Navy Federal Credit Union

Nestled in the heart of Mission Viejo, the Navy Federal Credit Union branch at 28201 Marguerite Pkwy is proud to serve military members, veterans, and their families with trusted financial solutions. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 4:00 p.m., this convenient location offers full ATM services for quick cash withdrawals and balance checks, ensuring your money is always within reach.
Known for delivering some of the best auto loans with competitive rates, Navy Federal makes vehicle financing straightforward and affordable, helping you get behind the wheel sooner. Alongside exceptional auto loan options, members can benefit from low mortgage rates and refinancing services tailored to make homeownership attainable in Mission Viejo.
This full-service branch also provides personal banking products such as checking and savings accounts designed for everyday convenience, credit cards loaded with rewarding perks, personal loans for debt consolidation, plus business banking solutions that support local entrepreneurs. While there is no drive-thru service onsite, user-friendly online and mobile banking platforms keep your finances accessible anytime.
Visit Navy Federal Credit Union at 28201 Marguerite Pkwy or call 888-842-6328 today to experience friendly, personalized service and discover how our top-tier auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, located at 28201 Marguerite Pkwy, Mission Viejo, CA 92692. Since our establishment in 1947, we've been dedicated to serving our members with trust and reliability. As part of a larger community, we pride ourselves on supporting over 14 million members with a wide range of financial services tailored to meet their needs. At Navy Federal, our commitment goes beyond just numbers. With total assets exceeding $180.8 billion and total deposits reaching $2.32 billion, we are well-equipped to provide you with the financial solutions you need. Our team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to ensure that your experience is not only smooth but also enriching. While you can visit us at our branch for personal assistance, please note that official correspondence should be sent to our mailing address: 28201 Marguerite Pkwy, Mission Viejo, CA 92692-3719. Whether you're looking for auto loans, mortgages, or checking accounts, we have over 8 million loans ready to support your journey. Our extensive resources include a solid net worth of $21.49 billion and cash reserves of $2.19 billion, ensuring that we can offer competitive rates and reliable service. Join us today and discover how Navy Federal Credit Union can help you achieve your financial goals! For any questions or assistance, don't hesitate to call us at 888-842-6328. We look forward to welcoming you into our family!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience and accessibility. That's why we have embraced digital advancements while ensuring ADA compliance for all our members. Our services include online banking, mobile payments, and ATM access all designed with you in mind. As part of our ongoing commitment to customer service excellence, we offer operating hours from 9 AM to 5 PM Monday through Friday and 9 AM to 4 PM on Saturdays. Unfortunately, we do not currently have drive-thru service available; however, ATMs are readily accessible for your convenience.

Join Us

At Navy Federal Credit Union, you're more than just a member; you're family. We invite you to experience firsthand the benefits of joining our credit union community. Explore how our services can help you achieve your financial goals and become part of a legacy built on trust and support. For more information or to become a member today, call us at 888-842-6328 or visit our website. Join us at Navy Federal Credit Union where your financial future is our priority!

Our Journey

Since opening our doors, we have seen significant milestones that mark our evolution. What started as a small credit union has transformed into one of the largest financial institutions in the nation. With a mission centered on serving those who serve, we focus not only on providing comprehensive financial solutions but also on enriching the lives of our members and their families. While members can visit us at our branch location in Mission Viejo, official correspondence should be sent to 28201 Marguerite Pkwy, Ste 14, Mission Viejo, CA 92692-3719. We are dedicated to making every interaction personal and meaningful.

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members and their communities. At Navy Federal, we believe in empowering individuals through personalized banking experiences. From checking and savings accounts to auto loans and mortgages, we aim to provide accessible financial solutions that promote growth and security. We also prioritize community support by engaging in outreach programs and forming partnerships that uplift those around us. Whether it's supporting local events or offering educational resources for better financial literacy, we are committed to making a positive impact.

Branch Location & Accessibility

Call Us Today!

If you have any questions or need assistance before your visit, don't hesitate to give us a call at (888) 842-6328. We invite you to come by and experience the exceptional service that makes Navy Federal Credit Union a trusted partner in your financial journey. We look forward to welcoming you!

Convenient Access

Our location is easily accessible, making it simple for you to visit us. While parking is available on-site, we also prioritize accessibility with features like ramps and ADA-compliant entrances to ensure everyone can access our services comfortably. If you're nearby, you might recognize us from prominent local spots such as the Mission Viejo Mall or the beautiful Lake Mission Viejo, both just a short drive away.

Operating Hours & Services

We are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM, giving you plenty of time to drop by for your banking needs. Our knowledgeable staff is ready to help with personal banking options including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and even business banking services. Plus, we have an ATM available for your convenience. While members can visit us at 28201 Marguerite Pkwy Mission Viejo Ca 92692, official correspondence should be sent to our mailing address: 28201 Marguerite Pkwy, Ste 14, Mission Viejo, CA 92692-3719.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a close-knit family that supports your financial journey. If you're looking to join us at our welcoming branch located at 28201 Marguerite Pkwy Mission Viejo Ca 92692, you'll be happy to know that eligibility is straightforward and inclusive. Generally, anyone who serves in the military, a family member of someone who does, or even certain government employees can become a member. It's all about community and connection here! For those interested in more specific details about eligibility criteria, feel free to check out our comprehensive guide at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is just as simple! You can easily start the process online by visiting https://mymembership.navyfederal.org/#/milestones, or if you prefer, give us a call at (888) 842-6328. We're excited to help you take this important step toward better banking experiences tailored just for you. Join us today and discover all the benefits that come with being part of the Navy Federal Credit Union family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business smoothly while effortlessly managing transactions. Our merchant services offer that convenience, enabling you to accept payments quickly and securely. Whether it's credit cards or mobile payments, we ensure your customers have easy options, allowing you to focus on what you do best growing your business. Visit us at 28201 Marguerite Pkwy Mission Viejo Ca 92692 or call us at (888) 842-6328 to explore how our business banking and commercial services can elevate your operations. Your success is our mission!

Comprehensive List Of Services

ATM Access When You Need It

Need cash? Visit one of our ATMs located conveniently nearby for quick access to cash withdrawals or balance checks without hassle. --- No matter what financial service you're looking for, Navy Federal Credit Union is committed to helping you achieve your goals. If you have any questions or want to learn more about how we can assist you personally, please don't hesitate to contact us at 888-842-6328 or visit us at our branch in Mission Viejo. Let's take this journey together!

Business Banking Support

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. We know how important it is to have reliable support when running a business, and we're here to help every step of the way.

Convenient Online & Mobile Services

In today's fast-paced world, convenience matters. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. From transferring funds to paying bills seamlessly with just a few taps on your smartphone, banking has never been easier.

Flexible Loan Options

Whether it's for unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services can help lighten your financial load. With straightforward terms and manageable payments, these loans make it easy to regain control over your finances.

Home Ownership Assistance

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide you with various choices suited for first-time buyers or seasoned homeowners looking to refinance. Our knowledgeable staff will guide you through each step, ensuring you find the best option available. You'll appreciate how simple it is to get pre-approved using our online tools.

Personal Banking Solutions

For individuals looking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a rainy day or planning a big purchase, our accounts come with features that make banking straightforward and convenient. Imagine easily checking your balance on-the-go using our mobile app or setting up automatic transfers to reach your savings goals faster.

Rewarding Credit Cards

Enjoy shopping even more with our Credit Cards with Rewards program. Earn points on everyday purchases that can be redeemed for travel, cash back, and more. It's like getting rewarded just for spending wisely!

Vehicle Financing Made Easy

If you're in the market for a new car or need financing for a used vehicle, our Auto Loans & Vehicle Financing options are designed with you in mind. We offer competitive rates and flexible terms, making it easier for you to drive away in the vehicle you want. Picture this: with just a few clicks on our online platform, you can apply for a loan from the comfort of your home.

Digital & Online Banking

Convenient Features

Need to send money quickly? Our person-to-person transfers make it simple to send funds directly to friends or family in just a few taps. And if you're someone who prefers using mobile payments, we've got you covered! Our mobile payments feature allows for quick transactions at stores or online making shopping even more convenient. With all these features available at Navy Federal Credit Union, managing your finances has never been easier or more accessible. Whether you're checking your account balance late at night or sending money across town during lunch, our digital tools are designed with you in mind. Join us in embracing the future of banking today!

Key Services Offered

Visit us online at https://www.navyfederal.org/ to explore a range of features that enhance your banking experience. Our online banking platform allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Plus, with our mobile application, you can take your banking right in your pocket. Security is a top priority for us. We offer electronic signature authorization, which means you can sign documents safely without needing to visit a branch. Additionally, our e-statements provide an eco-friendly way to keep track of your financial activities while ensuring that sensitive information remains secure.

Financial Strength

Member Trust

With a total of 30,809,321 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,127,735,547, further showcasing our dedication to supporting your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 28201 Marguerite Pkwy Mission Viejo Ca 92692 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees who are ready to assist you with their knowledge and commitment.

Reinvestment for Growth

We take pride in having $399,808,576 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is supported by $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, helping you achieve your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Currently, we have $0 in non-member deposits, ensuring that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reflected in our net worth ratio of $1,181, which demonstrates our ability to provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $227,844,936 provide the capital needed to invest in your future. We are committed to supporting local businesses and fostering economic growth within our community. If you're interested in any of these loan offerings or want more information about refinancing options available at Navy Federal Credit Union located at 28201 Marguerite Pkwy Mission Viejo Ca 92692, please don't hesitate to reach out! You can contact us at 888-842-6328 during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union, we're here to empower you on your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making it easier for you to step into your dream home. If you're considering refinancing your existing mortgage, we can help you explore eligibility options tailored to your situation.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with benefits that fit your lifestyle while keeping interest rates manageable.

Loan Aggregator

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