Navy Federal Credit Union San Diego CA: Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being. Located at 3715 Norman Scott Rd, San Diego, CA 92136, we have been serving our members since 1947 with a commitment to excellence and community support. With a total membership of over 14 million, we pride ourselves on being more than just a financial institution we're a community of individuals dedicated to helping one another achieve their financial goals. At Navy Federal, your money is in good hands. Our total assets amount to an impressive $180.81 billion, backed by a solid net worth of $21.49 billion. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we're here for you every step of the way. With $2.32 billion in total deposits and over 8 million loans and leases granted, we have the resources to meet your needs. Our dedicated team of 24,560 employees works tirelessly under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., ensuring that you receive personalized service tailored to your unique situation. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 368008, San Diego, CA 92136. We invite you to explore our wide range of services designed for both personal and business banking needs. From credit cards with rewards to online banking solutions, we are here to make your banking experience as smooth as possible. Have questions or need assistance? Don't hesitate to reach out! You can call us at 888-842-6328 during lobby hours from Monday to Friday from 9 AM to 4 PM. We look forward to welcoming you into our Navy Federal family! For more information about our services and membership eligibility, please visit our website at navyfcu.org.

Branch History & Mission

Our Journey

From our humble beginnings, Navy Federal Credit Union has evolved into a pillar of support for countless families. We understand the unique challenges faced by military personnel and their loved ones, which is why we offer tailored services designed to meet their specific needs. Our commitment to excellence has allowed us to grow our total assets to an impressive $180.81 billion, a testament to the trust our members place in us. As we celebrate each milestone, we also remain focused on the future. Our branch in San Diego features modern conveniences like online banking and mobile payments, ensuring that members can access their accounts anytime, anywhere. Although we don't currently offer ATM services or drive-thru banking at this location, our lobby is open Monday through Friday from 9:00 AM to 4:00 PM to serve you better.

Our Mission

At Navy Federal Credit Union, our mission is simple yet profound: we are dedicated to serving our members and enhancing their financial well-being while giving back to the communities we serve. This commitment goes beyond just banking; it includes active participation in local outreach programs that uplift and strengthen San Diego. While members can visit us at 3715 Norman Scott Rd, official correspondence should be sent to PO Box 368008, San Diego, CA 92136. We pride ourselves on being more than just a financial institution; we're a community partner dedicated to making a difference. As we continue to innovate and expand our offerings like personal loans, auto financing, and business banking we invite you to join us on this journey. Experience firsthand how Navy Federal Credit Union can help you achieve your financial goals while being part of a family that truly cares. Ready to take the next step? Visit us today or explore membership options online at Navy Federal Credit Union. Your financial future awaits!

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to give us a call at 888-842-6328. We're excited to help you achieve your financial goals! While members can visit us at our physical location, please note that official correspondence should be sent to PO Box 368008, San Diego, CA 92136 if that's necessary. We look forward to welcoming you at the Navy Federal Credit Union branch soon!

Nearby Landmarks and Accessibility

Our branch is situated near popular spots such as the scenic San Diego Bay and the bustling downtown area, making it easy to drop by while you run errands or enjoy a day out. We prioritize accessibility for all our members; our location features ramps and ADA-compliant facilities to ensure everyone can visit us with ease. Parking is also available, so you can find a spot without any hassle.

Operating Hours and Services

We are here for you during our lobby hours from Monday through Friday, opening at 9:00 AM and closing at 4:00 PM. Whether you need help with personal banking services like checking and savings accounts or you're interested in auto loans and credit cards with rewards, our dedicated staff is ready to assist you. While you won't find an ATM or drive-thru service here, we offer comprehensive online and mobile banking options to make managing your finances more convenient than ever. If you prefer face-to-face interactions, don't hesitate to visit us!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a welcoming financial community. Becoming a member is simple and open to those who meet our eligibility criteria. If you're affiliated with the military, a family member of someone who is, or a Department of Defense employee, you're already on your way to joining us! Residents in our local area are also welcome. To get detailed eligibility information, check out our website at https://www.navyfederal.org/membership/eligibility.html. Opening an account is just as easy! You can start the process online by visiting https://mymembership.navyfederal.org/#/milestones or simply give us a call at (888) 842-6328 if you have any questions. We're located at 3715 Norman Scott Rd San Diego Ca 92136, and we can't wait to help you take this important step toward achieving your financial goals with us at Navy Federal Credit Union!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your store customers are eager to check out, but long lines can lead to lost sales. Our merchant services streamline transactions, allowing you to focus on what matters most: serving your customers and growing your business. Located at 3715 Norman Scott Rd San Diego Ca 92136 in San Diego, CA, we invite you to discover how Navy Federal Credit Union can be your trusted partner in achieving financial success. Reach out today at (888) 842-6328 to learn more!

Comprehensive List Of Services

Business Banking

For entrepreneurs, our business banking services are designed to help your venture thrive. From merchant services that simplify transactions to tailored business loans, we aim to provide the support necessary for businesses of all sizes.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust digital banking features like mobile payments, allowing you to make transactions effortlessly from your smartphone. With services such as e-statements and secure online access, managing your finances has never been easier. Whether you're walking into our branch or accessing your account online, we're here to help every step of the way. If you have any questions or need assistance, don't hesitate to call us at 888-842-6328. As you explore what we have to offer at Navy Federal Credit Union in San Diego, remember that we're committed to making your financial experience as smooth as possible. Join us today and discover how we can help turn your financial goals into reality!

Credit Cards

For those who enjoy rewards while spending, our credit cards with rewards program is perfect for everyday purchases. You can earn points on the things you buy most often, making each transaction more rewarding.

Loans and Financing Options

If you're dreaming of driving a new vehicle or purchasing a home, look no further than our comprehensive loan offerings. Our auto loans and vehicle financing solutions provide competitive rates and flexible terms to help you get on the road in no time. For those considering home ownership or refinancing options, our mortgage loans can guide you through the process with ease. Need some extra cash? Our personal loans offer support for debt consolidation or other personal expenses, ensuring you have the resources necessary when life throws unexpected challenges your way.

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking services are designed to be straightforward and accessible. Our checking and savings accounts come with features that make everyday banking easier. Imagine having instant access to your money through our online and mobile banking options no matter where you are, you can keep track of your finances right from your phone.

Digital & Online Banking

Convenient Online Services

With our online banking services available 24/7 at https://www.navyfederal.org/, you can check balances, transfer funds, and pay bills from the comfort of your home or anywhere you have internet access. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, our mobile application is ready for download, putting all these tools right in your pocket.

Mobile Payments Made Easy

For those who love convenience, our mobile payments feature allows you to make purchases directly from your phone. No more fumbling with cash or cards; just tap and go! This feature seamlessly integrates into our mobile app, making it easier than ever to handle everyday expenses. At Navy Federal Credit Union, we believe that banking should be straightforward and accessible for everyone. We invite you to explore all the ways our digital services can enhance your financial experience today!

Security You Can Trust

Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified. You can also opt for e-statements, which not only keep your information secure but also help reduce paper clutter. Accessing your statements electronically means they're always just a click away, anytime you need them.

Financial Strength

Member Savings Security

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts: 30,809,321 show a strong and growing member base that trusts us with their finances. This trust is crucial as it allows us to maintain the strength needed to support our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 3715 Norman Scott Rd San Diego Ca 92136 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our financial results also reflect our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases, including $1,023,510 in used auto loans.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities. Our lending solutions are designed to meet those unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making it easier than ever to secure the home of your dreams.

Refinancing Options

If you're considering refinancing your current loans or looking into eligibility options for any of our products, our team is here to help guide you through the process. We believe that everyone deserves access to affordable financing solutions. For more information about our loan offerings or assistance with your application process, please reach out to us at (888) 842-6328. You can also visit us at our branch located at 3715 Norman Scott Rd San Diego Ca 92136. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparency and support as you navigate your borrowing options with us.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards provide an easy way to cover unexpected expenses or make everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers make informed decisions without the hassle of navigating through countless offers. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the rates displayed are reflective of current market conditions. One of the standout features of LendMesh is its use of verified data. All loan offers come from legitimate financial institutions, which guarantees transparency in the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings that could skew results. This ensures users receive only unbiased results tailored to their needs. The platform provides real-time rate comparisons, allowing users to see up-to-date loan rates from multiple institutions side by side. This functionality helps users make informed decisions swiftly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.