Navy Federal Credit Union Temecula CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Navy Federal Credit Union, your trusted financial partner in Temecula, CA. Established in 1947, we have grown to serve over 14 million members nationwide, providing a wide range of financial services tailored to meet your needs. Located at 39826 Winchester Rd, Temecula, CA 92591, our branch is here to support you with everything from checking and savings accounts to auto loans and mortgages. At Navy Federal, we pride ourselves on being more than just a credit union. With total assets of $180.81 billion and an impressive net worth of $21.49 billion, we are committed to ensuring the financial well-being of our members. Our dedicated team of 24,560 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is always ready to assist you. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 39826 Winchester Road, Temecula, CA 92591. With a strong focus on community impact, we strive to provide excellent service while helping our members achieve their financial goals. Whether you're looking for personal loans, vehicle financing, or business banking solutions, we've got you covered. Our total deposits amount to a remarkable $2.32 billion, reflecting our commitment to safeguarding your savings. We also offer access to over 8 million loans and leases, making it easier than ever for you to secure the financing you need. We invite you to explore our services further by visiting our website at navyfcu.org or calling us at 888-842-6328. Join us today and experience the difference that comes with being part of a member-focused credit union where your financial success is our top priority!

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich history and unwavering commitment to serving our members. Established in 1947, our branch in Temecula, CA, has grown alongside the community, providing financial services that empower individuals and families. Located at 39826 Winchester Rd, our branch is a welcoming space where members can access a range of banking solutions tailored to their needs. Since our opening, we have achieved significant milestones, including expanding our membership to over 14 million members and accumulating total assets of approximately $180.8 billion. These accomplishments reflect not only our growth but also the trust placed in us by our community. Our mission is clear: to provide exceptional financial services while fostering a supportive environment that encourages financial literacy and stability. While members can visit us at 39826 Winchester Rd for all their banking needs, official correspondence should be sent to the same address for convenience. Our operating hours are designed to accommodate busy schedules; we welcome you from Monday through Friday between 9 AM and 6 PM and on Saturdays from 9 AM to 4 PM. For those who prefer a quick visit, we offer drive-thru banking options along with ATM access for easy transactions. Our mission extends beyond just financial services; it encompasses our dedication to community support and outreach initiatives. We actively engage with local organizations and programs that uplift and empower residents of Temecula and surrounding areas. We believe that when our community thrives, we thrive together. In addition to traditional banking services like checking accounts, auto loans, mortgages, personal loans, and credit cards with rewards, we've embraced modern technology to enhance your experience. With online and mobile banking capabilities, electronic signatures, e-statements, and mobile payments available, managing your finances has never been easier or more secure. As part of the Navy Federal family headquartered in Vienna, VA, we remain committed to upholding the values of integrity, service excellence, and respect for every member. We invite you to join us at Navy Federal Credit Union in Temecula. Experience firsthand how we're dedicated to helping you achieve your financial goals while supporting the local community every step of the way. If you're ready to become a member or learn more about what we offer, don't hesitate to reach out at 888-842-6328 or visit our website at Navy Federal. Your journey towards better financial health starts here!

Branch Location & Accessibility

Accessibility Features

At Navy Federal Credit Union, we prioritize accessibility for all our members. Our branch is designed to be welcoming and ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can navigate the space with ease.

Get in Touch

We invite you to visit us at Navy Federal Credit Union your trusted partner in achieving financial success. Have questions? Feel free to call us at 888-842-6328; we're here to help! Come see how we can make your banking experience not just easier but more enjoyable!

Operating Hours

We understand that life gets busy! That's why we're open Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 4 PM. Whether you need help with personal banking, auto loans, or setting up online services, our friendly team is ready to assist you during these hours.

Parking and Convenience

Parking is plentiful here, making it easy for you to pop in and take care of your banking needs without any hassle. If you're on the go, we also offer drive-thru banking services for quick transactions like deposits and withdrawals.

Services Offered

At our branch, you'll find a full range of services tailored to meet your financial needs. From checking and savings accounts to mortgage loans and credit cards with rewards, we have solutions for everyone. Plus, our ATM is available for those who prefer quick cash access anytime.

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a close-knit family where your financial well-being is the top priority. If you're looking to become part of our community, you'll be pleased to know that membership is open to various individuals, including active duty and retired military members, Department of Defense employees, and their families. It's as simple as visiting our website for detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility .html , where you can learn about the specific requirements and see if you qualify. Once you confirm your eligibility, opening an account is straightforward! Just head over to our account opening page at https://mymembership.navyfederal.org/#/milestones , and you'll find everything you need to get started. Whether you're looking for checking accounts, savings options, or loans, we're here to support your financial journey every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. We can't wait to welcome you into the Navy Federal Credit Union family!

Business Banking & Commercial Services

Empowering Transactions with Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers, whether they prefer credit cards or mobile payments. This not only enhances customer satisfaction but also helps streamline your operations, allowing you to focus on what matters most growing your business. Located at 39826 Winchester Rd Temecula Ca 92591, Temecula, CA, our team is here to assist you every step of the way. For more information about how we can support your business needs, call us at (888) 842-6328. Let's work together to turn your vision into reality!

Unlocking Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs and cash withdrawal services ensure quick access to funds whenever necessary. Plus, with basic drive-thru banking available for deposits and simple transactions, you won't have to step inside if you're short on time. At Navy Federal Credit Union in Temecula, CA, we aim to be more than just a financial institution; we strive to be a partner in your financial journey. Feel free to reach out at 888-842-6328 if you have any questions about how we can assist you further. Visit us today and discover how our comprehensive suite of services can make a difference in your financial life!

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options can simplify the process. We understand that buying a car is a significant investment, and our competitive rates ensure that you can drive away without breaking the bank.

Business Banking

For entrepreneurs and business owners, our Business Banking services provide essential tools like merchant services and business loans. We support local businesses in navigating their financial needs so they can focus on growth and success.

Credit Cards with Rewards

When it comes to making everyday purchases, our Credit Cards with Rewards program lets you earn while you spend. Imagine enjoying cashback or travel rewards just by using your credit card for groceries or gas turning routine shopping into exciting benefits.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking options mean you can manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying connected to your finances has never been easier.

Mortgage Loans & Refinancing

For those dreaming of homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing services make the journey smoother. Picture settling into your new home with confidence, knowing you've secured favorable terms that suit your budget.

Personal Banking

Whether you're looking to open a checking or savings account, we've got you covered with our Personal Banking services. Imagine being able to manage your day-to-day expenses effortlessly while also saving for future goals. Our accounts are designed with features that help you keep track of your finances easily.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options. Whether it's an emergency repair or consolidating debt to lower monthly payments, we're here to provide flexible solutions that alleviate financial stress.

Digital & Online Banking

At Navy Federal Credit Union, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances as convenient and secure as possible. Whether you're at home or on the go, our services provide easy access to your accounts whenever you need them. Our online banking platform, accessible at https://www.navyfederal.org/ , allows you to check your balance, pay bills, and transfer funds with just a few clicks. You can also sign documents electronically thanks to our electronic signature authorization feature, making transactions smoother than ever. Plus, with e-statements available, you can keep track of your account activity without the clutter of paper statements. For those who prefer using their smartphones, our mobile application is here to help. With it, you can make mobile payments easily, transfer money between friends using person-to-person transfers, and manage your accounts in real-time. It's all about giving you the tools you need to stay on top of your finances effortlessly. We pride ourselves on offering 24/7 online banking services so that you can access your accounts anytime, day or night. With robust security measures in place, you can rest assured that your information is safe while enjoying the ease of online banking. At Navy Federal Credit Union, we're committed to making banking not just easier but also more secure for all our members. Explore all these features and more today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your money is in safe hands here at our branch located at 39826 Winchester Rd, Temecula, CA 92591. For any inquiries or assistance, feel free to call us at 888-842-6328. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to helping you reach your financial goals is evident in our robust lending capacity; we offer $1.3192 trillion in total loans and leases including $1,023,510 in used auto loans to support various member needs. Our operational efficiency is reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. With a total of 30,809,321 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. For more insights into our performance data and financial standing sourced from the National Credit Union Administration (NCUA) ( https://www.ncua.gov ), based on the latest results visit us today or call us at 888-842-6328 to learn how we can help you achieve your financial goals!

Loan Offering

Additional Information

We pride ourselves on not only offering these loan products but also on providing clear eligibility options for refinancing and more. If you're interested in learning about how you can qualify for any of our loan offerings or if you have questions about refinancing existing loans, feel free to reach out. You can contact us at 888-842-6328 for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Located at 39826 Winchester Rd Temecula Ca 92591, our branch is ready to assist you with all your lending needs. Visit us today or check out our website for more information: Navy Federal Credit Union.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans to help our members get on the road with confidence. Our financing options are designed to fit your budget while making the car-buying process as smooth as possible.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $227,844,936 can provide the funding necessary to take your business to the next level. We understand the unique challenges businesses face and are committed to supporting your success.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to enhance your purchasing power while maintaining control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, tailored to meet your specific needs. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our experienced team is here to guide you through the process.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans