Navy Federal Credit Union

In the welcoming community of Mary Esther, FL, Navy Federal Credit Union at 251 Mary Esther Blvd is proud to serve military members, veterans, and their families with trusted financial solutions. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays from 10:00 a.m. to 1:00 p.m., this branch offers convenient drive-thru banking and ATM access for quick deposits, withdrawals, and balance checks—making your banking experience smooth and hassle-free.
Renowned for some of the best auto loans in the area, Navy Federal helps you finance your next vehicle with competitive rates and flexible terms tailored to your budget. Homebuyers also benefit from low mortgage rates and refinancing options designed to make owning a home more attainable. Beyond lending, enjoy a full range of personal banking services including checking and savings accounts built for everyday convenience, credit cards loaded with rewarding perks, business banking solutions such as merchant services and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 251 Mary Esther Blvd or call 888-842-6328 today to experience friendly local service and explore how our signature auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.25 - 5.375 %
5.569 - 5.941 %
0.5
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
5.875 - 6.25 %
6.327 - 6.394 %
0.75
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.5 %
6.646 - 7.841 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.125 %
6.327 - 7.458 %
0.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinancing
4.85 %
5 Yrs - 15 Yrs
Student Loan Refinancing
5.24 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where we believe in building a brighter financial future for our members. Located at 251 Mary Esther Blvd, Mary Esther, FL 32569, our branch has been a trusted partner since its establishment in 1947. With over 14 million members and total assets exceeding $180 billion, we are committed to providing exceptional financial services tailored to your needs. At Navy Federal, we pride ourselves on our community-focused approach, helping you navigate through life's financial challenges. Whether you're looking for personal banking solutions, auto loans, or business financing options, we have a wide range of services designed to meet your unique needs. Our total deposits stand at an impressive $2.32 billion, with a net worth of $21.49 billion, showcasing our strength and stability. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of over 24,500 employees works tirelessly to ensure you receive the best support possible. We understand that trust is vital when it comes to your finances, and that's why we strive to maintain transparency and reliability in everything we do. For any official correspondence, please note that while you can visit us at our branch location, mail should be sent to the same address: 251 Mary Esther Blvd, Mary Esther, FL 32569. We invite you to reach out or visit us today! Call us at 888-842-6328 or explore our services online at Navy Federal Credit Union. Join us as we continue to make a positive impact in the lives of our members and the community!

Branch History & Mission

Community Focus

Navy Federal is not only about banking; it's about giving back to our community. We actively engage in outreach programs and partnerships that uplift those around us. Whether through local events or sponsorships, we strive to make a positive impact within Mary Esther and its surrounding areas. While members can visit us at 251 Mary Esther Blvd, official correspondence should be sent to 251 Mary Esther Blvd, Ste C1, Mary Esther, FL 32569 if needed. We invite you to join Navy Federal Credit Union today! Experience firsthand the benefits of membership including personalized service, competitive rates, and a community-focused approach that puts you first. For more information on membership eligibility or to open an account online, please visit our website. Let's work together towards a brighter financial future!

Our Mission

At Navy Federal Credit Union, our mission is simple: we aim to serve those who serve us. We are dedicated to providing not just financial services but also community support that makes a real difference in the lives of our members. We believe in fostering relationships built on trust and understanding. This commitment extends beyond just transactions; it encompasses education and empowerment for all who walk through our doors. Our operating hours are designed with your convenience in mind. You can visit us during lobby hours from Monday to Friday between 9 AM and 5 PM, and on Saturdays from 10 AM to 1 PM. If you prefer the ease of drive-thru banking or need access to an ATM, we've got you covered as well both services are available during the same hours.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious entrances to ensure everyone can easily navigate our facilities. There's ample parking available right outside, so you won't have to worry about finding a spot when you visit us.

Contact Us

Have questions? Feel free to call us at 888-842-6328. We're here to help with anything you may need. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 251 Mary Esther Blvd, Ste C1, Mary Esther, FL 32569. We invite you to stop by and experience the difference at Navy Federal Credit Union! Your financial journey starts here.

Operating Hours

Our friendly team is here to serve you during convenient hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 10 AM to 1 PM. If you're on the go, take advantage of our drive-thru service during these same hours for quick deposits or withdrawals without leaving your vehicle.

Services Offered

At Navy Federal Credit Union, we offer a variety of services tailored to meet your financial needs. Whether you're looking to open a checking or savings account, apply for an auto loan, or explore mortgage options, our knowledgeable staff is ready to assist you. Plus, enjoy easy access to ATMs for cash withdrawals and balance checks our ATM is always available!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a family that supports your financial journey. If you're looking to take advantage of our personalized services and community-focused approach, you might be wondering how to join us. Membership at Navy Federal Credit Union is open to individuals who meet certain criteria, which typically includes being an active duty service member, a veteran, or a family member of someone who fits these categories. To find out more about the specific eligibility requirements, please visit our website at https://www.navyfederal.org/membership/eligibility.html. Joining is easy! Once you confirm your eligibility, you can start the account opening process online through our simple platform. Just head over to https://mymembership.navyfederal.org/#/milestones for all the details on setting up your new account. If you have any questions or need assistance, feel free to give us a call at (888) 842-6328. We're here to help you every step of the way as you become part of our vibrant community at Navy Federal Credit Union located at 251 Mary Esther Blvd Mary Esther Fl 32569.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. From purchasing new equipment to expanding your workforce, our loans are designed to meet your specific requirements. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions that can help anyone achieve their goals.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make managing payments easier. Imagine streamlining transactions with mobile payment options or simplifying payroll processing. These services allow you to focus more on running your business rather than worrying about payment hassles. With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses right here in Mary Esther, FL. Let us partner with you on your journey to success! Visit us at 251 Mary Esther Blvd Mary Esther Fl 32569 or call us at (888) 842-6328 for more information.

Comprehensive List Of Services

Accessibility

Our branch also features convenient ATM and cash withdrawal services, ensuring that you have access to your money when you need it most. With basic drive-thru banking available for quick deposits, withdrawals, and simple transactions, you'll find everything you need within reach. At Navy Federal Credit Union in Mary Esther, we prioritize the comfort and convenience of our members. If you have any questions or need assistance, feel free to reach out at 888-842-6328. We invite you to visit us during our lobby hours from Monday to Friday from 9 AM to 5 PM and Saturday from 10 AM to 1 PM. Your financial journey starts here! Explore all that we have to offer by visiting our website at Navy Federal Credit Union or stop by the branch today!

Business Banking

For local business owners, we offer comprehensive business banking services, including merchant services and business loans. Our team is ready to assist you with all aspects of your business finances so you can focus on what really matters growing your business.

Digital Banking

In today's fast-paced world, convenience is key. That's why we've made it easy for you to manage your finances anytime, anywhere with our online and mobile banking features. You can easily access your accounts, pay bills, transfer money, and even send cash through our person-to-person payment service right from your smartphone.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to help you keep track of your money while earning interest. If you need extra funds for a new car or other expenses, consider our auto loans and vehicle financing options, which offer competitive rates and flexible terms. When it comes to owning a home, our mortgage loans and refinancing options provide the support you need to make informed decisions. We also offer personal loans and debt consolidation solutions to help streamline your finances. And if you're looking for rewards on everyday purchases, check out our credit cards with rewards program!

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://www.navyfederal.org/, you can check your account balances, pay bills, and transfer money between accounts with just a few clicks. Our 24/7 online banking services ensure that you have access to your finances whenever you need them. Plus, if you ever need to sign documents, our electronic signature authorization feature simplifies this process no need for printing or mailing.

Mobile Banking at Your Fingertips

Stay connected with our mobile application, which offers all the conveniences of online banking right in your pocket. Need to make a quick payment or send money to a friend? Our mobile payments feature lets you do just that easily. With person-to-person transfers available, sharing expenses has never been simpler.

Stay Informed and Secure

You can also opt for e-statements to keep track of your transactions without the clutter of paper statements. Enjoy peace of mind knowing that all these services are protected by robust security measures, ensuring your information is safe while you manage your finances effortlessly. In today's fast-paced world, having reliable digital banking tools is essential. At Navy Federal Credit Union, we are committed to providing you with accessible and efficient banking solutions so you can focus on what matters most. Explore our digital offerings today and experience financial management like never before!

Financial Strength

Growing Member Base

Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 251 Mary Esther Blvd Mary Esther Fl 32569 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to responsible management ensures that your money is safe with us. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

Our commitment extends beyond just providing loans; we aim to support you throughout your financial journey. If you're unsure about eligibility or want more information on refinancing options for any of our products, feel free to visit us or call. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union in Mary Esther, FL, we're dedicated to offering you the best financial products and services tailored specifically for your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible financing options to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to invest in equipment or inventory, we have solutions tailored for businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, designed to help you step into the home of your dreams without unnecessary stress. Explore our refinancing options if you're looking to reduce your monthly payments or tap into your home's equity.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with various benefits that make it easier for you to handle everyday expenses.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. Each loan option is verified for legitimacy, giving you peace of mind that you're viewing genuine offers.

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