Navy Federal Credit Union Lutz FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 2223 Sun Vista Dr, Lutz, FL 33559. Since our establishment in 1947, we have proudly served over 14 million members and built a solid reputation for providing exceptional banking services tailored to meet the needs of our community. With total assets exceeding $180.81 billion and a net worth of $21.49 billion, our commitment to your financial well-being is stronger than ever. At Navy Federal, we understand that every member's journey is unique, which is why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our dedicated team of 24,560 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to ensure you receive the support you need every step of the way. While members can visit us at our Lutz branch for their banking needs, official correspondence should be directed to our mailing address: 2223 Sun Vista Dr, Lutz, FL 33559. We invite you to explore how we can assist you in achieving your financial goals. With total deposits of $2.32 billion and cash reserves of $2.19 billion, we are financially equipped to provide secure and reliable services for all your banking requirements. Whether you're looking for a new car loan or want to open a checking account, our experienced staff is ready to help. We encourage you to reach out at 888-842-6328 or visit us online at Navy Federal Credit Union for more information. Join us today and experience the difference of being part of a credit union that genuinely cares about its members!

Branch History & Mission

Community Focus

Our connection with the community extends beyond banking. We engage in numerous outreach programs aimed at supporting local initiatives and charities. By partnering with local organizations, we strive to make a difference in the lives of those around us. While members can visit us at 2223 Sun Vista Dr, official correspondence should be sent to 2223 Sun Vista Dr, Lutz, FL 33559 if different. For any questions or assistance, feel free to call us at 888-842-6328. As we look towards the future, we remain dedicated to evolving with our members' needs while staying true to our core values. Join us today at Navy Federal Credit Union and experience firsthand how we can help you achieve your financial dreams!

Our Mission

At Navy Federal Credit Union, our mission is clear: we exist to serve those who serve. We provide a full suite of financial services designed not only to help our members achieve their goals but also to strengthen the communities we inhabit. We believe in empowering individuals through education and support while fostering an environment where everyone can thrive financially. We are committed to ensuring accessibility for all. Our branch is equipped with features such as ADA compliance, online banking options, and mobile payment capabilities. While we do not offer drive-thru services at this location, we invite members to take advantage of our ATM facilities and digital resources for convenience.

Branch Location & Accessibility

Operating Hours

We know that life can be busy, so we've tailored our hours to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. No matter when you need us, our friendly staff is ready to assist you with personal banking, auto loans, mortgages, and much more.

Services Offered

At Navy Federal Credit Union, we pride ourselves on offering a wide range of services tailored just for you. From checking and savings accounts to vehicle financing and credit cards with rewards, we've got you covered. Plus, our ATM is available for those quick cash withdrawals or balance checks whenever you need them. Unfortunately, we do not have a drive-thru service at this location; however, our lobby is open during regular hours for your convenience. We also do not participate in shared services, which allows us to focus exclusively on serving our members' needs. If you have any questions or would like more information about our services, please don't hesitate to call us at 888-842-6328. We look forward to welcoming you into the Navy Federal family soon!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a close-knit family that supports your financial goals. If you live, work, worship, or attend school in the areas served by our branch, you're likely eligible to join! We welcome individuals who share our values and commitment to community. With membership at Navy Federal Credit Union, you gain access to a wide range of services designed to help you thrive, from checking and savings accounts to auto loans and more. The process is straightforward and friendly just visit us at 2223 Sun Vista Dr Lutz Fl 33559, or check out the detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility.html for any specific requirements. If you have questions or need assistance, don't hesitate to call us at (888) 842-6328. Ready to take the next step? You can easily open an account online by visiting https://mymembership.navyfederal.org/#/milestones. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine being able to accept payments seamlessly from your customers while managing your cash flow effectively. Our merchant services are designed to simplify transactions and enhance customer experiences. From credit card processing to online payment solutions, we provide the tools you need to keep your business running smoothly. If you're ready to take your business to new heights, visit us at 2223 Sun Vista Dr Lutz Fl 33559 in Lutz, FL, or call us at (888) 842-6328. Let's work together to turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer essential services such as Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals with tailored solutions that cater to businesses of all sizes.

Convenient Access

At Navy Federal Credit Union, convenience is key. We provide easy access through various channels, including ATMs for cash withdrawals and balance checks right when you need them. Our commitment extends beyond just traditional banking; we also prioritize your security with features like electronic signature authentication. Our friendly staff at the Lutz branch is always ready to assist you with any questions or concerns. Reach out to us at 888-842-6328, and let us help you discover how our comprehensive services can enhance your financial well-being. In summary, whether you're managing personal finances or running a business, Navy Federal Credit Union is equipped with the tools and resources necessary for success. We invite you to visit us today and experience the difference firsthand!

Loans Tailored for You

When it comes to financing, we understand that every member has unique needs. Our Auto Loans & Vehicle Financing can help you drive away in the car of your dreams with competitive rates and flexible terms. If you're considering a new home or looking to refinance your current mortgage, our Mortgage Loans & Refinancing options provide personalized assistance throughout the process. Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services can help you manage debts effectively and simplify your financial situation. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying benefits that suit your lifestyle.

Personal Banking

Managing your finances should be simple and convenient. That's why we offer Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds through our Online & Mobile Banking services, allowing you to check balances, transfer money, and pay bills from anywhere. With features like mobile payments and electronic statements, managing your accounts has never been easier.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.navyfederal.org/, you can manage your finances anytime, anywhere. From checking your balance to transferring funds, our 24/7 online banking services provide you with real-time access to your accounts. You can even send money easily with our person-to-person transfer feature, making it simple to share expenses with friends or family. For those who prefer using their smartphones, our mobile application is a must-have tool. It allows you to make payments on the fly, check statements, and even use mobile payments for a quick checkout at your favorite stores. Plus, our e-statements mean you'll receive your account statements electronically no more waiting for mail or worrying about paper clutter.

Security and Ease of Use

Security is a top priority at Navy Federal Credit Union. We offer electronic signature authorization for added peace of mind when signing documents online. Our user-friendly interface ensures that you can navigate through your banking needs without any hassle. Whether you're looking to view transactions or set up alerts for account activity, we have the features to keep you informed and in control. Managing your finances shouldn't be complicated; that's why our platform is designed with you in mind. Join us at Navy Federal Credit Union and experience the convenience of modern banking today!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2223 Sun Vista Dr Lutz Fl 33559 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Members

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in our lending capacity, with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide financing solutions that can help you drive off with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We work closely with you to ensure that the process is straightforward and tailored to your specific circumstances. If you're considering refinancing your current mortgage for better rates or terms, we can assist with that as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit your everyday spending while keeping you within budget. In addition to these offerings, if you're a business owner seeking capital for growth and expansion, we provide outstanding commercial loans totaling $227,844,936. These loans are designed to support small businesses looking for financial assistance. For more information on our loan products or eligibility requirements visit us online at Navy Federal Credit Union or call us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison is based on accurate, up-to-date information, which is vital when navigating the world of loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the comparisons reflect genuine offers rather than marketing tactics. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the tool's effectiveness and reliability.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*