Navy Federal Credit Union San Diego CA: Affordable Auto Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial services located at 2727 Elrod Ave Bldg 2727, San Diego, CA 92145. Established in 1947, we have been dedicated to serving our community with integrity and care. Our team is committed to providing you with the tools and resources you need to achieve your financial goals, whether that's securing a loan, managing savings, or planning for the future. With over 14 million members and total assets exceeding $180 billion, our credit union stands strong as a pillar of support for those who serve in the military and their families. We take pride in our substantial contributions to the community, offering personalized banking solutions that include everything from checking accounts and auto loans to mortgages and business financing. Our leadership team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., works tirelessly to ensure that we maintain a solid financial foundation while prioritizing member satisfaction. With net worth reaching $21.49 billion and cash reserves of $2.19 billion, we're well-positioned to meet your needs today and into the future. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 2727 Elrod Ave Bldg 2727, San Diego, CA 92145-0001. We invite you to explore the various services we offer through our website at navyfcu.org. Whether you're looking to open an account or need assistance with a loan, our friendly staff is just a phone call away at 888-842-6328. Join us at Navy Federal Credit Union where your financial success is our mission!

Branch History & Mission

A Journey Through Time

Navy Federal began with a mission to serve those who serve our country. Initially founded to support military personnel and their families, we have expanded our reach while staying true to our core values. Our branch, located at 2727 Elrod Ave Bldg 2727, San Diego, CA 92145, is not just a place for transactions; it's a hub for community engagement and support. Over the years, we have achieved significant milestones today, we proudly manage total assets of over $180 billion. As we evolved through decades of change, we've embraced advancements in technology to enhance member experience. From online banking to mobile payments, we're dedicated to making banking easier and more accessible for everyone. We also ensure our services are ADA compliant so that all members can enjoy equal access.

Community First

We take pride in actively participating in community outreach efforts that make a real impact. From partnering with local organizations to sponsoring events that benefit our members and neighbors alike, we believe in giving back. Our team is always looking for ways to strengthen these ties and create lasting relationships within the community.

Join Us Today!

Whether you're new to banking or looking for better options, we invite you to join Navy Federal Credit Union today. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Call us at 888-842-6328 or visit us during our operating hours: - Lobby Hours: Monday - Friday: 9:00 AM - 5:00 PM; Saturday: 8:00 AM - 3:00 PM - Drive-Thru Hours: Monday - Friday: 9:00 AM - 5:00 PM; Saturday: 8:00 AM - 3:00 PM Together, let's build a brighter financial future!

Our Mission: Service Above All

At Navy Federal Credit Union, our mission is simple yet profound: we aim to provide exceptional financial services while supporting the communities in which we operate. Whether it's offering competitive loan rates or providing personalized customer service, every aspect of our operations reflects this commitment. We understand that financial success is not just about numbers; it's about helping members achieve their dreams be it buying a home, financing a vehicle, or saving for the future. Our drive-thru service and ATM availability make banking convenient for busy schedules, allowing members to manage their finances on their terms. While you can visit us at our branch address for all your banking needs, any official correspondence should be sent to our mailing address: 2727 Elrod Ave Bldg 2727, San Diego, CA 92145-0001.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union branch located at 2727 Elrod Ave Bldg 2727 in sunny San Diego, California! We're proud to be part of this vibrant community, conveniently situated near major landmarks that make us easily accessible for all your banking needs. Whether you're stopping by after visiting the nearby Marine Corps Air Station Miramar or running errands in the area, our location is designed to serve you better. At our branch, we understand that accessibility is key. We provide ADA-compliant features including ramps and ample parking spaces to ensure everyone can easily visit us. Our friendly staff is here to assist you with a wide range of services, from personal banking options like checking and savings accounts to auto loans, mortgages, and even credit cards with rewards. If you prefer banking on-the-go, take advantage of our online and mobile banking services too! We're open during convenient hours to fit your schedule: Monday through Friday from 9 AM to 5 PM and Saturdays from 8 AM to 3 PM. Our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. Plus, we have an ATM available for quick cash access at any time. If you need to send us official correspondence, please note that while members can visit us at our branch address, official mail should be directed to our mailing address at 2727 Elrod Ave Bldg 2727, San Diego, CA 92145-0001. Feel free to reach out by calling us at 888-842-6328 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Member Eligibility

At Navy Federal Credit Union, becoming a member is like joining a caring family that prioritizes your financial well-being. If you're looking to enhance your banking experience, you might be eligible for membership. Generally, individuals who are active duty military, veterans, or their family members can join us. Additionally, certain civilian employees of the Department of Defense and the National Guard are also welcome. To find out if you meet the criteria, feel free to check out our detailed eligibility page at https://www.navyfederal.org/membership/eligibility.html. Joining is easy! Once you determine your eligibility, the account opening process is straightforward. You can start by visiting our online portal at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 for personalized assistance. We're here to help you every step of the way as you take this exciting step towards better banking with us at Navy Federal Credit Union, located at 2727 Elrod Ave Bldg 2727 San Diego Ca 92145.

Business Banking & Commercial Services

Practical Merchant Services

We don't just stop at loans; we provide essential merchant services that make everyday transactions smoother. Imagine a local coffee shop seamlessly processing payments from customers with mobile payment options while managing inventory effortlessly through integrated systems. This is just one way our services can help your business thrive. Whether you're starting out or looking to expand, Navy Federal Credit Union is here to support your journey every step of the way. Visit us at 2727 Elrod Ave Bldg 2727 San Diego Ca 92145 or call us at (888) 842-6328 to learn more about how we can help your business grow!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Made Easy

We understand that sometimes a quick visit is necessary. That's why we offer basic drive-thru banking for deposits, withdrawals, and other simple transactions for those on the go. Our ATMs are always available for balance checks and cash withdrawals, providing an extra layer of accessibility. As part of our commitment to serving our members better, our lobby hours are designed with your schedule in mind open Monday through Friday from 9 AM to 5 PM and Saturday from 8 AM to 3 PM.

Business Banking Services

For small business owners, we offer essential services designed to empower your enterprise. From merchant services that streamline transactions to business loans that fuel growth, we're here to support your success.

Connect With Us Today!

If you're ready to explore how our comprehensive range of services can work for you, don't hesitate to reach out! Call us at (888) 842-6328, or visit us at 2727 Elrod Ave Bldg 2727 San Diego Ca 92145 in San Diego, CA. We look forward to assisting you on your financial journey at Mcas Miramar Ca!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Navy Federal Credit Union, we provide robust online and mobile banking features that let you manage your accounts anytime, anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, and pay bills effortlessly. Our ATM and cash withdrawal services ensure you have access to your money whenever you need it.

Personal Banking Solutions

When it comes to personal banking, we have you covered. Open a checking or savings account that fits your lifestyle and financial goals. Need a new car? Our auto loans and vehicle financing options offer competitive rates to help you hit the road without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide flexible terms and expert guidance every step of the way. For those unexpected expenses or projects, our personal loans and debt consolidation services can help simplify your finances by combining multiple debts into one easy payment. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase more rewarding.

Digital & Online Banking

Key Features

Our mobile application offers an intuitive experience for those who prefer banking on their smartphones. With features like mobile payments, you can easily make purchases without having to carry cash or cards. Additionally, our app supports person-to-person transfers, allowing you to send money to friends or family quickly and securely. We also prioritize the safety of your information. With electronic signature authorization available, signing documents online is straightforward and secure. You can opt for e-statements as well, reducing paper clutter while ensuring you stay organized with your financial records. At Navy Federal Credit Union, we aim to provide accessible and user-friendly tools so that managing your money feels effortless. Experience the ease of real-time account management and take advantage of our digital offerings today!

Financial Strength

Growing Membership Base

With total share accounts reaching 30,809,321, we have built a strong and growing member base that trusts us with their finances. This reflects not only our reliability but also the satisfaction of our members who choose us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2727 Elrod Ave Bldg 2727 San Diego Ca 92145 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles to ensure you find the right fit for your budget.

Business Financing

For business owners looking for expansion opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer various mortgage products that cater to different financial situations and goals.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our team is ready to assist you. We can help assess your current financial situation and guide you through eligibility options that may be available. Our branch is conveniently located at 2727 Elrod Ave Bldg 2727, San Diego, CA 92145. For any questions or personalized assistance regarding our loan products, please call us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our services today and see how we can help you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and no annual fees to help you maximize your spending power.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. The platform prioritizes accuracy by continuously updating its database with the latest loan information from legitimate financial institutions.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from reputable financial institutions, which guarantees transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in helping individuals secure better financing options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.