Navy Federal Credit Union

Nestled in the vibrant Mira Mesa community, Navy Federal Credit Union at 6755 Mira Mesa Blvd in San Diego is proud to serve military members, veterans, and their families with trusted financial solutions. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 4:00 p.m., this branch offers convenient ATM services for quick cash withdrawals and balance checks, ensuring your money is always within easy reach.
Known for providing some of the best auto loans with competitive rates and flexible terms, Navy Federal makes vehicle financing simple and affordable so you can drive off with confidence. Homebuyers will also appreciate low mortgage loans and refinancing options designed to make owning a home in San Diego more attainable.
Beyond lending, this full-service location offers personal banking products including checking and savings accounts tailored for everyday convenience, credit cards loaded with rewarding perks, business banking services that support local entrepreneurs, as well as personal loans for debt consolidation. While there is no drive-thru onsite, user-friendly online and mobile banking platforms allow you to manage your finances anytime, anywhere.
Visit Navy Federal Credit Union at 6755 Mira Mesa Blvd or call 888-842-6328 today to experience friendly local service and discover how our top-tier auto loans and mortgage solutions can help you reach your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to the Navy Federal Credit Union, your trusted partner in financial wellness located at 6755 Mira Mesa Blvd, San Diego, CA 92121. Established in 1947, we have dedicated ourselves to serving our members with integrity and excellence. With over 14 million members and a robust asset base of $180.8 billion, we stand strong in our commitment to providing personalized banking solutions that cater to your unique needs. At Navy Federal, we understand that every financial journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our team of over 24,500 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to support you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 6755 Mira Mesa Blvd, Ste #133-135, San Diego, CA 92121. With total deposits reaching $2.3 billion and a net worth of $21.5 billion, Navy Federal is not just a credit union; we are a community committed to helping each member thrive financially. We encourage you to explore the benefits of membership by visiting our website at Navy Federal Credit Union, or feel free to call us at 888-842-6328 for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Digital Advancements and Accessibility

Understanding the importance of accessibility in today's world, Navy Federal embraces technology while ensuring compliance with ADA standards. Our digital platforms offer online banking, mobile payments, e-statements, and person-to-person payment options that cater to all members' needs. Although we don't have drive-thru services at this location, we do provide convenient ATM access for quick transactions. While members can visit us at 6755 Mira Mesa Blvd for face-to-face assistance during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 4:00 PM official correspondence should be sent to our mailing address at 6755 Mira Mesa Blvd, Ste #133-135, San Diego, CA 92121. As we continue on this journey together with our valued members, we invite you to join Navy Federal Credit Union. Experience firsthand how we can support your financial aspirations while being part of a community that cares. For more information or to become a member today, please call us at 888-842-6328 or visit our website at Navy Federal Credit Union.

Our Mission

At Navy Federal Credit Union, our mission goes beyond just banking; we are dedicated to serving our members with integrity and transparency. We aim to provide exceptional financial services while fostering a strong sense of community. Our goal is to empower members by offering products that make life easier and more manageable. Whether you're looking for checking and savings accounts or need assistance with debt consolidation and personal loans, we are here to help every step of the way. Our commitment extends into community outreach as well. We actively participate in local initiatives and partnerships designed to uplift those around us. By supporting local events and organizations, we strive to create a positive impact not only for our members but also for the greater San Diego area.

Branch Location & Accessibility

Welcome to Navy Federal Credit Union, your trusted partner in financial services located conveniently at 6755 Mira Mesa Blvd, San Diego, CA 92121. Nestled in the vibrant Sorrento Valley area, our branch is easy to find and accessible for all your banking needs. Whether you're coming from nearby landmarks like the Westfield UTC mall or the beautiful La Jolla shores, you'll appreciate how straightforward it is to visit us. At Navy Federal Credit Union, we prioritize accessibility for all members. Our branch is designed with ADA compliance in mind, ensuring that everyone can enjoy a comfortable experience. Ample parking is available right outside our doors, making it easy for you to stop by anytime. We are proud to offer a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to assist you. Plus, we feature an ATM on-site for quick cash withdrawals and balance checks. Our lobby hours are designed with your convenience in mind: we're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 4:00 PM. If you need assistance outside of these hours, don't hesitate to reach out via phone at 888-842-6328. While members can visit us at 6755 Mira Mesa Blvd for in-person banking, please note that official correspondence should be sent to the same address. We look forward to welcoming you into our branch soon! Come on by or give us a call today!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a community that supports their financial goals. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you're a family member of someone who is already a member, you can join us at our branch located at 6755 Mira Mesa Blvd San Diego Ca 92121. We take pride in offering a range of benefits to our members, including competitive rates on loans and savings accounts, personalized service, and access to exclusive financial education resources. To get started with your membership journey, simply visit our website for more details on eligibility: https://www.navyfederal.org/membership/eligibility.html. Once you're ready to open an account, the process is quick and straightforward just head over to https://mymembership.navyfederal.org/#/milestones for all the necessary steps. If you have any questions or need assistance along the way, don't hesitate to give us a call at (888) 842-6328. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify everyday operations. Imagine accepting payments seamlessly whether online or in-person so you can focus on what matters most: growing your business. With tools designed for efficiency, managing transactions becomes a breeze. Located at 6755 Mira Mesa Blvd San Diego Ca 92121 in San Diego, CA, we're here to help you navigate the financial landscape with confidence. Let's work together to build your success story! For more information, reach us at (888) 842-6328 or visit our website at Navy Federal Credit Union.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash quickly? Our branch offers ATM & Cash Withdrawal Services, allowing easy access to funds whenever you need them. Plus, basic ATM access enables quick balance checks and withdrawals without any hassle. At Navy Federal Credit Union in San Diego, CA, we're here to support every aspect of your financial life. Whether you're stopping by or reaching out via phone at 888-842-6328, we're ready to assist you with whatever banking needs arise. Ready to take the next step? Visit us today or explore more about how we can help you achieve your financial goals at Navy Federal's Website. Your journey towards better banking starts here!

Auto Loans & Vehicle Financing

If you're thinking about buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options make the process straightforward and affordable. Imagine driving off in your dream car with competitive rates and flexible terms that fit your budget perfectly.

Business Banking Services

Small business owners will appreciate our tailored Business Banking services which include merchant services and business loans. We know running a business comes with its challenges, and we aim to simplify banking so you can focus on what matters most growing your business.

Convenient Digital Banking Features

We also pride ourselves on our robust Online & Mobile Banking capabilities. With features such as mobile payments and person-to-person transfers, managing your accounts has never been easier. You can access banking services anytime, anywhere from the convenience of your smartphone or computer.

Credit Cards with Rewards

With our Credit Cards featuring Rewards, you earn points on every purchase that can be redeemed for travel, cash back, and more! It's not just about spending; it's about getting rewarded for the things you buy every day.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, our Mortgage Loans & Refinancing services are just what you need. We guide you through each step, ensuring you understand all options available so you can make informed decisions about your biggest investment.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services including checking and savings accounts designed for every lifestyle. Whether you're saving for a new home or just need a reliable place for your everyday transactions, we have the right accounts for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options provide financial relief when needed most. Whether it's for home repairs or consolidating debt into one manageable payment, we are here to help you regain control over your finances.

Digital & Online Banking

Accessibility and Real-Time Management

At Navy Federal Credit Union, we believe that banking should fit into your lifestyle seamlessly. Whether you're out running errands or relaxing at home, our digital services give you real-time access to your accounts, enabling you to make informed financial decisions quickly and efficiently. Join us today and discover how our digital and online banking services can enhance your banking experience!

Key Features

With 24/7 online banking services, you can manage your account anytime, anywhere. Our user-friendly mobile application makes banking even more accessible. You can easily make person-to-person transfers or set up mobile payments with just a few taps on your smartphone. Plus, for those who prefer paperless options, e-statements are available to help you keep track of your transactions without cluttering your mailbox. Security is a top priority for us. Our electronic signature authorization ensures that your sensitive information remains protected while allowing you to sign documents digitally. This means less hassle and more peace of mind when handling important transactions.

Financial Strength

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your needs matter to us; our staff is here to provide guidance every step of the way.

Growing Together

Total Share Accounts at Navy Federal stand at an impressive 30,809,321, showing a strong and growing member base that trusts us with their finances. This collective strength helps us achieve our mission of being the best credit union possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 6755 Mira Mesa Blvd San Diego CA 92121 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means more benefits for you as we strive to meet your evolving financial needs.

Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases. We have also issued $1,023,510 in used auto loans to help our members get behind the wheel of their next vehicle. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible financing options that can make your car-buying experience easy and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your lifestyle. For those considering refinancing or looking for eligibility options, we encourage you to explore our offerings further. You can find detailed information about eligibility on our website at Navy Federal Credit Union. If you're ready to take the next step toward fulfilling your financial goals, don't hesitate to reach out. You can contact us at (888) 842-6328 or visit us at our branch located at 6755 Mira Mesa Blvd San Diego Ca 92121 in San Diego, CA. Our team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to make your search for the right loan straightforward and stress-free. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. These standards are based on the latest results (Source: https://www.ncua.gov), which guarantees that users receive fair and transparent offers. By using verified data, LendMesh promotes trust and confidence in the loan comparison process. One of the key benefits of LendMesh is its commitment to transparency. All loan offers come from legitimate financial institutions, ensuring that users are presented with genuine options. Additionally, LendMesh does not prioritize lenders based on paid promotions this means you will see unbiased results, allowing you to make informed decisions without any hidden agendas. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users find competitive rates quickly, saving both time and money in their search for financing. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for reliable and easy-to-understand loan comparisons, look no further than LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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