Navy Federal Credit Union Pensacola FL: Low Mortgage Rates & Auto Loans

Introduction

At Navy Federal Credit Union, we understand that financial decisions can be challenging, and that's why we're here to help. Located at 440 N Navy Blvd, Pensacola, FL 32507, our branch has been serving the community since 1947. With a dedicated team of 24,560 employees and a total membership of over 14 million, we pride ourselves on being a trusted partner in your financial journey. As one of the largest credit unions in the nation, we manage a robust portfolio with total assets exceeding $180.81 billion. Our commitment to our members is reflected not only in our comprehensive range of services from personal banking and auto loans to mortgage financing but also in our financial strength, boasting a net worth of over $21.49 billion. Whether you are looking to open a checking account, secure an auto loan, or explore business banking options, you can rely on us for personalized support. At Navy Federal, we believe in fostering community connections and helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 440 N Navy Blvd, Pensacola, FL 32507. If you have any questions or would like to learn more about how we can assist you, don't hesitate to reach out at 888-842-6328. Join us at Navy Federal Credit Union your trusted partner in finance! Visit our website at navyfcu.org to discover how we can serve you better today.

Branch History & Mission

Welcome to Navy Federal Credit Union, a cornerstone of financial support in Pensacola, Florida. Since opening our doors in 1947, we have proudly served our members and the community with a commitment to excellence and growth. Our branch is located at 440 N Navy Blvd, a vibrant area that reflects our dedication to accessibility and service. Over the years, Navy Federal has evolved significantly. What started as a small credit union for military personnel has grown into one of the largest credit unions in the nation, with a total membership exceeding 14 million and assets totaling over $180 billion. Our mission remains steadfast: to empower our members by providing top-notch financial services while fostering a spirit of community support. At Navy Federal, we believe that banking should be personal and straightforward. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We also provide convenient online and mobile banking features, ensuring that our members can manage their finances anytime, anywhere. With ATM availability and drive-thru services at our Pensacola branch, we prioritize making banking easy and accessible for everyone. Our mission goes beyond just providing financial products; it encompasses our commitment to giving back to the community. We partner with local organizations to support initiatives that uplift those around us. This dedication helps strengthen not only our credit union but also the neighborhoods we serve. While members can visit us at 440 N Navy Blvd for any inquiries or assistance, official correspondence should be sent to the same address for consistency. If you have questions or need help, feel free to reach out to us at 888-842-6328 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 2 PM. Join us at Navy Federal Credit Union today! Experience firsthand how we can support your financial journey while being an integral part of the Pensacola community. Together, let's build a brighter future!

Branch Location & Accessibility

Contact Us

Have questions? Feel free to call us at 888-842-6328. Our friendly staff is ready to assist you with anything you need. While you can visit us at our main branch address, please note that official correspondence should be sent to the same address: 440 N Navy Blvd, Pensacola, FL 32507. We invite you to stop by and experience firsthand how we can support your financial journey!

Nearby Landmarks and Accessibility

Our branch is just a short drive from popular spots like the scenic Pensacola Bay and the bustling downtown area. The location is designed with convenience in mind, featuring ample parking and ADA-compliant access for all members. We want everyone to feel welcomed, so you'll find ramps and other accessibility features to make your visit comfortable.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 2 PM. If you're on the go, take advantage of our drive-thru service during the same hours for quick transactions without leaving your vehicle.

Services Offered

At Navy Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage services, we've got you covered. Our ATM is available for easy cash withdrawals and balance checks at any time.

Member Eligibility

Becoming a member of Navy Federal Credit Union means joining a caring community dedicated to your financial well-being. If you live, work, or worship in the area around 440 N Navy Blvd Pensacola Fl 32507, or if you have a family member who is already part of our credit union, you're likely eligible to join us! We believe everyone should have access to friendly and helpful financial services, and as a member, you'll enjoy benefits like lower loan rates, higher savings yields, and personalized service tailored just for you. To learn more about the specific eligibility criteria, please visit our website at https://www.navyfederal.org/membership/eligibility .html . The process of opening an account is straightforward and welcoming just check out the details on how to get started at https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance, feel free to give us a call at (888) 842-6328; we're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Make a Difference

Imagine having the capital to expand your operations, invest in new equipment, or hire more staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that simplify how you manage transactions. Whether you're accepting payments online or in-person, our tools help streamline operations so you can focus on what matters most growing your business. Imagine processing payments seamlessly while providing excellent customer service; that's the difference our services can make. Visit us at 440 N Navy Blvd Pensacola Fl 32507 or call us at (888) 842-6328 to discover how Navy Federal Credit Union can partner with you on your business journey!

Comprehensive List Of Services

Business Banking

Business owners will appreciate our comprehensive Business Banking services. From Merchant Services that streamline payment processes to tailored Business Loans, we're committed to supporting your enterprise's growth.

Convenient Access

We know that convenience matters. That's why we provide ATM & Cash Withdrawal Services along with basic drive-thru banking for quick deposits and withdrawals. Our ATMs allow easy access for balance checks and cash withdrawals whenever you need it. At Navy Federal Credit Union, we prioritize your experience by offering both in-person assistance and robust online tools designed for ease of use. Our digital features include mobile payments and person-to-person transfers, ensuring that you can manage your finances effortlessly wherever you are. If you're ready to explore all these services and more, don't hesitate to reach out! Call us at (888) 842-6328 or visit us at 440 N Navy Blvd Pensacola Fl 32507 in beautiful Pensacola, FL. We look forward to helping you achieve your financial goals!

Loans and Credit Solutions

For those looking to consolidate debt or cover unexpected expenses, our Personal Loans & Debt Consolidation services provide a straightforward way to manage financial challenges without stress. If you're interested in building credit while enjoying rewards, our Credit Cards with Rewards program offers great benefits for everyday purchases.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored just for you. With easy online and mobile banking options, managing your finances has never been simpler. You can check balances, transfer funds, and pay bills right from your phone or computer. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it easy to drive off with the car you want. We offer competitive rates and flexible terms, so you'll find a plan that fits your budget. Additionally, if homeownership is on your mind, our Mortgage Loans & Refinancing options can help you secure the best rates available.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the ability to handle transactions quickly and securely. You can use electronic signature authorization for important documents, making processes simpler without compromising on security. Plus, opting for e-statements means you'll get all your account statements delivered straight to your inbox no more cluttered mailboxes! If you're on the go, our mobile application makes banking even more convenient. With mobile payments available, you can make purchases directly from your smartphone without needing cash or cards. Need to send money to a friend? Our person-to-person transfer feature allows you to do that instantly perfect for splitting bills or sending gifts. We also prioritize security in every transaction. Your information is protected with robust encryption methods to ensure that your data remains safe from unauthorized access. Whether you're managing daily expenses or planning for future goals, the digital banking services at Navy Federal Credit Union make it easier than ever to stay on top of your finances. Join us today and experience the convenience of modern banking at your fingertips!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your financial institution is strong and reliable helps you plan for the future with confidence. Our financial performance reflects our commitment to serving you well. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as seen with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, which supports our members' financial goals across various sectors. Even though our current net income is $0, this reflects our operational efficiency and dedication to managing resources wisely, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our net shares amount to $1,127,735,547, indicating the funds available for lending and investments. The trust placed in us by our community is evident as shown by our total share accounts standing at 30,809,321, showcasing a strong and growing member base that relies on us for their financial needs. The data presented here is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 440 N Navy Blvd Pensacola Fl 32507 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new or used vehicle, we make the process straightforward and affordable.

Credit Lines and Unsecured Loans

We also recognize that sometimes you need quick access to cash. Our total credit lines amount to $62,780,210,296, giving you flexibility when it matters most. Additionally, our unsecured credit card loans total $30,452,498,817, allowing you to manage your finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide various mortgage products that can fit any budget or lifestyle, ensuring you find the right solution for your needs.

Refinancing Options

If you're considering refinancing existing loans, we have options available to help reduce your monthly payments or lower interest rates. This could be an ideal solution if you're looking to save money while maintaining your current lifestyle. Our team is here to guide you through each step of the process and answer any questions you may have. Feel free to reach out at (888) 842-6328 or visit us at our branch located at 440 N Navy Blvd Pensacola Fl 32507 in Pensacola, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navy Federal Credit Union, we're dedicated to helping you navigate your financial journey with confidence and ease.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans