Navy Federal Credit Union

Serving the vibrant Atlantic Beach community, the Navy Federal Credit Union branch at 961 Atlantic Blvd is your trusted financial partner dedicated to supporting military members, veterans, and their families. Open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this location offers convenient ATM services for quick cash withdrawals and balance checks, making everyday banking hassle-free.
Renowned for its best-in-class auto loans, Navy Federal makes vehicle financing in Atlantic Beach simple and affordable, helping you get behind the wheel with confidence. Homebuyers will also benefit from low mortgage rates and refinancing options tailored to fit your unique needs. Beyond lending, enjoy personal banking solutions like checking and savings accounts designed for daily convenience, credit cards loaded with rewarding perks, business banking including merchant services and loans, plus personal loans for debt consolidation.
Although there is no drive-thru service onsite, user-friendly online and mobile banking platforms keep your finances accessible anytime. Visit Navy Federal Credit Union at 961 Atlantic Blvd or call 888-842-6328 today to experience welcoming local service and discover how our signature auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union at 961 Atlantic Blvd, Atlantic Beach, FL 32233! With a rich history dating back to 1947, we have proudly served our community for over seven decades. As one of the largest credit unions in the nation, our commitment to providing exceptional financial services is reflected in our impressive membership of over 14 million members. At Navy Federal, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage options, or even business banking services. Our assets total an impressive $180.81 billion, and we are dedicated to ensuring your hard-earned money is safeguarded and utilized effectively. Our branch is not just a place to bank; it's a hub of support where community matters. Led by our CEO, Dietrich Kuhlmann, and Board President Edward Cochrane Jr., our team of 24,560 employees is here to assist you every step of the way. We believe in building strong relationships with our members and making a positive impact within the communities we serve. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to Atlantic Village Shopping Center, Atlantic Beach, FL 32233. Ready to take the next step in your financial journey? Call us today at 888-842-6328 or visit our website at Navy Federal for more information on how we can help you achieve your financial goals. We're excited to partner with you on this journey!

Branch History & Mission

Join Us!

We invite you to become part of the Navy Federal family. Experience firsthand the difference that comes from being a member-focused credit union committed to your success. With access to ATMs for easy cash withdrawals and a team ready to assist you at any time, your financial journey starts here. Explore more about what we offer by visiting our website or give us a call at 888-842-6328 today!

Our Journey

The journey of Navy Federal Credit Union began with a vision to provide quality financial services to those who serve our nation and their families. Since opening our doors at 961 Atlantic Blvd, Atlantic Beach, FL 32233, we have evolved to meet the changing needs of our members while staying true to our core values. As we have expanded, so too has our range of services from checking and savings accounts to auto loans and mortgages. Our branch's location is not just about providing financial services; it is also about being part of the vibrant Atlantic Beach community. Members can visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer digital banking, we offer online services that include mobile payments and e-statements.

Our Mission

At Navy Federal Credit Union, our mission goes beyond transactions; it's about making a positive impact on the lives of our members. We strive to empower individuals by providing them with the tools they need for financial stability and growth. Whether it's offering competitive loan rates or tailored business banking solutions, we are dedicated to ensuring that every member feels valued and supported. We also believe in giving back to the community that supports us. Through various outreach programs and partnerships, we actively engage with local organizations to foster economic growth and educational opportunities in Atlantic Beach. We are proud of our commitment not only to financial excellence but also to community development. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to Atlantic Village Shopping Center, Atlantic Beach, FL 32233.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union at 961 Atlantic Blvd, nestled in the vibrant community of Atlantic Beach, FL. Our branch is conveniently located near popular spots like the Atlantic Village Shopping Center, making it easy for you to stop by while enjoying your day out. Whether you're heading to the beach or running errands, we're here to assist with all your banking needs. At Navy Federal, we prioritize accessibility for all our members. Our location features ADA-compliant ramps and ample parking spaces, ensuring that everyone can visit us comfortably. While members can come to our branch at 961 Atlantic Blvd for their banking needs, any official correspondence should be directed to our mailing address at the Atlantic Village Shopping Center in Atlantic Beach, FL 32233. We're proud to offer a range of services tailored to fit your lifestyle, from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our lobby hours are designed with your convenience in mind: we are open Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those on the go, we also provide ATM services right here at the branch. Unfortunately, we do not currently offer drive-thru banking; however, our friendly staff is always ready to assist you inside the branch. If you have any questions or need assistance before your visit, feel free to give us a call at 888-842-6328. We look forward to welcoming you soon at Navy Federal Credit Union!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a warm, welcoming family that truly cares about your financial well-being. At our branch located at 961 Atlantic Blvd Atlantic Beach Fl 32233, we believe that everyone deserves access to friendly service and valuable resources. If you're wondering about eligibility, it's quite simple! Membership is available to those who are affiliated with the military, veterans, Department of Defense employees, and their families. This means that if you have a connection to these groups, you're likely eligible to join us. We encourage you to check out the detailed criteria on our website at https://www.navyfederal.org/membership/eligibility.html for the most up-to-date information. Opening an account with Navy Federal Credit Union is a breeze! You can get started by visiting our online account opening page at https://mymembership.navyfederal.org/#/milestones or simply give us a call at (888) 842-6328 for assistance. We're here to help you every step of the way as you take this important step toward enhancing your financial future with us. Join our community today and discover the difference that comes with being a part of Navy Federal Credit Union!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine serving customers without worrying about complicated transaction fees or slow service. Our solutions help you accept payments quickly and securely, allowing you to focus on what truly matters growing your business. Visit us at 961 Atlantic Blvd Atlantic Beach Fl 32233 or call us at (888) 842-6328 to learn more about how our business banking and commercial services can help you thrive.

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenience at Your Fingertips

We know that life can be busy, which is why our digital banking features are designed for ease and accessibility. With options like mobile payments, you can make transactions on-the-go without any hassle. Whether you're at home or out running errands in Atlantic Beach, managing your finances is always within reach. If you're ready to explore all that we have to offer or if you have questions about any of our services, don't hesitate to reach out! You can call us at 888-842-6328 for assistance. Join us at Navy Federal Credit Union today and experience a community-focused approach to banking that puts you first!

Credit Cards with Rewards

Want to make your purchases work for you? Our credit cards with rewards give you cashback on everyday spending. This means that every time you buy groceries or fill up your gas tank, you're earning points that can be redeemed for travel or merchandise.

Financing Your Dreams

If you're in the market for a new vehicle, our auto loans and vehicle financing options can get you behind the wheel quickly. Picture yourself driving off in that new car without the stress of complicated financing. We also provide mortgage loans and refinancing solutions, making homeownership more accessible than ever. If you're looking to consolidate debt or handle unexpected expenses, our personal loans can help you regain control of your finances.

Personal Banking Made Easy

For those looking to manage their day-to-day finances, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. With our user-friendly online and mobile banking services, checking your balance or transferring money has never been simpler. Plus, our ATM services allow you to withdraw cash and check balances conveniently whenever you need.

Supporting Local Businesses

For small business owners, we offer specialized services like merchant services and business loans. We understand how important it is to have reliable financial support when running a business. That's why we're committed to helping local entrepreneurs thrive in their endeavors.

Digital & Online Banking

At Navy Federal Credit Union, we understand that banking should be easy, convenient, and secure. That's why our digital and online banking services are designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been simpler. Our online banking platform is available 24/7 at https://www.navyfederal.org/, allowing you to check balances, transfer money, and pay bills whenever it suits you. With features like electronic signature authorization, you can even sign documents securely from anywhere. Plus, if you choose e-statements, you'll receive your account statements electronically saving time and paper while keeping your information organized. For those who prefer banking at their fingertips, our mobile application is here to help. You can make mobile payments easily and quickly no need to dig for cash or cards. Need to send money to a friend? Our person-to-person transfer option makes it easy to send money directly from your account with just a few taps. Security is a top priority for us. Our online banking services include advanced security measures to ensure your information stays safe. You can bank with confidence knowing that we're committed to protecting your personal data. With all these features at your disposal, real-time account management has never been more accessible. Embrace the convenience of modern banking with Navy Federal Credit Union today!

Financial Strength

Commitment to Innovation and Growth

Our commitment to serving you extends beyond basic banking. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to enhance your experience. Furthermore, with $1.3192E+11 in total loans and leases, including $1,023,510 in used auto loans, our lending capacity supports your financial goals across various sectors.

Growing Member Base

With a total of 30,809,321 share accounts, the trust placed in us by our growing member base showcases our reliability as a financial partner. Each account represents a commitment to achieving personal financial goals together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 961 Atlantic Blvd Atlantic Beach Fl 32233 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Although we currently report a net income of $0, this reflects our strategic focus on member service rather than profit maximization. Our operational structure is designed to keep costs low while still delivering high-quality products. With 23,925 full-time employees and 635 part-time employees, our branches are staffed with knowledgeable teams ready to assist you.

Secure Savings for Members

Your savings are our priority. We have $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members. With no non-member deposits on our books, every resource goes toward benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further reflected in our net worth ratio of 1181, demonstrating a solid capital foundation. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Our auto loans come with flexible terms and low rates, ensuring you can find the financing that works best for you. Whether you're buying a brand-new vehicle or a reliable used one, we have options that can fit your budget and preferences.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. This makes buying or refinancing simple and accessible for our members.

Personal Financing

We also recognize the importance of managing personal expenses effectively. That's why we offer unsecured credit card loans with flexible terms. With a total of $30,452,498,817 in loans available, you can manage your finances more conveniently. For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business operations. If you're interested in refinancing options or want to learn about eligibility requirements, feel free to reach out to us at (888) 842-6328 or visit us at our branch located at 961 Atlantic Blvd Atlantic Beach Fl 32233 in Atlantic Beach, FL. We're here to assist you every step of the way! All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how we can help you achieve your financial aspirations today!

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