Navy Federal Credit Union

Nestled in the heart of Kissimmee, Navy Federal Credit Union at 1310 W Osceola Pkwy warmly welcomes military members, veterans, and their families to experience trusted financial solutions tailored just for you. Open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this branch offers convenient lobby access and an on-site ATM for quick cash withdrawals and balance checks, making everyday banking both accessible and hassle-free.
Known for providing some of the best auto loans in Kissimmee, Navy Federal makes financing your next vehicle straightforward with competitive rates and flexible terms designed to fit your lifestyle. Homebuyers will also appreciate low mortgage rates and refinancing options that make achieving homeownership more attainable. Beyond lending, this full-service branch delivers personal banking products including checking and savings accounts crafted for daily convenience, credit cards with rewarding perks, business banking solutions such as merchant services and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 1310 W Osceola Pkwy or call 888-842-6328 today to experience personalized guidance and explore how our signature auto loans and mortgage offerings can help you take the next step toward your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where your financial journey matters! Located at 1310 W Osceola Pkwy, Kissimmee, FL 34741, our branch is dedicated to providing you with the support and services you need. Established in 1947, we have grown into a trusted financial partner for over 14 million members. At Navy Federal, we take pride in our robust financial standing, boasting total assets of $180.81 billion and total deposits of $2.32 billion. Our commitment to our members is evident in our focus on building strong relationships and providing valuable financial solutions tailored to your needs. Led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of 24,560 employees is here to ensure you receive the highest level of service. Whether you're looking for personal banking options, auto loans, mortgage refinancing, or business banking services, we have the tools to help you succeed. While you can visit us directly at our Kissimmee branch for all your banking needs, official correspondence should be sent to the same address for your convenience. We invite you to explore our range of services designed with your financial goals in mind. With a net worth of $21.49 billion and total cash in hand amounting to $2.19 billion, we are well-equipped to support our members' financial aspirations. Join us today and experience the difference that comes from being part of a community-focused credit union. For more information about membership or to explore what we can do for you, visit our website at Navy Federal Credit Union or call us at 888-842-6328. Let's work together towards achieving your financial dreams!

Branch History & Mission

Our Mission

At Navy Federal, our mission is clear: to empower our members by providing access to quality financial products and services tailored to their needs. We believe that everyone deserves a chance at financial success, and we strive to support this through personalized banking experiences. Our offerings range from checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions. We are not just about transactions; we are committed to enhancing lives. Our outreach programs focus on education and support within the community, ensuring that we make a positive impact beyond financial services. Whether it's through partnerships with local organizations or initiatives designed to promote financial literacy, we aim to uplift every member of our community. While members can visit us at 1310 W Osceola Pkwy, official correspondence should be sent to the same address for consistency. We offer convenient operating hours: Monday through Thursday from 9:00 AM - 5:30 PM, Friday until 6:00 PM, and Saturday until 1:00 PM. With ATM availability for easy access to your funds and a focus on ADA compliance, we strive to provide a welcoming environment for all. Join us at Navy Federal Credit Union today! Experience firsthand how our dedication to service can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members' well-being. Call us at 888-842-6328 or visit our website at navyfcu.org for more information on membership eligibility and how you can get started on your journey with us!

Branch Location & Accessibility

Convenient Access

At our Kissimmee branch, we prioritize your convenience. Parking is available right outside our doors, making it easy for you to stop in. We also ensure that our facilities are ADA compliant, providing ramps and other accessibility features so that everyone can visit us comfortably.

Get In Touch

If you have any questions or need assistance, don't hesitate to call us at 888-842-6328. Our friendly staff is here to help! We invite you to visit us at our Kissimmee location or explore more about our services online at Navy Federal Credit Union. We look forward to serving you!

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to suit your schedule. You can visit us Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This gives you plenty of options to come in at a time that works best for you.

Services Offered

Navy Federal Credit Union provides a wide array of services designed to meet your financial needs. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, we have everything you need under one roof. Additionally, we are proud to offer ATM access for cash withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Navy Federal Credit Union is like opening the door to a welcoming community where your financial well-being is prioritized. If you live, work, or worship in the area, or have family members who are already part of our credit union family, you're likely eligible to join us! At Navy Federal Credit Union, we're dedicated to supporting our members with personalized services and competitive rates that make a real difference in their lives. To check if you meet the specific eligibility criteria, feel free to visit our detailed page at https://www.navyfederal.org/membership/eligibility.html. Getting started is easy! Simply head over to our account opening portal at https://mymembership.navyfederal.org/#/milestones to begin your membership journey. If you have any questions or need assistance along the way, don't hesitate to give us a call at (888) 842-6328. We're here to help you take this important step toward securing your financial future at Navy Federal Credit Union, located at 1310 W Osceola Pkwy Kissimmee Fl 34741.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday where customers are eager to make purchases. With our solutions, transactions are quick and hassle-free, allowing you to focus on what you do best serving your clients. Whether you're a small shop or a growing enterprise, our services provide the tools necessary for efficient operations. Located at 1310 W Osceola Pkwy Kissimmee Fl 34741 in Kissimmee, FL, we're here to help you navigate your financial journey. For more information or to discuss how we can assist your business, give us a call at (888) 842-6328. Together, let's unlock your potential!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access

Need cash quickly? We provide ATM & Cash Withdrawal Services, giving you access to funds when you need them most. Our ATMs allow basic functions like withdrawals and balance checks without any hassle. At Navy Federal Credit Union, we strive to create a welcoming environment where all members feel valued and understood. If you have any questions or would like assistance navigating our services, don't hesitate to reach out at (888) 842-6328. Explore how we can support your financial journey today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it simple for you to get behind the wheel. With competitive rates and flexible terms, you'll find a loan that suits your budget perfectly.

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey.

Credit Cards with Rewards

Our credit card options come with rewards that can benefit you every time you use them. Enjoy cash back on purchases, travel perks, and more with our Credit Cards with Rewards program tailored for those who like to get more out of their spending.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we've invested in robust Online & Mobile Banking platforms. You can easily manage your accounts, pay bills, transfer funds, and even access ATM services all from your smartphone or computer.

Mortgage Solutions

For those looking to buy their dream home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to assist. We provide personalized guidance throughout the mortgage process, ensuring you feel confident in your decision.

Personal Banking

We understand that managing money can be challenging, which is why we offer Personal Banking options like checking and savings accounts that fit your lifestyle. Our accounts come with features designed to help you save more effectively and track your spending with ease.

Personal Loans

If you're facing unexpected expenses or need funds for a special project, our Personal Loans & Debt Consolidation services can help. We offer loans with fair rates designed to give you peace of mind as you tackle your financial goals.

Digital & Online Banking

Key Features of Our Digital Banking

One of the standout features at Navy Federal Credit Union is our electronic signature authorization. You can sign documents securely without needing to visit a branch, saving you both time and effort. If you prefer going paperless, we also offer e-statements that allow you to view your account statements electronically. Need to send money quickly? Our person-to-person transfer service makes it easy to send funds to friends or family with just a few taps on your phone. And for those who love convenience, our mobile payments feature lets you make purchases directly from your device no cash needed!

Security You Can Trust

Your security is a top priority for us. We implement advanced security measures to ensure your personal information remains safe while you bank online. You can rest easy knowing that accessing and managing your accounts is not only convenient but also secure. In today's fast-paced world, having accessible and efficient banking options matters. With Navy Federal Credit Union, managing your finances is straightforward and stress-free. Embrace the ease of digital banking today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our members' needs, we ensure that our financial foundation remains solid and reliable. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce is here to assist you with all your financial needs. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1310 W Osceola Pkwy Kissimmee Fl 34741 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide options for refinancing existing auto loans to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. These loans can help you take the next step in your business journey. At Navy Federal Credit Union, we prioritize our members' needs and strive to provide transparent and accessible financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can support you in reaching your financial milestones!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We offer competitive rates and flexible terms to suit your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This product allows you to make purchases and pay off balances without needing collateral.

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