Navy Federal Credit Union

Nestled in the welcoming community of Lemoore, the Navy Federal Credit Union branch at 855 N Lemoore Ave is your trusted partner for personalized financial solutions. Open Monday through Friday from 9:30 a.m. to 5:30 p.m. and Saturdays from 9:00 a.m. to 4:00 p.m., this location offers convenient ATM services to help you with quick cash withdrawals and balance checks whenever you need them.
Known for providing some of the best auto loans and vehicle financing options, Navy Federal makes it easy and affordable to get behind the wheel with competitive rates tailored to your needs. Whether you're looking to finance your next car or take advantage of low mortgage loans and refinancing options, their expert team is here to guide you every step of the way.
In addition to lending, this full-service branch offers personal banking solutions including checking and savings accounts designed for everyday convenience, credit cards with rewarding perks, personal loans for debt consolidation, plus business banking services supporting local entrepreneurs. While there is no drive-thru service onsite, user-friendly online and mobile banking platforms ensure seamless access to your finances anytime.
Visit Navy Federal Credit Union at 855 N Lemoore Ave or call 888-842-6328 today to discover how our top-tier auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 855 N Lemoore Ave, Lemoore, CA 93245. Since our establishment in 1947, we have proudly served our community, growing to support over 14 million members with a commitment to delivering exceptional service and financial solutions tailored to meet your needs. At Navy Federal, we understand that every member's journey is unique. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions. With total assets exceeding $180.81 billion and total deposits reaching $2.32 billion, you can trust that your money is safe and secure with us. Our dedicated team of over 24,500 employees is led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., who are committed to ensuring a positive experience for all our members. We pride ourselves on our strong financial foundation, boasting a net worth of $21.49 billion and cash in hand amounting to $2.19 billion, which allows us to provide robust lending options with a total loan portfolio of more than 8.38 million loans. While members can visit us at our branch location, official correspondence should be sent to the same address: 855 N. Lemoore Avenue, Lemoore, CA 93245. We invite you to explore our website at navyfcu.org for more information about our products and services or call us at 888-842-6328 for personalized assistance. Join us today and discover how Navy Federal Credit Union can help you achieve your financial goals!

Branch History & Mission

Community Engagement

We are deeply committed to giving back to the community that supports us. Through various outreach programs and partnerships, we work hard to uplift local organizations and initiatives that make a positive impact. Whether it's sponsoring events or providing educational resources about financial literacy, we aim to empower our members both financially and socially.

Join Us Today

As we continue this legacy of service, we invite you to become part of the Navy Federal family. Experience firsthand how we can help you achieve your financial goals while being a part of a community-focused credit union. Together, let's build a brighter future! For more information or assistance, please call us at 888-842-6328 or visit our website.

Our Journey

Located at 855 N Lemoore Ave, Lemoore, CA 93245, our branch has been a cornerstone of financial support for families and individuals in the area. We understand the unique challenges faced by our members and strive to offer personalized solutions that make a difference in their lives. Our journey began with a focus on providing accessible financial services to military families. Today, we proudly continue that mission while embracing technology and modern banking practices. With total assets exceeding $180 billion, we are equipped to provide a wide range of services. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have something for everyone. Our digital advancements ensure that members can manage their finances anytime and anywhere through online and mobile banking.

Our Mission Statement

At Navy Federal Credit Union, our mission is clear: We are dedicated to serving our members by providing exceptional financial products and services while supporting the communities in which they live. We believe in putting people first offering not only competitive rates but also guidance and support tailored to each member's unique situation. While members can visit us at 855 N Lemoore Ave, official correspondence should be sent to 855 N. Lemoore Avenue, Ste 190, Lemoore, CA 93245 if needed. Our lobby hours are convenient for your busy schedule: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:00 AM to 4:00 PM.

Branch Location & Accessibility

Welcome to Navy Federal Credit Union, your trusted financial partner located at 855 N Lemoore Ave, Lemoore, CA 93245. Nestled in the heart of Kings County, our branch is conveniently situated near local landmarks that make it easy for you to find us. Whether you're heading to the nearby parks or just passing through town, stopping by is a breeze! At our branch, we prioritize accessibility for all members. Our location features ADA-compliant entrances and parking spaces, ensuring that everyone can enjoy our services comfortably. While we currently do not offer drive-thru banking, you can take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. We understand how important your time is, which is why we have friendly staff ready to assist you during our convenient operating hours. Our lobby is open Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:00 AM to 4:00 PM. This allows you plenty of opportunities to visit us whether it's for personal banking needs like checking accounts, auto loans, or credit card inquiries. If you're looking to send official correspondence, please note that while you can visit us at the aforementioned address, our mailing address is slightly different: 855 N. Lemoore Avenue, Ste 190, Lemoore, CA 93245. We encourage you to reach out with any questions at 888-842-6328 or stop by for a visit! At Navy Federal Credit Union, we're here to help you achieve your financial goals with ease and support every step of the way.

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a family where your financial well-being is the top priority. If you're ready to take that step, you'll find that eligibility is straightforward and welcoming. To join us, you just need to be affiliated with the military, a family member of someone who is, or a Department of Defense employee. This means whether you are serving, have served, or simply have a loved one who has, you can enjoy all the benefits we offer at our location on 855 N Lemoore Ave Lemoore Ca 93245. We provide an array of services designed to help you thrive financially, from checking accounts to loans tailored to your needs. Opening your account is a breeze! Just visit our website for details on how to get started: https://mymembership.navyfederal.org/#/milestones. If you have questions along the way, feel free to give us a call at (888) 842-6328. For more in-depth information about eligibility criteria, check out this resource: https://www.navyfederal.org/membership/eligibility.html. Join us today and experience the difference that comes with being part of Navy Federal Credit Union!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Saturday morning at your local café. Customers are lining up for their favorite brews while you handle payments with ease thanks to our efficient merchant services. We provide reliable payment processing solutions that make transactions simple and secure, allowing you to focus on what matters most serving your customers. Located at 855 N Lemoore Ave Lemoore Ca 93245 in Lemoore, CA, we're here to partner with you every step of the way. Reach out at (888) 842-6328 to learn more about how our business banking and commercial services can benefit your enterprise!

Comprehensive List Of Services

Convenient Access and Support

At Navy Federal Credit Union, convenience is key. Our branches feature ATM & Cash Withdrawal Services, making it simple for you to access cash when needed. Plus, with features like basic ATM access for withdrawals and balance checks, staying on top of your finances is straightforward and hassle-free. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 888-842-6328, where our friendly staff is ready to assist you with any inquiries.

Financing Your Dreams

When it comes to making big purchases, like a new car or a home, we understand how important it is to find the right financing options. That's why we provide competitive Auto Loans & Vehicle Financing as well as Mortgage Loans & Refinancing solutions. Picture yourself driving off in that dream car or settling into your new home with terms that fit comfortably within your budget. For those unexpected expenses or plans that need quick funding, our Personal Loans & Debt Consolidation services can give you the financial relief you need. These loans are tailored to help you manage any debts effectively while giving you a fresh start.

Join Us Today!

With so many services available tailored just for you, now is the perfect time to explore what Navy Federal Credit Union has to offer. Visit us online at Navy Federal or stop by our branch in Lemoore today. We're excited to help you achieve all your financial goals!

Personal Banking Solutions

Whether you're looking to manage your day-to-day finances or save for future goals, our Personal Banking services have you covered. We offer both Checking and Savings Accounts that can help you keep track of your spending while growing your savings effortlessly. Imagine easily accessing your funds anytime through our Online & Mobile Banking platforms perfect for those busy days when you're on the go.

Rewards and Business Services

For our members who enjoy credit rewards, our Credit Cards with Rewards offer benefits that can enhance your everyday purchases. Whether you're collecting points for travel or cashback on groceries, these cards add value to your shopping experience. We also recognize the importance of supporting local businesses. Our Business Banking options include Merchant Services & Business Loans, aimed at helping entrepreneurs thrive in their endeavors. If you're running a business, think about how easy managing your finances could be with our dedicated support.

Digital & Online Banking

Key Features

We've made it easy for you to stay connected with your money. You can sign documents securely with our electronic signature authorization feature, eliminating the hassle of paperwork. Plus, enjoy the convenience of e-statements to keep track of your transactions while reducing clutter saving both time and paper. If you're always on the move, our mobile application brings banking directly to your smartphone. You can also make mobile payments effortlessly, allowing you to shop without worrying about carrying cash or cards. And if you need to send money to friends or family, our person-to-person transfer option makes it quick and easy.

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your information, giving you peace of mind as you manage your accounts online. Our user-friendly interface means that even those new to digital banking will find it intuitive and straightforward. At Navy Federal Credit Union, we're committed to making your banking experience as convenient as possible. With real-time account management at your fingertips, you have the power to control your finances like never before. Explore our digital services today and discover how easy banking can be!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 855 N Lemoore Ave Lemoore Ca 93245 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Secure Savings Opportunities

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. Plus, if you're interested in refinancing any existing loans, we have options available that can help reduce your payments and save you money. If you're considering any of these loan products or want to learn more about eligibility requirements, feel free to reach out to us at (888) 842-6328 or visit our branch located at 855 N Lemoore Ave Lemoore Ca 93245 in Lemoore, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing you with personalized service and expert guidance as you navigate your financial journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible terms can make your purchase easier.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This product is perfect for those looking to consolidate debt or make larger purchases without high interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you find the right loan for your needs.

Loan Aggregator

Benefits of Using LendMesh

One key advantage of LendMesh is its focus on Verified Data. Loan offers are sourced from legitimate financial institutions, which guarantees transparency in the information presented. Additionally, LendMesh maintains a strict policy of No Sponsored Listings lenders are not prioritized based on paid promotions. This commitment ensures that all results are unbiased, allowing users to see all available options fairly. LendMesh also provides Real-Time Rate Comparisons, delivering up-to-date loan rates from multiple institutions at once. This feature helps users identify the best deals quickly and efficiently. By simplifying the comparison process, borrowers can spend less time searching and more time securing favorable terms for their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in facilitating significant savings for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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