Navy Federal Credit Union

Nestled in the vibrant community of National City, Navy Federal Credit Union at 1727 Sweetwater Rd is your trusted partner for comprehensive financial solutions tailored to military members, veterans, and their families. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 4:00 p.m., this branch offers convenient ATM access for quick cash withdrawals and balance checks, ensuring your money is always within easy reach.
Renowned for providing some of the best auto loans with competitive rates and flexible terms, Navy Federal makes vehicle financing straightforward and affordable so you can get behind the wheel with confidence. Members also benefit from low mortgage loans and refinancing options designed to help make homeownership more attainable in National City.
Beyond lending, this full-service location delivers personal banking products such as checking and savings accounts crafted for everyday convenience, credit cards loaded with rewarding perks, personal loans for debt consolidation, plus business banking services supporting local entrepreneurs. While there is no drive-thru onsite, user-friendly online and mobile banking platforms ensure you can manage your finances anytime, anywhere.
Visit Navy Federal Credit Union at 1727 Sweetwater Rd or call 888-842-6328 today to experience personalized service and explore how our top-tier auto loans and mortgage solutions can support your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where our commitment to serving you is at the heart of everything we do. Located at 1727 Sweetwater Rd, National City, CA 91950, we have been proudly serving our members since 1947. With a robust membership base of over 14 million, we strive to provide exceptional financial services tailored to meet your needs. At Navy Federal, trust and reliability are more than just words; they are the foundation of our mission. Our total assets exceed $180 billion, reflecting our strength and stability in the financial sector. We offer a range of products, from personal banking solutions like checking and savings accounts to auto loans and mortgages, ensuring that you find exactly what you need. Our total deposits stand at an impressive $2,321,600,484, allowing us to support our members with competitive rates and comprehensive financial assistance. Our leadership team is dedicated to fostering a supportive community. Under the guidance of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we prioritize your financial well-being while maintaining transparency and accountability. With a workforce of over 24,500 employees, we are here for you every step of the way. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: 1727 Sweetwater Rd, National City, CA 91950. Whether you have questions about your account or need assistance with loans totaling over 8 million, don't hesitate to reach out. Join us at Navy Federal Credit Union where your financial future matters. For more information or to become a member today, visit us online at navyfcu.org or call us at 888-842-6328. We're excited to support you on your journey towards achieving your financial goals!

Branch History & Mission

Navy Federal Credit Union has a proud legacy that began in 1947. Since opening its doors, our branch in National City, California, has been dedicated to serving the financial needs of our members and the local community. With a strong commitment to helping people achieve their financial goals, we have grown significantly over the years. Today, we proudly serve over 14 million members and manage total assets exceeding $180 billion. Located at 1727 Sweetwater Rd, National City, CA 91950, our branch is easily accessible for those in the area. We invite you to visit us during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. While members can visit us at this address for all their banking needs, official correspondence should be directed to our mailing address at the same location. At Navy Federal Credit Union, our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community support. We aim not only to assist our members with personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards but also to engage in meaningful outreach within the communities we serve. Our commitment extends beyond financial transactions; we strive to make a positive impact on the lives of those around us. Our branch prioritizes innovation and accessibility as well. We offer online banking and mobile payments for convenient access to accounts anytime, anywhere. Additionally, we ensure that our facilities meet ADA compliance standards so everyone can benefit from our services without barriers. Navy Federal Credit Union actively seeks partnerships within the community to enhance our outreach efforts. From hosting financial education workshops to participating in local events, we believe in giving back and supporting the growth of National City. Join us at Navy Federal Credit Union! Experience firsthand how we can help you achieve your financial dreams while becoming part of a vibrant community dedicated to mutual support and success. For more information or assistance, feel free to call us at 888-842-6328 or visit our website at www.navyfederal.org. We look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union, conveniently located at 1727 Sweetwater Rd in National City, CA. Our branch is easily accessible for all members of the community. Whether you're visiting for personal banking needs or exploring our loan options, we're here to help you every step of the way. Nestled in a vibrant area of San Diego County, our branch is near popular landmarks like the Sweetwater Union High School District and just a short drive from the picturesque Sweetwater Regional Park. This makes it a breeze to stop by while you're out and about. For your convenience, we offer ample parking right outside our entrance, ensuring that your visit is smooth from start to finish. We are also committed to accessibility, with ADA-compliant features that make it easy for everyone to access our services. Our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 4 PM. If you need assistance outside of these hours, don't hesitate to reach out at 888-842-6328. Our friendly team is ready to answer any questions you may have. At Navy Federal Credit Union, we provide a range of services tailored to meet your financial needs everything from checking and savings accounts to auto loans and credit cards with rewards. While we currently do not offer drive-thru services, our ATM is available for cash withdrawals and balance checks whenever you need it. If you prefer official correspondence via mail, please send it to our mailing address: 1727 Sweetwater Rd, Ste 106, National City, CA 91950. We invite you to come visit us at Navy Federal Credit Union where your financial well-being is our priority!

Member Eligibility

Joining the Navy Federal Credit Union family is like stepping into a community that truly cares about you and your financial well-being. To become a member, you'll need to meet some friendly eligibility criteria, which primarily include being part of the military community, their families, or qualifying through specific affiliations. It's designed to keep our membership close-knit and supportive. If you're curious about the exact details, feel free to check out more at https://www.navyfederal.org/membership/eligibility.html. The process to open an account is straightforward and welcoming; you can find all the steps you need at https://mymembership.navyfederal.org/#/milestones. Should you have any questions or need assistance along the way, don't hesitate to reach out to us at (888) 842-6328. We're here for you!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, we offer merchant services designed to streamline your operations. Picture this: a local café using our payment processing solutions to make transactions easy for customers. This not only enhances customer experience but also helps you manage your finances better. Located at 1727 Sweetwater Rd National City Ca 91950 in National City, CA, we are here to partner with you on your business journey. Reach out at (888) 842-6328 to learn how we can support your goals!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We want you to feel comfortable reaching out for help whenever necessary. You can contact us at 888-842-6328 if you have questions about our services or need assistance with your account. Our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. At Navy Federal Credit Union, we are committed to providing comprehensive financial services designed with you in mind. Ready to explore what we can do for you? Visit us today or check out our website at navyfcu.org for more information!

Business Banking Services

For those running a business, we offer specialized services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your business goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Navy Federal Credit Union provides robust online and mobile banking options. You can easily manage your accounts from anywhere at any time. With features like mobile payments, person-to-person transfers, and e-statements, handling your finances has never been easier. Plus, we have ATMs available for cash withdrawals and balance checks whenever you need them.

Personal Banking Options

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effectively. With options tailored for different lifestyles, you can choose the account that fits you best. Need to buy a new car? Our auto loans and vehicle financing solutions make it easy to get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your existing mortgage, our mortgage loans offer competitive rates and terms that suit your budget. Sometimes life throws us curveballs, and when unexpected expenses arise, having access to personal loans and debt consolidation can provide peace of mind. And don't forget about our credit cards with rewards; they offer great benefits for your everyday purchases.

Digital & Online Banking

Key Services

With our online banking services available at https://www.navyfederal.org/, you can easily check your account balance, pay bills, and transfer money with just a few clicks. Our 24/7 online banking ensures that you have access to your accounts whenever you need it. Whether you're at home or on the go, managing your finances is simple and stress-free. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send or request funds quickly. Plus, with mobile payments, you can make purchases right from your smartphone no need for cash or cards.

Security & Ease of Use

We prioritize your security. With electronic signature authorization and e-statements available, you can complete transactions and keep track of your finances without worrying about paper clutter or security issues. Our mobile application further enhances your banking experience, allowing you to deposit checks, view statements, and stay updated on all your accounts right from your device. At Navy Federal Credit Union, our commitment is to provide accessible and user-friendly digital solutions so you can feel confident managing your money. Explore the world of hassle-free banking today!

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1.3192E+11 in total loans and leases, including $1,023,510 in used auto loans.

Growing Membership Base

We have a robust member base with a total of 30,809,321 share accounts. This shows the trust our members place in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1727 Sweetwater Rd National City Ca 91950 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Your savings are secure with us through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and we're here to support you every step of the way. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you in finding solutions that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union, we strive to be your partner in achieving financial success. For more information or assistance with our loan offerings, feel free to reach out to us at (888) 842-6328 or visit us at 1727 Sweetwater Rd National City Ca 91950 in National City, CA.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We can help you navigate the process and find the best mortgage product for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or handle unexpected expenses without collateral.

Loan Aggregator

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