Navy Federal Credit Union Port Hueneme CA: Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Navy Federal Credit Union, located at 535 W Channel Islands Blvd, Port Hueneme, CA 93041. Established in 1947, our branch has proudly served the community for decades, building a strong foundation of trust and commitment to our members. With over 14 million members and total assets exceeding $180 billion, we are dedicated to providing exceptional financial services tailored to your needs. At Navy Federal, we understand that every financial journey is unique. That's why we offer a wide range of products and services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our team is here to support you with personalized service that makes a real difference in your life. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 535 W. Channel Islands Blvd., Port Hueneme, CA 93041. We encourage you to reach out at 888-842-6328 if you have any questions or need assistance. Our leadership team is equally committed to ensuring a secure and prosperous future for our members. Under the guidance of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we continuously strive for excellence in every aspect of our operations. Join our community today and experience the benefits of being part of Navy Federal Credit Union! Whether you're looking to open an account or inquire about our various loan options our doors are always open for you. Visit us today or check out more information on our website: Navy Federal Credit Union.

Branch History & Mission

Community Commitment

Beyond offering financial products, Navy Federal Credit Union is deeply committed to community outreach. We partner with local organizations and initiatives that uplift the lives of those around us. From supporting educational programs to participating in local events, we believe in giving back and making a positive impact wherever possible. As part of this commitment, we invite you to join us on this journey. Experience firsthand the advantages of membership at Navy Federal Credit Union where your financial goals matter. Explore our services today and see how we can help you achieve your dreams! For more information about membership eligibility or to open an account, visit us online at Navy Federal Credit Union or call us at (888) 842-6328. Join us today let's build a brighter future together!

Our Journey

From our humble beginnings, we have evolved significantly over the decades. We opened our doors with a mission to provide exceptional financial services tailored to military personnel and their families. As we've grown, so has our ability to meet the diverse needs of all members of the community. Today, we're proud to offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our branch operates from Monday to Friday from 9 AM to 5:30 PM and on Saturdays from 9 AM to 4 PM. While you can visit us at our Port Hueneme location for all your banking needs, if you need to send official correspondence, please use our mailing address: 535 W. Channel Islands Blvd., Port Hueneme, CA 93041.

Our Mission

At Navy Federal Credit Union, our mission is clear: we aim to empower our members by providing them with reliable financial solutions while fostering a sense of community. We believe that everyone deserves access to quality financial services that are straightforward and user-friendly. That's why we've embraced digital advancements such as online and mobile banking options that make managing finances easier than ever. We also prioritize inclusivity and accessibility by ensuring compliance with ADA standards throughout our facilities. Whether through traditional banking methods or modern digital platforms, we strive to ensure all members feel welcomed and supported.

Branch Location & Accessibility

Convenient Access and Features

Our branch offers convenient parking options, making it hassle-free for you to stop by. We are committed to ensuring that everyone can access our services, so we have features like ramps and ADA-compliant entrances available. Whether you're coming in for personal banking or need assistance with loans, our friendly staff is ready to help.

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and we welcome you on Saturdays from 9:00 AM to 4:00 PM. Whether you prefer visiting us during the week or on the weekend, we're here when you need us.

Services Available

At Navy Federal Credit Union, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards there's something for everyone. Plus, enjoy the convenience of ATM access for quick cash withdrawals and balance checks whenever you need it. While members can visit us at our Port Hueneme branch for all their banking needs, official correspondence should be sent to our mailing address at 535 W. Channel Islands Blvd., Port Hueneme, CA 93041. If you have any questions or would like more information about what we offer, feel free to give us a call at 888-842-6328. We're excited to assist you on your financial journey and invite you to visit us soon!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to join a community that truly cares about their financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in certain areas or have family members who are already members, you could be eligible to join us. We're here to support your journey with personalized service and financial products tailored to your needs. You can explore more about who qualifies for membership by visiting our eligibility page at https://www.navyfederal.org/membership/eligibility.html. Opening an account is just as easy! With just a few steps, you can start enjoying the benefits of membership at Navy Federal Credit Union. From competitive rates on loans and savings accounts to access to online banking and mobile services, we're dedicated to making your banking experience smooth and enjoyable. If you have any questions or need assistance, feel free to call us at (888) 842-6328. Start your journey with us today!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, our merchant services help you manage transactions seamlessly. Imagine being able to accept payments from customers quickly, whether they pay in-store or online. With our tools, you can track sales, manage inventory, and enhance customer experiences all essential for running a successful operation. Located at 535 W Channel Islands Blvd Port Hueneme Ca 93041 in Port Hueneme, CA, we invite you to explore how our business banking solutions can empower your enterprise today. Reach out to us at (888) 842-6328 for personalized assistance!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, managing finances can be challenging. That's why we offer comprehensive business banking services, including merchant services and business loans. You can focus on growing your business while we take care of the financial details.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's where our online and mobile banking services shine. Access your accounts anytime from anywhere with ease. You can pay bills, transfer funds, and even deposit checks right from your smartphone. Plus, our ATM services allow for quick cash withdrawals and balance checks without stepping foot in the branch. With all these services at your fingertips, managing your finances has never been easier.

Join Us Today!

Experience the difference at Navy Federal Credit Union! We invite you to visit us at 535 W Channel Islands Blvd Port Hueneme Ca 93041 or give us a call at (888) 842-6328 if you have any questions or need assistance with opening an account. Explore all that we have to offer your financial journey starts here!

Personal Banking

We understand that personal banking is about more than just transactions; it's about building a secure financial future. That's why we offer various checking and savings accounts designed to fit different lifestyles. Whether you're saving for a big purchase or just want a place to keep your money safe, our accounts come with user-friendly features and competitive rates. If you're considering purchasing a new car, our auto loans and vehicle financing options are here to help. With competitive rates and flexible terms, getting behind the wheel of your dream car is more attainable than ever. We also provide mortgage loans and refinancing solutions for those looking to buy a home or lower their monthly payments.

Personal Loans and Credit Cards

Life can be unpredictable, but with our personal loans and debt consolidation options, you can tackle unexpected expenses with confidence. Need to consolidate high-interest debts? Our team is ready to assist you in finding the best solution. Don't forget about our credit cards with rewards! These cards not only help build your credit but also earn you points on every purchase perfect for those who love to travel or shop.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, available for download on your smartphone. This app lets you manage your accounts on the go, making it easier than ever to stay in control of your money. You can also take advantage of mobile payments, allowing you to pay for purchases directly from your device no wallet needed! Additionally, our person-to-person transfer feature enables quick and easy money transfers to friends or family without any hassle. Need to sign a document? With our electronic signature authorization, signing important paperwork is fast and secure. For those who prefer paperless options, we offer e-statements that keep you updated while reducing clutter. You can view your statements anytime through our online banking portal. At Navy Federal Credit Union, we prioritize your security. Our digital banking services incorporate the latest technology to ensure that your information is safe and sound. From robust encryption methods to secure login processes, you can bank with confidence. Embrace the ease of digital banking with us today! Whether you're at home or on the move, Navy Federal Credit Union ensures that managing your finances is as convenient as possible.

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We have $1.3192E+11 in total loans and leases available for our members' diverse needs. This includes $1,023,510 dedicated to used auto loans which supports our members' financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at an impressive 30,809,321, showcasing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our members have in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 535 W Channel Islands Blvd Port Hueneme Ca 93041 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus on their needs allows us to create resources that benefit you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, ensuring you can drive away with confidence. If you're interested in refinancing an existing auto loan, we have options available to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand that running a business comes with its unique challenges, and we're here to help support your endeavors with tailored financing solutions. At Navy Federal Credit Union, we pride ourselves on being more than just a financial institution; we're a partner in your journey towards financial well-being. To learn more about eligibility and how we can assist you further, feel free to reach out at (888) 842-6328 or visit us at our location: 535 W Channel Islands Blvd Port Hueneme Ca 93041 in Port Hueneme, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together towards fulfilling your financial ambitions!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer guidance throughout the entire process, making it easier for you to secure your dream home while keeping your financial health intact.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases when you need without having to dip into savings. Plus, if you're considering consolidating debt or looking for ways to improve your credit score, our unsecured credit card loans could be a great fit.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. Every loan listed is backed by legitimate financial institutions, providing peace of mind when comparing options.

Benefits of Using LendMesh

- Verified Data: All loan offers come from accredited lenders, ensuring the information is both accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to help users make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates gathered from multiple institutions, allowing them to navigate their options easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the value and efficiency that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.