authorization, so you can sign documents digitally without any hassle while keeping your information safe. Our systems are designed with user-friendly features that ensure you have a smooth experience every time. With all these tools at your fingertips, managing your finances has never been easier. Whether you're checking in on savings or making an important payment, Navy Federal Credit Union provides the resources you need for real-time account management all while ensuring your information stays protected. Experience the convenience of modern banking with us today! Visit https://www.navyfederal.org/ to learn more about how our digital banking services can benefit you.

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our ability to maintain a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Total Share Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. This trust is the cornerstone of what we do at Navy Federal Credit Union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 4530 S Dale Mabry Hwy Tampa Fl 33611 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those interested in expanding their business, our outstanding commercial loans totaling $227,844,936 provide the capital needed for growth and expansion. Plus, if you're looking for more personalized financing solutions, don't hesitate to ask about our refinancing and eligibility options available for different types of loans. At Navy Federal Credit Union, we're committed to providing transparent and accessible financial solutions tailored to meet your unique needs. To learn more about our loan offerings or to schedule an appointment, please call us at (888) 842-6328 or visit us at our branch located at 4530 S Dale Mabry Hwy Tampa Fl 33611 in Tampa, FL. For performance insights and financial data regarding our services, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with all your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases without having to rely on collateral.

Loan Aggregator

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