Navy Federal Credit Union North Miami FL: Affordable Auto Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial wellness, located at 14583 Biscayne Blvd, North Miami, FL 33181. Since our establishment in 1947, we have dedicated ourselves to serving our members with the utmost care and commitment. With a robust membership of over 14 million individuals, we take pride in being part of our members' financial journeys. At Navy Federal, we understand that your financial goals are unique, and we're here to help you achieve them. Our total assets stand at an impressive $180.81 billion, allowing us to offer a wide range of services tailored to your needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we have you covered. While members can visit us at our branch for assistance, official correspondence should be sent to the same address: 14583 Biscayne Blvd, North Miami, FL 33181. With total deposits amounting to $2.32 billion and a net worth of $21.49 billion, we are financially strong and well-positioned to support your aspirations. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team is committed to making a positive impact in the community. We employ over 24,500 dedicated professionals who are ready to assist you with all your financial needs. Join us today and discover why so many trust Navy Federal Credit Union for their financial services. Call us at 888-842-6328 or visit our website at navyfcu.org to learn more about how we can help you thrive financially!

Branch History & Mission

A Legacy of Support

In addition to providing robust financial services, Navy Federal actively participates in community outreach initiatives. We partner with local organizations to promote financial literacy and support various local events throughout the year. Our goal is not just about numbers; it's about fostering a sense of belonging among our members and enhancing their lives. Join us at Navy Federal Credit Union in North Miami where you'll find more than just a bank you'll discover a supportive community focused on helping you achieve your financial goals. If you're ready to experience the benefits of membership or learn more about what we offer, give us a call at 888-842-6328 or visit our website at Navy Federal. Together, let's build a brighter financial future!

Our Commitment to You

Our commitment to excellent service is reflected in our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. While we do not currently offer drive-thru banking, we ensure that your experience is enhanced through other avenues such as online and mobile banking services. As part of our dedication to making banking accessible for everyone, we are proud to provide ATM access at our branch. This ensures that you can manage your finances at your convenience.

Our Location and Community Impact

You can find us at 14583 Biscayne Blvd, North Miami, FL 33181, conveniently located near local businesses and community centers. While members can visit us at this address, official correspondence should be sent to the same mailing address for ease. At Navy Federal, our mission extends beyond traditional banking. We aim to empower our members by offering a range of financial services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. We believe that when our members thrive financially, so does our community.

Branch Location & Accessibility

Accessibility Features

We are committed to providing accessible banking services for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our facilities. Plus, ample parking is available nearby, making your visit hassle-free.

Call to Action

Ready to explore what Navy Federal Credit Union can do for you? We encourage you to visit us at our North Miami branch or give us a call at 888-842-6328. Our friendly team is eager to assist you with all your banking needs!

Nearby Landmarks

Situated in the heart of North Miami, our branch is close to popular landmarks such as the beautiful Oleta River State Park and the bustling shopping areas on Biscayne Boulevard. This central location makes it easy for you to combine your banking needs with errands or a day out.

Operating Hours

Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. We strive to accommodate your busy schedule so that you can handle your banking needs at your convenience.

Services Offered

At Navy Federal Credit Union, we offer a variety of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're looking for business banking solutions or need assistance with online and mobile banking, our dedicated staff is here to help. For added convenience, we also provide ATM access right at our branch! While we currently do not have drive-thru banking available, we're here during our operating hours to assist you with any questions or transactions you may have.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to join us at our North Miami branch located at 14583 Biscayne Blvd North Miami Fl 33181, you'll be pleased to know that eligibility is quite inclusive! Generally, membership is available to active duty members of the military, veterans, and their families. Additionally, employees of the Department of Defense and certain other government employees can also qualify. To find out more about the specifics, you can visit our detailed eligibility page at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is a straightforward process designed for your convenience. You can easily start your membership journey by visiting this link: https://mymembership.navyfederal.org/#/milestones or simply give us a call at (888) 842-6328 if you have any questions. We're here to help you every step of the way, ensuring that you feel welcomed and supported as part of our community at Navy Federal Credit Union.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that make transactions easier. Imagine being able to accept payments seamlessly from your customers whether they're paying with credit cards, debit cards, or mobile wallets. Our tools help you streamline operations so you can focus on what you do best: running your business. Located at 14583 Biscayne Blvd North Miami Fl 33181, North Miami, FL, we invite you to visit us or call (888) 842-6328 to explore how our tailored services can meet your unique business needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide convenient ATM services for cash withdrawals and balance checks whenever needed. With ATMs available around the clock, accessing your funds is quick and hassle-free. At Navy Federal Credit Union in North Miami, we strive to be more than just a financial institution; we aim to be a partner in achieving your financial goals. If you're ready to explore any of these services or have questions about what we offer, don't hesitate to reach out at 888-842-6328 or visit us today! We look forward to helping you on your financial journey!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide flexible terms and competitive rates. We aim to help you get behind the wheel without breaking the bank. Picture driving off in your dream car, knowing you've secured an affordable loan tailored just for you.

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans designed to support your growth. We know how important it is for small businesses to have reliable financial backing, so we work hard to offer solutions that help you thrive.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Whether it's groceries, gas, or dining out, these rewards add up quickly! Enjoy benefits like cashback offers and travel perks while managing your spending effectively.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our team is ready to assist with personalized mortgage loans. We understand that purchasing a home is one of the biggest investments you'll ever make, and we're here to guide you through the process every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking features give you 24/7 access to your accounts from anywhere. Check balances, transfer funds, or pay bills all from the palm of your hand. Plus, with features like person-to-person payments, sending money has never been easier.

Personal Banking

Our personal banking services are designed with you in mind. Whether you're looking to open a checking or savings account, we offer accounts that fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses while earning interest on your savings. It's all about making your money work for you!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans offer quick access to funds when you need them most. You can take control of your finances and reduce stress by consolidating high-interest debts into one manageable payment.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7 at https://www.navyfederal.org/, giving you access to your accounts anytime. You can easily check balances, transfer funds, and pay bills without ever needing to visit a branch. Need to send money to a friend? Our person-to-person transfer feature makes this quick and hassle-free. For those who prefer mobile banking, our app is user-friendly and packed with features that help you stay on top of your financial life. Whether you're making mobile payments or viewing e-statements, everything is designed for easy navigation. Plus, with electronic signature authorization available, signing documents has never been simpler.

Security and Accessibility

We prioritize your security with advanced measures that protect your information while you're banking online. You can trust that your personal data is safe with us. Our services are not only secure but also tailored for ease of use. From setting up alerts for account activity to managing transactions in real-time, we strive to give you a comprehensive banking experience. Whether you're at home or out running errands, having access to online banking means you can take control of your finances at any moment. Embrace the convenience of modern banking with Navy Federal Credit Union where managing your money meets simplicity and safety!

Financial Strength

Commitment to Growth and Support

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,319,200,000 in total loans and leases and $1,023,510 in used auto loans, we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Trust

Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Our focus on member service means that you can expect personalized attention every time you visit or call us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 14583 Biscayne Blvd North Miami Fl 33181 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, our financing solutions are designed with your budget in mind.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand operations or invest in new projects. We know how important it is to have access to resources that support your business ambitions. At Navy Federal Credit Union, we also offer refinancing options for many of our loan products. If you're interested in exploring these options or checking your eligibility for membership and loans, please visit our eligibility page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. No matter what your financial needs may be, we're here to help you navigate through them. Visit us today at our North Miami branch or call us at 888-842-6328 for more information on how we can assist you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home you've always wanted.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This can be an excellent way to consolidate debt or make purchases without tying up funds.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits that enhance user experience: - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore real-time loan offers and find the best rates for your needs, visit LendMesh today. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.