Navy Federal Credit Union Port Hueneme CA: Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 1336 Harris Street, Port Hueneme, CA 93041. Since our establishment in 1947, we have proudly served over 14 million members with a commitment to providing exceptional banking services tailored to meet your needs. Our total assets stand impressively at $180.81 billion, and we maintain total deposits of $2.32 billion, ensuring that your hard-earned money is both safe and accessible. At Navy Federal, we believe in fostering community and supporting our members' financial journeys. Whether you're looking for personal banking solutions like checking accounts and auto loans or need assistance with mortgage loans and credit cards, we've got you covered. Under the leadership of our dedicated CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our team of over 24,500 employees is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1336 Harris Street, Port Hueneme, CA 93041. Explore our services online at Navy Federal Credit Union or give us a call at 888-842-6328. We invite you to become part of our thriving community where your financial goals are within reach!

Branch History & Mission

Community Engagement

Navy Federal Credit Union believes in giving back. We actively participate in community service initiatives that aim to strengthen ties with local organizations and support those in need. Through partnerships with various groups, we work towards making a positive impact in Port Hueneme and beyond. Our branch operates from Monday to Friday, 9 AM to 5 PM, making it convenient for members to get the assistance they need during the week. While we do not currently offer drive-thru services or shared service centers, we are dedicated to providing personalized support within our branch.

Join Us

As we continue our journey of growth and service since our founding over seven decades ago, we invite you to become part of the Navy Federal family. Experience firsthand the benefits of membership with a credit union that truly cares about your financial well-being and community connections. For more information or to become a member today, call us at 888-842-6328 or visit us online at navyfcu.org. Together, let's build a brighter financial future!

Our Mission

The mission of Navy Federal Credit Union is simple yet profound: to empower our members with the financial tools and support they need to succeed. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our goal is not only to provide top-notch financial products but also to foster a sense of community by engaging in local outreach programs. As part of our ongoing commitment to innovation and accessibility, we ensure that all members can access their accounts through online banking and mobile applications. We are proud to provide ADA-compliant facilities so everyone can enjoy our services without barriers. Our ATM availability means that cash withdrawal services are just around the corner for our members.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union located at 1336 Harris Street in beautiful Port Hueneme, California! Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby beach or visiting one of the many shops in town, we're just a quick drive away. At Navy Federal, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and parking, ensuring everyone can enjoy our services comfortably. Plus, with convenient ATM access available on-site, you can quickly withdraw cash or check your balance any time. We understand that your time is valuable, which is why our lobby is open Monday through Friday from 9 AM to 5 PM. If you need assistance outside of these hours, don't hesitate to reach out to us at 888-842-6328; our friendly staff is always ready to help. While members can visit us at 1336 Harris Street, official correspondence should be sent to the same address. For those who prefer online banking, we offer a variety of digital services to manage your accounts from anywhere. We invite you to come by and experience our personal banking services tailored just for you whether it's checking and savings accounts, auto loans, or credit card options with rewards. Your satisfaction is our priority, so feel free to drop in or give us a call today!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is about joining a caring community where your financial well-being is our top priority. If you live, work, or worship in the area, or if you're a family member of someone who qualifies, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for everyone to access our services. For detailed eligibility criteria, feel free to visit our website at https://www.navyfederal.org/membership/eligibility.html. Joining Navy Federal Credit Union not only opens the door to a range of financial products but also brings you into a supportive network focused on helping you achieve your goals. Whether you're looking for personal banking options, loans, or even online banking services, we are here to help every step of the way. The account opening process is straightforward and can be done online or by visiting us at 1336 Harris Street Port Hueneme Ca 93041. Have questions? Don't hesitate to call us at (888) 842-6328 we're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we provide robust merchant services that simplify transactions and enhance customer experiences. Imagine easily processing payments while managing your cash flow effectively all from one platform. Our solutions are designed to help you focus on what you do best: running your business. Located at 1336 Harris Street Port Hueneme Ca 93041 in Port Hueneme, CA, we're here to partner with you on your journey toward success. Contact us today at (888) 842-6328 to learn how we can support your business ambitions!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? Our branch offers ATM access for easy withdrawals and balance checks without any hassle. With ATMs available at convenient locations near you, getting cash on-the-go is simple. At Navy Federal Credit Union, we strive to make banking a seamless experience tailored just for you! For more information on how we can assist with any of these services or if you'd like personalized guidance from one of our friendly staff members, please feel free to contact us at 888-842-6328 or visit us at our branch in Port Hueneme. Let's work together towards achieving your financial goals today!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. We provide competitive rates and flexible terms to make car ownership more affordable. Whether you're buying new or used, our team is ready to guide you through the financing process, ensuring you find the best deal that fits your budget.

Business Banking Solutions

For small business owners, we have tailored solutions under our business banking services. This includes merchant services that simplify transactions as well as business loans designed to help grow and sustain your venture. We understand how important it is to have reliable financial support in the world of business.

Credit Cards with Rewards

Make everyday purchases work for you with our credit cards featuring rewards. Earn points on every dollar spent that can be redeemed for travel, merchandise, or cash back. It's an easy way to get more out of your spending while enjoying all the benefits of responsible credit use.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. Our online and mobile banking services allow you to manage your accounts anytime, anywhere from the comfort of your phone or computer. With features like mobile payments and person-to-person transfers at your fingertips, accessing your finances has never been easier.

Mortgage Loans & Refinancing

Owning a home is a dream for many, and with our mortgage loans and refinancing services, that dream can become a reality. Our experienced mortgage specialists will work closely with you to find the right loan option tailored to your needs. If you're looking to refinance an existing mortgage, we can help you explore options that may lower your monthly payments or provide cash-out opportunities.

Personal Banking Solutions

For those who prioritize saving and managing their finances effectively, our personal banking services are here for you. We offer checking and savings accounts that help you keep track of your money while also earning interest on your savings. Imagine having peace of mind knowing that your funds are secure and accessible whenever you need them.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. Whether it's for home improvements, medical bills, or consolidating debt into one manageable payment, we're here to assist. Our personal loans are designed to be straightforward and supportive during challenging times.

Digital & Online Banking

Key Features

Our online banking includes e-statements, so you can view and manage your account statements electronically. This feature is not only eco-friendly but also ensures that your documents are organized and easily retrievable whenever you need them. Plus, with electronic signature authorization, signing important documents is quick and simple no more printing or mailing required. If you're always on the move, you'll love our mobile application. It allows for easy access to all your accounts right from your smartphone. You can even use mobile payments to make purchases instantly just tap and go! Want to send money to a friend? Our person-to-person transfers feature makes it easy to send funds directly without hassle.

Security and Accessibility

Your security is our top priority. We have robust measures in place to protect your data while giving you the freedom to manage your finances anytime, anywhere. Our user-friendly interface ensures that even those new to online banking can navigate smoothly. In today's fast-paced world, having access to banking services when you need them is crucial. At Navy Federal Credit Union, we're committed to providing you with the tools necessary for real-time account management, making sure that banking fits seamlessly into your daily life. Whether you're checking balances or making payments, we've got you covered!

Financial Strength

A Solid Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Efficiency

Our $0 net income reflects our operational efficiency while still enabling us to provide competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547 illustrates our ability to reinvest funds back into the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1336 Harris Street Port Hueneme Ca 93041 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1.3192 trillion in total loans and leases means that we have the capacity to support your financial goals across various sectors. Whether you're looking for an auto loan or other forms of credit, we've got you covered.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, our solutions are tailored to support your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, our team is here to assist you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that can help lower your monthly payments or reduce your interest rate. Our experienced team can guide you through the eligibility process and find a solution that fits your financial situation. At Navy Federal Credit Union, located at 1336 Harris Street Port Hueneme Ca 93041, Port Hueneme, CA, we are committed to providing personalized service and support. If you have questions or want to learn more about our loan offerings, please call us at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you reach your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses while enjoying the convenience of credit at your fingertips.

Loan Aggregator

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