Navy Federal Credit Union

Located conveniently at 550 Airport Center Dr in Jacksonville, FL, Navy Federal Credit Union warmly serves military members, veterans, and their families with a full spectrum of trusted financial services. Whether you’re visiting the lobby Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., or Saturday morning hours from 9:00 a.m. to 1:00 p.m., this branch offers both drive-thru banking and ATM access to make your banking experience smooth and convenient.
Known for offering some of the best auto loans in Jacksonville, Navy Federal makes financing your next vehicle straightforward with competitive rates and flexible terms tailored just for you. Homebuyers also benefit from low mortgage rates and refinancing options designed to help you achieve your dream of homeownership with ease. Beyond lending, enjoy personal banking solutions including checking and savings accounts built for everyday convenience, credit cards loaded with rewarding perks, business banking services such as merchant solutions and business loans, plus personal loans ideal for debt consolidation.
Experience friendly local service at Navy Federal Credit Union in Jacksonville—call 888-842-6328 or visit today to explore how our signature auto loans and mortgage offerings can support your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 550 Airport Center Dr, Jacksonville, FL 32218. Since our establishment in 1947, we have been dedicated to providing exceptional banking services tailored to meet the needs of our members. With a proud membership of over 14 million individuals, we're not just a credit union; we are a community committed to helping you achieve your financial goals. At Navy Federal, we understand that your financial journey is unique. That's why we offer a wide range of products and services, including personal banking accounts, auto loans, mortgages, and business banking options. Our total assets of over $180 billion and total deposits reaching $2.32 billion reflect our stability and commitment to serving you well. With a net worth of over $21 billion, you can trust that your finances are in capable hands. Our branch is equipped with experienced professionals ready to assist you with any inquiries or services you might need. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team is focused on fostering long-lasting relationships with our members while supporting the local community. While members can visit us at our branch location, official correspondence should be sent to the same address: 550 Airport Center Dr, Jacksonville, FL 32218. We invite you to reach out by phone at 888-842-6328 for any questions or assistance. Join us at Navy Federal Credit Union today! Explore how we can help enhance your financial well-being by visiting our website at navyfcu.org or simply drop by our branch your financial future starts here!

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich history and unwavering commitment to serving our members. Established in 1947, our branch located at 550 Airport Center Dr, Jacksonville, FL 32218, has been a cornerstone of the community for decades. From our humble beginnings, we have grown to support over 14 million members nationwide, solidifying our place as one of the largest credit unions in the country. Our mission is simple yet powerful: to empower our members by providing exceptional financial services while fostering a sense of community and belonging. We believe that financial well-being should be accessible to everyone, and we strive to create an environment where members can thrive. Our total assets currently exceed $180 billion, reflecting our commitment to sound financial practices and member trust. As part of this mission, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking solutions tailored to meet the unique needs of entrepreneurs in our community. With an emphasis on accessibility, we ensure that our services are available both online and through mobile banking platforms. Our branch operates with the following hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer convenience, we proudly offer drive-thru banking services during these hours along with ATM availability for quick transactions. While members can visit us at our Jacksonville branch for personal assistance, official correspondence should be sent to the same address listed above. This ensures that all inquiries are handled promptly and efficiently. Navy Federal Credit Union is not just about numbers; it's about people. We actively engage in community outreach efforts aimed at supporting local organizations and initiatives that make Jacksonville a better place for everyone. Our partnerships with schools and nonprofits exemplify how we give back and help build a brighter future. We invite you to join us at Navy Federal Credit Union. Experience firsthand the benefits of membership whether you're looking for a new checking account or exploring financing options for your dream home or vehicle. Together, let's achieve your financial goals while building lasting relationships within our community. For more information or assistance, don't hesitate to reach out at (888) 842-6328. Join us today!

Branch Location & Accessibility

Getting Here and Parking

Our location offers ample parking space, ensuring that you can find a spot without hassle. We've designed our branch to be welcoming for everyone, featuring ADA-compliant access points so that all members of the community can visit us comfortably.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru service operates during the same hours, making it even easier for you to manage your banking needs on the go.

Services Offered

At our Navy Federal Credit Union branch, we are proud to provide a wide array of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that meet your financial needs. Plus, with ATM availability right here at the branch, accessing cash or checking your balance is always quick and easy. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 888-842-6328. We're here to help you navigate your financial journey with ease. So why wait? Come visit us at Navy Federal Credit Union today we look forward to serving you!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves the chance to belong to a supportive financial community. Becoming a member is easy and welcoming! If you're an active duty service member, a veteran, or a family member of someone who fits these criteria, you're already eligible to join us. Additionally, those who work in the Department of Defense or related government agencies can also become members. We're here for you, offering various financial services tailored to meet your needs, from checking accounts to loans and credit cards. For more detailed eligibility information, feel free to check out our eligibility page. Ready to take the next step? Opening your account at Navy Federal Credit Union is straightforward! Just visit us at 550 Airport Center Dr Jacksonville Fl 32218 or reach out at (888) 842-6328 for assistance. You can also start your membership online by following this link: Account Opening. Join us today and experience the benefits of being part of a community that cares about your financial future!

Business Banking & Commercial Services

Merchant Services That Matter

Our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine a customer easily paying for their purchase while you enjoy seamless transactions without stress. From point-of-sale solutions to online payment options, we make it easy for you to accept payments anytime, anywhere. Visit us at 550 Airport Center Dr Jacksonville Fl 32218, Jacksonville, FL, or call us at (888) 842-6328 to learn more about how we can help your business thrive!

Tailored Loan Options

Imagine having the financial support to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, which include merchant services and business loans, empower local entrepreneurs to thrive. Picture having access to funds that help grow your business while offering convenient payment solutions for your customers.

Credit and Debt Management

For those looking to consolidate debt or fund personal projects, our personal loans can provide the financial breathing room you need. Alongside these options, we also offer credit cards with rewards, allowing you to earn benefits on everyday purchases think of it as getting paid back while spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Navy Federal Credit Union, we provide robust online and mobile banking solutions. With features like ATM access for quick cash withdrawals and the ability to handle simple transactions through our drive-thru service, managing your finances has never been easier. You can check balances, transfer funds, or even pay bills from the comfort of your home or on-the-go. Our commitment extends beyond traditional banking hours; our lobby and drive-thru services are available during convenient hours to fit your busy schedule. Feel free to reach out via phone at (888) 842-6328 if you have questions or need assistance.

Home Financing Made Easy

Thinking about buying your first home or refinancing? Our mortgage loans and refinancing options offer flexibility and support throughout the process. We know that purchasing a home is one of the biggest decisions you'll make, so we aim to simplify this experience for you.

Join Us Today!

At Navy Federal Credit Union, we believe everyone deserves access to quality financial services tailored for them. Explore how our comprehensive offerings can benefit you by visiting us at River City-jacksonville Fl. We look forward to serving you and helping achieve your financial goals!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services, including checking and savings accounts, are designed with you in mind. Whether you are saving for a vacation or just want a safe place for your daily transactions, we have options that can suit your lifestyle. If you're considering a new vehicle, our auto loans and vehicle financing make it easy to hit the road without breaking the bank. Imagine driving off in that car you've been eyeing, all while enjoying competitive rates tailored just for you.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.navyfederal.org/, you can check your account balances, transfer funds, and pay bills from the comfort of your couch or while waiting in line. You also have the option to enroll in e-statements, which are not only eco-friendly but also allow you to view your account activity securely without cluttering your inbox. If you prefer using your smartphone, our mobile application puts all these features right in your pocket. You can even make mobile payments with ease, ensuring that you never miss a beat when it comes to managing your expenses. Plus, sending money to friends or family is simple with our person-to-person transfer feature no cash needed!

Security and Convenience

Your security is our top priority. That's why we offer electronic signature authorization for documents and transactions, providing an added layer of protection for your accounts. Our 24/7 online banking services mean you can manage your finances whenever it fits into your schedule day or night. In today's fast-paced world, having real-time access to your financial information is essential. With everything from checking balances to making payments available at your fingertips, managing your money has never been more straightforward. At Navy Federal Credit Union, we're committed to making banking not just easier but also more secure for our members. Explore all the benefits of our digital and online banking services today!

Financial Strength

Commitment to Growth and Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust: with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans, we support your financial goals across various sectors.

Growing Trust

Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. This trust is crucial as it enables us to create a community where members feel secure about their financial future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 550 Airport Center Dr Jacksonville FL 32218 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency during this period. Despite this figure, our focus remains on offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who own businesses or are looking to start one, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are dedicated to offering support through tailored lending solutions. At Navy Federal Credit Union located at 550 Airport Center Dr Jacksonville FL 32218, we're here for all your financial needs. If you have questions or want more information about our loan offerings or eligibility criteria for membership and loans, don't hesitate to reach out at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used vehicle or a sleek new model, our flexible terms make it easier than ever to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide competitive rates and personalized support throughout the process. If you're considering refinancing your existing mortgage for better terms or lower payments, our team is ready to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with rewards and low-interest rates designed to give you purchasing power without the burden of excessive fees.

Loan Aggregator

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