Navy Federal Credit Union

Nestled in the heart of Pensacola, the Navy Federal Credit Union branch at 6200 N Davis Hwy is proud to serve military members, veterans, and their families with trusted financial solutions designed to empower your journey. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 5:30 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this convenient location offers both lobby and drive-thru services along with easy ATM access for quick withdrawals and balance checks—making banking effortless whether you’re on the go or prefer face-to-face assistance.
Known for some of the best auto loans in Pensacola, Navy Federal makes vehicle financing simple and affordable with competitive rates tailored to fit your lifestyle. Homebuyers will also benefit from low mortgage rates and refinancing options designed to make owning a home more attainable. Beyond lending, this full-service branch offers personal banking products including checking and savings accounts crafted for everyday convenience, credit cards loaded with rewarding perks, business banking solutions such as merchant services and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 6200 N Davis Hwy or call 888-842-6328 today to experience community-focused service and explore how our signature auto loans and mortgage offerings can support your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being since 1947. Located at 6200 N Davis Hwy, Pensacola, FL 32504, we are dedicated to serving our members with a range of financial solutions tailored to meet their unique needs. With a vibrant community of over 14 million members and total assets surpassing $180.8 billion, our commitment to your financial success is as strong as ever. At Navy Federal, we understand that everyone's financial journey is different. That's why we offer personalized services like checking and savings accounts, auto loans, mortgages, credit cards, and business banking options. Our experienced team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: 6200 North Davis Highway, Pensacola, FL 32504. With more than 24,500 employees dedicated to helping you achieve your financial goals, Navy Federal maintains a strong foundation supported by total deposits of $2.32 billion and a net worth of over $21.49 billion. Your trust means everything to us; that's why we maintain a robust cash reserve of $2.19 billion to ensure stability and reliability. We invite you to explore our services further by visiting our website at navyfcu.org or giving us a call at 888-842-6328. Whether you're looking for advice on loans or seeking assistance with your account, we're here for you! Join us today and experience the difference that comes from being part of a community-focused credit union where your financial future matters most.

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich history and unwavering commitment to our members. Established in 1947, our branch located at 6200 N Davis Hwy, Pensacola, FL 32504 has been a cornerstone of financial support and community service for over seven decades. With a mission to serve those who serve, we have grown alongside our members, providing a range of financial services tailored to meet their unique needs. From humble beginnings, Navy Federal has evolved into one of the largest credit unions in the nation, currently serving over 14 million members and holding total assets of $1.80806E+11. Our journey reflects a dedication not only to financial excellence but also to enhancing the lives of our members and the communities we operate in. Our mission is clear: We aim to empower our members by offering exceptional financial solutions while fostering a sense of belonging. We believe that everyone deserves access to reliable banking services. That's why we offer personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Additionally, our business banking services ensure local businesses have the support they need to thrive. While you can visit us at our branch location on Davis Highway, official correspondence should be directed to our mailing address at 6200 North Davis Highway, Pensacola, FL 32504. Our branch operates with convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM for drive-thru services. Navy Federal is committed to keeping pace with digital advancements. We provide online and mobile banking services that allow you to manage your finances anytime and anywhere. Our focus on accessibility includes ADA compliance and initiatives designed with customer convenience in mind. Community outreach is at the heart of what we do. We actively partner with local organizations and participate in events that uplift our community. By supporting education initiatives and helping local charities, we strive to make a positive impact beyond just banking. Join us today at Navy Federal Credit Union! Experience firsthand how we prioritize your financial well-being while fostering a supportive community atmosphere. Call us at $8888426328 or visit our website for more information on membership eligibility and how you can benefit from becoming part of the Navy Federal family. Your journey toward better financial health starts here!

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union located at 6200 N Davis Hwy, Pensacola, FL 32504! We pride ourselves on being conveniently situated for our members. Whether you're running errands or just passing through, you can easily drop by our branch and access a wide range of services tailored to meet your financial needs. As you make your way to our branch, you'll find us nestled near local landmarks that make it easy to remember where we are. If you're looking for a place to park, rest assured that we have ample parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Our lobby hours are designed to fit your busy schedule: we're open from 9 AM to 5 PM Monday through Thursday, until 5:30 PM on Friday, and from 9 AM to 1 PM on Saturday. For those who prefer quick transactions, our drive-thru banking service allows for efficient deposits and withdrawals without leaving your vehicle. In addition to traditional banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we offer an ATM on-site for added convenience. Should you need assistance or have questions about any of our services whether it's personal banking or business loans our friendly staff is always here to help. While members can visit us at 6200 N Davis Hwy, official correspondence should be sent to our mailing address at 6200 North Davis Highway, Pensacola, FL 32504. We invite you to stop by or give us a call at 888-842-6328. At Navy Federal Credit Union, we're dedicated to providing exceptional service and support for all your financial needs!

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a family that genuinely cares about your financial well-being. If you're looking to take advantage of our friendly services and community-focused approach, you'll be pleased to know that membership is open to a wide range of individuals. Whether you're active in the military, a veteran, or a family member of someone who serves, you can join us at our branch located at 6200 N Davis Hwy Pensacola Fl 32504. We also welcome employees and contractors of the Department of Defense as well as certain other organizations. It's all about creating a supportive environment where members can thrive together. For more details on eligibility, feel free to check out our comprehensive resource at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is simple and straightforward! You can get started by visiting this link: https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance during the process, don't hesitate to reach out at (888) 842-6328. We're here to help you every step of the way as you embark on your journey with Navy Federal Credit Union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are crafted to make daily transactions smooth and easy. Picture your customers paying effortlessly with various payment methods while you focus on what you do best running your business. From card processing to online payments, we provide the tools necessary for seamless financial interactions. Visit us at 6200 N Davis Hwy Pensacola Fl 32504 in Pensacola, FL or call us at (888) 842-6328 to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions just for you! Our business banking services, including merchant services and business loans, ensure that your business runs smoothly. We understand the challenges small businesses face and are here to support your growth with flexible financing options.

Convenient Access

At Navy Federal Credit Union, we prioritize convenience with our online and mobile banking platforms. With these tools at your fingertips, managing your finances becomes easier than ever whether you're making transfers or checking account balances from the comfort of your home or on the go. In addition, our branch offers essential services like ATM and cash withdrawal services, as well as basic drive-thru banking for quick deposits and withdrawals. You can count on us for straightforward transactions without any hassle.

Credit Options

Our credit cards with rewards offer more than just purchasing power; they provide benefits that can enhance your lifestyle. Earn points on everyday purchases that you can redeem for travel, shopping discounts, and much more.

Personal Banking Solutions

For individuals seeking to manage their finances effectively, we offer various checking and savings accounts. Imagine being able to easily track your spending while saving for that dream vacation or home renovation. Our accounts come with user-friendly online and mobile banking features, allowing you to access your funds anytime, anywhere. If you're in the market for a vehicle, our auto loans and vehicle financing options provide competitive rates that can help you hit the road without breaking the bank. Picture driving off in a new car while knowing you've made a smart financial decision. We also recognize that homeownership is a significant milestone. Our mortgage loans and refinancing services are designed to assist you in making that dream a reality. Whether it's your first home or you're looking to refinance for better rates, we're here to guide you every step of the way. For those times when unexpected expenses arise, our personal loans and debt consolidation options can provide quick relief. This way, you can focus on what truly matters without the burden of high-interest debts weighing you down.

Visit Us Today!

Ready to explore how we can assist you? Visit us at our branch located at 6200 N Davis Hwy Pensacola Fl 32504, or give us a call at 888-842-6328. Our friendly team is eager to help you discover all the ways we can support your financial journey. Join us today at Navy Federal Credit Union, where your financial success is our top priority!

Digital & Online Banking

Accessing Your Accounts Anytime

With our online banking platform available at https://www.navyfederal.org/, you can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. The user-friendly interface makes it simple to navigate through your account details without any hassle.

Mobile Banking at Your Fingertips

Our mobile application brings the bank right into your pocket. You can enjoy features like mobile payments for quick transactions and person-to-person transfers, making it easy to send money to friends or family in an instant. With all these features combined, Navy Federal Credit Union ensures that you have everything you need for real-time account management at your fingertips. Whether it's checking balances or making payments, we're here to help make your banking experience smooth and enjoyable. Join us today and discover the ease of digital banking!

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization, ensuring that your transactions are safe and verified. You can feel confident knowing that your information is protected with top-notch security measures.

Stay Updated with E-Statements

Say goodbye to paper clutter! We provide e-statements, allowing you to view and manage your account statements electronically. This not only helps you stay organized but also contributes to a more eco-friendly banking experience.

Financial Strength

A Growing Member Base

With a total of 30,809,321 share accounts, we show a strong and growing member base that trusts us with their finances. This reflects not just our stability but also our ability to foster long-lasting relationships with our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 6200 N Davis Hwy Pensacola Fl 32504 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, supporting members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Our Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,181, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Our Members

Your savings are our priority. Members' funds are safeguarded through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' interests over profits. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We're committed to supporting local businesses with financial solutions tailored just for them. Each loan product at Navy Federal Credit Union is designed with your financial wellbeing in mind. Our team is ready to guide you through each option and help you find what suits you best. For more information about eligibility and application processes, please visit our website or call us at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 6200 N Davis Hwy Pensacola Fl 32504 in Pensacola, FL, and let's take the next step towards achieving your financial aspirations together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer various refinancing options as well, so whether you're purchasing your first home or upgrading to a larger space, we have solutions that fit your needs.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to credit when you need it most.

Loan Aggregator

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