Navy Federal Credit Union

Nestled in the vibrant community of La Mesa, the Navy Federal Credit Union branch at 8796 Grossmont Blvd is your welcoming local partner for trusted financial services. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 4:00 p.m., this branch offers convenient ATM access for quick cash withdrawals and balance checks, making managing your money effortless.
Known for providing some of the best auto loans with competitive rates, Navy Federal helps you get behind the wheel confidently with financing options tailored to your budget. Whether you're purchasing a vehicle or exploring low mortgage loans and refinancing solutions, their expert team is ready to guide you toward smart financial decisions in La Mesa.
Beyond lending, members enjoy comprehensive personal banking services including checking and savings accounts designed for everyday convenience, credit cards loaded with rewarding perks, personal loans for debt consolidation, and business banking solutions supporting local entrepreneurs. While there is no drive-thru service at this location, user-friendly online and mobile banking platforms ensure you can manage your finances anytime, anywhere.
Visit Navy Federal Credit Union at 8796 Grossmont Blvd in La Mesa or call 888-842-6328 today to experience personalized guidance and discover how our top-tier auto loans and mortgage products can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union at 8796 Grossmont Blvd, La Mesa, CA 91942! Since our establishment in 1947, we have been dedicated to serving our community with trustworthy financial solutions. Our members, numbering over 14 million, enjoy a wide range of services tailored to meet their unique needs. At Navy Federal, we take pride in our robust financial standing. With total assets reaching an impressive $180,806,000,000 and total deposits of $2,321,600,484, we are well-equipped to support your financial journey. Our commitment is reflected not just in numbers but also in the personal connections we build with each member. Under the leadership of our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., we strive to create a welcoming environment where you can feel confident about your financial decisions. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use the same address: 8796 Grossmont Blvd, La Mesa, CA 91942. Whether you're looking for auto loans, mortgage options, or business banking services, we're here to help you achieve your goals. With a dedicated team of over 24,560 employees, we ensure that every interaction is meaningful and beneficial to you. Ready to take the next step? Call us at 888-842-6328 or visit our website at navyfcu.org to learn more about how we can assist you today!

Branch History & Mission

Join Us

With convenient operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM and ATM availability for quick cash access, Navy Federal is here to serve you. We invite you to become part of our growing family. Experience firsthand how we prioritize your needs while contributing to our community's well-being. Visit us today or call us at 888-842-6328 for more information on how you can join Navy Federal Credit Union!

Our Mission

At Navy Federal Credit Union, our mission is simple yet powerful: to help our members achieve their financial goals while fostering a strong sense of community. We believe in putting people first offering not just exceptional financial products but also guidance and support every step of the way. Our dedicated team works hard to ensure every member feels valued and empowered. The credit union's focus extends beyond individual finances; we actively engage in community outreach initiatives that strengthen ties with local organizations and residents. Whether through educational programs or partnerships with local charities, Navy Federal strives to make a positive impact right here in La Mesa and beyond. While members can visit us at our branch location on Grossmont Blvd, official correspondence should be sent to the same address: 8796 Grossmont Blvd, La Mesa, CA 91942.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union located at 8796 Grossmont Blvd, La Mesa, CA 91942! Our branch is perfectly situated for your convenience in the heart of La Mesa, just a stone's throw away from local favorites like the Grossmont Center and the picturesque Lake Murray. Whether you're a long-time member or new to our community, we're here to provide you with exceptional service and support. At our La Mesa branch, you'll find ample parking that makes it easy to drop by anytime during our operating hours. We're open Monday through Friday from 9 AM to 6 PM, and Saturdays from 9 AM to 4 PM. Our friendly team is ready to assist you with everything from personal banking needs, including checking and savings accounts, to auto loans and mortgage services. For those who prefer a more digital approach, we also offer online and mobile banking options for your convenience. Need cash? No problem! We have an ATM available right at our location for quick access to your funds. While we currently do not have a drive-thru option, our lobby is accessible and ADA compliant, ensuring everyone can visit us comfortably. If you need to send official correspondence, please use our mailing address: 8796 Grossmont Blvd, La Mesa, CA 91942 this is the same as our branch address. Feel free to reach out at 888-842-6328 if you have any questions or need assistance before your visit. We invite you to stop by and discover how Navy Federal Credit Union can help you achieve your financial goals. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a close-knit family dedicated to your financial well-being. If you live, work, or worship in the area, or if you have a family member who's already a part of our community, you may be eligible to join us! We believe in making banking personal and accessible, so the process is straightforward. To explore all the details about eligibility criteria, you can check out this helpful resource: https://www.navyfederal.org/membership/eligibility.html. Joining opens up a world of benefits, from competitive loan rates to personalized service that makes your banking experience truly enjoyable. Ready to take the next step? Opening an account with us is quick and easy! Just visit our website at https://mymembership.navyfederal.org/#/milestones for more information on how to get started. If you have any questions or need assistance, feel free to call us at (888) 842-6328. We're here to help you every step of the way at our branch located at 8796 Grossmont Blvd La Mesa Ca 91942. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processing for your business. Whether you're a small retailer or a service provider, our tools help you accept payments easily and efficiently. This means less hassle for you and a better experience for your customers. Visit us at 8796 Grossmont Blvd La Mesa Ca 91942 in La Mesa, CA, or call us at (888) 842-6328 to learn more about how our business banking services can fuel your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key at Navy Federal Credit Union. We offer ATM access for withdrawals and balance checks without hassle. If you're on the go or just need quick cash, our ATMs are available when you need them. In conclusion, Navy Federal Credit Union in La Mesa, located at 8796 Grossmont Blvd, provides an extensive array of financial services designed for every member's unique needs. With friendly staff ready to assist you and digital banking tools that bring convenience right to your fingertips, managing your finances has never been easier. Feel free to reach out at 888-842-6328 or visit us today to explore how we can support your financial journey!

Auto Loans & Vehicle Financing

If you're considering a new vehicle, our auto loans and vehicle financing options make it easy. Picture yourself driving off in that dream car with affordable monthly payments tailored to your budget. Our loan specialists are here to guide you through the process and ensure you get the best rate possible.

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans designed to help your company thrive. We recognize that each business has unique needs; therefore, our team is ready to provide personalized assistance.

Credit Cards with Rewards

Our credit cards not only help you manage purchases but also earn rewards along the way! You can enjoy cashback on everyday spending or points towards travel experiences whatever fits your lifestyle best.

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance their existing mortgage, we provide competitive mortgage loans that make homeownership more attainable. We know that buying a home is one of the biggest decisions you'll ever make, so we aim to simplify it for you with clear information and support every step of the way.

Personal Banking

When it comes to personal banking, we offer both checking and savings accounts that fit your lifestyle. Imagine having easy access to your money whenever you need it. With our online and mobile banking options, you can manage your accounts anytime, anywhere. You can even set up automatic transfers to help you reach your savings goals faster!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services offer flexible solutions when you need extra cash. Whether it's for home repairs, medical bills, or consolidating debt into one manageable payment, we're here to help lighten your financial load.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to view account balances, transfer funds, and pay bills with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments enabled, you can make purchases directly from your phone without needing to carry cash or cards. For those who prefer a more hands-on approach, our mobile application brings all these features right to your smartphone. Whether you're checking your balance during your morning commute or transferring funds while waiting in line, everything is designed for ease of use.

Security and Accessibility

Your security is paramount. We employ advanced measures to protect your personal information and ensure safe transactions. Additionally, with electronic signature authorization available, signing documents has never been easier or more secure. Stay organized and environmentally friendly by opting for e-statements instead of paper ones. Not only will this help reduce clutter, but you'll also gain instant access to your financial records whenever you need them. At Navy Federal Credit Union, we're committed to providing you with the tools you need for real-time account management. Enjoy the freedom of banking on your own terms with our comprehensive digital services!

Financial Strength

Commitment to Member Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 8796 Grossmont Blvd La Mesa Ca 91942 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide refinancing options to make it easier for you to manage your payments.

Business Loans

For business owners looking to expand or start new ventures, we provide outstanding commercial loans totaling $227,844,936. These loans are designed to meet your business's capital needs and help you grow successfully. Our team is dedicated to ensuring that you find the right loan product tailored specifically for your situation. If you're considering refinancing or would like more information on eligibility options for any of our loan products, don't hesitate to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our commitment to serving our members and competitive loan offerings at Navy Federal Credit Union in La Mesa, CA, you're not just getting a loan; you're gaining a partner in your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple and accessible for our members. We can guide you through the eligibility process to ensure you find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This product provides a convenient way to cover unexpected expenses while giving you control over your spending.

Loan Aggregator

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