Navy Federal Credit Union

Nestled in the vibrant San Diego community, Navy Federal Credit Union at 8660 Rio San Diego Dr is your trusted partner for personalized financial solutions tailored to military members, veterans, and their families. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 4:00 p.m., this branch offers convenient ATM services for quick cash withdrawals and balance checks, making everyday banking smooth and accessible.
Known for some of the best auto loans and vehicle financing options in San Diego, Navy Federal helps you get behind the wheel with confidence through competitive rates and flexible terms designed to fit your lifestyle. Whether you’re exploring low mortgage rates or refinancing opportunities, this branch provides expert guidance to help you achieve your homeownership dreams.
Beyond lending, enjoy a full range of personal banking products including checking and savings accounts crafted for convenience, credit cards loaded with rewarding perks, business banking services supporting local entrepreneurs, plus personal loans for debt consolidation. While there’s no drive-thru on-site, seamless online and mobile banking platforms keep your finances within reach anytime.
Visit Navy Federal Credit Union at 8660 Rio San Diego Dr or call 888-842-6328 today to experience local service and discover how our top-rated auto loans and mortgage offerings can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, located at 8660 Rio San Diego Dr, San Diego, CA 92108. Since our establishment in 1947, we have proudly served our community, helping over 14 million members achieve their financial goals. With a commitment to providing exceptional service, we are dedicated to ensuring that your banking experience is both rewarding and secure. At Navy Federal, we understand the unique needs of our members. Whether you're looking for competitive rates on loans or seeking advice on managing your finances, we're here to help. Our total assets of over $180 billion reflect our strength and reliability, while our $2.3 billion in deposits shows the trust our members place in us. Led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team of nearly 25,000 employees is passionate about making a positive impact in the lives of our members. We offer a wide range of services from personal banking and auto loans to business solutions and online banking tailored to meet your specific needs. While members can visit us at 8660 Rio San Diego Dr, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 888-842-6328 during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. Join us today at Navy Federal Credit Union, where your financial well-being is our top priority! For more information about our services and how we can support you, please visit our website at navyfederal.org.

Branch History & Mission

Join Us

As we continue our legacy in San Diego, we invite you to become part of the Navy Federal family. Experience the benefits of being a member where your needs come first. For any official correspondence, please send it to our mailing address at 8660 Rio San Diego Dr, San Diego, CA 92108. Call us today at 888-842-6328 or visit our website at Navy Federal Credit Union to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Our Evolution

Since opening our doors more than seven decades ago, Navy Federal Credit Union has continuously evolved to provide the best services possible. From humble beginnings focused primarily on military personnel and their families, we have expanded our membership eligibility and offerings to include a wide range of financial products. Today, we offer personal banking services like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our branch is equipped with convenient amenities such as ATM access to ensure that your banking experience is hassle-free. While we do not currently offer drive-thru services or shared service centers, our friendly staff is dedicated to providing exceptional service during lobby hours from Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 4 PM.

Our Mission

Navy Federal's mission is simple yet powerful: We exist to serve our members. We strive to provide personalized financial solutions that empower individuals and families. Whether you are looking for guidance in managing your finances or seeking loans for your dreams be it a new car or your first home we are here for you every step of the way. In addition to financial services, we are deeply committed to giving back to our community. Our outreach programs support local initiatives that improve lives and strengthen neighborhoods. By partnering with various organizations and charities, we work hard to ensure that we make a positive impact beyond just banking. We also embrace technology advancements that enhance your banking experience. Our online and mobile banking options make it easier than ever for you to manage your accounts anytime and anywhere. With features like electronic signatures and mobile payments, we prioritize convenience while ensuring security.

Branch Location & Accessibility

Call to Action

We invite you to visit us today at Navy Federal Credit Union in Mission Valley! Experience our dedicated service first-hand by stopping in or giving us a call. Your financial goals are important to us, and we're excited to be part of your journey!

Nearby Landmarks and Accessibility

You'll find us near popular spots like the Riverwalk Golf Club and just a short drive from the Fashion Valley Mall. This prime location makes it easy to stop by while running errands or enjoying a day out. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can visit comfortably.

Operating Hours and Services Offered

We welcome you during our lobby hours from Monday to Friday, 9 AM to 6 PM, and on Saturdays from 9 AM to 4 PM. If you have questions or need assistance outside of these hours, feel free to call us at 888-842-6328. Our friendly staff is ready to assist with a range of services including checking and savings accounts, personal loans, credit cards with rewards, and even business banking solutions.

Parking and ATM Availability

Parking is convenient with ample space available right in front of our branch. Plus, we offer ATM services so you can access your funds quickly without stepping inside. While we don't have drive-thru banking at this location, we are committed to providing efficient service at our counters. If you ever need to send official correspondence, please note that our mailing address is the same as our branch address: 8660 Rio San Diego Dr, San Diego, CA 92108.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a close-knit family that supports your financial journey. If you're looking to experience personalized service and a range of financial benefits, you'll be pleased to know that membership is open to a variety of individuals. Whether you're a member of the military, a veteran, or related to someone who serves, you qualify for membership. Additionally, family members of current members are also welcome to join us. This inclusive approach means we're here for you and your loved ones every step of the way. To find out more about the specific eligibility details, feel free to visit our website at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is straightforward and welcoming. You can start your journey toward financial empowerment by checking out our easy-to-follow account opening process at https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. We're excited to help you take this important step in joining the Navy Federal Credit Union community!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we provide essential merchant services that make daily operations smoother. Imagine being able to process payments quickly and securely right from your store or online platform. Our tools help you manage transactions efficiently, so you can focus on what really matters serving your customers and growing your business. Visit us at 8660 Rio San Diego Dr San Diego Ca 92108 in San Diego, CA or call us at (888) 842-6328 to learn how we can partner with you on your business journey. Together, let's build a stronger future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash has never been easier with our extensive network of ATMs available at your fingertips. Our ATM services allow you to withdraw cash and check balances conveniently wherever you are. At Navy Federal Credit Union in San Diego, we prioritize ease of access and member satisfaction. Our digital banking features ensure that whether you're at home or on the go, managing your finances is simple and efficient. We invite you to visit us or give us a call at 888-842-6328 if you have any questions about how we can assist you further. Join us today and discover all the ways we can help you achieve your financial goals!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We understand that purchasing a vehicle is a significant investment, which is why we provide competitive rates and flexible terms tailored to fit your budget.

Business Banking

If you run a business, we offer specialized services such as merchant services and business loans. These tools are designed to support small businesses in managing cash flow and expanding operations effectively.

Credit Cards with Rewards

For those who love to shop or travel, consider applying for one of our credit cards with rewards. Earn points on everyday purchases that can be redeemed for travel, merchandise, or cashback turning your spending into something rewarding.

Mortgage Loans & Refinancing

Thinking about buying a home? Our comprehensive mortgage loans and refinancing solutions guide you through the process smoothly. Whether you are a first-time buyer or looking to refinance an existing mortgage, our knowledgeable staff is here to help every step of the way.

Personal Banking

For those looking to manage their everyday finances, we offer checking and savings accounts that make it easy to save for short-term goals or keep funds accessible for daily expenses. Imagine being able to check your balance or transfer money right from your smartphone with our user-friendly online and mobile banking services.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can tackle those challenges head-on. From home repairs to medical bills, having access to funds when needed gives you peace of mind.

Digital & Online Banking

Mobile Banking Features

Our mobile application enhances your banking experience even further. You can make mobile payments seamlessly, giving you the flexibility to shop and pay bills right from your smartphone. And if you need to send money to friends or family, our person-to-person transfers make it quick and hassle-free. We prioritize your security while ensuring ease of use across all our digital platforms. At Navy Federal Credit Union, we're committed to helping you manage your finances effortlessly so that you can focus on what matters most in life. Explore more about our digital banking options today!

Online Banking Experience

With our 24/7 online banking services available at https://www.navyfederal.org/, you can access your accounts anytime and anywhere. From checking your balance to transferring funds, our user-friendly platform puts you in control of your financial life. Plus, if you prefer to skip the paperwork, we offer electronic signature authorization, making it simple to complete transactions quickly and securely.

Statement Management

Say goodbye to paper clutter! With e-statements available, you'll receive your account statements electronically. This not only helps the environment but also allows you to easily track your finances from any device.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths, which reflect our commitment to providing reliable services and support to all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 8660 Rio San Diego Dr San Diego Ca 92108 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the right fit for your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we have options available that may save you money.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without unnecessary stress. If you're unsure about your eligibility or want to explore refinancing opportunities, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with various benefits and rewards that can enhance your spending power while keeping your budget in check. For those who own businesses or are considering starting one, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We're committed to supporting local entrepreneurs with practical financing solutions. At Navy Federal Credit Union, we pride ourselves on providing personalized service. Our knowledgeable staff is available to answer questions and guide you through the application process. You can reach us at (888) 842-6328 or visit us at our branch located at 8660 Rio San Diego Dr San Diego Ca 92108, San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today your financial goals are within reach!

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains on delivering unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that users receive fair and transparent offers.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.