Navy Federal Credit Union

Nestled in the vibrant Clearwater community, Navy Federal Credit Union at 2607 Gulf To Bay Blvd Ste 1710 warmly welcomes military members, veterans, and their families to a trusted financial partner. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 5:30 p.m., and Saturdays from 9:00 a.m. to 1:30 p.m., this full-service branch offers convenient ATM access for quick cash withdrawals and balance checks, making everyday banking simple and accessible.
Known for delivering some of the best auto loans in Clearwater, Navy Federal helps you get behind the wheel with competitive rates and flexible vehicle financing options tailored to your budget. Homebuyers will also appreciate attractive mortgage loans and refinancing solutions designed to make owning a home more attainable. Beyond lending, this location provides personal banking products including checking and savings accounts crafted for daily convenience, credit cards loaded with rewarding perks, business banking services such as merchant solutions and business loans, plus personal loans for debt consolidation.
Visit Navy Federal Credit Union at 2607 Gulf To Bay Blvd Ste 1710 or call 888-842-6328 today to experience friendly local service and explore how our top-rated auto loans and mortgage offerings can support your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where our commitment to serving you goes beyond just banking. Located at 2607 Gulf To Bay Blvd Ste 1710, Clearwater, FL 33759, we have proudly been part of this community since our establishment in 1947. With a total membership of over 14 million, we strive to provide personalized financial services tailored to meet your needs. At Navy Federal, we understand that trust and reliability are crucial in your financial journey. That's why we manage a robust portfolio with total assets exceeding $180.8 billion and total deposits of $2,321,600,484. Our financial stability is bolstered by a net worth of $21,492,783,754, allowing us to offer competitive loans and savings options while ensuring peace of mind for our members. Our CEO, Dietrich Kuhlmann, along with Board President Edward Cochrane Jr., leads a dedicated team of 24,560 employees who are here to support you every step of the way. Whether you're looking for auto loans, mortgages, or personal banking services, we have something for everyone. While members can visit us at our Clearwater branch for all their banking needs, official correspondence should be sent to the same address for convenience. We invite you to explore our offerings through our website at navyfcu.org or give us a call at 888-842-6328. Join us today and experience the Navy Federal difference where your financial well-being is our top priority!

Branch History & Mission

Join Us!

We invite you to become part of our growing community! Experience firsthand the benefits of membership at Navy Federal Credit Union where your financial success is our priority. For more information or assistance, feel free to call us at 888-842-6328 or visit our website at navyfcu.org. Join us today and let's build a brighter financial future together!

Modern Banking Solutions

In today's digital world, we understand that convenience matters. That's why we offer robust online and mobile banking options along with easy access to ATMs throughout the area. Although we don't have drive-thru services at this location, our lobby hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1:30 PM.

Our Commitment

At Navy Federal Credit Union, we focus on providing exceptional service while fostering a welcoming environment for everyone. Our mission statement reflects our dedication: "To serve and support our members with the highest quality financial solutions." We are here not only to offer loans and accounts but also to guide you on your journey toward financial wellness. For your convenience, while you can visit us at 2607 Gulf To Bay Blvd Ste 1710, official correspondence should be sent to 2607 Gulf To Bay Blvd, Clearwater, FL 33759.

Our Journey

From our humble beginnings, Navy Federal has continuously evolved to meet the financial needs of our members. Our mission is simple yet profound: to empower our members with financial services that enhance their lives. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business services, ensuring that every member finds support tailored to their unique needs. As a part of the Navy Federal family, we believe in more than just numbers. We are deeply committed to community outreach and strive to make a positive impact in Clearwater and beyond. Whether it's through local partnerships or educational initiatives, we work diligently to uplift those around us.

Branch Location & Accessibility

Accessibility Features

At our Clearwater branch, we prioritize accessibility for all members. The facility is ADA compliant and equipped with ramps and designated parking spaces to ensure everyone can visit us comfortably. Plus, our location offers ample parking, so finding a spot is never a hassle.

Operating Hours

We know your time is valuable, which is why our lobby hours are designed to fit your schedule. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:30 PM. Whether you need assistance with personal banking, auto loans, or credit cards, our dedicated team is ready to help during these hours.

Services Offered

At Navy Federal Credit Union, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have solutions that work for you. Need cash on the go? We also provide ATM services right here at the branch for quick withdrawals and balance checks. If you have any questions or need further assistance, don't hesitate to reach out! Give us a call at 888-842-6328 or stop by during our operating hours. We look forward to welcoming you into our Navy Federal family!

Member Eligibility

At Navy Federal Credit Union, we believe that joining our community should feel welcoming and inclusive. If you're looking to become a member, you're in the right place! Our eligibility criteria are designed to ensure that anyone who shares our values can join us. Generally, you can become a member if you have a direct connection to the military or specific government agencies, but we also welcome family members of existing members. To find out if you qualify, you can check out the detailed criteria at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is simple and straightforward. You can start the process online or visit us at our branch located at 2607 Gulf To Bay Blvd Ste 1710 Clearwater Fl 33759. If you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. We're here to help you every step of the way as you embark on this journey with us!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Needs

Imagine having a system that simplifies how you manage transactions. Our merchant services do just that. By offering easy payment solutions, we help you focus more on serving your customers rather than worrying about payment processing. This means faster sales, happier customers, and ultimately, a thriving business. Visit us at 2607 Gulf To Bay Blvd Ste 1710 Clearwater Fl 33759 in Clearwater, FL, or give us a call at (888) 842-6328 to learn how our business banking and commercial services can help you achieve your goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks without hassle. Plus, with numerous ATMs available across locations, access is always nearby. At Navy Federal Credit Union, we're here to serve all your financial needs with dedication and care. If you'd like to learn more about any of our services or have questions about how we can assist you further, don't hesitate to reach out at 888-842-6328 or visit us online at Navy Federal. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans make it easier than ever to get behind the wheel of your dream vehicle. We offer competitive rates and flexible terms, so you can choose a plan that fits your budget. Plus, our straightforward application process means you can get approved quickly so you can focus on what really matters: enjoying the ride.

Business Banking

For entrepreneurs, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your growth with tailored solutions that meet your specific needs.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards come with various perks that allow you to earn points for travel, cash back, and more. This means every purchase brings you closer to exciting rewards making everyday spending feel rewarding.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we have solutions designed just for you. Our experienced loan officers will guide you through each step, ensuring that you understand every detail along the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that let you manage your finances anytime, anywhere. From mobile payments to person-to-person transfers, our online platform makes banking as easy as tapping a button.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. Imagine having the flexibility to manage your finances with ease while enjoying competitive interest rates. With features like online and mobile banking, accessing your accounts has never been simpler. You can check balances, transfer funds, and even set up automatic payments right from your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide the financial relief you need. We offer flexible repayment options that can help ease the burden of multiple monthly payments into one manageable sum. Think of us as your partner in overcoming financial hurdles.

Digital & Online Banking

Convenient Online Banking Access

With our 24/7 online banking services available at https://www.navyfederal.org/, you can easily access your accounts from the comfort of your home or on the go. Whether you need to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, with features like electronic signature authorization, you can complete transactions quickly and securely without the hassle of paperwork.

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements allow you to view and manage your account statements electronically. Not only does this help keep your information organized, but it's also an eco-friendly choice that saves trees.

Manage Your Money on Your Mobile Device

We know that life gets busy, so we've made banking even more convenient with our mobile application. Available for download, our app lets you perform all your banking tasks right from your smartphone. From mobile payments to person-to-person transfers, managing your money has never been easier.

Security You Can Trust

Your security is our top priority. With robust measures in place, including secure logins and transaction alerts, you can have peace of mind knowing that your financial information is safe with us. At Navy Federal Credit Union, we're committed to providing accessible and user-friendly digital banking solutions. Experience the ease of real-time account management and take control of your finances today!

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments amount to $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2607 Gulf To Bay Blvd Ste 1710 Clearwater FL 33759 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, reflecting our commitment to managing resources wisely while continuing to provide excellent service. We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans available to help you reach your financial goals.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as affordable as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with tailored financing solutions. At Navy Federal Credit Union, we prioritize your financial well-being. If you're interested in any of our loan offerings or want more information about refinancing or eligibility options, feel free to reach out to us at (888) 842-6328 or visit us at 2607 Gulf To Bay Blvd Ste 1710 Clearwater Fl 33759 in Clearwater, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to guide you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We also offer refinancing options to help you secure better terms on your existing mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This can be an excellent option for those looking for convenience and flexibility in managing their spending.

Loan Aggregator

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