Navy Federal Credit Union

Serving the Altamonte Springs community with dedication and care, Navy Federal Credit Union at 955 W State Road 436 is your trusted financial partner for all your banking needs. Open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this branch offers convenient ATM services for quick cash withdrawals and balance checks, ensuring you have easy access to your funds whenever you need them.
Known for offering some of the best auto loans in the area, Navy Federal makes vehicle financing straightforward and affordable, helping you drive away with confidence. Homebuyers will also appreciate competitive mortgage loans and refinancing options designed to make owning a home in Altamonte Springs more attainable. Beyond lending, this full-service location provides personal banking products such as checking and savings accounts built for everyday convenience, credit cards packed with rewarding perks, business banking solutions including merchant services and business loans, plus personal loans for debt consolidation.
Visit Navy Federal Credit Union at 955 W State Road 436 or call 888-842-6328 today to experience welcoming local service and explore how our signature auto loans and mortgage offerings can support your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being, located at 955 W State Road 436, Altamonte Springs, FL 32714. Established in 1947, we have grown alongside our community, proudly serving over 14 million members. With total assets exceeding $180.8 billion, we are dedicated to providing reliable and accessible financial services tailored to your needs. Our mission is to empower you on your financial journey. Whether you're looking for personal banking options like checking and savings accounts, or seeking loans for vehicles or homes, we are here to help you every step of the way. Our commitment is reflected in our impressive total deposits of $2.32 billion and a net worth of over $21.49 billion. At Navy Federal, we believe in giving back to our members and the community. We understand that financial success isn't just about numbers; it's about building relationships and supporting one another. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team is dedicated to ensuring you receive personalized service with a warm touch. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 955 W State Road 436, Altamonte Springs, FL 32714. For any inquiries or support, don't hesitate to reach out at 888-842-6328. We invite you to explore our offerings further by visiting our website at navyfcu.org. Join us today and become part of a community that cares about your financial future!

Branch History & Mission

A Future Focused on You

We are dedicated to ensuring that all our services are accessible and user-friendly. Our online banking platform allows you to manage your finances from anywhere at any time. Plus, with mobile payment options available and ADA compliance in mind, we're committed to making banking easier for everyone. Join us at Navy Federal Credit Union and experience the benefits of being part of a community-focused organization that values each member's needs. Together, let's build a brighter financial future! If you have any questions or need assistance, feel free to call us at 888-842-6328 we're here for you!

A Legacy of Growth

Our journey began with a simple mission: to provide affordable financial services to our members. As we evolved, we embraced technology and innovation while maintaining our focus on personal relationships. Today, with total assets exceeding $180 billion, we are proud to offer a wide range of services including checking and savings accounts, auto loans, mortgages, and credit cards all designed to help you achieve your financial goals. Our operating hours are convenient for busy schedules: Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, and Saturday until 1 PM. We also provide ATM services for easy access to your funds whenever you need them.

Commitment to Community

At Navy Federal Credit Union, our mission goes beyond banking. We believe in supporting the communities we serve through outreach programs and partnerships that make a real difference. Whether it's sponsoring local events or offering educational workshops on financial literacy, we strive to empower our members with knowledge and resources. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 955 W State Road 436, Altamonte Springs, FL 32714.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. The branch is equipped with ADA-compliant features, including ramps and designated parking spaces for those who need them. Ample parking is available, ensuring a hassle-free visit whether you're stopping by for a quick transaction or a more involved financial consultation.

Call-to-Action

We invite you to come by and see how we can support your financial journey! If you have any questions or would like more information before your visit, feel free to give us a call at 888-842-6328. We look forward to welcoming you into our Navy Federal family!

Operating Hours

Our friendly team is here to assist you during our convenient operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're looking to open an account, apply for a loan, or just ask questions about our services, we're ready to help!

Services Offered

At Navy Federal Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need them. While members can visit us at this location for all their banking needs, please note that official correspondence should be sent to the same address: 955 W State Road 436, Altamonte Springs, FL 32714.

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a family where your financial well-being is our top priority. If you live, work, or worship in the area around 955 W State Road 436 Altamonte Springs Fl 32714, you may be eligible to join us! We also welcome immediate family members of current members and those who have served in the military or are affiliated with the Department of Defense. It's all about creating a supportive community that looks out for one another. To explore all the specific eligibility details, feel free to check out our website at https://www.navyfederal.org/membership/eligibility.html. Joining Navy Federal Credit Union opens up a world of benefits designed just for you, including personalized service and access to a variety of financial products tailored to your needs. Plus, the account opening process is simple and convenient just visit us online at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

Alongside our loan offerings, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly through various channels, whether in-store or online. Our tools help enhance customer experiences and streamline operations, making it easier for you to grow your revenue. Visit us at 955 W State Road 436 Altamonte Springs Fl 32714 or call us at (888) 842-6328 to discover how our business banking services can be tailored to fit your aspirations. Together, let's take your business to new heights!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenience at Your Fingertips

With features like Online & Mobile Banking, accessing your accounts has never been easier. You can manage transactions, pay bills, and even make person-to-person payments right from your smartphone. Plus, our ATM services ensure that cash withdrawal is quick and straightforward whenever you need it. We invite you to visit us or reach out at 888-842-6328 if you have any questions or want more information about how we can assist you with these services. At Navy Federal Credit Union in Altamonte Springs, we are committed to making banking easy and accessible for everyone in our community. Let us help you achieve your financial goals today!

Financing Your Dreams

If you're in the market for a new vehicle or considering refinancing your mortgage, we've got you covered with our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services. With competitive rates and flexible terms, we aim to help you secure the financing you need without breaking the bank. Whether it's that dream car you've always wanted or a cozy home for your family, we're here to assist every step of the way.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts designed to help you keep track of your money effortlessly. Our accounts come with features that allow easy access through online and mobile banking. Imagine checking your balance or transferring funds while relaxing at home or on the go it's all at your fingertips.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! These cards not only provide purchasing power but also offer rewards on everyday spending. Picture earning points while shopping for groceries or fueling up your car those rewards can add up quickly!

Simplifying Debt Management

Life can throw curveballs, and sometimes debt can become overwhelming. Our Personal Loans & Debt Consolidation services are designed to ease your financial burden. By consolidating debts into one manageable payment, you can focus on what matters most without the stress of juggling multiple bills.

Supporting Local Businesses

For entrepreneurs, our Business Banking services include merchant services and business loans tailored to help local businesses thrive. We believe in supporting our community's economy by providing financial tools that empower small business owners to succeed.

Digital & Online Banking

Key Features

Our online banking platform offers 24/7 access, ensuring you can check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, managing your money has never been easier. You can enjoy the benefits of e-statements, making it simple to keep track of your transactions without the clutter of paper. For those who prefer using their smartphones, our mobile application provides all the functionalities of our online banking portal right in your pocket. Plus, with our mobile payments feature, you can easily make purchases directly from your device making shopping both convenient and secure. Need to send money to friends or family? Our person-to-person transfer service allows for quick and easy transactions between accounts, taking the hassle out of sharing expenses or paying back a loan. Security is also a top priority at Navy Federal Credit Union. With electronic signature authorization, you can sign documents securely online without needing to visit a branch. This feature not only saves time but also adds an extra layer of security to your transactions. In summary, whether you're using our website or mobile app, our digital banking services are designed to be user-friendly and accessible. Join us at Navy Federal Credit Union today and experience how easy it is to manage your finances with confidence!

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 23,925 full-time employees and 635 part-time employees who are always ready to assist you with any inquiries or services you may need. Our staff is knowledgeable and dedicated to ensuring you have the best experience possible.

Investments in Your Future

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your needs with confidence.

Lending Capacity to Support You

Our lending capacity is substantial, with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases available to help you achieve your financial aspirations. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings are Secure

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of what we do every day at Navy Federal Credit Union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 955 W State Road 436 Altamonte Springs Fl 32714 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We offer flexible terms that can accommodate various budgets and preferences. Plus, if you're considering refinancing your current auto loan for better terms or rates, we're here to help you navigate that process easily.

Credit Lines

If you need extra funds for unexpected expenses or want to consolidate debt into one manageable payment plan, our credit lines are an excellent option. With a total credit line offering of $62,780,210,296, we can assist you in finding the right line of credit tailored to your financial needs. For business owners seeking to grow their operations or invest in opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed for expansion and success. If you're curious about eligibility or want to learn more about refinancing options available at Navy Federal Credit Union, feel free to reach out! You can contact us at 888-842-6328 or visit our website at navyfederal.org. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We provide competitive rates and personalized service to ensure you find the right mortgage solution that fits your lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with rewards and low fees to enhance your purchasing power while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users seeking loans. Each lender featured on the platform has been thoroughly vetted, guaranteeing that the information presented is both accurate and reliable.

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