Navy Federal Credit Union

Nestled in the bustling Merchants Gate area of Jacksonville, the Navy Federal Credit Union branch at 8180 Merchants Gate Dr is proud to serve military members, veterans, and their families with trusted financial solutions. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 5:30 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this welcoming location offers convenient ATM access for quick cash withdrawals and balance checks, alongside expert support for some of the best auto loans available—making vehicle financing straightforward and affordable.
Homebuyers will also appreciate competitive mortgage loans and refinancing options tailored to help you achieve your homeownership goals in Jacksonville. Beyond lending, this full-service branch provides personal banking products including checking and savings accounts designed for everyday convenience, credit cards with rewarding perks, business banking services such as merchant solutions and loans, plus personal loans ideal for debt consolidation.
Although there is no drive-thru service onsite, friendly staff and secure online and mobile banking keep your finances accessible anytime. Visit Navy Federal Credit Union at 8180 Merchants Gate Dr or call 888-842-6328 today to experience personalized guidance and explore how our signature auto loans and mortgage offerings can help you move forward with confidence!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 8180 Merchants Gate Dr, Jacksonville, FL 32222. Established in 1947, we have proudly served our community and beyond, building a strong foundation of trust and support for our members. With a total membership of over 14 million, we are dedicated to providing exceptional service and financial products tailored to meet your needs. At Navy Federal, we understand that managing your finances can be challenging, which is why we offer a wide range of services, including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our commitment to you is evident in our impressive financial standing; we currently hold total assets exceeding $180 billion and have total deposits of $2.32 billion. This robust position allows us to continue investing in the services that matter most to our members. While you can visit us at our branch for personalized assistance, please note that official correspondence should be sent to the same address: 8180 Merchants Gate Dr, Jacksonville, FL 32222. We encourage you to take advantage of our offerings and explore how we can help you achieve your financial goals. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of over 24,500 employees is here to provide expert guidance every step of the way. Whether you're looking for a new vehicle loan or need advice on saving for the future, we're committed to helping you navigate your financial journey with confidence. Feel free to reach out to us at 888-842-6328 or visit our website at Navy Federal Credit Union for more information about our services. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

Navy Federal takes pride in being an active part of the Jacksonville community. We regularly engage in outreach programs aimed at supporting local initiatives and organizations. By partnering with various nonprofits and educational institutions, we aim to make a positive impact on the lives of those around us.

Looking Ahead

As we continue to embrace digital advancements like online banking and mobile payments, we remain committed to ensuring accessibility for all members, including ADA compliance in our services. With our ATM availability enhancing convenience and no drive-thru service needed for personal interactions, we focus on making banking easier for everyone. We invite you to join the Navy Federal family today! Experience firsthand how we're dedicated not just to your financial success but also to building a thriving community together. For more information or assistance, please call us at 888-842-6328 or visit our website.

Our Evolution

From humble beginnings, Navy Federal has grown significantly. What started as a small cooperative has blossomed into one of the largest credit unions in the nation, boasting total assets of over $180 billion. Our commitment to providing exceptional financial services has allowed us to thrive and support our members through life's many stages. We understand that each member's journey is unique, and we strive to offer personalized solutions that meet their needs.

Our Mission

Our mission is simple: to put members first by providing them with outstanding service and products that help them achieve their financial goals. We believe in empowering our community through financial education and support. Whether it's helping someone buy their first car or guiding families through homeownership, our focus is on creating lasting relationships built on trust and understanding. While you can visit us at 8180 Merchants Gate Dr, official correspondence should be sent to our mailing address at 8180 Merchants Gate Dr, Jacksonville, FL 32222. Our branch operates with convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Get In Touch

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 888-842-6328. We invite you to visit us at Navy Federal Credit Union today your trusted partner in financial success!

Operating Hours

We know life gets busy, which is why we strive to accommodate your schedule. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, extending to 5:30 PM on Fridays. For those who want to take care of their banking on Saturdays, we're open from 9 AM until 1 PM. Feel free to drop by during these times; we're here to assist you!

Our Location

Located just off major thoroughfares, you can find us near popular spots like the Oakleaf Town Center. Whether you're running errands or simply passing through, our branch is designed with your convenience in mind. Ample parking is available right outside our doors, and we ensure that our facilities are ADA compliant with easy access ramps.

Services Offered

At Navy Federal Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of online and mobile banking perfect for managing your finances on the go! If you need cash quickly, our ATM is readily available for withdrawals and balance checks. While we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside. We also do not currently offer shared services but are dedicated to providing excellent service directly at our branch.

Member Eligibility

At Navy Federal Credit Union, we're excited to welcome you into our community of members who enjoy personalized financial services and support. Becoming a member is straightforward! If you're an active duty or retired member of the military, a family member of someone who is, or a Department of Defense civilian employee, you can join us. We also invite members of certain organizations and associations check out the details at https://www.navyfederal.org/membership/eligibility.html for more information on eligibility criteria that might apply to you. Joining Navy Federal Credit Union means you'll have access to a range of benefits, from competitive rates on loans to comprehensive banking solutions tailored just for you. Opening an account is as easy as visiting us at our branch located at 8180 Merchants Gate Dr Jacksonville Fl 32222 or calling us at (888) 842-6328 for assistance. For step-by-step guidance on how to get started, feel free to explore our account opening page at https://mymembership.navyfederal.org/#/milestones. We can't wait to help you take this important step toward your financial goals!

Business Banking & Commercial Services

Merchant Services that Make a Difference

Alongside our loan options, we offer robust merchant services tailored to your needs. Imagine having a seamless payment processing system that allows you to focus on what you do best running your business. Our solutions can help streamline transactions, manage cash flow, and improve customer satisfaction. Visit us at 8180 Merchants Gate Dr Jacksonville Fl 32222 in Jacksonville, FL or give us a call at (888) 842-6328 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Financial Support

For those moments when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can help ease financial stress. You can consolidate debts into one manageable payment or secure funds for personal needs whatever suits your situation best.

Business Banking Services

For local entrepreneurs, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. If you're starting out or expanding an existing venture, we understand the unique challenges businesses face and are here to support your growth.

Convenient Digital Access

In today's fast-paced world, convenience matters. That's why at Navy Federal Credit Union, we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and even apply for loans right from your smartphone or computer. Our ATM services ensure you have access to cash whenever you need it without unnecessary hassles. With all these services available, we are committed to making banking easy and accessible for everyone in our community. Ready to explore how we can help? Give us a call at (888) 842-6328, or visit us at 8180 Merchants Gate Dr Jacksonville Fl 32222 in Jacksonville, FL. Your financial well-being is just a conversation away!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards not only help you build credit but also offer benefits like cash back on purchases or travel rewards perfect for the savvy spender.

Home Financing Options

Owning a home is one of life's biggest achievements, and our Mortgage Loans & Refinancing services are designed to assist you every step of the way. Whether you're buying your first home or looking to refinance your current mortgage, our experienced team will guide you through the process.

Personal Banking Solutions

Managing your day-to-day finances is simple with our Personal Banking options. We offer various Checking & Savings Accounts that fit different lifestyles and goals. Imagine having easy access to your money while earning interest on your savings this is what we strive for at Navy Federal Credit Union. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing provide competitive rates that can help make your dream car a reality. Picture driving off in that new ride, knowing you've secured a great deal!

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.navyfederal.org/, you can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Whether you're using a laptop or our mobile application, managing your money has never been easier. Plus, our electronic signature authorization feature makes signing documents quick and hassle-free.

Go Green with E-Statements

We also offer e-statements for those who prefer a paperless approach. This not only helps the environment but also keeps your financial documents organized and easily accessible whenever you need them. No more digging through piles of papers!

Make Payments on the Fly

Need to split a bill with friends? Our person-to-person transfer feature allows you to send money instantly to anyone with just a few taps on your smartphone. And if you're always on the move, you'll love our mobile payments option, making it easy to pay for goods and services without needing cash or cards.

Security You Can Trust

Your security is our top priority. With advanced encryption technology and robust security measures in place, you can feel safe knowing that your personal information is protected while you manage your accounts online. In summary, Navy Federal Credit Union provides a wide array of digital banking options that are easily accessible and designed for modern lifestyles. Join us today at https://www.navyfederal.org/ and experience the convenience of online banking tailored just for you!

Financial Strength

Commitment to Member Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $1.3192E+11 in total loans and leases supporting your financial goals across various sectors.

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our ability to provide continued support with a net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members.

Growing Membership Base

Our total share accounts stand at an impressive 30,809,321, showing a strong and growing member base that trusts us with their finances. This trust empowers us to further enhance the services we offer you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 8180 Merchants Gate Dr Jacksonville Fl 32222 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability showcases our dedication to protecting your investments.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are committed to offering tailored solutions that meet your specific needs.

Contact Us

To learn more about our loan offerings or to discuss which option might be best for you, feel free to reach out at (888) 842-6328 or visit us at 8180 Merchants Gate Dr Jacksonville Fl 32222 in Jacksonville, FL. Our friendly staff is ready to assist you during our lobby hours: M-Th 9:00 AM - 5:00 PM, F 9:00 AM - 5:30 PM, and Sat 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your budget and lifestyle. Plus, if you're considering refinancing your existing mortgage, we can help you explore eligibility options that may save you money over time.

Personal and Credit Card Loans

We also provide unsecured credit card loans with flexible terms, totaling $30,452,498,817. These loans are designed to help you manage your finances effectively while allowing you to make purchases without the stress of high-interest rates. Whether you're consolidating debt or making a large purchase, our personal loan options can help ease your financial burden.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that all loan offers are fair and transparent. Users can trust that they are comparing legitimate rates from reputable lenders.

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