Navy Federal Credit Union

Nestled in the vibrant Tierrasanta community of San Diego, Navy Federal Credit Union at 10645 Tierrasanta Blvd is proud to serve military members, veterans, and their families with trusted, member-focused financial services. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 4:00 p.m., this branch offers convenient ATM access for quick cash withdrawals and balance checks, making banking simple and accessible.
Known for offering some of the best auto loans and vehicle financing options, Navy Federal helps you get behind the wheel with competitive rates tailored to your budget. Homebuyers will also appreciate low mortgage loans and refinancing solutions designed to make owning a home in San Diego more attainable.
Beyond lending, this full-service branch provides personal banking products such as checking and savings accounts crafted for everyday convenience, credit cards loaded with rewarding perks, business banking services including merchant solutions and business loans, plus personal loans for debt consolidation. While there is no drive-thru onsite, user-friendly online and mobile banking platforms ensure you can manage your finances anytime, anywhere.
Visit Navy Federal Credit Union at 10645 Tierrasanta Blvd or call 888-842-6328 today to experience local service and explore how our top-rated auto loans and mortgage offerings can help you reach your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 10645 Tierrasanta Blvd, San Diego, CA 92124. Established in 1947, we have grown into a member-focused institution that proudly serves over 14 million members. With total assets exceeding $180.8 billion, we are committed to providing you with the best financial products and services tailored to your needs. At our Tierrasanta branch, you will find a dedicated team led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., who prioritize your financial well-being. Our branch is not just about numbers; it's about the community we serve. We understand the unique needs of our members and strive to offer personalized solutions, whether you're looking for an auto loan, mortgage refinancing, or everyday banking services. While members can visit us at our Tierrasanta location, official correspondence should be sent to the same address for your convenience. With total deposits amounting to $2.32 billion and a robust net worth of $21.49 billion, we have the strength to support you in achieving your financial goals. Your trust is essential to us. That's why we maintain a strong focus on transparency and service excellence. From personal loans to business banking options, our team is here to assist you every step of the way. Ready to take the next step? Give us a call at 888-842-6328 or visit our website at Navy Federal Credit Union for more information on how we can help you thrive financially!

Branch History & Mission

Commitment to Innovation

Our commitment extends beyond traditional banking methods. We embrace technology by providing features like mobile payments and e-statements while ensuring ADA compliance so everyone can access our services with ease. This dedication enhances not only your banking experience but also reflects our values as a member-focused organization. Join us on this journey where every member counts! At Navy Federal Credit Union, we invite you to become part of a community that prioritizes your financial well-being and supports those who serve our nation. Experience the difference with us today! For more information or to get started, call us at (888) 842-6328 or visit our website at Navy Federal Credit Union.

Our Mission

At the heart of Navy Federal is our mission to empower our members with the financial tools they need to achieve their dreams. We offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Beyond just banking, we believe in giving back to the community that supports us. This includes partnerships with local organizations and outreach programs aimed at uplifting those around us. While members can visit us at 10645 Tierrasanta Blvd San Diego Ca 92124, official correspondence should be sent to 10645 Tierrasanta Blvd, San Diego, CA 92124 if different. We understand that convenience matters; that's why we offer ATM availability for quick access to cash and online banking for managing your accounts anytime, anywhere.

Branch Location & Accessibility

Convenient Access

When you arrive at our branch, you'll find ample parking available, ensuring a hassle-free visit. We pride ourselves on being accessible to everyone, featuring ADA-compliant facilities that include ramps and spacious entryways. Whether you're here for personal banking or to explore our loan options, our friendly staff is ready to assist you.

Operating Hours & Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. Feel free to drop by during these hours or give us a call at 888-842-6328 if you have any questions before your visit! At Navy Federal Credit Union, we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, enjoy the convenience of ATM access for withdrawals and balance checks whenever you need it.

Visit Us Today!

While members can visit us at 10645 Tierrasanta Blvd, official correspondence should be sent to the same address. Come experience the welcoming atmosphere at Navy Federal Credit Union! We look forward to helping you achieve your financial goals. Don't hesitate stop by or give us a call today!

Member Eligibility

At Navy Federal Credit Union, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family dedicated to helping you achieve your financial goals. To become a member of our branch located at 10645 Tierrasanta Blvd San Diego Ca 92124, you simply need to meet certain eligibility criteria. If you have served in the military, are a family member of someone who has, or work for the Department of Defense, you're already on your way! But don't worry if you're unsure; there's more information available about eligibility at this link. Once you confirm your eligibility, opening an account is a breeze! You can start your journey towards financial empowerment with just a few simple steps outlined on our account opening page. Our friendly team is always here to assist you, so feel free to reach out at (888) 842-6328 if you have any questions. We can't wait to welcome you to Navy Federal Credit Union and help you make the most of your membership!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services simplify everyday transactions, allowing you to focus on what truly matters your business. Imagine processing payments effortlessly, offering your customers various payment options, and managing your finances all from one platform. At Navy Federal Credit Union, we equip you with the tools needed to thrive in today's competitive landscape. Located at 10645 Tierrasanta Blvd San Diego Ca 92124, San Diego, CA 92124, we invite you to explore how our tailored business banking solutions can help turn your ambitions into reality. For more information or assistance, call us at (888) 842-6328.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

With easy access to ATMs for cash withdrawals and balance checks, banking with us is always convenient. Our branch also ensures you have support when you need it by offering friendly service over the phone at 888-842-6328 during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. At Navy Federal Credit Union in San Diego, CA, we're more than just a financial institution; we're a community partner committed to helping you thrive financially. Whether you're looking for personal banking options or business solutions, we've got something for everyone. Ready to take the next step? Visit us at Navy Federal Credit Union, call us at 888-842-6328, or explore more about what we offer online at navyfcu.org. Your financial future starts here!

Financing Your Dreams

If you're considering purchasing a vehicle, look no further than our auto loans and vehicle financing services. We understand that buying a car can be overwhelming. That's why we provide competitive rates and flexible terms to help you drive away in your new ride without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing options that can make owning a home more achievable than ever.

Personal Banking Made Easy

Starting with our personal banking options, we offer both checking and savings accounts designed to fit various lifestyles. Whether you're saving for a vacation or managing everyday expenses, our accounts come with features that help you keep track of your funds effortlessly. You can easily access your accounts anytime through our online and mobile banking platforms, which allow you to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Support When You Need It

In addition to personal loans for unexpected expenses or debt consolidation, we also offer credit cards with rewards that give back as you spend. Our credit cards are perfect for those who want to earn points on everyday purchases while enjoying the benefits of low-interest rates. For our business members, we provide comprehensive business banking services including merchant services and business loans. We know running a business comes with its challenges; that's why we're here to offer support every step of the way.

Digital & Online Banking

Key Features

One of the standout features of our digital services is the mobile application, which provides a user-friendly experience right in your pocket. With just a few taps, you can send money with person-to-person transfers or set up mobile payments for quick transactions at participating merchants. Plus, if you prefer going paperless, we offer e-statements that let you review your account activity without cluttering your mailbox. Security is paramount at Navy Federal Credit Union. We provide electronic signature authorization for important documents, ensuring that your transactions are not only easy but also secure. Our commitment to safeguarding your personal information means you can bank with peace of mind. In today's fast-paced world, it's essential to have financial tools that fit seamlessly into your life. At Navy Federal Credit Union, our digital banking services are crafted to offer accessibility and ease-of-use so that managing your money doesn't feel like a chore. Experience the freedom of modern banking today!

Financial Strength

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at an impressive 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 10645 Tierrasanta Blvd San Diego Ca 92124 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvesting for Your Benefit

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This approach enhances our offerings while keeping your finances secure.

Secure Savings Opportunities

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our capacity to lend is significant; we have $1.3192E+11 in total loans and leases along with $1,023,510 in used auto loans available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road, you can trust us to make your car-buying experience smooth and affordable.

Credit Lines

For those who need extra flexibility in managing expenses or funding projects, our total credit lines amount to an impressive $62,780,210,296. This option gives you access to funds when you need them most without the pressure of immediate repayment. At Navy Federal Credit Union, we prioritize your financial well-being. If you're interested in refinancing options or would like to learn more about eligibility criteria for our various loan products, please don't hesitate to reach out. You can call us at 888-842-6328 for more information or visit us in person during our lobby hours from Monday to Friday between 9 AM and 5 PM and Saturday from 9 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support your dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We provide competitive rates and flexible terms to suit your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with rewards and no annual fees to help you make the most out of every purchase.

Loan Aggregator

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