Navy Federal Credit Union

Serving the Orlando community with dedication and care, the Navy Federal Credit Union branch at 11890 E Colonial Dr is a trusted financial partner for military members, veterans, and their families. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 5:30 p.m., and Saturdays until 1:00 p.m., this location offers both lobby and drive-thru banking alongside convenient ATM services for quick cash withdrawals and balance checks—making banking easy whether you’re stopping by or on the go.
Renowned for providing some of the best auto loans in Orlando, Navy Federal helps you finance your next vehicle with competitive rates and flexible terms tailored to fit your lifestyle. Homebuyers will also appreciate low mortgage rates and refinancing options designed to make owning a home more attainable. Beyond lending, enjoy personal banking solutions including checking and savings accounts built for daily convenience, credit cards with rewarding perks, business banking services such as merchant solutions and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 11890 E Colonial Dr or call 888-842-6328 today to experience friendly local service and explore how our signature auto loans and mortgage offerings can help you reach your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union at 11890 E Colonial Dr, Orlando, FL 32826! Since our establishment in 1947, we have been dedicated to serving our members with trust and reliability. With a strong community focus, we take pride in being part of your financial journey. Our commitment to providing exceptional services is reflected in our impressive membership of over 14 million people and total assets amounting to an impressive $180.81 billion. At Navy Federal, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking to open a new checking account or seeking competitive rates on loans, we're here to help you every step of the way. While members can visit us at our Orlando branch for all their banking needs, official correspondence should be sent to 11890 E Colonial Dr, Orlando, FL 32826-4701. With total deposits reaching $2.32 billion and a net worth of $21.49 billion, you can trust that your finances are in safe hands. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team of over 24,560 employees is committed to ensuring that you receive the best service possible. We invite you to reach out with any questions or stop by our branch; we're just a phone call away at 888-842-6328. Join us at Navy Federal Credit Union where your financial well-being is our priority! Visit our website at navyfcu.org for more information or to start your membership today!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Navy Federal family. Experience firsthand the benefits of membership financial empowerment, community support, and unwavering dedication to your success. For more information on joining us or exploring our services further, please reach out at (888) 842-6328 or visit us online at Navy Federal Credit Union. Together, let's build a brighter financial future!

Our Mission

At Navy Federal Credit Union, our mission extends beyond traditional banking services. We aim to create a supportive environment where every member can thrive financially. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We believe in community outreach and actively engage in initiatives that uplift those around us. Whether it's offering financial education programs or partnering with local organizations for community events, we strive to make a real impact in Orlando and beyond. While you can visit us at 11890 E Colonial Dr Orlando Fl 32826, official correspondence should be directed to 11890 E Colonial Dr, Orlando, FL 32826-4701 if it differs from our physical location. With ATM availability and comprehensive drive-thru services, we ensure you have access to your funds when you need them most.

Our Story

Navy Federal began its journey with a mission to empower service members and their families by providing them with accessible financial services. Over the years, we have grown tremendously, now proudly boasting a total membership of over 14,045,179 individuals. With total assets reaching an impressive $}, we are committed to ensuring that our members' financial well-being is always prioritized. Our branch has evolved through various milestones, adapting to the changing needs of our community while maintaining our core values. We understand that banking isn't just about transactions; it's about building relationships and fostering trust. This commitment is reflected in our operating hours designed for your convenience: Lobby hours are available Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 1 PM. Our drive-thru services offer additional flexibility during these same hours.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to make your visit as smooth as possible. If you prefer not to come inside, we also offer drive-thru banking for your convenience.

Operating Hours

Our doors are open during welcoming hours designed with your schedule in mind. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Our drive-thru service mirrors these hours, ensuring that banking can fit seamlessly into your day.

Services Offered

At Navy Federal Credit Union, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards there's something for everyone. You can also take advantage of our online and mobile banking services anytime you need them. If you have questions or want more information about our offerings, don't hesitate to give us a call at 888-842-6328. We invite you to come by and see how we can help meet your financial goals. Your community credit union is here for you!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is about more than just banking it's about joining a community that cares. If you're looking to enjoy personalized service and a range of financial products, you might be eligible to become a part of our family. We welcome individuals who are active members of the military, veterans, and their families, as well as Department of Defense civilians. For those who don't fit into these categories, we also offer membership through various associations and organizations connected to our credit union. It's straightforward and inclusive, making it easy for you to join in on the benefits we provide. To find out if you qualify for membership or to learn more about the perks that come with being part of Navy Federal Credit Union, check out our detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility.html. Once you're ready to open an account, you can start the process online by visiting https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, feel free to give us a call at (888) 842-6328. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine a busy restaurant where customers can quickly pay their bills using mobile payments or contactless cards. Our services make transactions smooth and efficient, allowing you to focus on what truly matters delivering great service and growing your business. Located at 11890 E Colonial Dr Orlando Fl 32826, Orlando, FL, we invite you to explore how Navy Federal Credit Union can partner with you for success. For more information, give us a call at (888) 842-6328!

Comprehensive List Of Services

Business Banking Solutions

If you're running a business, our business banking services are designed to meet your needs too! From merchant services that help process transactions smoothly to business loans for growth opportunities, we're here to support local entrepreneurs every step of the way.

Convenient Access and Support

Accessing your accounts has never been easier. With our online and mobile banking features, you're always just a tap away from managing your finances. Need cash? Visit one of our ATMs or use our drive-thru service for quick deposits and withdrawals without leaving your car. Our lobby hours are convenient too open Monday through Thursday from 9 AM to 5 PM, Fridays until 5:30 PM, and Saturdays until 1 PM. You can reach us anytime at (888) 842-6328 if you have questions about any of our services or need assistance. At Navy Federal Credit Union, we pride ourselves on offering comprehensive financial solutions designed with you in mind. Your journey towards better financial health starts here come visit us today at 11890 E Colonial Dr Orlando Fl 32826 or explore more at our website. We look forward to serving you!

Credit Cards with Rewards

Looking for a credit card that rewards you for your everyday purchases? We provide credit cards loaded with benefits that can help you earn points or cashback on things you already buy. Imagine using a card that not only meets your purchasing needs but also gives back every time you swipe.

Loans Made Easy

Thinking about buying a new car? Or perhaps you want to refinance your home? At Navy Federal Credit Union, we offer a variety of auto loans and mortgage options that can help turn your dreams into reality. Our personal loans also provide solutions for debt consolidation, making it easier for you to manage multiple debts effectively. With competitive rates and flexible terms, getting the financing you need has never been more accessible.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. Imagine having the ability to manage your finances easily with online banking and mobile apps that let you check balances or make payments from anywhere. Our accounts come with features designed to fit your lifestyle, ensuring that managing your money is as simple as it should be.

Digital & Online Banking

Experience Hassle-Free Transactions

Have you ever been out shopping and wished you could pay directly from your phone? Our mobile payments feature Yes lets you do just that! Whether you're grabbing coffee or making larger purchases, paying has never been easier. With real-time account management at your fingertips, you'll always know where your finances stand. This level of accessibility means no more waiting in line; everything you need is just a click away. At Navy Federal Credit Union, we're committed to providing services that fit into your life, making banking as straightforward as possible. Explore everything we have to offer today by visiting us online at https://www.navyfederal.org/ and take advantage of our innovative digital banking options!

Key Features for Your Convenience

Our online banking platform lets you check your account balances, transfer funds, and pay bills anytime you need. You can also enjoy the benefits of electronic statements with Yes to stay organized and reduce paper clutter. If you're busy or prefer using your mobile device, our mobile application ensures you have full control of your accounts right in your pocket. Security is a top priority for us at Navy Federal Credit Union. With features like electronic signature authorization Yes you can sign important documents securely without needing to visit the branch. Plus, we provide person-to-person transfers so you can easily send money to friends or family without hassle Yes makes it quick and simple.

Financial Strength

A Trusted Partner for Your Financial Future

Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 11890 E Colonial Dr Orlando Fl 32826 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Member-Centric Savings Solutions

Your savings are in good hands with us. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our $0, showcasing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options tailored to your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and strive to support local entrepreneurs in achieving success. If you're considering refinancing any existing loans or would like more information about eligibility options for our various loan products, feel free to reach out. Our team is here to help guide you through your options. For more details or to start your application process today, contact us at (888) 842-6328 or visit us at our branch located at 11890 E Colonial Dr Orlando Fl 32826, Orlando, FL. We're committed to helping you find the best financial solutions for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide guidance throughout the process and offer competitive rates to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or handle everyday expenses without the need for collateral.

Loan Aggregator

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