Navy Federal Credit Union Riverside CA: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being right here in Riverside, CA. Located at 6365 Valley Springs Pkwy, we are proud to serve over 14 million members with a commitment to community and member satisfaction. Since our establishment in 1947, we have grown significantly, currently boasting total assets of $180,806,000,000 and total deposits reaching $2,321,600,484. At Navy Federal, we understand that everyone's financial journey is unique. Whether you're looking to purchase your first car with one of our auto loans or open a checking account to manage your day-to-day expenses, we've got you covered. Our dedicated team of 24,560 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to guide you through every step of the process. While members can visit us at our Riverside branch for all their banking needs, official correspondence should be sent to our mailing address: 6365 Valley Springs Parkway, Riverside, CA 92507. We encourage you to explore our comprehensive range of services including personal banking, business loans, and online banking options available through our user-friendly website at navyfcu.org. Our mission goes beyond just providing banking services; we strive to make a positive impact in our community while ensuring your financial security. With a net worth of $21,492,783,754 and cash in hand amounting to $2,194,795,830, you can trust that your money is safe with us. Ready to take the next step? Visit us today or call us at 888-842-6328. Let's work together towards achieving your financial goals!

Branch History & Mission

Join Us

We invite you to be part of the Navy Federal family. Experience firsthand how we prioritize your financial well-being while actively contributing to the community. Whether you're looking for personal banking solutions or business services, we're here to help you every step of the way. For more information or assistance, feel free to call us at 888-842-6328 or visit our website at Navy Federal. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, Navy Federal has been dedicated to providing exceptional financial services tailored to meet the needs of our members. Our growth is a testament to the trust and loyalty we've built within the community. With total assets exceeding $180.8 billion, we have positioned ourselves as a leader in the credit union industry, offering a wide range of products such as checking accounts, auto loans, mortgages, and credit cards with rewards. Over the years, we've embraced advancements in technology to enhance member experiences. From online banking and mobile payments to e-statements and person-to-person transfers, we ensure that managing your finances is simple and convenient. We are also proud of our commitment to accessibility; our facilities are ADA compliant so that everyone can benefit from our services.

Our Mission

At Navy Federal Credit Union, our mission goes beyond just providing financial products; it's about empowering our members to achieve their financial goals while fostering a sense of community. We believe in supporting local initiatives and outreach programs that uplift those around us. By partnering with various organizations, we strive to make a positive impact in Riverside and beyond. While members can visit us at 6365 Valley Springs Pkwy, official correspondence should be sent to 6365 Valley Springs Parkway, Riverside, CA 92507 if needed. Our team is here for you during lobby hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. Our drive-thru service mirrors these hours for added convenience.

Branch Location & Accessibility

Convenient Access and Features

When you visit us, you'll find ample parking available right outside the branch, ensuring that your experience is as hassle-free as possible. We pride ourselves on being accessible to everyone, with features like ADA-compliant entrances and ramps for those who need them. Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. Need to use our drive-thru? No problem! It's available during the same hours. You can easily reach us at (888) 842-6328 if you have any questions or need assistance.

Services Tailored for You

At Navy Federal Credit Union, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to vehicle loans and credit cards with rewards, we've got you covered. Our ATM services are also readily available, allowing for quick cash withdrawals and balance checks without stepping inside the branch. While members can visit us at our physical location, official correspondence should be sent to our mailing address: 6365 Valley Springs Parkway, Riverside, CA 92507. We invite you to come by and see how we can help you manage your finances better. Whether you're looking for advice on loans or simply want to chat about your banking options, our friendly team is here for you. Stop by today or give us a call!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a supportive community to help them thrive financially. Becoming a member is easy and open to anyone who meets our eligibility criteria. If you live, work, or worship in the area, or if you're a family member of someone who is already a member, you can join us! Our goal is to create a welcoming environment where you can access a variety of financial services tailored just for you. To learn more about the specific eligibility requirements, please visit our detailed resource at https://www.navyfederal.org/membership/eligibility .html . Once you're ready to take the next step, opening an account is simple! You can find all the information you need at https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance, feel free to give us a call at (888) 842-6328. Join us at our branch located at 6365 Valley Springs Pkwy Riverside Ca 92507, and let's start your journey together!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine having the ability to accept payments seamlessly, whether in-store or online, making it easier for customers to shop with you. Our services are designed to fit your business model and enhance customer satisfaction. Visit us at 6365 Valley Springs Pkwy Riverside Ca 92507, Riverside, CA or call us at (888) 842-6328 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we offer specialized Business Banking services including Merchant Services & Business Loans. Whether you're just starting out or looking to expand, we have the resources and expertise to support your business goals.

Convenient Access Points

We know convenience matters. That's why at Navy Federal Credit Union, you can take advantage of our ATM & Cash Withdrawal Services, which are available whenever you need them. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car a perfect option for those on the go! If you'd like assistance or have any questions about our services, don't hesitate to reach out! You can contact us at (888) 842-6328 during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM.

Join Us Today!

With all these services tailored just for you, it's time to take the next step towards achieving your financial goals with us at Navy Federal Credit Union. Visit us online at Riverside Ca or stop by today! We look forward to helping you on your financial journey!

Personal Banking Solutions

Starting with our personal banking options, we offer Checking & Savings Accounts designed to help you manage your finances efficiently. Imagine having easy access to your money while also earning interest on your savings. With our Online & Mobile Banking, you can check balances, transfer funds, and pay bills anytime, anywhere right from your phone. If you're thinking about purchasing a new car, our Auto Loans & Vehicle Financing make it simple. We provide competitive rates and flexible terms to fit your budget. For those looking to buy a home, our Mortgage Loans & Refinancing services offer tailored solutions that suit your unique situation. When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can help ease the burden. This service allows you to consolidate multiple debts into one manageable payment, freeing up cash for other priorities.

Rewarding Credit Options

Don't forget about our rewarding Credit Cards with Rewards! These cards not only give you purchasing power but also allow you to earn points or cash back on every purchase turning everyday spending into exciting rewards.

Digital & Online Banking

Accessibility and Ease of Use

Need to send money to friends or family? Our person-to-person transfer feature allows you to send cash instantly no need for checks or cash withdrawals. Whether it's splitting a bill or helping someone out in a pinch, this service makes it simple. Real-time account management is just a click away. With our robust online banking services, you're never left wondering about your account status; everything is at your fingertips whenever you need it. Discover how easy banking can be with Navy Federal Credit Union's digital solutions your financial partner in navigating everyday life confidently and securely!

Key Features

Our online banking offers a variety of features that cater to your needs. You can easily check your balance, pay bills, and transfer funds all with just a few clicks. If you prefer using your smartphone, our mobile application provides all these capabilities plus the convenience of mobile payments, so you can make purchases directly from your device. In today's world, security is a top priority, and at Navy Federal Credit Union, we've got you covered. Our electronic signature authorization makes transactions quick and safe, ensuring your information remains protected while you manage your accounts. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing you with reliable services and support. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees. This dedicated team ensures our branches are always ready to assist you with knowledge and commitment. With net shares available for lending and investments at $1,127,735,547, along with a strong member base reflected by a total of 30,809,321 share accounts, we stand as a trusted partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 6365 Valley Springs Pkwy Riverside Ca 92507 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to ensure you get the best deal possible. Plus, if you're interested in refinancing your current auto loan to take advantage of lower rates or better terms, we're here to guide you through that process as well.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. We understand the challenges faced by small businesses and are committed to offering solutions that support your growth. At Navy Federal Credit Union in Riverside, we pride ourselves on being a trusted partner in your financial journey. For more information on eligibility or how to get started with any of our loan products, feel free to contact us at 888-842-6328 or visit us online at Navy Federal. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases more manageable, our credit cards come with rewards and low-interest options that can benefit you significantly.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We offer competitive rates and various terms that can fit your budget and lifestyle. Our team is ready to assist you every step of the way to ensure a smooth experience.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans