Navy Federal Credit Union Point Mugu Nawc CA: Best Auto Loans & Checking

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial success, located at 441 N Mugu Rd Bldg Pm16, Point Mugu Nawc, CA 93042. Since our establishment in 1947, we have proudly served our community and fostered a sense of belonging among our 14,045,179 members. At Navy Federal, we understand the importance of personal relationships and strive to provide exceptional service tailored to meet your unique needs. Our commitment goes beyond just banking; it's about supporting you every step of the way. With total assets amounting to an impressive $180,806,000,000, and total deposits reaching $2,321,600,484, we ensure that your hard-earned money is not only safe but also working for you. Whether you're interested in auto loans where we have facilitated over 8,384,529 loans and leases or looking to open a new checking account, our dedicated team is here to help. Led by our CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our experienced staff of 24,560 employees is passionate about serving your financial needs with expertise and care. We encourage you to reach out to us at 888-842-6328 or visit our website at navyfcu.org for more information on how we can assist you. While members can visit us at 441 N Mugu Rd Bldg Pm16, official correspondence should be sent to the same address as the mailing address. Join us today and discover the difference that being part of Navy Federal Credit Union can make in your financial journey!

Branch History & Mission

Community Impact

As part of our commitment to community support, we engage in various outreach programs aimed at enriching lives beyond financial services. Whether through educational initiatives or partnerships with local organizations, we believe in giving back to the neighborhoods where our members live and work. While you can visit us at our branch for personalized service during our operating hours Monday through Friday from 8 AM to 6 PM official correspondence should be directed to our mailing address at 441 N Mugu Rd, Point Mugu NAWC, CA 93042. Join us at Navy Federal Credit Union and become part of a thriving community dedicated to empowering its members financially. Together, let's build a brighter future! If you're ready to take the next step or want more information about membership benefits, don't hesitate to reach out at 888-842-6328 or visit us online at Navy Federal Credit Union.

Our Mission

At Navy Federal Credit Union, our mission extends beyond traditional banking. We aim to enhance the financial well-being of our members while contributing positively to our local communities. Our services range from personal banking solutions like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking options. We strive to ensure that every interaction with us is meaningful, whether it's through online banking or face-to-face consultations. We understand the importance of accessibility and customer satisfaction. That's why we've embraced technology with features such as mobile payments, online banking, and electronic signatures, ensuring that your banking experience is both convenient and secure.

Branch Location & Accessibility

Operating Hours

We invite you to visit us during our lobby hours from 8:00 AM to 6:00 PM, Monday through Friday. Our friendly staff is ready to assist you with a range of services, from personal banking and auto loans to mortgages and credit cards with rewards.

Services Available

Although we do not currently offer ATM services or drive-thru banking, our dedicated team ensures that your banking experience is efficient and enjoyable inside the branch. You can take advantage of online and mobile banking options for added convenience. If you have any questions or need assistance before your visit, don't hesitate to call us at 888-842-6328. We look forward to seeing you soon at Navy Federal Credit Union!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you're affiliated with the military, a family member of someone who is, or even an employee of the Department of Defense, you're likely eligible to join us. It's all about building connections and supporting each other in our financial journeys. You can find more detailed eligibility criteria by visiting https://www.navyfederal.org/membership/eligibility.html. Joining Navy Federal Credit Union means gaining access to a range of benefits designed just for you like competitive rates on loans, personalized service, and various account options tailored to fit your needs. Opening an account is simple! Just head over to our account opening page at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 if you have any questions. We're here to help you every step of the way as you become part of our community at 441 N Mugu Rd Bldg Pm16 Point Mugu Nawc Ca 93042.

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer merchant services that simplify daily operations. Imagine being able to accept payments easily from your customers, whether they pay with a card or mobile device. Our systems make it easy to manage transactions securely, allowing you to focus on what you do best running your business. Visit us at 441 N Mugu Rd Bldg Pm16 Point Mugu Nawc Ca 93042 in Point Mugu Nawc, CA, or give us a call at (888) 842-6328 to learn how our business banking solutions can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at this branch location, we ensure that members can easily access their cash through other available services within the Navy Federal network. At Navy Federal Credit Union, we're dedicated to serving our members' financial needs with a personal touch. If you have questions about any of our services or need assistance, don't hesitate to call us at 888-842-6328. Visit us today or explore more online at Navy Federal Credit Union your journey towards better financial health starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new car or want to refinance your current vehicle, look no further. Our auto loans offer flexible terms and competitive rates that fit your budget. With simple application processes and quick approvals, driving away in your new vehicle is easier than ever.

Business Banking

For our entrepreneurial members, Navy Federal Credit Union offers robust business banking solutions including merchant services and business loans. We understand the challenges of running a business; hence, we aim to support you with the financial tools you need to thrive.

Credit Cards with Rewards

Our credit cards come with attractive rewards programs that suit different spending habits. Whether you're earning points for travel or cash back on everyday purchases, our cards provide benefits that enhance your purchasing power.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. We provide various options whether you're buying your first home or refinancing your existing mortgage. Picture securing a low-interest rate that makes monthly payments manageable while allowing you to invest in your dream home.

Online & Mobile Banking

In today's fast-paced world, managing finances on-the-go is essential. Our online and mobile banking platforms make it easy to check balances, transfer funds, and pay bills all from the palm of your hand. With features like mobile payments and person-to-person transfers, accessing your money has never been more convenient.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored for every member's lifestyle. Imagine having a checking account that offers rewards and easy online access, making everyday transactions smooth and hassle-free. Our savings accounts can help you build your future, providing competitive rates that make saving rewarding.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans to help you manage those costs effectively. Additionally, if you're juggling multiple debts, consider our debt consolidation services to simplify payments and reduce interest rates.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those who prefer banking on their smartphones, our mobile application is ready to help. With features like mobile payments, you can make quick purchases directly from your phone, making it simpler than ever to handle everyday expenses. The app also supports 24/7 online banking services so that you can check in on your accounts whenever it fits into your schedule.

Real-Time Account Management

Imagine being able to manage your accounts in real time while you're out running errands or relaxing at home. With our digital banking tools, that's exactly what you get. You can easily view transactions as they happen and stay informed about your financial health without any hassle. In summary, Navy Federal Credit Union offers a comprehensive suite of digital and online banking services tailored to meet the needs of our members. Enjoy accessibility and ease-of-use while keeping your information secure because managing your money should be straightforward and stress-free!

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for your transactions, ensuring that all interactions are safe and secure. Plus, with e-statements available, you can keep track of your finances without worrying about paper clutter. This not only helps the environment but also makes it easy to access your statements whenever you need them.

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,023,510 in used auto loans and a total of $131,920,000,000 in loans and leases.

Growing Membership Base

Total Share Accounts stand at an impressive 30,809,321, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of what we do at Navy Federal Credit Union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 441 N Mugu Rd Bldg Pm16 Point Mugu Nawc Ca 93042 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects our operational efficiency. Despite our current net income of $0, we continue to strive for excellence in serving our members with competitive loan rates and solid financial products. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've issued over $20,470,200 in total auto loans, with $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their current payments or adjust their loan terms.

Credit Lines and Business Loans

For those who need additional financial flexibility or are business owners looking for growth opportunities, we offer credit lines totaling $62,780,210,296 and outstanding commercial loans amounting to $227,844,936. These products can provide the capital needed to expand your business ventures. Each of these options is designed with our members' best interests at heart. Plus, if you're unsure about eligibility or want to learn more about how refinancing could work for you, don't hesitate to reach out for detailed information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and discover how Navy Federal Credit Union can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. This means whether you're a first-time homebuyer or looking to refinance your current mortgage, we have solutions tailored to fit your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible unsecured credit card loans. With a total of $30,452,498,817 in unsecured credit card loans available to our members, you can benefit from manageable repayment terms that fit your lifestyle.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to regulatory compliance ensures that the offers displayed are fair and transparent. LendMesh stands out for several reasons: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal here is to provide unbiased results so users can trust the information they receive. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh equips users with the insights needed to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.